With ComplyCube’s SSN verification service, businesses can verify customers with the least amount of friction in real time. Our SSN verification checks issuance patterns, structural validity, and mortality records to cut identity fraud and accelerate compliant onboarding.
The service instantly flags mismatched, invalid, or deceased Social Security numbers, enabling automated case handling and reducing manual reviews. By integrating directly into your onboarding workflow, it strengthens trust signals without slowing down genuine users.
Cut manual reviews with instant pass or fail decisions. ComplyCube delivers verified SSN results in seconds, with clear reason codes your team can trust.
Stop fraud with ComplyCube’s SSN verification check. ComplyCube verifies the social security number to block synthetic, recycled, or invalid identities before they are onboarded.
Meet U.S. onboarding requirements with a SSN verification service backed by authoritative sources and audit-ready results. Ensure every user passes a compliant identity check.
SEAMLESS CUSTOMER ONBOARDING
Run a focused SSN verification that returns outcomes in seconds. Collect the SSN within your flow, validate structure and issuance instantly. ComplyCube automates the check end to end, keeping users in flow and reducing queue backlogs during peak volumes. The result is faster decisions, fewer retries and a smoother path to approval.
REFERENCE GOVERNMENT DATA
Use a social security number verification service to confirm against government-sourced issuance and mortality records to ensure the number is real, correctly structured and not linked to deceased identities. ComplyCube’s matching logic checks information, flags patterns and produces an audit-ready trail for policy reviews.
BIOMETRIC CHECK
Deploy the standalone SSN verification where you need it, or connect it seamlessly with Document Verification, Biometric Verification or Sanctions & PEP Screening for a complete compliance flow. Choose to use ComplyCube’s check for single purpose, rapid verification, or combine outcomes when the use case requires higher assurance.
ComplyCube is certified to ISO/IEC 27001:2022 and ISO 9001:2015, maintains SOC 2 attestation, and aligns its controls with NIST Digital Identity Guidelines. Our multi-layer security, including encryption in transit and at rest, role-based access, and full audit trails protects sensitive customer data across the U.S.
SSN verification checks deliver the most value immediately after collecting basic PII in high-impact U.S. onboarding journeys such as bank account opening, credit decisions, tax and accountancy onboarding, renting, utilities, and payroll.
In 2025, industry reporting linked roughly $3.3 billion in exposure to synthetic identities at U.S. lenders, underscoring the ROI of this early control.
With tighter Customer Identification Program (CIP) and Know Your Customer (KYC) scrutiny, supported by FATF recommendations and escalating enforcement, clear, auditable SSN outcomes provide examiner-ready evidence. They also connect seamlessly to step-up checks such as Document Verification and Biometric Verification & Liveness when higher assurance is required.
Produce clear, timestamped Social Security Number outcomes that map to Customer Identification Program (CIP) and Know Your Customer (KYC) requirements. Export evidence for QA reviews, helping teams demonstrate consistent, risk based controls across U.S. programs.
Our platform returns decisions in seconds after collecting basic customer information, keeping qualified applicants moving along without extra steps. Early filtering reduces manual reviews and prevents avoidable rework across banking, credit, payroll, renting and utilities flows.
All of ComplyCube’s AML & KYC services, including our SSN verification service are available on all major systems. This includes iOS, iPad OS, Android, Chrome, Firefox, Safari, and Edge. Integrate quickly via APIs, SDKs, or hosted flows so product and operations teams can launch updates fast.
ComplyCube’s SSN verification service meets stringent security, data privacy, and risk management standards to protect SSN data. Data is encrypted at rest and in motion, with a rich audit trail and aligned to recognized standards to support security reviews and vendor assessments.
How SSN Validation Works: A Practical Guide
Curious how an SSN verification service reduces fraud and speeds approvals across banking, credit, and payroll journeys? Click here to read full guide to understand how the process works.
Verify passports, IDs, and licenses with automated authenticity checks, tamper detection, and face match. Check details against your SSN verification service to step up only when needed, supporting a risk-based approach aligned to FATF guidance.
Verify the right person is present with face capture, match, and liveness checks. Pair results with your SSN verification service to step up only when risk appears, reducing impersonation while supporting a risk-based approach for U.S. onboarding.
Screen any customers against OFAC, PEP, and adverse media lists in real time. Combine alerts with SSN verification outcomes to triage user risk quickly, maintain continuous compliance, and keep regulatory reviews targeted and auditable.
A U.S. SSN verification service confirms that a Social Security Number is real, correctly structured, and consistent with U.S. issuance patterns. It also screens for mortality matches to help prevent the use of deceased or recycled numbers.
ComplyCube returns a clear pass or fail outcome in seconds, with timestamps and reason codes that map to your Customer Identification Program policies across all 50 states, Washington, D.C., and relevant U.S. territories. This provides defensible evidence for internal QA and examiner reviews, while keeping onboarding fast and predictable.
ComplyCube validates the SSN’s format, issuance year, and issuance geography, then cross-references authoritative, U.S. government–sourced datasets, including mortality records. The service also highlights reuse patterns and inconsistencies that are commonly associated with synthetic identity activity in U.S. markets.
Clients may standardize inputs to United States Postal Service (USPS) formats to improve match quality. Every result is delivered with a decision, reason codes, and an exportable audit trail, so your operations, risk, and compliance teams can follow a consistent, well-documented process.
Accuracy comes from layered checks rather than a single signal. ComplyCube corroborates structure, state or territory issuance metadata, and mortality screening, then applies consistency rules to reduce false positives. Results are deterministic and repeatable, and each decision is logged with the data points that drove it.
Trust is reinforced by enterprise controls such as encryption in transit and at rest, role-based access, audit logs, and alignment with recognized standards, including ISO 27001:2022, ISO 9001:2015, and SOC 2. These practices support reliable outcomes that stand up to scrutiny in U.S. regulatory contexts.
ComplyCube verifies SSNs and returns a decision for end users across all U.S. states and territories within a few seconds. Programs benefit from predictable SLAs across time zones, with each outcome delivered alongside U.S. focused reason codes, timestamps, and an exportable audit trail.
In practice, this means faster throughout during regional peaks, fewer back-and-forth requests to applicants, and cleaner evidence packs for QA and examiner reviews without sacrificing speed for customers in any U.S. location.
Yes. SSN verification checks are widely used to support U.S. CIP and KYC obligations. ComplyCube processes data under strict security and privacy controls, including encryption, role-based access, and configurable retention aligned to your records policies.
Outputs are designed for examiner-friendly reviews, with minimal data exposure and exportable logs that show the decision path. ComplyCube’s broader posture includes globally recognized certifications and compliance with CCPA and SOC2, which demonstrates robust governance even when operating in U.S. environments. This combination of technical safeguards, procedural controls, and clear documentation helps you evidence trust end to end.
