{"id":665,"date":"2021-02-03T18:26:00","date_gmt":"2021-02-03T18:26:00","guid":{"rendered":"http:\/\/new.complycube.io\/what-is-customer-due-diligence\/"},"modified":"2026-04-08T16:15:09","modified_gmt":"2026-04-08T16:15:09","slug":"%e4%bb%80%e4%b9%88%e6%98%af%e5%ae%a2%e6%88%b7%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/what-is-customer-due-diligence\/","title":{"rendered":"\u4ec0\u4e48\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD)\uff1f"},"content":{"rendered":"<div class=\"cc-block tldr\">\n<p><strong>TL;DR\uff1a<\/strong> \u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u662f\u4ee5\u4e0b\u65b9\u9762\u7684\u5173\u952e\u73af\u8282\uff1a <strong>\u4e86\u89e3\u60a8\u7684\u5ba2\u6237 (KYC)<\/strong> \u6d41\u7a0b\u3002\u5176\u76ee\u6807\u662f\u964d\u4f4e\u4e1a\u52a1\u5173\u7cfb\u4e2d\u7684\u98ce\u9669\uff0c\u9884\u9632\u91d1\u878d\u72af\u7f6a\uff0c\u5e76\u786e\u4fdd\u5408\u89c4\u6027\u3002\u672c\u6307\u5357\u5c06\u5bf9\u6b64\u8fdb\u884c\u89e3\u91ca\u3002 <strong>\u4ec0\u4e48\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\uff1f<\/strong>, \u5e38\u89c1\u7684\u6311\u6218\uff0c\u4ee5\u53ca\u5982\u4f55\u901a\u8fc7\u6709\u6548\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u68c0\u67e5\u5b9e\u73b0\u5b8c\u5168\u7684 KYC \u5408\u89c4\u6027\u3002.<\/p>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-customer-due-diligence-cdd-\">\u4ec0\u4e48\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff1f<\/h2>\n\n\n\n<p>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u662f\u6307\u516c\u53f8\uff08\u5c24\u5176\u662f\u91d1\u878d\u673a\u6784\u548c\u5176\u4ed6\u673a\u6784\uff09\u5bf9\u5ba2\u6237\u8fdb\u884c\u5c3d\u804c\u8c03\u67e5\u7684\u8fc7\u7a0b\u3002&nbsp;<a href=\"https:\/\/www.gov.uk\/guidance\/money-laundering-regulations-who-needs-to-register\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u53d7\u76d1\u7ba1\u5b9e\u4f53<\/a>\u3001\u6536\u96c6\u548c\u5206\u6790\u5ba2\u6237\u4fe1\u606f\uff0c\u4ee5\u786e\u4fdd\u9075\u5b88\u5404\u79cd\u6cd5\u5f8b\u548c\u76d1\u7ba1\u5148\u51b3\u6761\u4ef6\u3002\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6d89\u53ca\u8fdb\u884c\u624b\u52a8\u6216\u81ea\u52a8\u68c0\u67e5\uff0c\u4ee5\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\u5e76\u6839\u636e\u5ba2\u6237\u5e26\u6765\u7684\u6f5c\u5728\u98ce\u9669\u4e86\u89e3\u5176\u8d22\u52a1\u5386\u53f2\u7684\u6027\u8d28\u3002<\/p>\n\n\n\n<p>\u7f8e\u56fd\u8054\u90a6&nbsp;<a href=\"https:\/\/www.ffiec.gov\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u91d1\u878d\u673a\u6784\u5ba1\u67e5\u59d4\u5458\u4f1a<\/a>&nbsp;(FFIEC) \u5efa\u8bae\u5065\u5168\u7684\u53cd\u6d17\u94b1 (AML) \u5408\u89c4\u8ba1\u5212\u91c7\u7528\u5f7b\u5e95\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u63aa\u65bd\uff0c\u5c24\u5176\u662f\u9488\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-three-levels-of-cdd\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7684\u4e09\u4e2a\u5c42\u6b21<\/h2>\n\n\n\n<p>\u516c\u53f8\u901a\u5e38\u91c7\u7528\u4e09\u4e2a\u7ec6\u81f4\u5165\u5fae\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7ea7\u522b\uff0c\u6bcf\u4e2a\u7ea7\u522b\u90fd\u4e0e\u5ba2\u6237\u7684\u98ce\u9669\u72b6\u51b5\u76f8\u4e00\u81f4\u3002\u8be5\u7b56\u7565\u4e0e\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5 (RBA) \u4e00\u81f4\uff0c\u6b63\u5982&nbsp;<a href=\"https:\/\/www.fatf-gafi.org\/en\/topics\/fatf-recommendations.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4 (FATF)<\/a>.<\/p>\n\n\n\n<p>\u901a\u8fc7\u91c7\u53d6\u4e0d\u540c\u7a0b\u5ea6\u7684\u5c3d\u804c\u8c03\u67e5\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u786e\u4fdd\u6709\u6548\u7684\u98ce\u9669\u7ba1\u7406\u7b56\u7565\uff0c\u4ece\u800c\u80fd\u591f\u8fc5\u901f\u5e94\u5bf9\u5404\u79cd\u5ba2\u6237\u98ce\u9669\u60c5\u5883\u3002\u60a8\u53ef\u4ee5\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\uff1a&nbsp;<a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%9f%ba%e4%ba%8e%e9%a3%8e%e9%99%a9%e7%9a%84%e6%96%b9%e6%b3%95\/\" title=\"\">\u4ec0\u4e48\u662f\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5 (RBA)\uff1f<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/08\/complycube-due-diligence-types-sdd-cdd-edd-1024x577.jpg\" alt=\"\u4ec0\u4e48\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (cdd)\uff1f\u5c3d\u804c\u8c03\u67e5\u7ea7\u522b kyc\/aml \u548c idv\uff1asdd\u3001cdd\u3001edd\" class=\"wp-image-17062\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/08\/complycube-due-diligence-types-sdd-cdd-edd-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/08\/complycube-due-diligence-types-sdd-cdd-edd-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/08\/complycube-due-diligence-types-sdd-cdd-edd-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/08\/complycube-due-diligence-types-sdd-cdd-edd-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/08\/complycube-due-diligence-types-sdd-cdd-edd-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/08\/complycube-due-diligence-types-sdd-cdd-edd-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u7b80\u5316\u5c3d\u804c\u8c03\u67e5 (SDD)<\/h3>\n\n\n\n<p>\u5f53\u53c2\u4e0e\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\u6216\u6d17\u94b1\u7684\u98ce\u9669\u8f83\u4f4e\u65f6\uff0c\u9002\u7528\u7b80\u5316\u7684\u5c3d\u804c\u8c03\u67e5\u3002 SDD\u6d89\u53ca\u6253\u706b\u673a <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5%e9%81%b5%e5%ae%88\/%e4%ba%86%e8%a7%a3%e4%bd%a0%e7%9a%84%e5%ae%a2%e6%88%b7\/\" title=\"\">\u4e86\u89e3\u5ba2\u6237<\/a>&nbsp;\u8eab\u4efd\u4fdd\u8bc1\u8981\u6c42\u8f83\u4f4e\u7684\u7a0b\u5e8f\u3002\u5c3d\u7ba1\u5982\u6b64\uff0c\u4f01\u4e1a\u53ef\u4ee5\u5bf9\u4f4e\u98ce\u9669\u5ba2\u6237\u8fdb\u884c\u5f3a\u5316\u7684\u5c3d\u804c\u8c03\u67e5\uff0c\u4ee5\u66f4\u597d\u5730\u8bc4\u4f30\u5ba2\u6237\u5173\u7cfb\u5e76\u63d0\u9ad8\u4fe1\u4efb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u57fa\u672c\u5c3d\u804c\u8c03\u67e5\uff08BDD\uff09<\/h3>\n\n\n\n<p>BDD \u4e5f\u88ab\u79f0\u4e3a\u6807\u51c6\u5c3d\u804c\u8c03\u67e5\u6216\u57fa\u672c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u3002\u5b83\u662f CDD \u4e2d\u6700\u5e38\u89c1\u7684\u7ea7\u522b\uff0c\u6d89\u53ca\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b\u548c\u6570\u636e\u9a8c\u8bc1\u3002\u4f01\u4e1a\u4f1a\u4f7f\u7528\u653f\u5e9c\u9881\u53d1\u7684\u8eab\u4efd\u8bc1\u4ef6\u3001\u53ef\u4fe1\u7684\u7b2c\u4e09\u65b9\u6570\u636e\u5e93\u548c\u79c1\u4eba\u6570\u636e\u6e90\u6765\u6838\u5b9e\u5ba2\u6237\u4fe1\u606f\u3002BDD \u8fd8\u8981\u6c42\u4f01\u4e1a\u786e\u8ba4\u5ba2\u6237\u7684\u4e1a\u52a1\u6d3b\u52a8\u3001\u8d44\u91d1\u6765\u6e90\u3001\u5546\u4e1a\u6a21\u5f0f\u548c\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u6743\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Ultimate-Beneficial-Ownership-UBO-1024x577.jpg\" alt=\"\u6700\u7ec8\u5b9e\u76ca\u62e5\u6709\u6743 UBO\" class=\"wp-image-16493\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Ultimate-Beneficial-Ownership-UBO-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Ultimate-Beneficial-Ownership-UBO-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Ultimate-Beneficial-Ownership-UBO-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Ultimate-Beneficial-Ownership-UBO-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Ultimate-Beneficial-Ownership-UBO-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Ultimate-Beneficial-Ownership-UBO-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD)<\/h3>\n\n\n\n<p>\u9ad8\u98ce\u9669\u5ba2\u6237\uff0c\u4f8b\u5982\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP) \u6216\u6765\u81ea\u9ad8\u98ce\u9669\u56fd\u5bb6\u7684\u5ba2\u6237\uff0c\u5fc5\u987b\u63a5\u53d7\u5f3a\u5316\u7684\u5c3d\u804c\u8c03\u67e5\u3002 EDD \u6d89\u53ca\u6536\u96c6\u989d\u5916\u7684\u8eab\u4efd\u4fe1\u606f\u5e76\u786e\u5b9a\u8d22\u5bcc\u6216\u8d44\u91d1\u7684\u6765\u6e90\u3002\u4e86\u89e3\u9884\u671f\u7684\u4e1a\u52a1\u5173\u7cfb\u548c\u6f5c\u5728\u5ba2\u6237\u4ea4\u6613\u7684\u76ee\u7684\u4e5f\u5f88\u91cd\u8981\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Enhanced-Due-Diligence-Benefits-1024x577.jpg\" alt=\"EDD \u798f\u5229 |\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\u7684\u597d\u5904\" class=\"wp-image-16492\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Enhanced-Due-Diligence-Benefits-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Enhanced-Due-Diligence-Benefits-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Enhanced-Due-Diligence-Benefits-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Enhanced-Due-Diligence-Benefits-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Enhanced-Due-Diligence-Benefits-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2023\/05\/Enhanced-Due-Diligence-Benefits-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u4e00\u4e9b\u53f8\u6cd5\u7ba1\u8f96\u533a\u5df2\u9881\u5e03\u6cd5\u5f8b\uff0c\u8981\u6c42\u91d1\u878d\u673a\u6784\u5236\u5b9a EDD \u63aa\u65bd\u3002\u4f8b\u5b50\u5305\u62ec\u6b27\u76df\u7b2c\u516d\u53f7\u53cd\u6d17\u94b1\u6307\u4ee4\uff08<a href=\"https:\/\/www.complycube.com\/zh\/%e7%ac%ac-6-%e6%9d%a1%e5%8f%8d%e6%b4%97%e9%92%b1%e6%8c%87%e4%bb%a4-6amld-%e7%9a%84%e5%bf%ab%e9%80%9f%e6%a6%82%e8%bf%b0\/\" title=\"\">6AMLD<\/a>\uff09\u548c\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\uff08<a href=\"https:\/\/www.complycube.com\/zh\/%e9%87%91%e8%9e%8d%e7%8a%af%e7%bd%aa%e6%89%a7%e6%b3%95%e5%b1%80%e5%8f%91%e5%b8%83%e9%a6%96%e4%bb%bd%e5%8f%8d%e6%b4%97%e9%92%b1%e5%92%8c%e5%8f%8d%e6%81%90%e6%80%96%e8%9e%8d%e8%b5%84%e4%bc%98%e5%85%88\/\" title=\"\">\u725b\u8840\u6e05\u767d\u86cb\u767d<\/a>\u5728\u7f8e\u56fd\u3002\u60a8\u53ef\u4ee5\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\uff1a&nbsp;<a href=\"https:\/\/www.complycube.com\/zh\/%e5%8a%a0%e5%bc%ba%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5-edd-%e8%a7%81%e8%a7%a3%e5%92%8c%e6%8c%91%e6%88%98\/\" title=\"\">\u9a7e\u9a6d\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u7684\u4e16\u754c<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6848\u4f8b\u7814\u7a76\uff1aESG \u5408\u89c4\u6027<\/h3>\n\n\n\n<p>\u4ece\u5386\u53f2\u4e0a\u770b\uff0c\u73af\u5883\u3001\u793e\u4f1a\u548c\u6cbb\u7406 (ESG) \u56e0\u7d20\u4e0d\u88ab\u89c6\u4e3a\u5408\u89c4\u95ee\u9898\u3002\u7136\u800c\uff0c&nbsp;<a href=\"https:\/\/www.sec.gov\/news\/press-release\/2022-46\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u65b0\u4efb\u52a1<\/a>&nbsp;\u7f8e\u56fd\u8bc1\u5238\u4ea4\u6613\u59d4\u5458\u4f1a (SEC) \u7b49\u673a\u6784\u7684\u62a5\u544a\u5f3a\u8c03\u4e86\u76d1\u7ba1\u6027\u8d28\u7684\u53d8\u5316\uff0c\u4ece\u800c\u9700\u8981\u6301\u7eed\u7684\u76d1\u63a7\u7a0b\u5e8f\u3002<\/p>\n\n\n\n<p>\u4f8b\u5982\uff0c2022 \u5e74\uff0cSEC&nbsp;<a href=\"https:\/\/www.sec.gov\/news\/press-release\/2022-209?utm_medium=email&amp;utm_source=govdelivery\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u88ab\u7f5a\u6b3e<\/a>&nbsp;\u9ad8\u76db\u8d44\u4ea7\u7ba1\u7406\u516c\u53f8\u56e0\u672a\u9075\u5b88\u5176 ESG \u51c6\u5219\u800c\u88ab\u7f5a\u6b3e $400 \u4e07\u3002\u56e0\u6b64\uff0c\u5728\u8003\u8651\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u65f6\uff0c\u8fdb\u884c\u5f7b\u5e95\u7684\u98ce\u9669\u8bc4\u4f30\u81f3\u5173\u91cd\u8981\uff0c\u4ee5\u907f\u514d\u58f0\u8a89\u98ce\u9669\u5e76\u57f9\u517b\u8d1f\u8d23\u4efb\u7684\u4e1a\u52a1\u5173\u7cfb\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-challenges-facing-cdd\">\u4f55\u65f6\u9700\u8981\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff1f<\/h2>\n\n\n\n<p>\u5bf9 CDD \u7684\u9700\u6c42\u51fa\u73b0\u5728\u4e0d\u540c\u7684\u9636\u6bb5\uff0c\u65e0\u8bba\u662f\u5728\u4e1a\u52a1\u5173\u7cfb\u5f00\u59cb\u65f6\u3001\u5728\u91cd\u5927\u4ef7\u503c\u7684\u4ea4\u6613\u671f\u95f4\uff0c\u8fd8\u662f\u5728\u7531\u4e8e\u65b0\u51fa\u73b0\u7684\u95ee\u9898\u800c\u9700\u8981\u66f4\u4e25\u683c\u5ba1\u67e5\u7684\u60c5\u51b5\u4e0b\u3002\u4ee5\u4e0b\u662f\u9700\u8981 CDD \u6d41\u7a0b\u7684\u60c5\u51b5\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u65b0\u4e1a\u52a1\u5173\u7cfb\uff1a<\/strong>\u00a0\u4f01\u4e1a\u5728\u5ba2\u6237\u6ce8\u518c\u65f6\u6536\u96c6\u76f8\u5173\u4fe1\u606f\uff0c\u4ee5\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\u662f\u5426\u5c5e\u5b9e\uff0c\u5e76\u9632\u6b62\u8eab\u4efd\u6b3a\u8bc8\u3002.<\/li>\n\n\n\n<li><strong>\u5076\u5c14\u7684\u4ea4\u6613\uff1a&nbsp;<\/strong>\u5bf9\u4e8e\u8d85\u8fc7\u76d1\u7ba1\u9608\u503c\u6216\u6d89\u53ca\u6765\u81ea\u9ad8\u98ce\u9669\u56fd\u5bb6\u7684\u516c\u53f8\u6216\u4e2a\u4eba\u7684\u91d1\u878d\u4ea4\u6613\uff0c\u9700\u8981\u8fdb\u884c CDD \u8bc4\u4f30\u3002<\/li>\n\n\n\n<li><strong>\u6d89\u5acc\u6d17\u94b1\uff1a<\/strong>&nbsp;\u8001\u5ba2\u6237\u6216\u65b0\u5ba2\u6237\u7684\u53ef\u7591\u6d3b\u52a8\u53ef\u80fd\u6697\u793a\u53c2\u4e0e\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u6216\u6d17\u94b1\u6d3b\u52a8\u3002<\/li>\n\n\n\n<li><strong>\u4e0d\u53ef\u9760\u6216\u865a\u5047\u7684\u6587\u6863<\/strong>\uff1a\u5f53\u5ba2\u6237\u63d0\u4f9b\u7684\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6\u4e0d\u8db3\u65f6\uff0c\u4f01\u4e1a\u4f1a\u91c7\u53d6\u989d\u5916\u7684\u8eab\u4efd\u8bc6\u522b\u63aa\u65bd\u6765\u89e3\u51b3\u5dee\u5f02\u3002<\/li>\n\n\n\n<li><strong>\u6301\u7eed\u76d1\u63a7\uff1a<\/strong>&nbsp;CDD \u662f\u4e00\u4e2a\u6301\u7eed\u7684\u8fc7\u7a0b\uff0c\u6d89\u53ca\u76d1\u63a7\u4e1a\u52a1\u5173\u7cfb\u4ee5\u786e\u4fdd\u5b83\u4eec\u4e0e\u5ba2\u6237\u98ce\u9669\u72b6\u51b5\u4fdd\u6301\u4e00\u81f4\u3002<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/when-is-customer-due-diligence-cdd-required-complycube-1024x577.jpg\" alt=\"\u4ec0\u4e48\u60c5\u51b5\u4e0b\u9700\u8981\u8fdb\u884c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff1f\" class=\"wp-image-17833\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/when-is-customer-due-diligence-cdd-required-complycube-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/when-is-customer-due-diligence-cdd-required-complycube-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/when-is-customer-due-diligence-cdd-required-complycube-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/when-is-customer-due-diligence-cdd-required-complycube-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/when-is-customer-due-diligence-cdd-required-complycube-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/when-is-customer-due-diligence-cdd-required-complycube-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u89c4\u5219\u8981\u6c42<\/h2>\n\n\n\n<p>\u4f5c\u4e3a\u5efa\u8bae 10 \u7684\u4e00\u90e8\u5206\uff0cFATF \u5efa\u8bae\u4e86\u53ef\u9760\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u7684\u51e0\u9879\u8981\u6c42\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9a8c\u8bc1\u65b0\u5ba2\u6237\u7684\u8eab\u4efd\u6216\u5efa\u7acb\u4e1a\u52a1\u5173\u7cfb\u3002<\/li>\n\n\n\n<li>\u786e\u5b9a\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba\u5e76\u9a8c\u8bc1\u5176\u8eab\u4efd\u3002<\/li>\n\n\n\n<li>\u8bc4\u4f30\u53ef\u7591\u4ea4\u6613\u4ee5\u5c3d\u91cf\u51cf\u5c11\u6d17\u94b1\u98ce\u9669\u3002<\/li>\n\n\n\n<li>\u6301\u7eed\u76d1\u6d4b\u548c\u62a5\u544a\u8868\u660e\u91d1\u878d\u72af\u7f6a\u7684\u6d3b\u52a8\uff0c\u4ee5\u534f\u52a9\u6267\u6cd5\u3002<\/li>\n\n\n\n<li>\u7ef4\u62a4\u548c\u66f4\u65b0\u4fe1\u606f\u548c\u5ba2\u6237\u6863\u6848\u3002<\/li>\n<\/ul>\n\n\n<div class=\"cc-block case-study\">\n<h3><strong>\u6848\u4f8b\u7814\u7a76\uff1aBithumb \u88ab\u7f5a\u6b3e $25 \u4e07\u7f8e\u5143<\/strong><\/h3>\n<p data-pm-slice=\"1 1 [\">2026\u5e743\u6708\uff0c\u97e9\u56fd\u76d1\u7ba1\u673a\u6784\u56e0Bithumb\u5728\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u65b9\u9762\u5b58\u5728\u91cd\u5927\u5931\u8bef\uff0c\u5bf9\u5176\u5904\u4ee5\u7f5a\u6b3e\u3002\u62a5\u544a\u663e\u793a\uff0cBithumb\u5728355\u4e07\u7b14\u4ea4\u6613\u4e2d\u672a\u80fd\u6838\u5b9e\u5ba2\u6237\u8eab\u4efd\uff0c\u5e76\u4e0e18\u5bb6\u672a\u6ce8\u518c\u7684\u5916\u56fd\u4ea4\u6613\u6240\u8fdb\u884c\u4e8645772\u7b14\u4ea4\u6613\u3002.<\/p>\n<h5 data-pm-slice=\"1 1 [\"><strong>\u5f53\u4ea4\u6613\u91cf\u8d85\u8fc7\u5408\u89c4\u6027\u65f6<\/strong><\/h5>\n<p data-pm-slice=\"1 1 [\">Bithumb\u672a\u80fd\u6709\u6548\u6267\u884c\u57fa\u672c\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u548c\u57fa\u4e8e\u98ce\u9669\u7684\u63a7\u5236\u63aa\u65bd\u3002\u56e0\u6b64\uff0c\u9ad8\u4ef7\u503c\u4ea4\u6613\u3001\u53ef\u7591\u6d3b\u52a8\u4ee5\u53ca\u4e1a\u52a1\u5173\u7cfb\u53d8\u66f4\u5747\u672a\u80fd\u9003\u8fc7\u8be5\u516c\u53f8\u7684\u5408\u89c4\u76d1\u7ba1\uff0c\u5bfc\u81f4\u5176\u53cd\u6d17\u94b1\u4f53\u7cfb\u51fa\u73b0\u91cd\u5927\u6f0f\u6d1e\u3002.\u00a0<\/p>\n<h5><strong>\u7ed3\u679c<\/strong><\/h5>\n<ul data-pm-slice=\"3 3 [\">\n<li>\n<p id=\"\" data-pm-slice=\"1 1 [\">Bithumb\u88ab\u5904\u4ee5\u5de8\u989d\u7f5a\u6b3e <a href=\"https:\/\/www.complycube.com\/zh\/%e5%8a%a0%e5%af%86%e8%b4%a7%e5%b8%81%e6%96%b0%e9%97%bb-%e6%91%a9%e6%a0%b9%e5%a4%a7%e9%80%9a%e5%ba%9e%e6%b0%8f%e9%aa%97%e5%b1%80\/\">$2500\u4e07\u7f5a\u6b3e<\/a> \u6d89\u53ca\u8d85\u8fc7600\u4e07\u8d77\u53cd\u6d17\u94b1\u8fdd\u89c4\u4e8b\u4ef6\u3002.<\/p>\n<\/li>\n<li>\n<p id=\"\" data-pm-slice=\"1 1 [\">\u8fd9\u5bb6\u52a0\u5bc6\u8d27\u5e01\u516c\u53f8\u88ab\u8feb\u6682\u505c\u8fd0\u8425\u516d\u4e2a\u6708\uff0c\u5e76\u505c\u6b62\u63a5\u53d7\u65b0\u7528\u6237\u3002.<\/p>\n<\/li>\n<li>\n<p id=\"\" data-pm-slice=\"1 1 [\">\u8be5\u6848\u4ef6\u4f7f\u7528\u6237\u9762\u4e34\u6f5c\u5728\u7684\u6d17\u94b1\u548c\u91d1\u878d\u72af\u7f6a\u98ce\u9669\uff0c\u7ed9\u516c\u53f8\u5e26\u6765\u4e86\u6279\u8bc4\u548c\u58f0\u8a89\u635f\u5bb3\u3002.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6e05\u5355<\/h2>\n\n\n\n<p>FATF \u6307\u5357\u5efa\u8bae\u91d1\u878d\u673a\u6784\u548c\u5176\u4ed6\u53d7\u76d1\u7ba1\u5b9e\u4f53\u6839\u636e\u5176\u4e1a\u52a1\u6a21\u5f0f\u548c\u5ba2\u6237\u7fa4\u6784\u6210\u7684\u98ce\u9669\u72b6\u51b5\u8c03\u6574\u5176 CDD \u6d41\u7a0b\u3002\u516c\u53f8\u53ef\u4ee5\u5728\u8eab\u4efd\u9a8c\u8bc1 (IDV) \u63d0\u4f9b\u5546\u7684\u5e2e\u52a9\u4e0b\u5e73\u8861\u5408\u89c4\u4e49\u52a1\u3001\u8fd0\u8425\u8d44\u6e90\u548c\u9884\u7b97\u8981\u6c42\u3002\u4ee5\u4e0b\u662f\u53ef\u9760\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6e05\u5355\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/customer-due-diligence-cdd-checklist-complycube-1024x577.jpg\" alt=\"\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6e05\u5355\" class=\"wp-image-17835\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/customer-due-diligence-cdd-checklist-complycube-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/customer-due-diligence-cdd-checklist-complycube-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/customer-due-diligence-cdd-checklist-complycube-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/customer-due-diligence-cdd-checklist-complycube-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/customer-due-diligence-cdd-checklist-complycube-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2021\/02\/customer-due-diligence-cdd-checklist-complycube-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u4e00\u4efd\u53ef\u9760\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6e05\u5355\u5305\u542b\u516d\u4e2a\u5173\u952e\u6b65\u9aa4\u3002\u9996\u5148\uff0c\u6536\u96c6\u5ba2\u6237\u4fe1\u606f\u3002\u5176\u6b21\uff0c\u8fdb\u884c\u7cbe\u51c6\u7b5b\u9009\u3002\u7136\u540e\uff0c\u5236\u5b9a\u5ba2\u6237\u51c6\u5165\u653f\u7b56\u3002\u63a5\u4e0b\u6765\uff0c\u8fdb\u884c\u98ce\u9669\u8bc4\u4f30\u548c\u6848\u4f8b\u7ba1\u7406\u3002\u6700\u540e\uff0c\u786e\u4fdd\u6301\u7eed\u76d1\u63a7\u3002\u4ee5\u4e0b\u662f\u5bf9\u6bcf\u4e2a\u6b65\u9aa4\u7684\u8be6\u7ec6\u8bf4\u660e\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u6536\u96c6\u5ba2\u6237\u4fe1\u606f<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.complycube.com\/zh\/%e5%8a%a0%e5%bc%ba%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5-edd-%e8%a7%81%e8%a7%a3%e5%92%8c%e6%8c%91%e6%88%98\/\">\u5ba2\u6237\u8ba4\u8bc1<\/a>\u901a\u5e38\u662f\u91d1\u878d\u673a\u6784\u5ba2\u6237\u8bc6\u522b\u8ba1\u5212 (CIP) \u7684\u4e00\u90e8\u5206\uff0c\u6d89\u53ca\u6536\u96c6\u5ba2\u6237\u6570\u636e\uff0c\u4f8b\u5982\u5168\u540d\u3001\u51fa\u751f\u65e5\u671f\u3001\u8054\u7cfb\u65b9\u5f0f\u3001\u56fd\u7c4d\u4ee5\u53ca\u76f8\u5173\u7684\u8d44\u91d1\u6216\u8d22\u5bcc\u6765\u6e90\u3002\u9700\u8981\u6b64\u4fe1\u606f\u6765\u9a8c\u8bc1\u5ba2\u6237\u7684\u8eab\u4efd\uff0c\u5e76\u786e\u4fdd\u4ed6\u4eec\u4e0d\u4f1a\u56e0\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u6216\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u7b49\u975e\u6cd5\u91d1\u878d\u884c\u4e3a\u800c\u53d7\u5230\u6000\u7591\u6216\u5236\u88c1\u3002<\/p>\n\n\n\n<p>\u4f01\u4e1a\u5e94\u6709\u5ba2\u6237\u4fe1\u606f\u66f4\u65b0\u548c\u7ef4\u62a4\u7684\u6d41\u7a0b\uff0c\u5e76\u8fdb\u884c\u6301\u7eed\u76d1\u63a7\uff0c\u4ee5\u9632\u6b62\u91d1\u878d\u72af\u7f6a\u3002\u5efa\u8bae\u4f7f\u7528\u8eab\u4efd\u9a8c\u8bc1\u89e3\u51b3\u65b9\u6848\uff0c\u4ee5\u7b80\u5316\u6570\u636e\u6536\u96c6\u5e76\u63d0\u4f9b\u6bcf\u4e2a\u5ba2\u6237\u8eab\u4efd\u7684\u7edf\u4e00\u3001\u6e05\u6670\u7684\u89c6\u56fe\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u667a\u80fd\u7b5b\u67e5\uff0c\u7cbe\u51c6\u5ea6\u9ad8<\/h3>\n\n\n\n<p>\u591a\u5bb6IDV\u5e73\u53f0\u63a8\u5e7f <a href=\"https:\/\/redis.com\/blog\/what-is-fuzzy-matching\/\" target=\"_blank\" rel=\"nofollow noopener\">\u6a21\u7cca\u540d\u79f0\u5339\u914d<\/a> \u4f5c\u4e3a CDD \u6d41\u7a0b\u7684\u5173\u952e\u529f\u80fd\u3002\u7136\u800c\uff0c\u8fd9\u79cd\u65b9\u6cd5\u4e3b\u8981\u5904\u7406\u62fc\u5199\u9519\u8bef\u548c\u7ec6\u5fae\u53d8\u5316\uff0c\u800c\u6ca1\u6709\u89e3\u51b3\u5176\u4ed6\u5173\u952e\u65b9\u9762\u3002<\/p>\n\n\n\n<p>\u5b83\u4e0d\u80fd\u6709\u6548\u5730\u89e3\u51b3\u8bf8\u5982\u8bed\u97f3\u76f8\u4f3c\u6027\u3001\u97f3\u8bd1\u3001\u8bed\u8a00\u53d8\u5f02\u3001\u975e\u62c9\u4e01\u6587\u5b57\u3001\u7236\u540d\u3001\u656c\u79f0\u3001\u5934\u8854\u6216\u4e71\u5e8f\u540d\u79f0\u7b49\u95ee\u9898\u3002 ComplyCube \u63d0\u4f9b\u5168\u9762\u7684 KYC \u89e3\u51b3\u65b9\u6848\uff0c\u6db5\u76d6\u8fd9\u4e9b\u65b9\u9762\uff0c\u4ee5\u5b9e\u73b0\u66f4\u53ef\u9760\u3001\u66f4\u5f7b\u5e95\u7684\u9a8c\u8bc1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u5b9a\u4e49\u5ba2\u6237\u63a5\u53d7\u653f\u7b56<\/h3>\n\n\n\n<p>CDD \u63aa\u65bd\u53ef\u80fd\u4f1a\u6839\u636e\u5ba2\u6237\u7684\u98ce\u9669\u72b6\u51b5\u3001\u5730\u7406\u4f4d\u7f6e\u3001\u7ba1\u8f96\u6cd5\u89c4\u7b49\u56e0\u7d20\u800c\u6709\u6240\u4e0d\u540c\u3002\u56e0\u6b64\uff0c\u4f01\u4e1a\u5e94\u5b9a\u4e49\u4e00\u79cd\u5b9a\u5236\u7684\u3001\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\uff0c\u5e76\u4e3a\u5176\u670d\u52a1\u548c\u4ea7\u54c1\u5236\u5b9a\u660e\u786e\u7684\u5ba2\u6237\u63a5\u53d7\u6807\u51c6\u3002\u6b64\u6b65\u9aa4\u8fd8\u6709\u52a9\u4e8e\u98ce\u9669\u5206\u6790\u3001\u5b9a\u4e49\u9608\u503c\u548c\u8b66\u62a5\u76d1\u63a7\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u57fa\u4e8e\u5ba2\u6237\u6570\u636e\u7684\u98ce\u9669\u5206\u6790<\/h3>\n\n\n\n<p>\u516c\u53f8\u5e94\u6839\u636e\u6536\u96c6\u7684\u4fe1\u606f\u548c\u521d\u59cb\u8bc6\u522b\u6d41\u7a0b\u786e\u5b9a\u5ba2\u6237\u7684\u98ce\u9669\u7ea7\u522b\u3002\u4f01\u4e1a\u53ef\u4ee5\u501f\u52a9\u6db5\u76d6\u98ce\u9669\u8bc4\u5206\u7684 AML\/KYC \u89e3\u51b3\u65b9\u6848\u4e3a\u4f4e\u98ce\u9669\u548c\u9ad8\u98ce\u9669\u5ba2\u6237\u5b9a\u4e49\u81ea\u5b9a\u4e49\u9608\u503c\u3002<\/p>\n\n\n\n<p>KYC\u670d\u52a1\u63d0\u4f9b\u5546\u4f1a\u6839\u636e\u4e00\u7cfb\u5217\u98ce\u9669\u5c5e\u6027\uff08\u4f8b\u5982\u56fd\u5bb6\/\u5730\u533a\u3001\u653f\u6cbb\u98ce\u9669\u548c\u804c\u4e1a\u98ce\u9669\u7b49\uff09\u8ba1\u7b97\u65b0\u5ba2\u6237\u7684\u98ce\u9669\u8bc4\u5206\u3002\u8fd9\u4e9b\u56e0\u7d20\u6709\u52a9\u4e8e\u786e\u5b9a\u5e94\u91c7\u53d6\u7684\u5c3d\u804c\u8c03\u67e5\u7ea7\u522b\uff1a\u7b80\u5316\u7248\u3001\u57fa\u7840\u7248\u6216\u5f3a\u5316\u7248\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u8b66\u62a5\u76d1\u63a7\u7684\u6848\u4f8b\u7ba1\u7406<\/h3>\n\n\n\n<p>\u7eb3\u5165 <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5%e9%81%b5%e5%ae%88\/%e6%a1%88%e4%be%8b%e7%ae%a1%e7%90%86\/\">\u6848\u4f8b\u7ba1\u7406<\/a> \u901a\u8fc7\u76d1\u63a7\u548c\u8b66\u62a5\uff0c\u5206\u6790\u5e08\u80fd\u591f\u6df1\u5165\u8c03\u67e5\u53ef\u7591\u6d3b\u52a8\u5e76\u8fc5\u901f\u8c03\u67e5\u91d1\u878d\u72af\u7f6a\u3002\u5f3a\u5927\u7684\u6848\u4f8b\u7ba1\u7406\u89e3\u51b3\u65b9\u6848\u5e94\u63d0\u4f9b\u65e0\u7f1d\u96c6\u6210\u7684\u4f53\u9a8c\uff0c\u5e76\u5bcc\u542b\u8be6\u7ec6\u7684\u6bd4\u8d5b\u7ec6\u5206\u7b49\u60c5\u5883\u6570\u636e\u3002<\/p>\n\n\n\n<p>\u8fd9\u6709\u52a9\u4e8e\u8c03\u67e5\u4eba\u5458\u7ec4\u7ec7\u3001\u786e\u5b9a\u4f18\u5148\u7ea7\u548c\u7ba1\u7406\u8c03\u67e5\uff0c\u540c\u65f6\u8f7b\u677e\u6d88\u9664\u8bef\u62a5\u3002\u6b64\u5916\uff0c\u5b83\u8fd8\u786e\u4fdd\u4e3a\u76d1\u7ba1\u5ba1\u67e5\u521b\u5efa\u6c38\u4e45\u7684\u5ba1\u8ba1\u8ddf\u8e2a\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. \u6301\u7eed\u76d1\u63a7\u98ce\u9669\u7f13\u89e3<\/h3>\n\n\n\n<p>\u65e0\u8bba\u5ba2\u6237\u7684\u98ce\u9669\u7ea7\u522b\u5982\u4f55\uff0c\u516c\u53f8\u90fd\u5fc5\u987b\u6301\u7eed\u76d1\u63a7\u548c\u66f4\u65b0\u5ba2\u6237\u6570\u636e\uff0c\u4ee5\u68c0\u6d4b\u53d8\u5316\u5e76\u8bc6\u522b\u53ef\u7591\u6d3b\u52a8\u3002\u7ef4\u62a4\u5ba1\u8ba1\u8ddf\u8e2a <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%85%a8%e7%90%83%e7%ad%9b%e9%80%89\/%e8%bf%9e%e7%bb%ad%e7%9b%91%e6%b5%8b\/\">\u6301\u7eed\u76d1\u63a7<\/a> \u8bb0\u5f55\u8b66\u62a5\u540e\u7684\u53d1\u73b0\u81f3\u5173\u91cd\u8981\u3002<\/p>\n\n\n\n<p>\u6709\u6548\u7684\u76d1\u63a7\u7cfb\u7edf\u5e94\u8be5\u5177\u6709\u9002\u5e94\u6027\uff0c\u5e76\u5f97\u5230\u4e0e\u73b0\u6709\u5e73\u53f0\u65e0\u7f1d\u96c6\u6210\u7684\u5f3a\u5927\u6280\u672f\u7684\u652f\u6301\uff0c\u4e3a\u5206\u6790\u5e08\u63d0\u4f9b\u5b9e\u65f6\u8b66\u62a5\u548c\u7528\u6237\u53cb\u597d\u7684\u754c\u9762\uff0c\u4ee5\u5feb\u901f\u54cd\u5e94\u548c\u51cf\u8f7b\u6f5c\u5728\u7684\u98ce\u9669\u548c\u95ee\u9898\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u91d1\u878d\u673a\u6784\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5<\/h2>\n\n\n\n<p>CDD\u5bf9\u4e8e\u94f6\u884c\u548c\u5176\u4ed6\u91d1\u878d\u673a\u6784\u786e\u4fdd\u5408\u89c4\u3001\u7ba1\u7406\u91d1\u878d\u98ce\u9669\u3001\u9632\u6b62\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u4ee5\u53ca\u5efa\u7acb\u900f\u660e\u7684\u94f6\u884c\u5173\u7cfb\u81f3\u5173\u91cd\u8981\u3002 KYC \u6d41\u7a0b\u4f7f\u91d1\u878d\u673a\u6784\u7684\u6d3b\u52a8\u7b26\u5408\u6cd5\u5f8b\u8981\u6c42\uff0c\u68c0\u6d4b\u53ef\u7591\u884c\u4e3a\uff0c\u5e76\u907f\u514d\u6f5c\u5728\u7684\u6cd5\u5f8b\u548c\u58f0\u8a89\u95ee\u9898\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0cCDD \u5728\u94f6\u884c\u4e0e\u5176\u5ba2\u6237\u4e4b\u95f4\u5efa\u7acb\u4e86\u8d85\u8d8a\u5355\u7eaf\u5408\u89c4\u6027\u7684\u4fe1\u4efb\u57fa\u7840\u3002\u5728\u5f53\u4eca\u6570\u5b57\u9a71\u52a8\u7684\u5168\u7403\u94f6\u884c\u4e1a\u683c\u5c40\u4e2d\uff0c\u7a33\u5065\u7684\u6846\u67b6\u5bf9\u4e8e\u5e94\u5bf9\u590d\u6742\u7684\u76d1\u7ba1\u73af\u5883\u81f3\u5173\u91cd\u8981\u3002\u901a\u8fc7\u4e25\u683c\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5b9e\u8df5\uff0c\u94f6\u884c\u5efa\u7acb\u5408\u89c4\u7684\u8fd0\u8425\u7ed3\u6784\u5e76\u63d0\u9ad8\u58f0\u8a89\uff0c\u52a0\u5f3a\u5ba2\u6237\u548c\u76d1\u7ba1\u673a\u6784\u4e4b\u95f4\u7684\u4fe1\u4efb\u548c\u4e1a\u52a1\u5173\u7cfb\u3002\u8fd9\u79cd\u4fe1\u4efb\u662f\u91d1\u878d\u884c\u4e1a\u957f\u671f\u6210\u529f\u7684\u57fa\u77f3\u3002<\/p>\n\n\n<div class=\"cc-block key-takeaways\">\n<h3>\u5173\u952e\u8981\u70b9<\/h3>\n<ul>\n<li><strong>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 <\/strong>\u4f7f\u516c\u53f8\u80fd\u591f\u9a8c\u8bc1\u5ba2\u6237\u6216\u5b9e\u4f53\u7684\u8eab\u4efd\u5e76\u8bc4\u4f30\u5b58\u5728\u7684\u4efb\u4f55\u98ce\u9669\u3002.<\/li>\n<li><strong>\u4e09\u5927\u4e3b\u8981CDD<\/strong> \u5c3d\u804c\u8c03\u67e5\u7ea7\u522b\u5305\u62ec\uff1a\u7b80\u5316\u5c3d\u804c\u8c03\u67e5\u3001\u57fa\u672c\u5c3d\u804c\u8c03\u67e5\u548c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u3002.<\/li>\n<li><strong>CDD \u68c0\u67e5\u662f <\/strong>\u7531\u6ce8\u518c\u6d41\u7a0b\u4e4b\u5916\u7684\u4e8b\u4ef6\u89e6\u53d1\uff0c\u4f8b\u5982\u9ad8\u4ef7\u503c\u4ea4\u6613\u6216\u53ef\u7591\u6d3b\u52a8\u3002.<\/li>\n<li><b>\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5, <\/b>\u5ba1\u67e5\u529b\u5ea6\u4e0e\u98ce\u9669\u6c34\u5e73\u6210\u6b63\u6bd4\uff0c\u8fd9\u662f CDD \u63aa\u65bd\u7684\u6838\u5fc3\u3002.<\/li>\n<li><b>\u5f3a\u6709\u529b\u7684CDD\u63aa\u65bd<\/b> \u5305\u62ec\u5065\u5168\u7684\u98ce\u9669\u8bc4\u4f30\u3001\u6e05\u6670\u7684\u5ba1\u8ba1\u8ffd\u8e2a\u548c\u6301\u7eed\u7684\u76d1\u63a7\u63a7\u5236\u3002.<\/li>\n<\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u5168\u9762\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u68c0\u67e5\uff0c\u786e\u4fdd\u7b26\u5408 KYC \u8981\u6c42<\/h2>\n\n\n\n<p>\u5bf9\u4e8e\u5e0c\u671b\u786e\u8ba4\u56de\u5934\u5ba2\u548c\u6f5c\u5728\u5ba2\u6237\u8eab\u4efd\u5e76\u9075\u5b88\u76d1\u7ba1\u8981\u6c42\u7684\u4f01\u4e1a\u6765\u8bf4\uff0c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u81f3\u5173\u91cd\u8981\u3002\u91d1\u878d\u673a\u6784\u548c\u5176\u4ed6\u76d1\u7ba1\u673a\u6784\u53ef\u4ee5\u6709\u6548\u7ba1\u7406\u5ba2\u6237\u98ce\u9669\u6c34\u5e73\u5e76\u907f\u514d\u53ef\u80fd\u7684\u91d1\u878d\u72af\u7f6a\u3002\u5728\u5f3a\u5927\u7684 IDV\/KYC \u5408\u4f5c\u4f19\u4f34\u7684\u5e2e\u52a9\u4e0b\uff0c\u4f01\u4e1a\u53ef\u4ee5\u786e\u4fdd\u53ca\u65f6\u4e86\u89e3\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6cd5\u89c4\u3001\u8bc6\u522b\u5371\u9669\u4fe1\u53f7\u5e76\u5efa\u7acb\u5065\u5eb7\u7684\u5408\u89c4\u6846\u67b6\u3002<\/p>\n\n\n\n<p><strong>\u6b63\u5728\u5bfb\u627e\u7528\u4e8e IDV \u548c KYC \u68c0\u67e5\u7684\u5168\u7403\u5408\u89c4\u5e73\u53f0\uff1f&nbsp;<\/strong><a href=\"https:\/\/www.complycube.com\/zh\/%e6%8e%a5%e8%a7%a6\/%e8%81%94%e7%b3%bb%e9%94%80%e5%94%ae\/?utm_source=marketing&amp;utm_medium=website_blog&amp;utm_campaign=edd_process\" title=\"\"><strong>\u4fdd\u6301\u8054\u7cfb<\/strong><\/a><strong>&nbsp;\u4eca\u5929\u548c\u6211\u4eec\u4e00\u8d77\uff01<\/strong><\/p>\n\n\n\n<div class=\"cc-accordion\">\n  <h2>\u5e38\u89c1\u95ee\u9898<\/h2>\n  <details>\n    <summary>\u4ec0\u4e48\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD)\uff1f<\/summary>\n    <p>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u662f\u201c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\u201d(KYC) \u6d41\u7a0b\u4e2d\u7684\u5f3a\u5236\u6027\u7ec4\u6210\u90e8\u5206\u3002CDD \u63aa\u65bd\u5305\u62ec\u6536\u96c6\u5fc5\u8981\u7684\u5ba2\u6237\u4fe1\u606f\uff0c\u4f8b\u5982\u53d7\u76ca\u6240\u6709\u4eba\u548c\u4e1a\u52a1\u5173\u7cfb\u3002\u516c\u53f8\u9700\u8981\u8fdb\u884c CDD \u4ee5\u6253\u51fb\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u98ce\u9669\u3002.<\/p>\n  <\/details>\n  <details>\n    <summary>\u4e3a\u4ec0\u4e48\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5f88\u91cd\u8981\uff1f<\/summary>\n    <p>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u4f7f\u516c\u53f8\u80fd\u591f\u8bc6\u522b\u548c\u8bc4\u4f30\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u98ce\u9669\u3002\u8fd9\u4e9b\u8c03\u67e5\u53ef\u4ee5\u9632\u6b62\u53ef\u7591\u5ba2\u6237\u52a0\u5165\uff0c\u5e76\u652f\u6301\u53cd\u6d17\u94b1 (AML) \u5408\u89c4\u3002\u56e0\u6b64\uff0c\u516c\u53f8\u80fd\u591f\u4fdd\u62a4\u5ba2\u6237\u5e76\u9632\u6b62\u8d22\u52a1\u635f\u5931\u3002.<\/p>\n  <\/details>\n  <details>\n    <summary>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5206\u4e3a\u54ea\u4e09\u4e2a\u5c42\u6b21\uff1f<\/summary>\n    <p>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5206\u4e3a\u4e09\u4e2a\u7ea7\u522b\uff1a\u7b80\u5316\u5c3d\u804c\u8c03\u67e5\u3001\u6807\u51c6\u5c3d\u804c\u8c03\u67e5\u548c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u3002\u8fd9\u4e9b\u7ea7\u522b\u662f\u57fa\u4e8e\u98ce\u9669\u7684\u63aa\u65bd\uff0c\u65e8\u5728\u6784\u5efa\u66f4\u9ad8\u6548\u7684\u98ce\u9669\u7ba1\u7406\u7b56\u7565\u3002\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u5305\u62ec\u66f4\u4e25\u683c\u7684\u5ba1\u67e5\uff0c\u4f8b\u5982\u5bf9\u9ad8\u98ce\u9669\u7528\u6237\u8fdb\u884c\u5236\u88c1\u7b5b\u67e5\u3002.<\/p>\n  <\/details>\n  <details>\n    <summary>\u4f55\u65f6\u9700\u8981\u8fdb\u884c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff1f<\/summary>\n    <p>\u5f53\u5efa\u7acb\u65b0\u7684\u4e1a\u52a1\u5173\u7cfb\u65f6\uff0c\u6cd5\u5f8b\u8981\u6c42\u5bf9\u5ba2\u6237\u8fdb\u884c\u5c3d\u804c\u8c03\u67e5\u3002\u6b64\u5916\uff0c\u5728\u5ba2\u6237\u5165\u804c\u9636\u6bb5\u4e4b\u540e\u53d1\u751f\u7684\u4e8b\u4ef6\u4e5f\u4f1a\u89e6\u53d1\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u3002\u8fd9\u4e9b\u4e8b\u4ef6\u5305\u62ec\u9ad8\u4ef7\u503c\u4ea4\u6613\u3001\u53ef\u7591\u6d3b\u52a8\u4ee5\u53ca\u6301\u7eed\u76d1\u63a7\u3002.<\/p>\n  <\/details>\n  <details>\n    <summary>\u4e00\u4efd\u6709\u6548\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6e05\u5355\u5e94\u5305\u542b\u54ea\u4e9b\u5185\u5bb9\uff1f<\/summary>\n    <p>\u6709\u6548\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6e05\u5355\u80fd\u591f\u6838\u5b9e\u5ba2\u6237\u8eab\u4efd\u5e76\u51c6\u786e\u8bc4\u4f30\u98ce\u9669\u7b49\u7ea7\u3002\u5b83\u5305\u62ec\u8eab\u4efd\u9a8c\u8bc1\u3001\u53d7\u76ca\u6240\u6709\u6743\u6838\u67e5\u3001\u5168\u9762\u7684\u98ce\u9669\u8bc4\u4f30\u3001\u9488\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u7684\u5236\u88c1\u548c\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u7b5b\u67e5\u3001\u900f\u660e\u7684\u5ba1\u8ba1\u8ffd\u8e2a\uff0c\u4ee5\u53ca\u6301\u7eed\u7684\u5408\u89c4\u6027\u548c\u76d1\u7ba1\u4fe1\u4efb\u5ea6\u76d1\u63a7\u3002.<\/p>\n  <\/details>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u53d7\u76d1\u7ba1\u7684\u4f01\u4e1a\u91c7\u7528\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u6765\u964d\u4f4e\u4e1a\u52a1\u5173\u7cfb\u4e2d\u7684\u98ce\u9669\u3001\u9884\u9632\u91d1\u878d\u72af\u7f6a\u5e76\u786e\u4fdd\u9075\u5b88\u76d1\u7ba1\u8981\u6c42\u3002<\/p>","protected":false},"author":17,"featured_media":17837,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[9],"class_list":["post-665","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-know-your-customer"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/665","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/comments?post=665"}],"version-history":[{"count":25,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/665\/revisions"}],"predecessor-version":[{"id":32358,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/665\/revisions\/32358"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/media\/17837"}],"wp:attachment":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/media?parent=665"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/categories?post=665"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/tags?post=665"}],"curies":[{"name":"\u53ef\u6e7f\u6027\u7c89\u5242","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}