{"id":34855,"date":"2026-08-14T12:50:32","date_gmt":"2026-08-14T12:50:32","guid":{"rendered":"https:\/\/www.complycube.com\/?p=34855"},"modified":"2026-08-14T13:05:57","modified_gmt":"2026-08-14T13:05:57","slug":"%e4%bb%80%e4%b9%88%e6%98%af%e6%b0%b8%e4%b9%85-kyc-%e5%ae%9e%e6%96%bd%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/what-is-perpetual-kyc-implementation-guide\/","title":{"rendered":"\u4ec0\u4e48\u662f\u6c38\u4e45\u6027 KYC (pKYC)\uff1f2026 \u5e74\u5b9e\u65bd\u6307\u5357"},"content":{"rendered":"<div class=\"cc-block tldr\">\n<p><strong>TL;DR\uff1a <\/strong>\u6c38\u4e45\u6027 KYC\uff08\u6216 pKYC\uff09\u4ee5\u6301\u7eed\u7684\u5ba2\u6237\u98ce\u9669\u76d1\u63a7\u53d6\u4ee3\u4e86\u5468\u671f\u6027\u7684\u3001\u57fa\u4e8e\u65f6\u95f4\u7684\u5ba2\u6237\u5ba1\u67e5\u3002\u5bf9\u4e8e\u5408\u89c4\u56e2\u961f\u800c\u8a00\uff0c, <strong>\u6301\u7eed\u7684KYC\u5c3d\u804c\u8c03\u67e5<\/strong> \u786e\u4fdd\u91c7\u53d6\u79ef\u6781\u4e3b\u52a8\u7684\u98ce\u9669\u7ba1\u7406\u65b9\u6cd5\u3002\u5b83\u652f\u6301\u66f4\u5feb\u3001\u66f4\u51c6\u786e\u3001\u66f4\u9ad8\u6548\u7684\u98ce\u9669\u7ba1\u7406\u3002 <strong>\u91d1\u878d\u72af\u7f6a\u9884\u9632<\/strong>, \u51cf\u5c11\u4f20\u7edf KYC \u6d41\u7a0b\u4e2d\u7684\u5408\u89c4\u6027\u5dee\u8ddd\u3002.<\/p>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u9690\u85cf\u7684\u5408\u89c4\u76f2\u70b9<\/h2>\n\n\n\n<p>\u4f20\u7edf\u7684\u201c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\u201d\uff08KYC\uff09\u6d41\u7a0b\u6216\u4f20\u7edfKYC\u6d41\u7a0b\u53d7\u65f6\u95f4\u9650\u5236\uff0c\u901a\u5e38\u6839\u636e\u98ce\u9669\u3001\u516c\u53f8\u6216\u56fd\u5bb6\u653f\u7b56\uff0c\u6bcf1\u81f35\u5e74\u8fdb\u884c\u4e00\u6b21\u5ba1\u67e5\u3002\u7136\u800c\uff0c\u5728\u4e24\u6b21\u5ba1\u67e5\u4e4b\u95f4\uff0c\u5ba2\u6237\u6570\u636e\u53ef\u80fd\u4fdd\u6301\u4e0d\u53d8\u3002\u56e0\u6b64\uff0c\u4f20\u7edf\u7684KYC\u6d41\u7a0b\u53ef\u80fd\u4f1a\u5ffd\u7565\u5ba2\u6237\u98ce\u9669\u72b6\u51b5\u7684\u5173\u952e\u53d8\u5316\u3002\u8fd9\u79cd\u76f2\u70b9\u4f1a\u9020\u6210\u53ef\u8861\u91cf\u7684\u635f\u5931\u3002.<\/p>\n\n\n\n<p>\u4ee5CCV\u8377\u5170\u516c\u53f8\u4e3a\u4f8b\u3002\u8be5\u516c\u53f8&nbsp;<a href=\"https:\/\/www.complycube.com\/zh\/%e8%8d%b7%e5%85%b0%e5%af%b9%e8%bf%9d%e5%8f%8d%e7%9b%91%e6%8e%a7%e8%a7%84%e5%ae%9a%e7%9a%842-65%e4%b8%87%e8%be%86%e6%b1%bd%e8%bd%a6%e5%a4%84%e4%bb%a5%e7%bd%9a%e6%ac%be\/\">\u7f5a\u6b3e$3\u767e\u4e07<\/a>&nbsp;CCV\u56e0\u8fde\u7eed23\u4e2a\u6708\u672a\u80fd\u5c06\u8d85\u8fc74000\u5bb6\u5546\u6237\u7684\u8d44\u6599\u5bfc\u5165\u5176\u76d1\u63a7\u7cfb\u7edf\u800c\u88ab\u5904\u7f5a\u3002\u636e\u76d1\u7ba1\u673a\u6784\u79f0\uff0cCCV\u672a\u80fd\u6ee1\u8db3\u53cd\u6d17\u94b1\uff08AML\uff09\u548c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff08KYC\uff09\u7684\u6301\u7eed\u5408\u89c4\u8981\u6c42\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u4e34\u65f6\u8865\u6551\u63aa\u65bd\u3002.<\/p>\n\n\n\n<p>\u53e6\u4e00\u4e2a\u4f8b\u5b50\u662f\u745e\u94f6\u6469\u7eb3\u54e5\u5206\u884c\uff0c\u5b83\u66fe\u88ab\u7f5a\u6b3e\u3002&nbsp;<a href=\"https:\/\/www.complycube.com\/zh\/%e7%91%9e%e9%93%b6%e6%91%a9%e7%ba%b3%e5%93%a5%e5%9b%a0600%e4%b8%87%e6%ac%a1%e5%8f%8d%e6%b4%97%e9%92%b1%e8%bf%9d%e8%a7%84%e8%a1%8c%e4%b8%ba%e7%bd%9a%e6%ac%be\/\">$6\u767e\u4e07<\/a>&nbsp;\u8be5\u516c\u53f8\u56e0\u5176\u6301\u7eed\u76d1\u63a7\u6846\u67b6\u5b58\u5728\u7f3a\u9677\u800c\u53d7\u5230\u6279\u8bc4\u3002\u8be5\u516c\u53f8\u672a\u80fd\u6839\u636e\u4ea4\u6613\u884c\u4e3a\u3001\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u98ce\u9669\u655e\u53e3\u4ee5\u53ca\u8d22\u5bcc\u6765\u6e90\u4fe1\u606f\u7684\u53d8\u5316\uff0c\u53ca\u65f6\u638c\u63e1\u5e76\u66f4\u65b0\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u98ce\u9669\u3002.<\/p>\n\n\n\n<p>\u5bf9\u8bb8\u591a\u91d1\u878d\u673a\u6784\u800c\u8a00\uff0c\u540e\u679c\u53ef\u80fd\u8fdc\u4e0d\u6b62\u7f5a\u6b3e\u3002\u5728\u5982\u4eca\u652f\u4ed8\u5feb\u6377\u3001\u6b3a\u8bc8\u624b\u6bb5\u65e5\u76ca\u590d\u6742\u3001\u5236\u88c1\u73af\u5883\u77ac\u606f\u4e07\u53d8\u7684\u65f6\u4ee3\uff0c\u8fd9\u4e00\u70b9\u5c24\u4e3a\u7a81\u51fa\u3002\u672c\u6307\u5357\u5c06\u63a2\u8ba8\u9884\u5148\u8eab\u4efd\u9a8c\u8bc1 (pKYC) \u7cfb\u7edf\uff0c\u5305\u62ec\u5176\u4f18\u52bf\u3001\u6311\u6218\u4ee5\u53ca\u5982\u4f55\u6210\u529f\u5b9e\u65bd\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u6c38\u4e45KYC\uff08pKYC\uff09\uff1f<\/h2>\n\n\n\n<p>\u6c38\u4e45\u6027 KYC \u7cfb\u7edf\u4f1a\u6301\u7eed\u66f4\u65b0\u5ba2\u6237\u4fe1\u606f\uff0c\u5e76\u7531\u7279\u5b9a\u4e8b\u4ef6\u89e6\u53d1\u3002\u8fd9\u4e9b\u4e8b\u4ef6\u89e6\u53d1\u56e0\u7d20\u5305\u62ec\u5236\u88c1\u540d\u5355\u53d8\u66f4\u3001\u65b0\u7684\u53d7\u76ca\u6240\u6709\u6743\u7ed3\u6784\u6216\u5f02\u5e38\u4ea4\u6613\u3002\u65e0\u9700\u7b49\u5f85\u7279\u5b9a\u65e5\u671f\uff0c\u5f53\u5ba2\u6237\u7684\u98ce\u9669\u72b6\u51b5\u53d1\u751f\u53d8\u5316\u65f6\uff0c\u7cfb\u7edf\u4f1a\u81ea\u52a8\u5c06\u5176\u6807\u8bb0\u4e3a\u9700\u8981\u5ba1\u6838\u7684\u5bf9\u8c61\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized alignnone size-medium wp-image-34890\"><img decoding=\"async\" width=\"2560\" height=\"1443\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/the-evolution-of-know-your-customer-kyc-1.png\" alt=\"\u4ece 20 \u4e16\u7eaa 70 \u5e74\u4ee3\u81f3\u4eca\u7684 KYC \u6f14\u53d8\u65f6\u95f4\u7ebf\uff0c\u5305\u542b\u516d\u5f20\u84dd\u8272\u884c\u52a8\u5361\uff1a\u8bb0\u5f55\u3001\u6807\u51c6\u5316\u3001\u8bc4\u4f30\u3001\u76d1\u63a7\u3001\u53cd\u5e94\u548c\u6301\u7eed\u91cd\u65b0\u8bc4\u4f30\u3002.\" class=\"wp-image-34894\" style=\"width:800px;height:auto\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/the-evolution-of-know-your-customer-kyc-1.png 2560w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/the-evolution-of-know-your-customer-kyc-1-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/the-evolution-of-know-your-customer-kyc-1-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/the-evolution-of-know-your-customer-kyc-1-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/the-evolution-of-know-your-customer-kyc-1-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/the-evolution-of-know-your-customer-kyc-1-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/the-evolution-of-know-your-customer-kyc-1-18x10.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<p>\u56e0\u6b64\uff0c\u6301\u7eed\u6027KYC\u5f25\u8865\u4e86\u4f20\u7edf\u7cfb\u7edf\u4e2d\u7684\u76f2\u70b9\u3002\u7531\u4e8e\u56e2\u961f\u80fd\u591f\u5b9e\u65f6\u6536\u5230\u53d8\u66f4\u901a\u77e5\uff0c\u4ed6\u4eec\u53ef\u4ee5\u7acb\u5373\u53d1\u73b0\u5e76\u5e94\u5bf9\u53ef\u7591\u6d3b\u52a8\u3002\u8fd9\u4f7f\u5f97\u6301\u7eed\u6027KYC\u5c24\u4e3a\u91cd\u8981\uff0c\u7279\u522b\u662f\u5bf9\u4e8e\u9762\u4e34\u4e0d\u65ad\u53d8\u5316\u7684\u76d1\u7ba1\u73af\u5883\u6216\u65e5\u76ca\u4e25\u91cd\u7684\u91d1\u878d\u72af\u7f6a\u98ce\u9669\u7684\u53d7\u76d1\u7ba1\u5b9e\u4f53\u800c\u8a00\u3002.<\/p>\n\n\n\n<p>\u6c38\u4e45\u6027 KYC \u57fa\u4e8e\u4eba\u5de5\u667a\u80fd (AI) \u548c\u673a\u5668\u5b66\u4e60\u6a21\u578b\u8fd0\u884c\u3002\u8fd9\u4e9b\u6280\u672f\u8fde\u63a5\u6765\u81ea\u5185\u90e8\u7cfb\u7edf\u3001\u516c\u53f8\u6ce8\u518c\u4fe1\u606f\u4ee5\u53ca\u5916\u90e8\u6570\u636e\u6e90\uff08\u4f8b\u5982\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP)\u3001\u5236\u88c1\u540d\u5355\u548c\u8d1f\u9762\u5a92\u4f53\u6570\u636e\u5e93\uff09\u7684\u6570\u636e\u6d41\u3002\u6b64\u5916\uff0c\u5b83\u901a\u8fc7\u63d0\u9ad8\u5bf9\u771f\u5b9e\u9ad8\u98ce\u9669\u573a\u666f\u7684\u8bc6\u522b\u80fd\u529b\uff0c\u663e\u8457\u51cf\u5c11\u8bef\u62a5\u548c\u4eba\u5de5\u590d\u6838\uff0c\u4ece\u800c\u589e\u5f3a\u76d1\u7ba1\u5408\u89c4\u6027\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ece\u5468\u671f\u6027 KYC \u5230\u6301\u7eed\u6027 KYC \u7684\u8f6c\u53d8<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5%e9%81%b5%e5%ae%88\/%e4%ba%86%e8%a7%a3%e4%bd%a0%e7%9a%84%e5%ae%a2%e6%88%b7\/\" title=\"\">\u4e86\u89e3\u60a8\u7684\u5ba2\u6237 (KYC)<\/a> KYC\u539f\u5219\u53ef\u4ee5\u8ffd\u6eaf\u52301970\u5e74\uff0c\u5f53\u65f6\u5b83\u88ab\u5f15\u5165\u4f5c\u4e3a\u4e00\u9879\u6587\u4ef6\u6536\u96c6\u5de5\u4f5c\u3002\u76d1\u7ba1\u673a\u6784\u8981\u6c42\u94f6\u884c\u5b9e\u65bdKYC\uff0c\u4ee5\u8ffd\u8e2a\u548c\u8bb0\u5f55\u5ba2\u6237\u53ca\u4ea4\u6613\u4fe1\u606f\u30021989\u5e74\uff0c\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u5b8c\u5584\u4e86KYC\u5408\u89c4\u6307\u5357\uff0c\u5305\u62ec\u82f1\u683c\u5170\u94f6\u884c\u5728\u5185\u7684\u4e3b\u8981\u53f8\u6cd5\u7ba1\u8f96\u533a\u4e5f\u7eb7\u7eb7\u6548\u4eff\u3002.<\/p>\n\n\n\n<p>\u8fd9\u79cd\u6a21\u5f0f\u6301\u7eed\u4e86\u8fd1\u4e8c\u5341\u5e74\u3002\u968f\u7740\u5168\u7403\u4ea4\u6613\u91cf\u548c\u4ea4\u6613\u901f\u5ea6\u7684\u589e\u957f\uff0c\u5b9a\u671f\u8fdb\u884cKYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\u663e\u7136\u65e0\u6cd5\u5e94\u5bf9\u5ba2\u6237\u98ce\u9669\u7684\u5927\u5e45\u53d8\u5316\u3002\u5927\u578b\u94f6\u884c\u4e0d\u5f97\u4e0d\u5904\u7406\u6210\u5343\u4e0a\u4e07\u4efd\u8fc7\u671f\u7684\u5ba2\u6237\u6863\u6848\uff0c\u6267\u6cd5\u884c\u52a8\u4e5f\u6301\u7eed\u589e\u52a0\u3002.&nbsp;<\/p>\n\n\n\n<p>\u57282010\u5e74\u4ee3\u540e\u671f\uff0c\u5168\u7403\u91d1\u878d\u673a\u6784\u4e0e\u76d1\u7ba1\u673a\u6784\u5171\u540c\u63a8\u52a8\u91c7\u7528\u6301\u7eed\u6027\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u3002\u8fd9\u6807\u5fd7\u7740KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\u68c0\u67e5\u4ece\u56fa\u5b9a\u95f4\u9694\u8f6c\u53d8\u4e3a\u6301\u7eed\u6027\u3002\u5982\u4eca\uff0c\u5305\u62ec\u4ee5\u4e0b\u673a\u6784\u5728\u5185\u7684\u4e3b\u8981\u53f8\u6cd5\u7ba1\u8f96\u533a\u90fd\u5df2\u5f00\u59cb\u91c7\u7528\u8fd9\u79cd\u505a\u6cd5\uff1a <a href=\"https:\/\/www.occ.gov\/topics\/supervision-and-examination\/bsa\/bsa-law-enforcement-tools-resources\/index-bsa-law-enforcement-tools-and-resources.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u7f8e\u56fd\u94f6\u884c\u4fdd\u5bc6\u6cd5\uff08BSA\uff09<\/a>\uff0c \u8fd9 <a href=\"https:\/\/www.fca.org.uk\/publications\/good-and-poor-practice\/operational-resilience-insights-observations-one-year\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09<\/a>, \u6b27\u76df\u53cd\u6d17\u94b1\u6761\u4f8b\u660e\u786e\u89c4\u5b9a\uff0c\u5fc5\u987b\u8fdb\u884c\u52a8\u6001\u7684\u3001\u5b9e\u65f6\u7684\u98ce\u9669\u8bc4\u4f30\u3002.&nbsp;<\/p>\n\n\n\n<p>\u4e0e\u6b64\u540c\u65f6\uff0c\u4e91\u57fa\u7840\u8bbe\u65bd\u3001API\u9a71\u52a8\u7684\u6570\u636e\u63d0\u4f9b\u5546\u4ee5\u53ca\u57fa\u4e8e\u4eba\u5de5\u667a\u80fd\u7684\u5b9e\u4f53\u89e3\u6790\u6280\u672f\uff0c\u4e3a\u6301\u7eed\u76d1\u63a7\u7684\u6280\u672f\u53ef\u884c\u6027\u63d0\u4f9b\u4e86\u652f\u6301\u3002\u8fd9\u4e9b\u53d8\u5316\u63a8\u52a8\u4e86\u5bf9pKYC\u89e3\u51b3\u65b9\u6848\u7684\u9700\u6c42\uff0c\u5e76\u5c06KYC\u76d1\u7ba1\u8981\u6c42\u4ece\u5355\u7eaf\u7684\u5907\u6848\u6d41\u7a0b\u8f6c\u53d8\u4e3a\u98ce\u9669\u7ba1\u7406\u673a\u5236\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">pKYC \u7684\u771f\u6b63\u542b\u4e49\u662f\u4ec0\u4e48\uff0c\u4ee5\u53ca\u5b83\u4e0d\u662f\u4ec0\u4e48<\/h2>\n\n\n\n<p>\u6301\u7eed\u7684 KYC \u5c3d\u804c\u8c03\u67e5\u7b26\u5408\u57fa\u4e8e\u98ce\u9669\u7684\u6301\u7eed\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u65b9\u6cd5\u3002\u901a\u8fc7\u81ea\u52a8\u5316\u6d41\u7a0b\uff0c\u5ba2\u6237\u4f1a\u88ab\u5f15\u5bfc\u81f3\u8fdb\u4e00\u6b65\u5ba1\u67e5\u3001\u8f7b\u5ea6\u5ba1\u67e5\u6216\u5168\u9762\u5ba1\u67e5\u3002 <a href=\"https:\/\/www.complycube.com\/zh\/%e5%bc%ba%e5%8c%96%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5%e8%a6%81%e6%b1%82%e6%8c%87%e5%8d%97\/\" title=\"\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD)<\/a> \u6839\u636e\u516c\u53f8\u81ea\u884c\u8bbe\u5b9a\u7684\u9884\u5b9a\u4e49\u6807\u51c6\u8fdb\u884c\u6d41\u91cf\u5206\u914d\u3002.<\/p>\n\n\n\n<p>\u8fd9\u4e9b\u6807\u51c6\u548c\u89e6\u53d1\u6761\u4ef6\u9700\u8981\u4eba\u5de5\u5224\u65ad\u6765\u7ef4\u62a4\u826f\u597d\u7684\u6570\u636e\u7ba1\u7406\u3001\u53ef\u89e3\u91ca\u7684\u98ce\u9669\u6a21\u578b\u548c\u5b8c\u5584\u7684\u89e6\u53d1\u6761\u4ef6\u6587\u6863\u3002\u56e0\u6b64\uff0c\u6211\u4eec\u53ef\u4ee5\u8bf4\uff0cpKYC \u4e0e\u4f20\u7edf KYC \u7684\u533a\u522b\u5728\u4e8e\u5176\u4e8b\u4ef6\u9a71\u52a8\u903b\u8f91\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6c38\u4e45 KYC \u4e0e\u4f20\u7edf KYC<\/h3>\n\n\n\n<p>\u4f20\u7edfKYC\u662f\u4e00\u79cd\u4e00\u6b21\u6027\u8eab\u4efd\u9a8c\u8bc1\u548c\u98ce\u9669\u8bc4\u4f30\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u65b9\u6cd5\u3002\u5b83\u4f9d\u8d56\u4e8e\u67d0\u79cd\u5f62\u5f0f\u7684\u5b9a\u671f\u5ba1\u67e5\u548c\u8f83\u4f4e\u7684\u6301\u7eed\u76d1\u63a7\u6295\u5165\uff0c\u901a\u5e38\u901a\u8fc7\u4eba\u5de5\u6d41\u7a0b\u5b8c\u6210\u3002\u800c\u6301\u7eedKYC\u5219\u662f\u4e00\u4e2a\u59cb\u7ec8\u5728\u7ebf\u7684\u6d41\u7a0b\uff0c\u5b83\u8d85\u8d8a\u4e86\u5ba2\u6237\u6ce8\u518c\u9636\u6bb5\uff0c\u80fd\u591f\u53cd\u6620\u5f53\u524d\u7684\u98ce\u9669\u53d8\u5316\uff0c\u5e76\u4e14\u51e0\u4e4e\u4e0d\u9700\u8981\u4eba\u5de5\u5e72\u9884\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6c38\u4e45KYC\u4e0e\u5b9a\u671fKYC<\/h3>\n\n\n\n<p>\u5b9a\u671f KYC \u662f\u4f20\u7edf KYC \u7684\u4e00\u4e2a\u5b50\u96c6\uff0c\u6307\u7684\u662f\u6309\u9884\u5b9a\u5468\u671f\u5bf9\u5ba2\u6237\u8fdb\u884c\u5ba1\u6838\u7684\u505a\u6cd5\u3002\u901a\u5e38\uff0c\u8fd9\u4e9b KYC \u66f4\u65b0\u6bcf 1 \u81f3 5 \u5e74\u8fdb\u884c\u4e00\u6b21\u3002\u5b9e\u9645\u4e0a\uff0c2023 \u5e74\u6ce8\u518c\u7684\u5ba2\u6237\u5728\u4e0b\u4e00\u4e2a\u9884\u5b9a\u5468\u671f\uff08\u53ef\u80fd\u662f 2026 \u5e74\uff09\u4e4b\u524d\u4e0d\u4f1a\u9762\u4e34\u5ba1\u6838\u3002\u800c\u6301\u7eed KYC \u5219\u4f1a\u68c0\u6d4b\u53d8\u66f4\u5e76\u89e6\u53d1\u76f8\u5e94\u7684\u5ba1\u6838\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6c38\u4e45KYC\u4e0e\u6301\u7eed\u76d1\u63a7<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e6%8c%81%e7%bb%ad%e7%9b%91%e6%8e%a7%e8%bf%87%e7%a8%8b\/\" title=\"\">\u6301\u7eed\u76d1\u63a7<\/a> \u662f pKYC \u7684\u4e00\u4e2a\u7ec4\u6210\u90e8\u5206\u3002\u5b83\u6307\u7684\u662f\u5bf9\u5ba2\u6237\u8fdb\u884c\u5b9e\u65f6\u7b5b\u67e5\uff0c\u4ee5\u6838\u67e5\u5176\u662f\u5426\u5728\u5236\u88c1\u540d\u5355\u3001\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP) \u540d\u5355\u548c\u8d1f\u9762\u5a92\u4f53\u540d\u5355\u4e2d\u3002\u7136\u800c\uff0c\u6301\u7eed\u6027 KYC \u66f4\u8fdb\u4e00\u6b65\uff0c\u5b83\u4f1a\u76d1\u63a7\u6240\u6709\u76f8\u5173\u6765\u6e90\u7684\u5404\u79cd\u98ce\u9669\u4fe1\u53f7\u3002\u8fd9\u53ef\u80fd\u5305\u62ec\u884c\u4e3a\u5f02\u5e38\u548c\u8eab\u4efd\u6570\u636e\u53d8\u66f4\uff0c\u4ece\u800c\u5e2e\u52a9\u4f01\u4e1a\u53ca\u65f6\u8bc6\u522b\u54ea\u4e9b\u4fe1\u606f\u9700\u8981\u8fdb\u4e00\u6b65\u5ba1\u67e5\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u56e0\u7d20\u4f1a\u89e6\u53d1\u6301\u7eed\u7684 KYC\uff1f&nbsp;<\/h2>\n\n\n\n<p>\u5f53\u65b0\u4fe1\u606f\u5bf9\u5ba2\u6237\u7684\u8eab\u4efd\u3001\u4e1a\u52a1\u5173\u7cfb\u6216\u98ce\u9669\u72b6\u51b5\u4ea7\u751f\u5b9e\u8d28\u6027\u5f71\u54cd\u65f6\uff0c\u7cfb\u7edf\u5c06\u89e6\u53d1\u6301\u7eed\u7684 KYC \u5ba1\u67e5\u3002\u8fd9\u4e0d\u5e94\u4ec5\u4ec5\u662f\u589e\u52a0\u5408\u89c4\u8b66\u62a5\uff0c\u800c\u5e94\u786e\u4fdd\u5bf9\u5ba2\u6237\u5b9e\u65bd\u7684\u5c3d\u804c\u8c03\u67e5\u7ea7\u522b\u59cb\u7ec8\u53cd\u6620\u5176\u5f53\u524d\u7684\u98ce\u9669\uff0c\u800c\u975e\u5173\u7cfb\u5efa\u7acb\u4e4b\u521d\u7684\u98ce\u9669\u6c34\u5e73\u3002.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5e38\u89c1\u7684pKYC\u98ce\u9669\u6307\u6807\u5305\u62ec\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u516c\u53f8\u6216\u76d1\u7ba1\u53d8\u5316<\/strong>\u6cd5\u5f8b\u5730\u4f4d\u8f6c\u53d8\u3001\u65b0\u7684\u62ab\u9732\u8981\u6c42\u3001\u65b0\u7684 <a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e6%9c%80%e7%bb%88%e5%8f%97%e7%9b%8a%e6%89%80%e6%9c%89%e6%9d%83\/\" title=\"\">\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba<\/a> \uff08\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba\uff09<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8eab\u4efd\u4fe1\u606f\u53d8\u66f4\uff1a&nbsp;<\/strong>\u59d3\u540d\u3001\u5730\u5740\u3001\u8fc7\u671f\u8bc1\u4ef6\u3001\u7ba1\u8f96\u533a\u3002.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>PEP\u3001\u5236\u88c1\u548c\u8d1f\u9762\u5a92\u4f53\u62a5\u9053\uff1a&nbsp;<\/strong>\u5bf9\u5ba2\u6237\u6216\u76f8\u5173\u65b9\u7684\u8d1f\u9762\u62a5\u9053\uff0c\u65b0\u7684\u79f0\u53f7<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u884c\u4e3a\u5f02\u5e38\uff1a<\/strong>&nbsp;\u5ba2\u6237\u884c\u4e3a\u53d1\u751f\u53d8\u5316\uff0c\u4f8b\u5982\u5f02\u5e38\u5927\u6279\u91cf\u4ea4\u6613\u6216\u5f00\u8bbe\u591a\u4e2a\u8d26\u6237<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u5b9e\u65bd\u6c38\u4e45\u6027 KYC \u6d41\u7a0b<\/h2>\n\n\n\n<p>\u5b9e\u65bd pKYC \u5e76\u975e\u4ec5\u4ec5\u662f\u5728\u73b0\u6709\u7684 KYC \u6d41\u7a0b\u4e2d\u6dfb\u52a0\u6301\u7eed\u76d1\u63a7\u3002\u5b9e\u9645\u4e0a\uff0c\u5b9e\u65bd\u8fc7\u7a0b\u4e2d\u9700\u8981\u8003\u8651\u8bf8\u591a\u56e0\u7d20\u3002\u4f01\u4e1a\u9700\u8981\u660e\u786e\u54ea\u4e9b\u53d8\u66f4\u771f\u6b63\u91cd\u8981\uff0c\u4ee5\u53ca\u4e3a\u6ee1\u8db3\u5408\u89c4\u8981\u6c42\u5fc5\u987b\u91c7\u53d6\u54ea\u4e9b\u540e\u7eed\u884c\u52a8\u3002.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized alignnone size-medium wp-image-34890\"><img decoding=\"async\" width=\"2560\" height=\"1443\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/how-to-implement-perpetual-kyc.png\" alt=\"\u6c38\u4e45 KYC \u7684\u516d\u6b65\u6d41\u7a0b\u56fe\uff1a\u5efa\u7acb\u6863\u6848\u3001\u76d1\u63a7\u3001\u68c0\u6d4b\u3001\u91cd\u65b0\u8bc4\u4f30\u3001\u56de\u5e94\u3001\u63d0\u4f9b\u8bc1\u636e\u3002.\" class=\"wp-image-34890\" style=\"width:800px;height:auto\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/how-to-implement-perpetual-kyc.png 2560w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/how-to-implement-perpetual-kyc-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/how-to-implement-perpetual-kyc-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/how-to-implement-perpetual-kyc-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/how-to-implement-perpetual-kyc-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/how-to-implement-perpetual-kyc-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/08\/how-to-implement-perpetual-kyc-18x10.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u603b\u800c\u8a00\u4e4b\uff0c\u4e00\u4e2a\u5f3a\u5927\u7684 pKYC \u89e6\u53d1\u6846\u67b6\u5305\u62ec\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>W<\/strong><strong style=\"letter-spacing: inherit;\">\u5e3d\u5b50\u53d8\u4e86\uff1a<\/strong> \u5df2\u786e\u5b9a\u5ba2\u6237\u98ce\u9669\u72b6\u51b5\u53d1\u751f\u91cd\u5927\u53d8\u5316\u3002.<\/li>\n\n\n\n<li><strong>\u4e3a\u4ec0\u4e48\u8fd9\u4e00\u6539\u53d8\u81f3\u5173\u91cd\u8981\uff1a<\/strong> \u6b64\u6b21\u66f4\u65b0\u662f\u5426\u4f1a\u6539\u53d8\u516c\u53f8\u9762\u4e34\u7684\u91d1\u878d\u72af\u7f6a\u98ce\u9669\u6216\u5f71\u54cd\u53cd\u6d17\u94b1\/\u4e86\u89e3\u4f60\u7684\u5ba2\u6237 (AML\/KYC) \u5408\u89c4\u6027\uff1f<\/li>\n\n\n\n<li><strong>\u54ea\u4e9b\u5ba2\u6237\u98ce\u9669\u56e0\u7d20\u4f1a\u53d7\u5230\u5f71\u54cd\uff1a <\/strong>\u786e\u5b9a\u5177\u4f53\u7684\u98ce\u9669\u9a71\u52a8\u56e0\u7d20\uff0c\u4f8b\u5982\u5730\u57df\u98ce\u9669\u3001\u6e20\u9053\u98ce\u9669\u548c\u5ba2\u6237\u98ce\u9669\u3002.<\/li>\n\n\n\n<li><strong>\u5ba2\u6237\u98ce\u9669\u7b49\u7ea7\u662f\u5426\u5e94\u8be5\u6539\u53d8\uff1a <\/strong>\u786e\u5b9a\u662f\u5426\u5e94\u8be5\u91cd\u65b0\u8bc4\u4f30\u3001\u63d0\u9ad8\u6216\u964d\u4f4e\u5ba2\u6237\u7684\u98ce\u9669\u8bc4\u7ea7\u3002.<\/li>\n\n\n\n<li><strong>\u662f\u5426\u8fd8\u9700\u8981\u8fdb\u884c\u5176\u4ed6\u5c3d\u804c\u8c03\u67e5\uff1f <\/strong>\u6839\u636e\u65b0\u7684\u98ce\u9669\u8bc4\u7ea7\uff0c\u786e\u5b9a\u9002\u5f53\u7684\u540e\u7eed\u63aa\u65bd\u3002.<\/li>\n\n\n\n<li><strong>\u8c01\u9700\u8981\u5ba1\u6838\u6216\u6279\u51c6\u7ed3\u679c\uff1a <\/strong>\u9488\u5bf9\u4efb\u4f55\u53d8\u66f4\u6216\u5ba1\u67e5\uff0c\u660e\u786e\u76f8\u5e94\u7684\u5408\u89c4\u8d23\u4efb\u5c42\u7ea7\u3002.<\/li>\n\n\n\n<li><strong>\u51b3\u5b9a\u8bb0\u5f55\u65b9\u5f0f\uff1a <\/strong><span style=\"font-size: revert;\">\u4ece\u89e6\u53d1\u4e8b\u4ef6\u5230\u91c7\u53d6\u7684\u5fc5\u8981\u6b65\u9aa4\uff0c\u6240\u6709\u6b65\u9aa4\u90fd\u5fc5\u987b\u5b8c\u6574\u8bb0\u5f55\uff0c\u4ee5\u7b26\u5408\u76d1\u7ba1\u62a5\u544a\u4e49\u52a1\u3002.<\/span><\/li>\n<\/ul>\n\n\n<div class=\"cc-block case-study\">\n<h3><strong>\u6848\u4f8b\u7814\u7a76\uff1a\u6210\u529f\u5165\u804c\u540e\u7684\u98ce\u9669\u5ba2\u6237<\/strong><\/h3>\n<p data-pm-slice=\"1 1 []\">2026\u5e74\uff0c\u65b0\u52a0\u5761\u548c\u9a6c\u6765\u897f\u4e9a\u5f53\u5c40\u6363\u6bc1\u4e86\u4e00\u4e2a\u8de8\u5883\u6d17\u94b1\u7f51\u7edc\u3002\u884c\u52a8\u4e2d\u53d1\u73b0\u4e86\u591a\u4e2a\u4ee5\u975e\u6cd5\u8eab\u4efd\u5f00\u8bbe\u7684\u94f6\u884c\u8d26\u6237\u3002 <a href=\"https:\/\/www.complycube.com\/zh\/%e6%96%b0%e5%8a%a0%e5%9d%a1%e6%b5%b7%e4%ba%8b%e9%93%b6%e8%a1%8c%e7%a0%b4%e8%8e%b7%e6%b4%97%e9%92%b1%e7%bd%91%e7%bb%9c\/\">\u4e0d\u540c\u7684\u8eab\u4efd\u51ed\u8bc1<\/a>. \u7a81\u51fb\u641c\u67e5\u4e2d\u7f34\u83b7\u4e86 83 \u90e8\u624b\u673a\u548c 45 \u4e2a\u94f6\u884c\u5b89\u5168\u4ee4\u724c\u3002.<\/p>\n<h5 data-pm-slice=\"1 1 []\"><strong>\u5373\u65f6KYC\u7684\u5f31\u70b9<\/strong><\/h5>\n<p data-pm-slice=\"1 1 []\">\u6b64\u6848\u51f8\u663e\u4e86\u4e00\u4e2a\u5173\u952e\u7684\u5408\u89c4\u6f0f\u6d1e\u3002\u5177\u4f53\u800c\u8a00\uff0c\u5b83\u8868\u660e\u8d26\u6237\u6301\u6709\u4eba\u53ef\u80fd\u5728\u5f00\u6237\u65f6\u901a\u8fc7\u4e86\u8eab\u4efd\u9a8c\u8bc1\u3001\u751f\u7269\u8bc6\u522b\u548c\u53cd\u6d17\u94b1\u68c0\u67e5\uff0c\u4f46\u4e4b\u540e\u5374\u53ef\u80fd\u5377\u5165\u6d17\u94b1\u7f51\u7edc\uff0c\u6216\u5931\u53bb\u5bf9\u8d26\u6237\u7684\u63a7\u5236\u6743\u3002.<\/p>\n<h5><strong>\u7ed3\u679c<\/strong><\/h5>\n<ul>\n<li>\u6210\u529f\u5b8c\u6210\u5ba2\u6237\u5bfc\u5165\u5e76\u4e0d\u610f\u5473\u7740\u5ba2\u6237\u6c38\u8fdc\u90fd\u662f\u4f4e\u98ce\u9669\u5ba2\u6237\u3002.<\/li>\n<li data-section-id=\"epup6y\" data-start=\"1069\" data-end=\"1180\">\u6301\u7eed\u7684\u884c\u4e3a\u548c\u8bbe\u5907\u4fe1\u53f7\u53ef\u4ee5\u8bc6\u522b\u98ce\u9669\u53d8\u5316\u5e76\u5411\u516c\u53f8\u53d1\u51fa\u8b66\u62a5\u3002.<\/li>\n<li data-section-id=\"ott7b1\" data-start=\"1181\" data-end=\"1287\">pKYC \u652f\u6301\u5bf9\u5ba2\u6237\u8fdb\u884c\u6301\u7eed\u91cd\u65b0\u8bc4\u4f30\uff0c\u5e76\u5728\u51fa\u73b0\u65b0\u98ce\u9669\u65f6\u89e6\u53d1\u9a8c\u8bc1\u3002.<\/li>\n<\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u6c38\u4e45 KYC \u89e3\u51b3\u65b9\u6848\u7684\u4f18\u52bf\u4e0e\u6311\u6218<\/h2>\n\n\n\n<p>\u6301\u7eed\u7684KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\u4e0d\u5e94\u4ec5\u4ec5\u88ab\u89c6\u4e3a\u4e00\u9879\u5408\u89c4\u4e49\u52a1\uff0c\u800c\u5e94\u6210\u4e3a\u964d\u4f4e\u98ce\u9669\u3001\u63d0\u5347\u8fd0\u8425\u6548\u7387\u548c\u7ef4\u7cfb\u5ba2\u6237\u5173\u7cfb\u7684\u91cd\u8981\u6218\u7565\u6760\u6746\u3002\u7136\u800c\uff0c\u6210\u529f\u5b9e\u65bdKYC\u9700\u8981\u514b\u670d\u4e00\u4e9b\u5e38\u89c1\u7684\u6311\u6218\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">pKYC \u7684\u4e3b\u8981\u4f18\u52bf\u5305\u62ec\uff1a<\/h3>\n\n\n\n<p><strong>1. \u652f\u6301 KYC \u5e76\u63d0\u9ad8\u53cd\u6d17\u94b1\u5408\u89c4\u6027\uff1a&nbsp;<\/strong>\u6c38\u4e45\u6027 KYC \u53ef\u52a0\u5f3a\u6301\u7eed\u7684\u5c3d\u804c\u8c03\u67e5\u3001\u6570\u636e\u5b89\u5168\u548c\u6b3a\u8bc8\u9632\u8303\u3002\u5b83\u6709\u52a9\u4e8e\u4f01\u4e1a\u66f4\u5feb\u5730\u8bc6\u522b\u3001\u5904\u7406\u548c\u62a5\u544a\u53ef\u7591\u6d3b\u52a8\uff0c\u5305\u62ec\u8d26\u6237\u76d7\u7528\u548c\u8eab\u4efd\u76d7\u7a83\u3002.&nbsp;<\/p>\n\n\n\n<p><strong>2. \u8fd0\u8425\u548c\u6210\u672c\u5f71\u54cd\uff1a&nbsp;<\/strong>\u7531\u4e8e pKYC \u7531\u81ea\u52a8\u5316\u7cfb\u7edf\u548c\u9ad8\u7ea7\u5206\u6790\u6280\u672f\u9a71\u52a8\uff0c\u56e0\u6b64\u53ef\u4ee5\u663e\u8457\u964d\u4f4e\u4eba\u5de5\u6210\u672c\u3002\u5b83\u91c7\u7528\u66f4\u667a\u80fd\u7684\u6d41\u7a0b\u6765\u51cf\u5c11\u8bef\u62a5\uff0c\u5e76\u7f29\u77ed\u4f4e\u98ce\u9669\u5ba2\u6237 KYC \u5ba1\u6838\u6240\u9700\u7684\u65f6\u95f4\u3002.<\/p>\n\n\n\n<p><strong>3. \u5ba2\u6237\u4f53\u9a8c\u548c\u6ee1\u610f\u5ea6\uff1a<\/strong>&nbsp;pKYC \u901a\u8fc7\u63d0\u9192\u4f01\u4e1a\u6ce8\u610f\u771f\u6b63\u91cd\u8981\u7684\u98ce\u9669\u53d8\u5316\uff0c\u4ece\u800c\u51cf\u5c11\u5408\u89c4\u65b9\u9762\u7684\u5e72\u6270\u3002\u5b83\u63d0\u4f9b\u4e86\u4e00\u79cd\u8fdc\u7a0b\u3001\u975e\u4fb5\u5165\u5f0f\u7684\u91cd\u65b0\u9a8c\u8bc1\u65b9\u6cd5\uff0c\u4ece\u800c\u63d0\u5347\u4e86\u5408\u89c4\u6548\u7387\u3002 <a href=\"https:\/\/www.complycube.com\/zh\/%e5%ae%a2%e6%88%b7%e5%bf%a0%e8%af%9a%e5%ba%a6%e7%9a%84%e5%85%b3%e9%94%ae-kyc-%e8%a6%81%e6%b1%82\/\" title=\"\">\u5ba2\u6237\u6ee1\u610f\u5ea6<\/a> \u4ee5\u53ca\u7559\u5b58\u7387\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">pKYC \u7684\u4e3b\u8981\u6311\u6218\u5305\u62ec\uff1a<\/h3>\n\n\n\n<p><strong>1. \u4f20\u7edf\u6280\u672f\uff1a&nbsp;<\/strong>\u91c7\u7528\u81ea\u52a8\u5316\u6216\u96c6\u6210\u80fd\u529b\u6709\u9650\uff08\u5305\u62ecAPI\u63a5\u53e3\u4e0d\u8db3\uff09\u7684\u4f20\u7edf\u7cfb\u7edf\uff0c\u4f1a\u5bfc\u81f4\u6d41\u7a0b\u788e\u7247\u5316\u3002\u6b64\u5916\uff0c\u4f9d\u8d56\u591a\u4e2a\u7b2c\u4e09\u65b9\u4f9b\u5e94\u5546\u8fd8\u4f1a\u9020\u6210\u6570\u636e\u5b64\u5c9b\u548c\u5ba2\u6237\u753b\u50cf\u4e0d\u4e00\u81f4\u3002.<\/p>\n\n\n\n<p><strong>2. \u6570\u636e\u8d28\u91cf\uff1a&nbsp;<\/strong>\u4e0d\u5b8c\u6574\u6216\u4e0d\u4e00\u81f4\u7684\u8bb0\u5f55\uff0c\u5c24\u5176\u662f\u5728\u4e4b\u524d\u7684\u624b\u52a8\u6570\u636e\u6536\u96c6\u8fc7\u7a0b\u4e2d\u4ea7\u751f\u7684\u8bb0\u5f55\uff0c\u5982\u679c\u96c6\u6210\u4e0d\u5f53\uff0c\u53ef\u80fd\u4f1a\u5bfc\u81f4\u8bef\u62a5\u3002\u6b64\u5916\uff0c\u5982\u679c\u4e2a\u4eba\u8eab\u4efd\u9a8c\u8bc1 (pKYC) \u89e3\u51b3\u65b9\u6848\u65e0\u6cd5\u652f\u6301\u5e9e\u5927\u7684\u5ba2\u6237\u7fa4\uff0c\u4e5f\u53ef\u80fd\u51fa\u73b0\u6570\u636e\u7f3a\u5931\u7684\u60c5\u51b5\u3002.<\/p>\n\n\n\n<p><strong>3. \u9690\u79c1\u548c\u6cbb\u7406\uff1a &nbsp;<\/strong>\u8de8\u5883\u7ecf\u8425\u7684\u4f01\u4e1a\u5fc5\u987b\u786e\u4fdd\u9075\u5b88\u76f8\u5173\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u6570\u636e\u4fdd\u62a4\u6cd5\u5f8b\u3002\u7531\u4e8e\u4e2a\u4eba\u8eab\u4efd\u8bc6\u522b\uff08pKYC\uff09\u6d89\u53ca\u6301\u7eed\u7684\u5ba2\u6237\u6570\u636e\u76d1\u63a7\uff0c\u56e0\u6b64\u53ef\u80fd\u5f15\u53d1\u6570\u636e\u9690\u79c1\u95ee\u9898\uff0c\u5fc5\u987b\u7ecf\u8fc7\u6cd5\u5f8b\u5ba1\u67e5\u3002.<\/p>\n\n\n<div class=\"cc-block key-takeaways\">\n<h3>\u5173\u952e\u8981\u70b9<\/h3>\n<ul>\n<li>\n<p style=\"text-align: left;\"><strong>\u6c38\u4e45 KYC<\/strong> \u662f\u4e00\u79cd\u4e8b\u4ef6\u9a71\u52a8\u578b\u5c3d\u804c\u8c03\u67e5\u6a21\u578b\uff0c\u53ef\u5b9e\u65f6\u66f4\u65b0\u5ba2\u6237\u98ce\u9669\u3002.<\/p>\n<\/li>\n<li>\n<p><strong>\u4e8b\u4ef6\u9a71\u52a8\u578b KYC<\/strong> \u586b\u8865\u4e86\u4f20\u7edf KYC \u6d41\u7a0b\u5728\u5b9a\u671f\u5ba1\u6838\u4e4b\u95f4\u7559\u4e0b\u7684\u7a7a\u767d\u3002.<\/p>\n<\/li>\n<li>\n<p><strong>pKYC \u4f7f\u7528\u4eba\u5de5\u667a\u80fd<\/strong> \u5229\u7528\u673a\u5668\u5b66\u4e60\u5b9e\u73b0\u6d41\u7a0b\u81ea\u52a8\u5316\uff0c\u964d\u4f4e\u4eba\u5de5\u6210\u672c\u548c\u5de5\u4f5c\u91cf\u3002.<\/p>\n<\/li>\n<li>\n<p><strong>pKYC \u6210\u529f<\/strong> \u5b9e\u65bd\u9700\u8981\u660e\u786e\u7684\u6cbb\u7406\u673a\u5236\u3001\u4e8b\u4ef6\u89e6\u53d1\u6761\u4ef6\u548c\u6587\u6863\u8bb0\u5f55\u3002.<\/p>\n<\/li>\n<li>\n<p><strong>ComplyCube \u7684 pKYC<\/strong> \u8be5\u89e3\u51b3\u65b9\u6848\u53ef\u964d\u4f4e\u8bef\u62a5\u7387\uff0c\u540c\u65f6\u5e26\u6765\u957f\u671f\u7684\u6210\u672c\u8282\u7ea6\u3002.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u501f\u52a9 ComplyCube \u7684 pKYC \u89e3\u51b3\u65b9\u6848\u63d0\u5347\u5408\u89c4\u6027<\/h2>\n\n\n\n<p>\u5728\u9009\u62e9 KYC \u548c AML \u63d0\u4f9b\u5546\u65f6\uff0c\u5efa\u8bae\u5408\u89c4\u56e2\u961f\u5c31\u6301\u7eed KYC \u5c3d\u804c\u8c03\u67e5\u6a21\u578b\u9a8c\u8bc1\u3001\u7ba1\u8f96\u533a\u4e00\u81f4\u6027\u4ee5\u53ca\u98ce\u9669\u4fe1\u606f\u5982\u4f55\u5728\u8eab\u4efd\u9a8c\u8bc1\u3001\u76d1\u63a7\u548c\u6848\u4ef6\u7ba1\u7406\u4e4b\u95f4\u6d41\u52a8\u7b49\u95ee\u9898\u63d0\u51fa\u5177\u4f53\u95ee\u9898\u3002.<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u5408\u89c4\u548c\u6cbb\u7406\u65b9\u9762\u7684\u8003\u8651\uff0c\u4f8b\u5982\u4e0e\u5185\u90e8\u98ce\u9669\u504f\u597d\u548c\u5f53\u5730\u53cd\u6d17\u94b1\u51c6\u5219\u76f8\u4e00\u81f4\u7684\u53ef\u914d\u7f6e\u98ce\u9669\u89c4\u5219\uff0c\u4ee5\u53ca\u5f3a\u5927\u7684\u5ba1\u8ba1\u8ddf\u8e2a\uff0c\u5bf9\u4e8e\u7b26\u5408\u76d1\u7ba1\u8981\u6c42\u81f3\u5173\u91cd\u8981\u3002. <a href=\"https:\/\/www.complycube.com\/zh\/%e6%8e%a5%e8%a7%a6\/%e8%81%94%e7%b3%bb%e9%94%80%e5%94%ae\/\" title=\"\">ComplyCube\u7684KYC\u89e3\u51b3\u65b9\u6848<\/a> \u63a2\u8ba8\u6838\u5fc3\u7ef4\u5ea6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u589e\u5f3a\u5b89\u5168\u6027\uff1a&nbsp;<\/strong>\u7b26\u5408\u5168\u7403\u6570\u636e\u4fdd\u62a4\u548c\u5b89\u5168\u884c\u4e1a\u6807\u51c6\uff0c\u5305\u62ec <a href=\"https:\/\/www.complycube.com\/zh\/%e5%85%ac%e5%8f%b8\/%e5%ae%89%e5%85%a8%e5%90%88%e8%a7%84%e4%b8%ad%e5%bf%83-2\/\" title=\"\">GDPR \u548c NIST \u5408\u89c4\u6027<\/a>, \u6b64\u5916\uff0c\u8fd8\u901a\u8fc7\u4e86 ISO 27001 \u8ba4\u8bc1\u3002.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8986\u76d6\u8303\u56f4<\/strong>\u63d0\u4f9b\u7aef\u5230\u7aef\u5408\u89c4\u4e14\u53ef\u5b9a\u5236\u7684 KYC \u89e3\u51b3\u65b9\u6848\uff0c\u9002\u7528\u4e8e\u5404\u79cd\u89c4\u6a21\u7684\u4f01\u4e1a\uff0c\u8986\u76d6 250 \u591a\u4e2a\u5730\u533a\u3002.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6574\u5408\u6df1\u5ea6<\/strong>\u63d0\u4f9b\u5b8c\u6574\u7684 SDK \u548c API \u63a5\u53e3\uff0c\u652f\u6301\u6838\u5fc3 CRM\u3001\u5236\u88c1\u540d\u5355\u3001\u6ce8\u518c\u8868\u548c\u6848\u4ef6\u7ba1\u7406\u5de5\u5177\uff0c\u4ece\u800c\u5b9e\u73b0\u4e0e\u73b0\u6709\u57fa\u7840\u8bbe\u65bd\u7684\u65e0\u7f1d\u96c6\u6210\u3002.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u667a\u529b<\/strong>\uff1a\u5229\u7528\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u5b66\u4e60\u6280\u672f\u8fdb\u884c\u98ce\u9669\u8bc4\u5206\u3001\u5f02\u5e38\u68c0\u6d4b\u548c\u5b9e\u4f53\u89e3\u6790\uff0c\u5e76\u63d0\u4f9b\u6e05\u6670\u7684\u5ba1\u8ba1\u8ddf\u8e2a\uff0c\u4f9b\u76d1\u7ba1\u673a\u6784\u4f7f\u7528\u3002.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/portal.complycube.com\/signup\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/start-a-conversation-with-complycube-about-cip.png\" alt=\"\u84dd\u8272\u82f1\u96c4\u6a2a\u5e45\uff0c\u4e0a\u9762\u5370\u6709 ComplyCube \u6807\u5fd7\u548c\u6587\u5b57&#039;\u7acb\u5373\u5f00\u59cb\u5bf9\u8bdd\uff0c\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u6211\u4eec\u89e3\u51b3\u65b9\u6848\u7684\u4fe1\u606f&#039;\u3002&#039;\" class=\"wp-image-34392\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/start-a-conversation-with-complycube-about-cip.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/start-a-conversation-with-complycube-about-cip-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/start-a-conversation-with-complycube-about-cip-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/start-a-conversation-with-complycube-about-cip-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div class=\"cc-accordion\">\n<h2>\u5e38\u89c1\u95ee\u9898<\/h2>\n<details>\n<summary>\u54ea\u4e9b\u516c\u53f8\u9700\u8981\u6301\u7eed\u8fdb\u884c KYC \u9a8c\u8bc1\uff1f<\/summary>\n<p>\u53d7\u76d1\u7ba1\u673a\u6784\uff0c\u5c24\u5176\u662f\u90a3\u4e9b\u9762\u4e34\u4e25\u683c KYC \u6cd5\u89c4\u548c\u9ad8\u91d1\u878d\u72af\u7f6a\u98ce\u9669\u7684\u673a\u6784\uff0c\u901a\u5e38\u9700\u8981\u6301\u7eed\u7684 KYC \u89e3\u51b3\u65b9\u6848\u3002\u4f8b\u5982\uff0c\u94f6\u884c\u3001\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u52a0\u5bc6\u8d27\u5e01\u516c\u53f8\u7b49\uff0c\u5b83\u4eec\u7ecf\u5e38\u9762\u4e34\u5ba2\u6237\u753b\u50cf\u5feb\u901f\u53d8\u5316\u6216\u8de8\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u98ce\u9669\u655e\u53e3\u3002.<\/p>\n<\/details>\n<details>\n<summary>\u6c38\u4e45\u6027 KYC \u5982\u4f55\u652f\u6301\u53cd\u6d17\u94b1\u5408\u89c4\uff1f<\/summary>\n<p>\u6c38\u4e45\u6027 KYC \u4f7f\u5408\u89c4\u56e2\u961f\u80fd\u591f\u66f4\u5feb\u3001\u66f4\u51c6\u786e\u5730\u8bc6\u522b\u548c\u5ba1\u67e5\u771f\u5b9e\u7684\u9ad8\u98ce\u9669\u573a\u666f\u3002\u56e0\u6b64\uff0c\u5b83\u52a0\u5f3a\u4e86\u6b3a\u8bc8\u9632\u8303\uff0c\u5e76\u7b26\u5408\u76d1\u7ba1\u673a\u6784\u6301\u7eed\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u4e49\u52a1\u3002.<\/p>\n<\/details>\n<details>\n<summary>\u6c38\u4e45KYC\u80fd\u5426\u964d\u4f4e\u5408\u89c4\u6210\u672c\uff1f<\/summary>\n<p>\u662f\u7684\uff0c\u6c38\u4e45\u6027 KYC \u4f7f\u7528\u81ea\u52a8\u5316\u7cfb\u7edf\u6765\u8bc6\u522b\u98ce\u9669\u53d8\u5316\u3001\u66f4\u65b0\u5ba2\u6237\u4fe1\u606f\uff0c\u5e76\u5c06\u5ba2\u6237\u5f15\u5bfc\u81f3\u4e0b\u4e00\u4e2a\u91cd\u65b0\u9a8c\u8bc1\u6b65\u9aa4\uff0c\u65e0\u9700\u4eba\u5de5\u5e72\u9884\u3002\u5b83\u51cf\u5c11\u4e86\u4eba\u4e3a\u9519\u8bef\u3001\u624b\u52a8\u6b65\u9aa4\u548c\u8bef\u62a5\uff0c\u4ece\u800c\u8282\u7701\u4e86\u6210\u672c\u3002.<\/p>\n<\/details>\n<details>\n<summary>\u6301\u7eed\u7684 KYC \u548c AML \u76d1\u63a7\u6709\u4f55\u4e0d\u540c\uff1f<\/summary>\n<p>\u662f\u7684\uff0c\u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u53cd\u6d17\u94b1\u6301\u7eed\u76d1\u63a7\u5305\u62ec\u5bf9\u5ba2\u6237\u8fdb\u884c\u6301\u7eed\u7b5b\u67e5\uff0c\u7b5b\u67e5\u5bf9\u8c61\u5305\u62ec\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u3001\u5236\u88c1\u540d\u5355\u548c\u8d1f\u9762\u5a92\u4f53\u6570\u636e\u5e93\u3002\u800c\u6301\u7eed\u7684KYC\u6a21\u578b\u5219\u80fd\u6355\u6349\u5230\u8d85\u51fa\u6b64\u8303\u56f4\u7684\u98ce\u9669\u4fe1\u53f7\uff0c\u4f8b\u5982\u884c\u4e3a\u548c\u4ea4\u6613\u5f02\u5e38\u3002.<\/p>\n<\/details>\n<details>\n<summary>ComplyCube \u662f\u5426\u63d0\u4f9b pKYC \u89e3\u51b3\u65b9\u6848\uff1f<\/summary>\n<p>\u662f\u7684\u3002ComplyCube \u5c06\u6301\u7eed\u7684\u53cd\u6d17\u94b1\u7b5b\u67e5\u4e0e\u52a8\u6001\u98ce\u9669\u8bc4\u5206\u3001\u57fa\u4e8e\u89e6\u53d1\u673a\u5236\u7684\u5de5\u4f5c\u6d41\u7a0b\u548c\u96c6\u4e2d\u5f0f\u6848\u4ef6\u7ba1\u7406\u76f8\u7ed3\u5408\u3002\u8fd9\u4f7f\u5f97\u4f01\u4e1a\u80fd\u591f\u4ece\u56fa\u5b9a\u7684\u5b9a\u671f\u5ba1\u67e5\u8fc7\u6e21\u5230\u4e8b\u4ef6\u9a71\u52a8\u7684\u3001\u5168\u5929\u5019\u7684 KYC\uff0c\u540c\u65f6\u4fdd\u7559\u5b8c\u6574\u7684\u68c0\u67e5\u548c\u51b3\u7b56\u5ba1\u8ba1\u8ddf\u8e2a\u3002.<\/p>\n<\/details>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u6301\u7eed\u6027 KYC \u662f\u4e00\u79cd\u4e0d\u53ef\u534f\u5546\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6a21\u5f0f\uff0c\u65e8\u5728\u652f\u6301\u4e3b\u52a8\u98ce\u9669\u7ba1\u7406\u3002pKYC \u53ef\u81ea\u52a8\u6355\u6349\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u98ce\u9669\uff0c\u4f7f\u56e2\u961f\u80fd\u591f\u5feb\u901f\u5ba1\u67e5\u53ef\u7591\u6a21\u5f0f\u548c\u4ea4\u6613\u3002.<\/p>","protected":false},"author":27,"featured_media":34891,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[9],"class_list":["post-34855","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-know-your-customer"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Perpetual KYC due diligence, or pKYC, helps firms meet compliance requirements while reducing false positives and costs. 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