{"id":34238,"date":"2026-06-23T15:22:46","date_gmt":"2026-06-23T15:22:46","guid":{"rendered":"https:\/\/www.complycube.com\/?p=34238"},"modified":"2026-06-23T13:54:53","modified_gmt":"2026-06-23T13:54:53","slug":"%e4%bb%80%e4%b9%88%e6%98%afaml%e9%a3%8e%e9%99%a9","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/what-is-aml-risk\/","title":{"rendered":"\u4ec0\u4e48\u662f\u53cd\u6d17\u94b1\u98ce\u9669\uff1f\u00a0"},"content":{"rendered":"<div class=\"cc-block tldr\">\n<p><strong>TL;DR\uff1a <\/strong><strong>\u53cd\u6d17\u94b1\u98ce\u9669<\/strong> \u53ef\u80fd\u8868\u73b0\u4e3a\u72af\u7f6a\u6d3b\u52a8\u3001\u9003\u907f\u5236\u88c1\u6216\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\u3002\u5bf9\u4e8e\u5408\u89c4\u56e2\u961f\u800c\u8a00\uff0c\u53cd\u6d17\u94b1\u98ce\u9669\u53ef\u80fd\u5305\u62ec\uff1a <strong>\u7279\u522b\u5177\u6709\u7834\u574f\u6027<\/strong> \u5bf9\u4f01\u4e1a\u7684\u8d22\u52a1\u4f53\u7cfb\u548c\u58f0\u8a89\u800c\u8a00\uff0c\u53cd\u6d17\u94b1\u98ce\u9669\u81f3\u5173\u91cd\u8981\u3002\u672c\u6307\u5357\u5c06\u63a2\u8ba8\u4e0d\u540c\u7c7b\u578b\u7684\u53cd\u6d17\u94b1\u98ce\u9669\u4fe1\u53f7\uff0c\u4ee5\u53ca\u5982\u4f55\u6784\u5efa\u5f3a\u6709\u529b\u7684\u9632\u5fa1\u63aa\u65bd\u6765\u5e94\u5bf9\u8fd9\u4e9b\u4fe1\u53f7\u3002.<\/p>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u53cd\u6d17\u94b1\u98ce\u9669\u5df2\u6210\u4e3a\u666e\u904d\u5b58\u5728\u7684\u6311\u6218\uff1f<\/h2>\n\n\n\n<p>\u591a\u5e74\u6765\uff0c\u53cd\u6d17\u94b1\u98ce\u9669\u5df2\u6210\u4e3a\u76d1\u7ba1\u673a\u6784\u3001\u4f01\u4e1a\u548c\u6d88\u8d39\u8005\u5171\u540c\u9762\u4e34\u7684\u666e\u904d\u6311\u6218\u3002\u636e\u535a\u5f69\u59d4\u5458\u4f1a\u79f0\uff0c\u5229\u7528\u4eba\u5de5\u667a\u80fd\u5de5\u5177\u7ed5\u8fc7\u5b89\u5168\u63a7\u5236\u7684\u5c1d\u8bd5\u6570\u91cf\u548c\u590d\u6742\u7a0b\u5ea6\u90fd\u6025\u5267\u4e0a\u5347\u3002\u8fd9\u5305\u62ec\u4f2a\u9020\u6587\u4ef6\u3001\u6df1\u5ea6\u4f2a\u9020\u89c6\u9891\u7b49\u7b49\u3002.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u8d26\u6237\u00a0<a href=\"https:\/\/www.nationalcrimeagency.gov.uk\/who-we-are\/publications\/739-sars-in-action-issue-30\/file\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u7531\u4eba\u5de5\u667a\u80fd\u521b\u5efa<\/a>\u00a0\u66f4\u6709\u53ef\u80fd\u88ab\u7528\u4e8e\u6d17\u94b1\u6216\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7b49\u72af\u7f6a\u6d3b\u52a8\u3002.<\/p>\n<\/blockquote>\n\n\n\n<p>\u9664\u4e86\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u5de5\u5177\u5916\uff0c\u6570\u5b57\u521b\u65b0\u4e5f\u52a0\u5267\u4e86\u53cd\u6d17\u94b1\u98ce\u9669\u7684\u89c4\u6a21\u5316\u3002\u5feb\u901f\u7684\u6570\u5b57\u652f\u4ed8\u3001\u5168\u7403\u4ea4\u6613\u4ee5\u53ca\u52a0\u5bc6\u8d44\u4ea7\u548c\u53bb\u4e2d\u5fc3\u5316\u91d1\u878d\uff08DeFi\uff09\u6e20\u9053\u7684\u5174\u8d77\uff0c\u4e3a\u72af\u7f6a\u5206\u5b50\u63d0\u4f9b\u4e86\u79d8\u5bc6\u8f6c\u79fb\u975e\u6cd5\u8d44\u91d1\u7684\u9014\u5f84\u30022025\u5e74\uff0c\u6d17\u94b1\u8005\u8f6c\u79fb\u4e86 <a href=\"https:\/\/www.reuters.com\/legal\/government\/crypto-money-laundering-hit-82-billion-2025-researchers-say-2026-01-27\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">$820\u4ebf<\/a> \u52a0\u5bc6\u8d27\u5e01\u65b9\u9762\uff0c\u8f83 2020 \u5e74\u7684 100 \u4ebf\u81f3 7 \u4e07\u4ebf\u7f8e\u5143\u5927\u5e45\u589e\u957f\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u53cd\u6d17\u94b1\u98ce\u9669\uff1f<\/h2>\n\n\n\n<p>\u53cd\u6d17\u94b1\u98ce\u9669\u662f\u6307\u516c\u53f8\u6216\u670d\u52a1\u53ef\u80fd\u88ab\u7528\u4e8e\u975e\u6cd5\u6d3b\u52a8\uff0c\u4f8b\u5982\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u6216\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u3002\u901a\u5e38\uff0c\u72af\u7f6a\u5206\u5b50\u4f1a\u5229\u7528\u4ea7\u54c1\u3001\u5546\u4e1a\u5173\u7cfb\u6216\u5ba2\u6237\uff0c\u901a\u8fc7\u6bd2\u54c1\u4ea4\u6613\u3001\u4eba\u53e3\u8d29\u8fd0\u3001\u89c4\u907f\u5236\u88c1\u7b49\u624b\u6bb5\u8f6c\u79fb\u975e\u6cd5\u8d44\u91d1\u3002.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u8054\u5408\u56fd\u4f30\u8ba1\uff0c\u6d17\u94b1\u8005\u5728\u4e24\u8005\u4e4b\u95f4\u6d41\u52a8\u3002\u00a0<a href=\"https:\/\/www.unodc.org\/unodc\/en\/money-laundering\/overview.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">$8000\u4ebf\u548c$2\u4e07\u4ebf<\/a>\u00a0\u6bcf\u5e74\u3002\u4ec5\u5728\u82f1\u56fd\uff0c\u8fd9\u4e00\u6570\u5b57\u5c31\u8d85\u8fc7\u2026\u2026\u00a0<a href=\"https:\/\/www.theguardian.com\/business\/2026\/may\/24\/dirty-money-through-uk-corruption-tax-evasion\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">$4360\u4ebf<\/a>\u00a0\u6bcf\u5e74\u3002.<\/p>\n<\/blockquote>\n\n\n\n<p>\u53cd\u6d17\u94b1\u98ce\u9669\u9700\u8981\u5176\u81ea\u8eab\u7684\u5408\u89c4\u6846\u67b6\uff0c\u5408\u89c4\u56e2\u961f\u5fc5\u987b\u59a5\u5584\u5904\u7406\uff0c\u4ee5\u6ee1\u8db3\u76d1\u7ba1\u8981\u6c42\u3002\u5168\u7403\u76d1\u7ba1\u673a\u6784\uff0c\u4f8b\u5982\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\uff0c\u90fd\u5e94\u5173\u6ce8\u53cd\u6d17\u94b1\u98ce\u9669\u3002\u00a0<a href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Fatfrecommendations\/Fatfguidanceontherisk-basedapproachtocombatingmoneylaunderingandterroristfinancing-highlevelprinciplesandprocedures.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\uff08\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff09<\/a>, \u8981\u6c42\u4f01\u4e1a\u91c7\u7528\u57fa\u4e8e\u98ce\u9669\u7684\u6a21\u578b\uff0c\u6301\u7eed\u8bc6\u522b\u3001\u4e86\u89e3\u548c\u964d\u4f4e\u98ce\u9669\u3002\u53cd\u6d17\u94b1\u98ce\u9669\u7684\u5f71\u54cd\u53ef\u80fd\u975e\u5e38\u5de8\u5927\uff0c\u5b83\u6db5\u76d6\u4e09\u4e2a\u65b9\u9762\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u76d1\u7ba1\u6267\u6cd5\uff1a\u00a0<\/strong>\u767e\u4e07\u7f8e\u5143\u7f5a\u6b3e\u3001\u5236\u88c1\u3001\u4f01\u4e1a\u5012\u95ed\u3001\u540a\u9500\u6267\u7167\u3002.<\/li>\n\n\n\n<li><strong>\u8d22\u52a1\u635f\u5931<\/strong>\u6b3a\u8bc8\u635f\u5931\u3001\u88ab\u6263\u62bc\u8d44\u91d1\u548c\u6d88\u8d39\u8005\u8d54\u507f\u3002.<\/li>\n\n\n\n<li><strong>\u540d\u8a89\u635f\u5bb3\uff1a<\/strong>\u00a0\u591a\u5e74\u6765\uff0c\u8fd9\u4f1a\u9010\u6e10\u4fb5\u8680\u5ba2\u6237\u3001\u5408\u4f5c\u4f19\u4f34\u3001\u6295\u8d44\u8005\u548c\u6d88\u8d39\u8005\u7684\u4fe1\u4efb\u3002.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u89c1\u7684\u53cd\u6d17\u94b1\u98ce\u9669<\/h2>\n\n\n\n<p>\u5bf9\u4e8e\u5408\u89c4\u548c\u4e86\u89e3\u5ba2\u6237 (KYC) \u56e2\u961f\u800c\u8a00\uff0c\u4e86\u89e3\u5e38\u89c1\u7684\u53cd\u6d17\u94b1\u98ce\u9669\u56e0\u7d20\u81f3\u5173\u91cd\u8981\u3002\u8fd9\u6709\u52a9\u4e8e\u91c7\u53d6\u6709\u9488\u5bf9\u6027\u7684\u3001\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\uff0c\u4f7f\u5408\u89c4\u56e2\u961f\u80fd\u591f\u5c06\u8d44\u6e90\u548c\u5c3d\u804c\u8c03\u67e5\u63a7\u5236\u63aa\u65bd\u5206\u914d\u5230\u6f5c\u5728\u98ce\u9669\u6700\u5927\u7684\u9886\u57df\u3002\u60a8\u53ef\u4ee5\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\uff1a\u00a0<a href=\"https:\/\/www.complycube.com\/zh\/%e5%8f%8d%e6%b4%97%e9%92%b1%e9%a3%8e%e9%99%a9%e5%af%bc%e5%90%91%e6%96%b9%e6%b3%95%e7%9a%84%e6%bc%94%e5%8f%98\/\">\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\u65b9\u6cd5\u7684\u6f14\u53d8\u3002.<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large alignnone size-medium wp-image-34033\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/common-anti-money-laundering-risks-1024x577.png\" alt=\"\u4fe1\u606f\u56fe\u6807\u9898\u4e3a\u201c\u56db\u79cd\u6700\u5e38\u89c1\u7684\u53cd\u6d17\u94b1\u98ce\u9669\u201d\uff0c\u5c55\u793a\u4e86\u56db\u5f20\u5361\u7247\u53ca\u5176\u98ce\u9669\u7c7b\u522b\u548c\u793a\u4f8b\u9879\u76ee\u3002\u8fd9\u4e9b\u53cd\u6d17\u94b1\u98ce\u9669\u56e0\u5ba2\u6237\u3001\u4ea7\u54c1\u3001\u5730\u57df\u548c\u6e20\u9053\u800c\u5f02 | complycube\" class=\"wp-image-34240\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/common-anti-money-laundering-risks-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/common-anti-money-laundering-risks-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/common-anti-money-laundering-risks-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/common-anti-money-laundering-risks-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/common-anti-money-laundering-risks-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/common-anti-money-laundering-risks-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6b64\u5916\uff0c\u5173\u952e\u98ce\u9669\u6307\u6807 (KRI) \u901a\u8fc7\u8ffd\u8e2a\u9ad8\u98ce\u9669\u5ba2\u6237\u6ce8\u518c\u91cf\u3001\u5236\u88c1\u7b5b\u67e5\u547d\u4e2d\u7387\u548c\u8b66\u62a5\u5347\u7ea7\u8d8b\u52bf\u7b49\u6307\u6807\uff0c\u5e2e\u52a9\u8bc4\u4f30\u6d17\u94b1\u6f0f\u6d1e\u3002\u53cd\u6d17\u94b1\u98ce\u9669\u901a\u5e38\u5206\u4e3a\u56db\u4e2a\u6838\u5fc3\u7ef4\u5ea6\uff1a\u5ba2\u6237\u98ce\u9669\u3001\u4ea7\u54c1\u98ce\u9669\u3001\u6e20\u9053\u98ce\u9669\u548c\u5730\u57df\u98ce\u9669\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5ba2\u6237\u548c\u7b2c\u4e09\u65b9\u5b9e\u4f53\u98ce\u9669\uff1a<\/strong>\u00a0\u5305\u62ec\u90a3\u4e9b\u56e0\u53ef\u80fd\u4ece\u4e8b\u6d17\u94b1\u548c\u5176\u4ed6\u6b3a\u8bc8\u6d3b\u52a8\u800c\u6784\u6210\u8f83\u9ad8\u98ce\u9669\u7684\u5ba2\u6237\u548c\u4f01\u4e1a\u3002\u4f8b\u5982\uff1a\u00a0<a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e6%94%bf%e6%b2%bb%e5%85%ac%e4%bc%97%e4%ba%ba%e7%89%a9\/\">\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP)<\/a>, \u590d\u6742\u7684\u53d7\u76ca\u6240\u6709\u6743\u7ed3\u6784\u548c\u73b0\u91d1\u5bc6\u96c6\u578b\u4e1a\u52a1\u3002.<\/li>\n\n\n\n<li><strong>\u4ea7\u54c1\u548c\u670d\u52a1\u98ce\u9669\uff1a<\/strong>\u00a0\u6307\u7684\u662f\u4ea7\u54c1\u6216\u670d\u52a1\u7279\u6709\u7684\u98ce\u9669\u3002\u4f8b\u5982\uff0c\u5b83\u6db5\u76d6\u865a\u62df\u8d44\u4ea7\u4ee5\u53ca\u6d89\u53ca\u8d85\u8fc7 1 \u4e07\u4ebf\u82f1\u9551\u73b0\u91d1\u7684\u4ea4\u6613\u3002\u6b64\u5916\uff0c\u80fd\u591f\u5b9e\u73b0\u5feb\u901f\u5168\u7403\u8f6c\u8d26\u7684\u670d\u52a1\u53ef\u80fd\u4f1a\u4e3a\u72af\u7f6a\u5206\u5b50\u63d0\u4f9b\u66f4\u5927\u7684\u533f\u540d\u6027\uff0c\u5e76\u964d\u4f4e\u88ab\u53d1\u73b0\u7684\u98ce\u9669\u3002.<\/li>\n\n\n\n<li><strong>\u914d\u9001\u6e20\u9053\u98ce\u9669\uff1a<\/strong>\u00a0\u8fd9\u53ef\u80fd\u5305\u62ec\u4e0e\u4ea7\u54c1\u6216\u670d\u52a1\u4ea4\u4ed8\u65b9\u5f0f\u6216\u4e2d\u4ecb\u673a\u6784\u76f8\u5173\u7684\u98ce\u9669\u3002\u4f8b\u5982\uff0c\u8fdc\u7a0b\u6ce8\u518c\u88ab\u8ba4\u4e3a\u662f\u4e00\u79cd\u9ad8\u98ce\u9669\u6e20\u9053\uff0c\u56e0\u4e3a\u5b83\u5141\u8bb8\u7528\u6237\u4f7f\u7528\u4f2a\u9020\u6587\u4ef6\u6216\u6df1\u5ea6\u4f2a\u9020\u6280\u672f\u6765\u4f2a\u9020\u6216\u9690\u85cf\u8eab\u4efd\u3002.<\/li>\n\n\n\n<li><strong>\u5730\u7406\u98ce\u9669<\/strong>\u8fd9\u4e9b\u98ce\u9669\u6d89\u53ca\u4e00\u4e9b\u56fd\u5bb6\uff0c\u8fd9\u4e9b\u56fd\u5bb6\u7531\u4e8e\u8be5\u5730\u533a\u5b58\u5728\u4e25\u91cd\u7684\u6d17\u94b1\u98ce\u9669\u800c\u6784\u6210\u9ad8\u98ce\u9669\u5a01\u80c1\u3002\u7531\u4e8e\u8fd9\u4e9b\u56fd\u5bb6\u5728\u53cd\u6d17\u94b1\u548c\u53cd\u6050\u878d\u8d44\u8ba1\u5212\u65b9\u9762\u5b58\u5728\u7f3a\u9677\uff0c\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u548c\u6b27\u76df\u56fd\u5bb6\u5df2\u5c06\u8fd9\u4e9b\u56fd\u5bb6\u5217\u5165\u7070\u540d\u5355\u548c\u9ed1\u540d\u5355\u3002.<\/li>\n<\/ul>\n\n\n<div class=\"cc-block case-study\">\n<h3><strong>\u6848\u4f8b\u7814\u7a76\uff1a\u4f0a\u5361\u8bfa\u94f6\u884c\u56e0$15 M\u53cd\u6d17\u94b1\u7f5a\u6b3e\u906d\u53d7\u91cd\u521b<\/strong><\/h3>\n<p data-pm-slice=\"1 1 []\">2026 \u5e74 6 \u6708 17 \u65e5\uff0c\u745e\u5178\u91d1\u878d\u673a\u6784 Ikano Bank \u56e0\u53cd\u6d17\u94b1 (AML) \u98ce\u9669\u8bc4\u4f30\u6d41\u7a0b\u5b58\u5728\u91cd\u5927\u7f3a\u9677\uff0c\u88ab\u745e\u5178\u76d1\u7ba1\u673a\u6784 Finansinspektionen \u5904\u4ee5 1.4 \u4ebf\u745e\u5178\u514b\u6717\u7684\u7f5a\u6b3e\u3002.<\/p>\n<h5 data-pm-slice=\"1 1 []\"><strong>\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\u5931\u8d25<\/strong><\/h5>\n<p data-pm-slice=\"1 1 []\">\u76d1\u7ba1\u673a\u6784\u6307\u51fa\uff0c\u8be5\u94f6\u884c\u5728\u4e0e\u5176\u4ea7\u54c1\u548c\u5ba2\u6237\u76f8\u5173\u7684\u53cd\u6d17\u94b1\u98ce\u9669\u65b9\u9762\u5b58\u5728\u91cd\u5927\u77e5\u8bc6\u7f3a\u53e3\u3002\u4f8b\u5982\uff0c\u5b9c\u5bb6\u94f6\u884c\u672a\u80fd\u8bb0\u5f55\u548c\u5ba1\u67e5\u5176\u91d1\u878d\u670d\u52a1\u53ca\u5176\u4f01\u4e1a\u5ba2\u6237\u7684\u98ce\u9669\u655e\u53e3\u3002.<\/p>\n<h5><strong>\u7ed3\u679c<\/strong><\/h5>\n<ul data-pm-slice=\"3 3 [\">\n<li>\n<p>\u76d1\u7ba1\u673a\u6784\u5bf9\u8be5\u516c\u53f8\u5904\u4ee5\u7f5a\u6b3e\u3002 <a href=\"https:\/\/www.complycube.com\/zh\/%e7%91%9e%e5%85%b8%e4%bc%8a%e5%8d%a1%e8%af%ba%e9%93%b6%e8%a1%8c%e5%9b%a0%e9%87%8d%e5%a4%a7%e5%8f%8d%e6%b4%97%e9%92%b1%e8%bf%9d%e8%a7%84%e8%a2%ab%e7%bd%9a%e6%ac%be1-4%e4%ba%bf%e7%91%9e%e5%85%b8\/\">1.4\u4ebf\u745e\u5178\u514b\u6717\uff081500\u4e07\u7f8e\u5143\uff09<\/a>, \u5f3a\u8c03\u4e86\u5176\u5408\u89c4\u5931\u8d25\u6240\u5e26\u6765\u7684\u8d22\u52a1\u548c\u58f0\u8a89\u540e\u679c\u3002.<\/p>\n<\/li>\n<li>\n<p>\u5b9c\u5bb6\u94f6\u884c\u4e0d\u5b8c\u6574\u7684\u98ce\u9669\u8bc4\u4f30\u8868\u660e\uff0c\u8be5\u516c\u53f8\u9519\u8fc7\u4e86\u591a\u4e2a\u672c\u5e94\u89e6\u53d1\u7684\u53cd\u6d17\u94b1\u9884\u8b66\u4fe1\u53f7\u3002.<\/p>\n<\/li>\n<li>\n<p>\u5982\u679c\u6ca1\u6709\u5bf9\u53cd\u6d17\u94b1\u98ce\u9669\u56e0\u7d20\u8fdb\u884c\u5168\u9762\u68b3\u7406\uff0c\u9ad8\u98ce\u9669\u5ba2\u6237\u5c31\u53ef\u4ee5\u5728\u672a\u7ecf\u9002\u5f53\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u670d\u52a1\u3002.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u4e86\u89e3\u53cd\u6d17\u94b1\u98ce\u9669\u4ee5\u7b26\u5408\u76f8\u5173\u89c4\u5b9a<\/h2>\n\n\n\n<p>\u76d1\u7ba1\u673a\u6784\u65e5\u76ca\u8981\u6c42\u4f01\u4e1a\u8fdb\u884c\u5f3a\u6709\u529b\u7684\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\uff0c\u8981\u6c42\u4f01\u4e1a\u8bc6\u522b\u98ce\u9669\u655e\u53e3\u6700\u5927\u7684\u9886\u57df\uff0c\u5e76\u5236\u5b9a\u6e05\u6670\u3001\u9002\u5f53\u7684\u63a7\u5236\u63aa\u65bd\u6765\u5e94\u5bf9\u8fd9\u4e9b\u98ce\u9669\u3002\u8fd9\u4e9b\u8bc4\u4f30\u7ed3\u679c\u9700\u8981\u4e3a\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD)\u3001\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u4ee5\u53ca\u5176\u4ed6\u7b5b\u67e5\u6b65\u9aa4\u7684\u51b3\u7b56\u63d0\u4f9b\u4f9d\u636e\u3002.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6ca1\u6709\u5ba2\u6237\u7c7b\u578b\u5448\u73b0\u00a0<a href=\"https:\/\/www.fincen.gov\/system\/files\/2022-07\/Joint%20Statement%20on%20the%20Risk%20Based%20Approach%20to%20Assessing%20Customer%20Relationships%20and%20Conducting%20CDD%20FINAL.pdf\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u5355\u8eab\u7684<\/a>, \u4e0e\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u6216\u5176\u4ed6\u975e\u6cd5\u91d1\u878d\u6d3b\u52a8\u76f8\u5173\u7684\u7edf\u4e00\u98ce\u9669\u6216\u7279\u5b9a\u98ce\u9669\u72b6\u51b5\u3002.<\/p>\n<\/blockquote>\n\n\n\n<p>\u9886\u5148\u7684\u76d1\u7ba1\u6846\u67b6\uff0c\u4f8b\u5982\u00a0<a href=\"https:\/\/www.gov.uk\/hmrc-internal-manuals\/economic-crime-supervision-handbook\/ecsh31555\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u82f1\u56fd\u53cd\u6d17\u94b1\u6761\u4f8b\uff08MLR2017\uff09<\/a>, \u8981\u6c42\u91d1\u878d\u673a\u6784\u548c\u53d7\u76d1\u7ba1\u673a\u6784\u8bc4\u4f30\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u98ce\u9669\uff0c\u5e76\u4ee5\u4e66\u9762\u98ce\u9669\u8bc4\u4f30\u62a5\u544a\u7684\u5f62\u5f0f\u8bb0\u5f55\u8fd9\u4e9b\u98ce\u9669\u3002\u4e16\u754c\u5404\u5730\u7684\u53f8\u6cd5\u7ba1\u8f96\u533a\u90fd\u627f\u62c5\u7740\u540c\u6837\u7684\u4e49\u52a1\u3002.<\/p>\n\n\n\n<p>\u5728\u7f8e\u56fd\uff0c\u00a0<a href=\"https:\/\/bsaaml.ffiec.gov\/manual\/BSAAMLRiskAssessment\/01\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u94f6\u884c\u4fdd\u5bc6\u6cd5<\/a>\u00a0\u5f3a\u8c03\u57fa\u4e8e\u98ce\u9669\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff0c\u5229\u7528\u98ce\u9669\u8bc4\u4f30\u6765\u652f\u6301\u8bc6\u522b\u6d17\u94b1\/\u6050\u6016\u878d\u8d44\u548c\u5176\u4ed6\u975e\u6cd5\u91d1\u878d\u98ce\u9669\uff0c\u5e76\u4e3a\u7f13\u89e3\u63aa\u65bd\u63d0\u4f9b\u4fe1\u606f\u3002\u5728\u65b0\u52a0\u5761\uff0c\u00a0<a href=\"https:\/\/www.mas.gov.sg\/-\/media\/mas\/news-and-publications\/monographs-and-information-papers\/monograph---mas-framework-for-impact-and-risk-assessment_revised-nov-2023.pdf\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40 (MAS)<\/a>\u00a0\u5f3a\u8c03\u9700\u8981\u5168\u9762\u8bc6\u522b\u548c\u8bc4\u4f30\u6d17\u94b1\/\u6050\u6016\u878d\u8d44\u98ce\u9669\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6240\u6709\u5408\u89c4\u5b98\u90fd\u5fc5\u987b\u4e86\u89e3\u4ee5\u4e0b\u4e09\u4e2a\u8981\u7d20\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u56fa\u6709\u98ce\u9669<\/strong>\uff1a\u5728\u91c7\u53d6\u4efb\u4f55\u7f13\u89e3\u63aa\u65bd\u4e4b\u524d\u5b58\u5728\u7684\u603b\u98ce\u9669\u66b4\u9732\u3002.<\/li>\n\n\n\n<li><strong>\u63a7\u5236\u6548\u679c<\/strong>\u8861\u91cf\u53cd\u6d17\u94b1\u63a7\u5236\u63aa\u65bd\uff08\u5982\u5236\u88c1\u7b5b\u67e5\u548c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff09\u5728\u5b9e\u8df5\u4e2d\u7684\u6267\u884c\u60c5\u51b5\u3002.<\/li>\n\n\n\n<li><strong>\u6b8b\u4f59\u98ce\u9669<\/strong>\uff1a\u6301\u7eed\u5b58\u5728\u7684\u98ce\u9669\uff0c\u5fc5\u987b\u7eb3\u5165\u516c\u53f8\u5df2\u8bb0\u5f55\u7684\u98ce\u9669\u627f\u53d7\u80fd\u529b\u4e2d\u3002.<\/li>\n<\/ul>\n\n\n\n<p>\u73b0\u4ee3\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\u5e94\u5c06\u5408\u89c4\u5b98\u7684\u5b9a\u6027\u4e13\u5bb6\u5224\u65ad\u4e0e\u5b9a\u91cf\u6307\u6807\u76f8\u7ed3\u5408\u3002\u4e3a\u6ee1\u8db3\u76d1\u7ba1\u62a5\u544a\u8981\u6c42\uff0c\u8fd9\u4e9b\u51b3\u7b56\u5fc5\u987b\u6e05\u6670\u5730\u8bb0\u5f55\u5728\u6848\uff0c\u5e76\u9644\u6709\u5ba1\u8ba1\u8ffd\u8e2a\u3001\u65e5\u5fd7\u548c\u65f6\u95f4\u6233\u3002.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large alignnone size-medium wp-image-34033\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/how-to-conduct-an-aml-risk-assessment-1024x577.png\" alt=\"\u4e94\u6b65\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\u6d41\u7a0b\uff1a\u8bc6\u522b\u98ce\u9669\u56e0\u7d20\u3001\u8bc4\u4f30\u53ef\u80fd\u6027\/\u5f71\u54cd\u3001\u5206\u914d\u98ce\u9669\u7b49\u7ea7\u3001\u8bb0\u5f55\u63a7\u5236\u63aa\u65bd\u4ee5\u53ca\u5ba1\u67e5\/\u66f4\u65b0\u8c03\u67e5\u7ed3\u679c\u3002.\" class=\"wp-image-34241\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/how-to-conduct-an-aml-risk-assessment-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/how-to-conduct-an-aml-risk-assessment-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/how-to-conduct-an-aml-risk-assessment-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/how-to-conduct-an-aml-risk-assessment-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/how-to-conduct-an-aml-risk-assessment-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2026\/06\/how-to-conduct-an-aml-risk-assessment-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u5982\u4f55\u8fdb\u884c\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\uff1a<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8bb0\u5f55\u6240\u6709\u98ce\u9669\u56e0\u7d20\uff1a\u00a0<\/strong>\u786e\u5b9a\u5ba2\u6237\u3001\u4ea7\u54c1\u3001\u6e20\u9053\u3001\u5730\u57df\u548c\u6cbb\u7406\u65b9\u9762\u7684\u6240\u6709\u98ce\u9669\u56e0\u7d20\u3002.<\/li>\n\n\n\n<li><strong>\u8bc4\u4f30\u53ef\u80fd\u6027\uff1a\u00a0<\/strong>\u6839\u636e\u98ce\u9669\u53d1\u751f\u7684\u53ef\u80fd\u6027\u548c\u5bf9\u4e1a\u52a1\u7684\u5f71\u54cd\uff0c\u8bc4\u4f30\u5e76\u91cf\u5316\u6bcf\u4e2a\u56e0\u7d20\u7684\u98ce\u9669\u3002.<\/li>\n\n\n\n<li><strong>\u98ce\u9669\u8bc4\u7ea7\uff1a\u00a0<\/strong>\u786e\u5b9a\u98ce\u9669\u7b49\u7ea7\uff0c\u5373\u4f4e\u3001\u4e2d\u6216\u9ad8\uff0c\u5e76\u786e\u4fdd\u6709\u660e\u786e\u7684\u51b3\u7b56\u7406\u7531\u652f\u6301\u3002.<\/li>\n\n\n\n<li><strong>\u6587\u4ef6\u63a7\u5236\uff1a\u00a0<\/strong>\u68b3\u7406\u51fa\u4e3a\u5e94\u5bf9\u8fd9\u4e9b\u98ce\u9669\u800c\u5236\u5b9a\u7684\u5fc5\u8981\u548c\u73b0\u6709\u653f\u7b56\u53ca\u6d41\u7a0b\uff0c\u5305\u62ec\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u548c\u00a0<a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%85%a8%e7%90%83%e7%ad%9b%e9%80%89\/%e8%bf%9e%e7%bb%ad%e7%9b%91%e6%b5%8b\/\">\u6301\u7eed\u76d1\u63a7<\/a>\u00a0\u6b65\u9aa4\u3002.<\/li>\n\n\n\n<li><strong>\u5ba1\u6838\u3001\u62a5\u544a\u548c\u66f4\u65b0\uff1a<\/strong>\u00a0\u76d1\u63a7\u5173\u952e\u98ce\u9669\u6307\u6807\u5e76\u5b9a\u671f\u66f4\u65b0\u60a8\u7684\u6846\u67b6\u3002\u6b64\u5916\uff0c\u8fd9\u4e9b\u8bb0\u5f55\u9700\u7ecf\u9ad8\u7ea7\u7ba1\u7406\u5c42\u6279\u51c6\u540e\u65b9\u53ef\u66f4\u65b0\u3002.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u6280\u672f\u548c\u96c6\u6210\u7cfb\u7edf\u5728\u91d1\u878d\u72af\u7f6a\u5408\u89c4\u4e2d\u7684\u4f5c\u7528<\/h2>\n\n\n\n<p>\u4e3a\u4e86\u6709\u6548\u6253\u51fb\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u548c\u6d17\u94b1\u6d3b\u52a8\uff0c\u4f01\u4e1a\u9700\u8981\u7edf\u4e00\u7684\u81ea\u52a8\u5316\u5de5\u4f5c\u6d41\u7a0b\u3002ComplyCube \u7684\u89e3\u51b3\u65b9\u6848\u987e\u95ee Milosh Caunhye \u8fdb\u4e00\u6b65\u6307\u51fa\uff1a\u201c\u4eba\u5de5\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\u65e0\u6cd5\u8ddf\u4e0a\u5f53\u4eca\u6570\u5b57\u4ea4\u6613\u89c4\u6a21\u5e9e\u5927\u3001\u901f\u5ea6\u98de\u5feb\u7684\u7279\u70b9\u3002\u6b64\u5916\uff0c\u4ec5\u4ec5\u9886\u5148\u4e8e\u4e0d\u65ad\u53d1\u5c55\u7684\u72af\u7f6a\u6280\u672f\u6240\u5e26\u6765\u7684\u98ce\u9669\u662f\u4e0d\u591f\u7684\u3002\u201d<\/p>\n\n\n\n<p>\u81ea\u52a8\u5316\u53cd\u6d17\u94b1\u98ce\u9669\u7ba1\u7406\u6d41\u7a0b\u5229\u7528\u673a\u5668\u5b66\u4e60\u548c\u4eba\u5de5\u667a\u80fd\u8fdb\u884c\u5f02\u5e38\u68c0\u6d4b\u3001\u8bc6\u522b\u53ef\u7591\u4ea4\u6613\u4ee5\u53ca\u68c0\u6d4b\u73b0\u6709\u5ba2\u6237\u548c\u65b0\u5ba2\u6237\u7684\u7a81\u53d1\u53d8\u5316\u3002\u5b83\u80fd\u591f\u53d1\u73b0\u4ec5\u9760\u4eba\u5de5\u89c4\u5219\u7cfb\u7edf\u53ef\u80fd\u9057\u6f0f\u7684\u98ce\u9669\u3002\u6b64\u5916\uff0c\u96c6\u6210\u7cfb\u7edf\u5c06\u5ba2\u6237\u6570\u636e\u3001\u76d1\u63a7\u8b66\u62a5\u548c\u6bcf\u4f4d\u5ba2\u6237\u7684\u98ce\u9669\u8bc4\u7ea7\u6574\u5408\u5230\u4e00\u4e2a\u7edf\u4e00\u7684\u89c6\u56fe\u4e2d\u3002\u60a8\u53ef\u4ee5\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\uff1a&nbsp;&nbsp;<a href=\"https:\/\/www.complycube.com\/zh\/%e5%8f%8d%e6%b4%97%e9%92%b1%e5%90%88%e8%a7%84%e6%80%a7%e6%a3%80%e6%9f%a5%e6%b8%85%e5%8d%95\/\">\u53cd\u6d17\u94b1\u5408\u89c4\u68c0\u67e5\u6e05\u5355\uff1a\u5927\u591a\u6570\u516c\u53f8\u4ecd\u7136\u505a\u9519\u7684\u5730\u65b9\u3002.<\/a><\/p>\n\n\n\n<p>\u4e00\u4f53\u5316\u3001\u5148\u8fdb\u7684\u53cd\u6d17\u94b1\u5e73\u53f0\u7b80\u5316\u4e86\u76d1\u7ba1\u4e49\u52a1\uff0c\u964d\u4f4e\u4e86\u8bef\u62a5\u7387\uff0c\u4ece\u800c\u63d0\u9ad8\u4e86\u8fd0\u8425\u6548\u7387\u548c\u8c03\u67e5\u8d28\u91cf\u3002\u5e38\u89c1\u529f\u80fd\u5305\u62ec\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u5236\u88c1\u548cPEP\u7b5b\u67e5\uff1a <\/strong>\u5c06\u5ba2\u6237\u4e0e\u5168\u7403\u5236\u88c1\u540d\u5355\u548c\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u767b\u8bb0\u518c\u8fdb\u884c\u6bd4\u5bf9\uff0c\u4ee5\u8bc6\u522b\u5e76\u9632\u6b62\u4e0e\u9ad8\u98ce\u9669\u7528\u6237\u8fdb\u884c\u4ea4\u6613\u3002.<\/li>\n\n\n\n<li><strong>\u8d1f\u9762\u5a92\u4f53\u62a5\u9053\uff1a<\/strong> \u5c4f\u5e55 <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%85%a8%e7%90%83%e7%ad%9b%e9%80%89\/%e4%b8%8d%e5%88%a9%e5%aa%92%e4%bd%93%e7%9a%84%e6%a0%b8%e6%9f%a5\/\" title=\"\">\u8d1f\u9762\u65b0\u95fb\u62a5\u9053<\/a> \u4ee5\u53ca\u53ef\u80fd\u4e0e\u975e\u6cd5\u6d3b\u52a8\u76f8\u5173\u7684\u58f0\u8a89\u98ce\u9669\u6307\u6807\u3002.<\/li>\n\n\n\n<li><strong>\u667a\u80fdKYC\u8868\u683c\uff1a <\/strong>\u6536\u96c6\u76f8\u5173\u4fe1\u606f\uff0c\u5305\u62ec\u8d44\u91d1\u6765\u6e90\u3001\u5ba2\u6237\u540c\u610f\u4e66\u548c\u7535\u5b50\u7b7e\u540d\uff0c\u4ee5\u652f\u6301\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u51b3\u7b56\u3002\u60a8\u53ef\u4ee5\u5728\u8fd9\u91cc\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\uff1a <a href=\"https:\/\/www.complycube.com\/zh\/smart-forms-shi-shen-me\/\" title=\"\">\u4ec0\u4e48\u662f\u667a\u80fd\u8868\u5355\uff1f<\/a><\/li>\n\n\n\n<li><strong>\u98ce\u9669\u8bc4\u5206\uff1a <\/strong>\u6839\u636e\u5ba2\u6237\u3001\u4ea7\u54c1\u548c\u53f8\u6cd5\u7ba1\u8f96\u533a\uff0c\u5b9e\u73b0\u81ea\u52a8\u5316\u3001\u53ef\u89e3\u91ca\u7684\u98ce\u9669\u8bc4\u7ea7\u3002.<\/li>\n\n\n\n<li><strong>\u6301\u7eed\u76d1\u6d4b\uff1a <\/strong>\u968f\u65f6\u68c0\u6d4b\u5ba2\u6237\u98ce\u9669\u72b6\u51b5\u7684\u4efb\u4f55\u53d8\u5316\uff0c\u4ee5\u7b26\u5408\u89c4\u5b9a\u5e76\u652f\u6301\u6301\u7eed\u98ce\u9669\u8bc4\u4f30\u3002.<\/li>\n\n\n\n<li><strong>\u4e2a\u6848\u7ba1\u7406\uff1a<\/strong> \u96c6\u4e2d\u7ba1\u7406\u5408\u89c4\u51b3\u7b56\u5e76\u7ef4\u62a4 <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5%e9%81%b5%e5%ae%88\/%e6%a1%88%e4%be%8b%e7%ae%a1%e7%90%86\/\" title=\"\">\u53ef\u7528\u4e8e\u5ba1\u8ba1\u7684\u62a5\u544a <\/a>\u5c65\u884c\u76d1\u7ba1\u4e49\u52a1\u3002.<\/li>\n<\/ol>\n\n\n<div class=\"cc-block key-takeaways is-hovered\">\n<h3>\u5173\u952e\u8981\u70b9<\/h3>\n<ul>\n<li>\n<p><strong>\u6025\u6027\u9ad3\u7cfb\u767d\u8840\u75c5\u98ce\u9669<\/strong> \u5b58\u5728\u8fd9\u6837\u7684\u53ef\u80fd\u6027\uff1a\u4f01\u4e1a\u53ef\u80fd\u88ab\u7528\u4e8e\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7b49\u72af\u7f6a\u6d3b\u52a8\u3002.<\/p>\n<\/li>\n<li>\n<p><strong>\u4e86\u89e3\u53cd\u6d17\u94b1\u98ce\u9669<\/strong> \u4f7f\u4f01\u4e1a\u80fd\u591f\u5236\u5b9a\u653f\u7b56\u548c\u63a7\u5236\u63aa\u65bd\uff0c\u4ee5\u9632\u6b62\u6d17\u94b1\u5e76\u4fdd\u62a4\u91d1\u878d\u4f53\u7cfb\u3002.<\/p>\n<\/li>\n<li>\n<p><strong>\u53cd\u6d17\u94b1\u98ce\u9669<\/strong> \u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u5b83\u4eec\u4f1a\u56e0\u5177\u4f53\u4ea7\u54c1\u6216\u670d\u52a1\u3001\u4ea4\u4ed8\u6e20\u9053\u3001\u53f8\u6cd5\u7ba1\u8f96\u533a\u6216\u5ba2\u6237\u800c\u5f02\u3002.<\/p>\n<\/li>\n<li>\n<p><strong>\u9886\u5148\u53f8\u6cd5\u7ba1\u8f96\u533a<\/strong> \u5f3a\u5236\u8981\u6c42\u91c7\u7528\u57fa\u4e8e\u98ce\u9669\u7684\u53cd\u6d17\u94b1\u9884\u8b66\u65b9\u6cd5\uff0c\u800c\u4e0d\u662f\u7edf\u4e00\u7684\u68c0\u67e5\u6e05\u5355\u3002.<\/p>\n<\/li>\n<li>\n<p><strong>\u81ea\u52a8\u5316\u53cd\u6d17\u94b1\u8f6f\u4ef6<\/strong> \u6574\u5408\u591a\u91cd\u68c0\u67e5\u3001\u9ad8\u8d28\u91cf\u6570\u636e\u548c\u6301\u7eed\u76d1\u63a7\uff0c\u4ee5\u5e94\u5bf9\u4e0d\u65ad\u53d8\u5316\u7684\u6d17\u94b1\u98ce\u9669\u3002.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u9002\u5e94\u4e0d\u65ad\u53d8\u5316\u7684\u53cd\u6d17\u94b1\u6cd5\u89c4<\/h2>\n\n\n\n<p>\u5bf9\u4e8e\u5408\u89c4\u56e2\u961f\u800c\u8a00\uff0c\u4e86\u89e3\u53cd\u6d17\u94b1 (AML) \u7684\u9884\u8b66\u4fe1\u53f7\u548c\u98ce\u9669\u6709\u52a9\u4e8e\u5c06\u8d44\u6e90\u96c6\u4e2d\u5728\u5a01\u80c1\u6700\u5927\u7684\u9886\u57df\u3002\u5065\u5168\u7684\u53cd\u6d17\u94b1\u98ce\u9669\u6846\u67b6\u80fd\u591f\u652f\u6301\u76d1\u7ba1\u5408\u89c4\uff0c\u5e76\u5e2e\u52a9\u4f01\u4e1a\u66f4\u65e9\u5730\u8bc6\u522b\u53ef\u7591\u6d3b\u52a8\u3002\u7ed3\u5408\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP) \u548c\u5236\u88c1\u7b5b\u67e5\u3001\u6301\u7eed\u76d1\u63a7\u548c\u98ce\u9669\u8bc4\u5206\u7684\u81ea\u52a8\u5316\u53cd\u6d17\u94b1\u7a0b\u5e8f\uff0c\u53ef\u4ee5\u521b\u5efa\u4e3b\u52a8\u7684\u3001\u57fa\u4e8e\u98ce\u9669\u7684\u5de5\u4f5c\u6d41\u7a0b\u3002\u8981\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u5982\u4f55\u6784\u5efa\u60a8\u81ea\u5df1\u7684\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\u7684\u4fe1\u606f\uff0c, <a href=\"https:\/\/www.complycube.com\/zh\/%e6%8e%a5%e8%a7%a6\/%e8%81%94%e7%b3%bb%e9%94%80%e5%94%ae\/\" title=\"\">\u8054\u7cfb\u6210\u5458<\/a> \u56e2\u961f\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/contact-complycube-award-winning-aml-and-kyc-1024x577.png\" alt=\"\u4f7f\u7528 ComplyCube \u5f3a\u5316\u60a8\u7684\u6b3a\u8bc8\u9884\u9632\u548c\u8eab\u4efd\u9a8c\u8bc1\u89e3\u51b3\u65b9\u6848\" class=\"wp-image-24074\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/contact-complycube-award-winning-aml-and-kyc-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/contact-complycube-award-winning-aml-and-kyc-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/contact-complycube-award-winning-aml-and-kyc-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/contact-complycube-award-winning-aml-and-kyc-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/contact-complycube-award-winning-aml-and-kyc-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/contact-complycube-award-winning-aml-and-kyc-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div class=\"cc-accordion\">\n<h2>\u5e38\u89c1\u95ee\u9898<\/h2>\n<details>\n<summary>\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\u5e94\u8be5\u591a\u4e45\u66f4\u65b0\u4e00\u6b21\uff1f<\/summary>\n<p>\u53cd\u6d17\u94b1\u98ce\u9669\u8bc4\u4f30\u5e94\u6bcf 12 \u81f3 18 \u4e2a\u6708\u8fdb\u884c\u4e00\u6b21\u5ba1\u67e5\u3002\u91cd\u5927\u66f4\u65b0\uff0c\u4f8b\u5982\u65b0\u4ea7\u54c1\u4e0a\u5e02\u3001\u8fdb\u5165\u65b0\u5e02\u573a\u6216\u76d1\u7ba1\u6cd5\u89c4\u53d8\u66f4\uff0c\u901a\u5e38\u9700\u8981\u66f4\u65b0\u8bc4\u4f30\u3002\u4e3a\u4e86\u8ddf\u4e0a\u76d1\u7ba1\u9884\u671f\u548c\u4e0d\u65ad\u53d8\u5316\u7684\u5a01\u80c1\uff0c\u53d7\u76d1\u7ba1\u4f01\u4e1a\u5e94\u9009\u62e9\u6bcf\u534a\u5e74\u6216\u6bcf\u5b63\u5ea6\u8fdb\u884c\u4e00\u6b21\u5ba1\u67e5\u3002.<\/p>\n<\/details>\n<details>\n<summary>\u6b3a\u8bc8\u98ce\u9669\u548c\u53cd\u6d17\u94b1\u98ce\u9669\u6709\u4ec0\u4e48\u533a\u522b\uff1f<\/summary>\n<p>\u6b3a\u8bc8\u98ce\u9669\u6d89\u53ca\u76f4\u63a5\u6b3a\u9a97\u884c\u4e3a\uff0c\u4f8b\u5982\u76d7\u7528\u4ed6\u4eba\u8eab\u4efd\u4ee5\u83b7\u53d6\u7ecf\u6d4e\u5229\u76ca\u3002\u53e6\u4e00\u65b9\u9762\uff0c\u53cd\u6d17\u94b1\u98ce\u9669\u6307\u7684\u662f\u5229\u7528\u91d1\u878d\u7cfb\u7edf\u6d17\u94b1\u3002\u8fd9\u4e24\u79cd\u98ce\u9669\u6b63\u65e5\u76ca\u878d\u5408\uff0c\u5171\u540c\u6784\u6210\u5f3a\u6709\u529b\u7684\u53cd\u6d17\u94b1\u4f53\u7cfb\uff1b\u7136\u800c\uff0c\u5b83\u4eec\u5728\u68c0\u6d4b\u548c\u9884\u9632\u65b9\u9762\u4ecd\u9700\u91c7\u53d6\u4e0d\u540c\u7684\u63a7\u5236\u63aa\u65bd\u3002.<\/p>\n<\/details>\n<details>\n<summary>\u6765\u81ea\u9ad8\u98ce\u9669\u5730\u533a\u7684\u5ba2\u6237\u662f\u5426\u90fd\u4f1a\u88ab\u81ea\u52a8\u89c6\u4e3a\u9ad8\u98ce\u9669\u5ba2\u6237\u5e76\u88ab\u5c4f\u853d\uff1f<\/summary>\n<p>\u53d7\u76d1\u7ba1\u7684\u4f01\u4e1a\u4f1a\u91c7\u7528\u591a\u673a\u6784\u6838\u67e5\uff0c\u56e0\u4e3a\u4e0e\u4ec5\u9760\u6587\u4ef6\u6216\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u76f8\u6bd4\uff0c\u8fd9\u79cd\u6838\u67e5\u65b9\u5f0f\u80fd\u66f4\u6709\u6548\u5730\u62b5\u5fa1\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u6b3a\u8bc8\u548c\u8d26\u6237\u76d7\u7528\u3002\u5b83\u80fd\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\u4fe1\u606f\u662f\u5426\u5b58\u5728\uff0c\u4ee5\u53ca\u8fd9\u4e9b\u4fe1\u606f\u5728\u4e0d\u540c\u6765\u6e90\u662f\u5426\u4e00\u81f4\u3002.<\/p>\n<\/details>\n<details>\n<summary>\u5982\u4f55\u8861\u91cf\u53cd\u6d17\u94b1\u98ce\u9669\u7ba1\u7406\u7684\u6709\u6548\u6027\uff1f<\/summary>\n<p>\u4e3a\u4e86\u8861\u91cf\u53cd\u6d17\u94b1 (AML) \u98ce\u9669\u7ba1\u7406\u7684\u6709\u6548\u6027\uff0c\u9700\u8981\u4f7f\u7528\u591a\u79cd\u6307\u6807\u3002\u8fd9\u4e9b\u6307\u6807\u5305\u62ec\u53ef\u7591\u6d3b\u52a8\u62a5\u544a (SAR) \u7684\u6570\u91cf\u3001\u8b66\u62a5\u5230 SAR \u7684\u8f6c\u5316\u7387\u3001\u8c03\u67e5\u7684\u53ca\u65f6\u6027\u4ee5\u53ca\u5ba2\u6237\u98ce\u9669\u8bc4\u5206\u7684\u8d8b\u52bf\u3002\u56e0\u6b64\uff0c\u5408\u89c4\u56e2\u961f\u53ef\u4ee5\u6301\u7eed\u6821\u51c6\u5bf9\u6d17\u94b1\u9884\u8b66\u4fe1\u53f7\u7684\u8bc6\u522b\u3002.\n<\/p>\n<\/details>\n<details>\n<summary>ComplyCube \u63d0\u4f9b\u53cd\u6d17\u94b1\u98ce\u9669\u7ba1\u7406\u670d\u52a1\u5417\uff1f<\/summary>\n<p>ComplyCube \u63d0\u4f9b\u4e00\u4f53\u5316\u7684\u53cd\u6d17\u94b1 (AML) \u98ce\u9669\u7ba1\u7406\u5e73\u53f0\u3002\u8be5\u5e73\u53f0\u652f\u6301\u81ea\u52a8\u5316\u7684\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP) \u548c\u5236\u88c1\u7b5b\u67e5\u3001\u8d1f\u9762\u5a92\u4f53\u62a5\u9053\u3001\u89c2\u5bdf\u540d\u5355\u6838\u67e5\u4ee5\u53ca\u6301\u7eed\u76d1\u63a7\u3002\u6b64\u5916\uff0c\u8be5\u5e73\u53f0\u8fd8\u652f\u6301\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD)\uff0c\u63d0\u4f9b\u5b9e\u65f6\u98ce\u9669\u8bc4\u5206\u548c\u6848\u4f8b\u7ba1\u7406\uff0c\u4ee5\u6ee1\u8db3\u53cd\u6d17\u94b1\u5408\u89c4\u8981\u6c42\u3002.<\/p>\n<\/details>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u53cd\u6d17\u94b1\u98ce\u9669\u5df2\u6210\u4e3a\u5168\u7403\u76d1\u7ba1\u673a\u6784\u548c\u4f01\u4e1a\u9762\u4e34\u7684\u666e\u904d\u6311\u6218\u3002\u8fd9\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u5f52\u56e0\u4e8e\u4eba\u5de5\u667a\u80fd\u6280\u672f\u7684\u5174\u8d77\u3002\u672c\u6307\u5357\u5c06\u63a2\u8ba8\u5e38\u89c1\u7684\u53cd\u6d17\u94b1\u98ce\u9669\u53ca\u5176\u9632\u8303\u65b9\u6cd5\u3002.<\/p>","protected":false},"author":27,"featured_media":34239,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[10],"class_list":["post-34238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-anti-money-laundering"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- 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