{"id":24509,"date":"2025-05-22T15:13:40","date_gmt":"2025-05-22T15:13:40","guid":{"rendered":"https:\/\/www.complycube.com\/?p=24509"},"modified":"2025-12-19T14:01:00","modified_gmt":"2025-12-19T14:01:00","slug":"%e8%8b%b1%e5%9b%bd%e5%8f%8d%e6%b4%97%e9%92%b1%e5%90%88%e8%a7%84%e6%8c%87%e5%8d%97-%e9%87%91%e8%9e%8d%e6%9c%ba%e6%9e%84","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/aml-compliance-uk-guide-financial-institutions\/","title":{"rendered":"\u82f1\u56fd\u53cd\u6d17\u94b1\u5408\u89c4\u5b8c\u6574\u6307\u5357"},"content":{"rendered":"<p>\u968f\u7740\u6709\u7ec4\u7ec7\u72af\u7f6a\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u65e5\u76ca\u590d\u6742\uff0c\u4e16\u754c\u5404\u5730\u7684\u76d1\u7ba1\u673a\u6784\u4e0d\u65ad\u66f4\u65b0\u53cd\u6d17\u94b1 (AML) \u6cd5\u89c4\u3002\u5728\u82f1\u56fd\uff0c\u5404\u7acb\u6cd5\u673a\u6784\u6267\u884c\u7b26\u5408\u56fd\u9645\u6807\u51c6\u7684\u65b0\u8981\u6c42\uff0c\u4ee5\u964d\u4f4e\u56fd\u5185\u6d17\u94b1\u98ce\u9669\u3002\u56e0\u6b64\uff0c\u82f1\u56fd\u4f01\u4e1a\u5fc5\u987b\u8c03\u6574\u5e76\u91cd\u65b0\u601d\u8003\u5176\u53cd\u6d17\u94b1\u6cd5\u89c4\u7684\u6267\u884c\u65b9\u5f0f\u3002\u672c\u6307\u5357\u6982\u8ff0\u4e86\u82f1\u56fd\u53cd\u6d17\u94b1\u5408\u89c4\u7684\u57fa\u672c\u8981\u70b9\uff0c\u5e76\u63d0\u4f9b\u4e86\u5236\u5b9a\u6709\u6548\u7684\u82f1\u56fd\u53cd\u6d17\u94b1\u653f\u7b56\u6a21\u677f\u7684\u53ef\u884c\u6b65\u9aa4\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u82f1\u56fd\u53cd\u6d17\u94b1\u5408\u89c4\u7acb\u6cd5\u3001\u6cd5\u89c4\u548c\u76d1\u7ba1\u673a\u6784<\/h2>\n\n\n\n<p>\u867d\u7136\u8fd9\u4e9b\u672f\u8bed\u542c\u8d77\u6765\u53ef\u4ee5\u4e92\u6362\uff0c\u4f46\u7acb\u6cd5\u3001\u76d1\u7ba1\u673a\u6784\u548c\u89c4\u7ae0\u5236\u5ea6\u662f\u4e0d\u540c\u7684\u6982\u5ff5\u3002\u4e86\u89e3\u5b83\u4eec\u4e4b\u95f4\u7684\u533a\u522b\u81f3\u5173\u91cd\u8981\uff0c\u8fd9\u6837\u4f01\u4e1a\u624d\u80fd\u77e5\u9053\u5728\u54ea\u91cc\u627e\u5230\u5408\u9002\u7684\u8d44\u6e90\u548c\u6307\u5bfc\u3002 <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5%e9%81%b5%e5%ae%88\/%e5%8f%8d%e6%b4%97%e9%92%b1\/\" title=\"\">\u53cd\u6d17\u94b1<\/a> \u9075\u5b88\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/2-9-scaled-1-1024x577.png\" alt=\"\u82f1\u56fd\u53cd\u6d17\u94b1\u5408\u89c4\uff1a\u82f1\u56fd\u6267\u6cd5\u5de5\u4f5c\u65b9\u5f0f\" class=\"wp-image-24614\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/2-9-scaled-1-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/2-9-scaled-1-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/2-9-scaled-1-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/2-9-scaled-1-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/2-9-scaled-1-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/2-9-scaled-1-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u7acb\u6cd5<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5b9a\u4e49\uff1a<\/strong> \u5b9a\u4e49\u4e3a\u8bae\u4f1a\uff08\u6b64\u5904\u6307\u82f1\u56fd\u8bae\u4f1a\uff09\u901a\u8fc7\u7684\u6cd5\u5f8b <\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u76ee\u7684\uff1a<\/strong> \u6982\u8ff0\u4f01\u4e1a\u548c\u4e2a\u4eba\u7684\u6cd5\u5f8b\u539f\u5219\u3001\u6743\u5229\u548c\u4e49\u52a1<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u82f1\u56fd\u7684\u4e3b\u8981\u4f8b\u5b50\uff1a <\/strong>2002 \u5e74\u300a\u72af\u7f6a\u6536\u76ca\u6cd5\u300b\uff08POCA\uff09\u30012018 \u5e74\u300a\u5236\u88c1\u548c\u53cd\u6d17\u94b1\u6cd5\u300b\uff08SAMLA 2018\uff09\u30012000 \u5e74\u300a\u6050\u6016\u4e3b\u4e49\u6cd5\u300b<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u89c4\u5b9a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5b9a\u4e49\uff1a <\/strong>\u5b9a\u4e49\u4e3a\u6839\u636e\u7acb\u6cd5\u6743\u529b\u5236\u5b9a\u7684\u5177\u4f53\u89c4\u5219\u3002 <\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u76ee\u7684\uff1a <\/strong>\u89e3\u91ca\u5728\u5b9e\u8df5\u4e2d\u5982\u4f55\u9075\u5b88\u7acb\u6cd5\u4e2d\u89c4\u5b9a\u7684\u89c4\u5219\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u82f1\u56fd\u7684\u4e3b\u8981\u4f8b\u5b50\uff1a<\/strong> 2017\u5e74\u6d17\u94b1\u6761\u4f8b\uff08MLR 2017\uff09<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u76d1\u7ba1\u673a\u6784<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5b9a\u4e49\uff1a<\/strong> \u5b9a\u4e49\u4e3a\u8d1f\u8d23\u5f3a\u5236\u6267\u884c\u7279\u5b9a\u884c\u4e1a\u6cd5\u5f8b\u6cd5\u89c4\u7684\u7279\u5b9a\u6743\u5a01\u4eba\u7269\u6216\u5b9e\u4f53\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u76ee\u7684\uff1a <\/strong>\u76d1\u63a7\u3001\u76d1\u7763\u548c\u5904\u7f5a\u8fdd\u89c4\u884c\u4e3a<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u82f1\u56fd\u7684\u4e3b\u8981\u4f8b\u5b50\uff1a<\/strong> \u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09\uff0c <a href=\"https:\/\/www.gov.uk\/government\/organisations\/hm-revenue-customs\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72 (HMRC)<\/a>, <a href=\"https:\/\/www.gamblingcommission.gov.uk\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u8d4c\u535a\u59d4\u5458\u4f1a<\/a>.<\/li>\n<\/ul>\n\n\n\n<p>\u603b\u800c\u8a00\u4e4b\uff0c\u7acb\u6cd5\u89c4\u5b9a\u4e86\u6cd5\u5f8b\u6846\u67b6\uff0c\u6cd5\u89c4\u63d0\u4f9b\u4e86\u5408\u89c4\u7684\u8be6\u7ec6\u8981\u6c42\uff0c\u76d1\u7ba1\u673a\u6784\u786e\u4fdd\u4f01\u4e1a\u9075\u5b88\u8fd9\u4e9b\u89c4\u5219\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u82f1\u56fd\u53cd\u6d17\u94b1\u6cd5\uff1f<\/h2>\n\n\n\n<p>\u5c3d\u7ba1\u4eba\u4eec\u591a\u6b21\u53cd\u590d\u641c\u7d22\u82f1\u56fd\u7684\u300a\u53cd\u6d17\u94b1\u6cd5\u300b\uff0c\u4f46\u8fd9\u9879\u5177\u4f53\u7684\u72ec\u7acb\u6cd5\u5f8b\u5e76\u4e0d\u5b58\u5728\u3002\u76f8\u53cd\uff0c\u82f1\u56fd\u7684\u53cd\u6d17\u94b1\u6846\u67b6\u5efa\u7acb\u5728\u51e0\u9879\u76f8\u4e92\u534f\u8c03\u3001\u534f\u540c\u8fd0\u4f5c\u7684\u7acb\u6cd5\u4e4b\u4e0a\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2002\u5e74\u72af\u7f6a\u6536\u76ca\u6cd5\uff08POCA 2002\uff09<\/h3>\n\n\n\n<p>\u8fd9 <a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/2002\/29\/contents\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u72af\u7f6a\u6240\u5f97\u6cd5<\/a> \u8be5\u6cd5\u6848\u5c062003\u5e742\u670824\u65e5\u53ca\u4e4b\u540e\u53d1\u751f\u7684\u6d17\u94b1\u72af\u7f6a\u5b9a\u4e3a\u5211\u4e8b\u72af\u7f6a\u3002\u5b83\u4e25\u683c\u754c\u5b9a\u4e86\u6d17\u94b1\u72af\u7f6a\u7684\u8303\u56f4\uff0c\u5e76\u6982\u8ff0\u4e86\u6ca1\u6536\u8d44\u4ea7\u548c\u72af\u7f6a\u6240\u5f97\u7684\u6cd5\u5f8b\u6846\u67b6\u3002\u6839\u636e\u300a\u72af\u7f6a\u6240\u5f97\u6cd5\u300b\uff0c\u4e2a\u4eba\u548c\u4f01\u4e1a\uff08\u4e0d\u4ec5\u662f\u91d1\u878d\u673a\u6784\uff09\u5fc5\u987b\u62a5\u544a <a href=\"https:\/\/www.nationalcrimeagency.gov.uk\/what-we-do\/crime-threats\/money-laundering-and-illicit-finance\/suspicious-activity-reports\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u53ef\u7591\u6d3b\u52a8\u62a5\u544a (SAR)<\/a>\uff0c\u5426\u5219\u5c06\u9762\u4e34\u8fd1 14 \u5e74\u7684\u76d1\u7981\u548c\u7f5a\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2018\u5e74\u5236\u88c1\u548c\u53cd\u6d17\u94b1\u6cd5\u6848\uff08SAMLA 2018\uff09<\/h3>\n\n\n\n<p>\u8fd9 <a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/2018\/13\/contents\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u8428\u59c6\u62c9<\/a> \u8d4b\u4e88\u82f1\u56fd\u653f\u5e9c\u5728\u8131\u6b27\u540e\u66f4\u5927\u7684\u6743\u529b\uff0c\u4f7f\u5176\u80fd\u591f\u72ec\u7acb\u5b9e\u65bd\u548c\u6267\u884c\u5236\u88c1\u3002\u8fd9\u4e0e\u56fd\u9645\u6807\u51c6\u4fdd\u6301\u540c\u6b65\u3002 <a href=\"https:\/\/www.fatf-gafi.org\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4 (FATF)<\/a>\u300a\u53cd\u6d17\u94b1\u6cd5\u300b\u65e8\u5728\u901a\u8fc7\u9650\u5236\u4e0e\u9ad8\u98ce\u9669\u56fd\u5bb6\u548c\u5ba2\u6237\u7684\u5173\u7cfb\u548c\u4ea4\u6613\u6765\u652f\u6301\u82f1\u56fd\u66f4\u5e7f\u6cdb\u7684\u53cd\u6d17\u94b1\u5de5\u4f5c\uff0c\u4f8b\u5982 <a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e9%bc%93%e8%88%9e%e4%ba%ba%e5%bf%83%e7%9a%84\/\" title=\"\">\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP)<\/a>\uff0c\u901a\u8fc7\u5236\u88c1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2000\u5e74\u300a\u6050\u6016\u4e3b\u4e49\u6cd5\u300b\uff08\u4fee\u8ba2\u7248\uff09<\/h3>\n\n\n\n<p>\u8fd9 <a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/2000\/11\/contents\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">2000\u5e74\u6050\u6016\u4e3b\u4e49\u6cd5<\/a> 2000\u5e74\u300a\u6050\u6016\u4e3b\u4e49\u6cd5\u300b\u660e\u786e\u7981\u6b62\u6050\u6016\u4e3b\u4e49\u878d\u8d44\uff0c\u5e76\u5c06\u5176\u5b9a\u4e3a\u5211\u4e8b\u72af\u7f6a\u30022000\u5e74\u300a\u6050\u6016\u4e3b\u4e49\u6cd5\u300b\u4e0e\u300a\u72af\u7f6a\u6240\u5f97\u6cd5\u300b\u7684\u4e3b\u8981\u533a\u522b\u5728\u4e8e\uff0c\u524d\u8005\u4fa7\u91cd\u4e8e\u4e3a\u6050\u6016\u4e3b\u4e49\u884c\u4e3a\u4f7f\u7528\u3001\u534f\u52a9\u548c\u9690\u533f\u8d44\u91d1\u3002\u8be5\u6cd5\u6848\u5bf9\u82f1\u56fd\u91d1\u878d\u4f53\u7cfb\u4ee5\u53ca\u6574\u4f53\u53cd\u6d17\u94b1\u548c\u53cd\u6050\u6016\u4e3b\u4e49\u878d\u8d44\uff08CTF\uff09\u63aa\u65bd\u53d1\u6325\u7740\u81f3\u5173\u91cd\u8981\u7684\u4f5c\u7528\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40 (FCA) \u548c\u56fd\u5bb6\u7ecf\u6d4e\u72af\u7f6a\u4e2d\u5fc3 (NECC) \u7684\u4f5c\u7528<\/h2>\n\n\n\n<p>\u4e24\u4e2a\u6770\u51fa\u7684\u673a\u6784\uff0c <a href=\"https:\/\/www.fca.org.uk\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09<\/a> \u548c <a href=\"https:\/\/www.nationalcrimeagency.gov.uk\/what-we-do\/national-economic-crime-centre\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u56fd\u5bb6\u7ecf\u6d4e\u72af\u7f6a\u4e2d\u5fc3\uff08NECC\uff09<\/a>\uff0c\u5171\u540c\u52aa\u529b\u5de9\u56fa\u82f1\u56fd\u5bf9\u7ecf\u6d4e\u72af\u7f6a\u3001\u6f5c\u5728\u6d17\u94b1\u548c\u6709\u7ec4\u7ec7\u72af\u7f6a\u7684\u9632\u5fa1\u80fd\u529b\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-7-scaled-1-1024x577.png\" alt=\"FCA \u548c NECC \u5728\u6253\u51fb\u6d17\u94b1\u65b9\u9762\u7684\u4f5c\u7528\u3002\" class=\"wp-image-24617\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-7-scaled-1-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-7-scaled-1-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-7-scaled-1-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-7-scaled-1-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-7-scaled-1-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-7-scaled-1-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5c3d\u7ba1 FCA \u548c NECC \u7684\u76ee\u7684\u4e0d\u540c\uff0c\u4f46\u5176\u76ee\u6807\u4ecd\u7136\u662f\u7a33\u5b9a\u548c\u4fdd\u62a4\u82f1\u56fd\u7684\u91d1\u878d\u4f53\u7cfb\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09\uff1a <\/strong>FCA\u662f\u82f1\u56fd\u91d1\u878d\u670d\u52a1\u4e1a\u76d1\u7ba1\u673a\u6784\u3002\u5176\u5b97\u65e8\u662f\u901a\u8fc7\u4fdd\u62a4\u6d88\u8d39\u8005\u6743\u76ca\u548c\u7ef4\u62a4\u5e02\u573a\u8bda\u4fe1\u6765\u7ef4\u62a4\u82f1\u56fd\u7684\u91d1\u878d\u4f53\u7cfb\u3002FCA\u72ec\u7acb\u4e8e\u82f1\u56fd\u653f\u5e9c\u8fd0\u4f5c\uff0c\u5e76\u6709\u6743\u60e9\u5904\u4efb\u4f55\u91d1\u878d\u72af\u7f6a\u884c\u4e3a\uff0c\u5305\u62ec\u6d17\u94b1\u884c\u4e3a\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u56fd\u5bb6\u7ecf\u6d4e\u72af\u7f6a\u4e2d\u5fc3\uff08NECC\uff09\uff1a<\/strong> NECC \u662f\u82f1\u56fd\u7684\u4e00\u4e2a\u591a\u673a\u6784\u6267\u6cd5\u673a\u6784\uff0c\u4f4d\u4e8e <a href=\"https:\/\/www.nationalcrimeagency.gov.uk\/who-we-are\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u56fd\u5bb6\u72af\u7f6a\u5c40\uff08NCA\uff09<\/a>\u5b83\u5728\u534f\u8c03\u548c\u52a0\u5f3a\u82f1\u56fd\u5404\u673a\u6784\u3001\u653f\u5e9c\u90e8\u95e8\u548c\u76d1\u7ba1\u673a\u6784\u7684\u5de5\u4f5c\u65b9\u9762\u53d1\u6325\u7740\u5173\u952e\u4f5c\u7528\u3002NECC \u8d1f\u8d23\u534f\u8c03\u5e94\u5bf9\u5305\u62ec\u6d17\u94b1\u5728\u5185\u7684\u7ecf\u6d4e\u72af\u7f6a\u7684\u884c\u52a8\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u521b\u5efa\u6709\u6548\u7684\u53cd\u6d17\u94b1\u653f\u7b56\u6a21\u677f\uff08\u82f1\u56fd\u7248\uff09<\/h2>\n\n\n\n<p>\u4e3a\u4e86\u5efa\u7acb\u4e07\u65e0\u4e00\u5931\u7684\u53cd\u6d17\u94b1\u6d41\u7a0b\uff0c\u82f1\u56fd\u4f01\u4e1a\u5e94\u9075\u5faa\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4 (FATF) \u5217\u51fa\u7684\u6b65\u9aa4\u3002FATF \u6982\u8ff0\u4e86\u9075\u5b88\u53cd\u6d17\u94b1\u6cd5\u89c4\u7684\u56fd\u9645\u6807\u51c6\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u82f1\u56fd\u66f4\u5177\u4f53\u7684\u5f53\u5730\u53cd\u6d17\u94b1\u6cd5\u89c4\uff0c\u4f01\u4e1a\u53ef\u4ee5\u91c7\u53d6\u300a2017 \u5e74\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u548c\u8d44\u91d1\u8f6c\u79fb\uff08\u4ed8\u6b3e\u4eba\u4fe1\u606f\uff09\u6761\u4f8b\u300b\uff08MLR 2017\uff09\u4e2d\u89c4\u5b9a\u7684\u63aa\u65bd\u3002 <\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"2560\" height=\"1600\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Achieving-AML-Compliance-UK-scaled.png\" alt=\"\u82f1\u56fd\u53cd\u6d17\u94b1\u653f\u7b56\u6a21\u677f\" class=\"wp-image-24531\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Achieving-AML-Compliance-UK-scaled.png 2560w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Achieving-AML-Compliance-UK-300x188.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Achieving-AML-Compliance-UK-1024x640.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Achieving-AML-Compliance-UK-768x480.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Achieving-AML-Compliance-UK-1536x960.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Achieving-AML-Compliance-UK-2048x1280.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Achieving-AML-Compliance-UK-18x12.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<p>\u8fd9 <a href=\"https:\/\/www.legislation.gov.uk\/uksi\/2017\/692\/contents\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">2017\u5e74MLR<\/a> \u300a\u53cd\u6d17\u94b1\u6cd52017\u300b\u5c06\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\u7684\u5efa\u8bae\u7eb3\u5165\u82f1\u56fd\u6cd5\u5f8b\u3002\u8be5\u6cd5\u89c4\u5217\u51fa\u4e86\u91d1\u878d\u90e8\u95e8\u6216\u53d7\u76d1\u7ba1\u884c\u4e1a\u7684\u4f01\u4e1a\u4e3a\u5b8c\u5168\u9075\u5b88\u53cd\u6d17\u94b1\u6cd5\u5fc5\u987b\u9075\u5faa\u7684\u5177\u4f53\u8981\u6c42\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5b9e\u65bd\u5185\u90e8\u63a7\u5236\u7ed3\u6784\u548c\u653f\u7b56<\/h3>\n\n\n\n<p>\u6839\u636e\u300a2017\u5e74\u53cd\u6d17\u94b1\u6cd5\u89c4\u300b(MLR 2017)\uff0c\u82f1\u56fd\u4f01\u4e1a\u5fc5\u987b\u4fdd\u5b58\u4e00\u4efd\u6db5\u76d6\u5176\u653f\u7b56\u7684\u8bb0\u5f55\u5728\u6848\u7684\u5185\u90e8\u62a5\u544a\uff0c\u8be5\u62a5\u544a\u5e94\u4e0e\u5176\u89c4\u6a21\u3001\u6027\u8d28\u548c\u98ce\u9669\u72b6\u51b5\u76f8\u79f0\u3002\u5185\u90e8\u63a7\u5236\u7ed3\u6784\u5fc5\u987b\u6e05\u6670\u754c\u5b9a\uff0c\u660e\u786e\u98ce\u9669\u7ba1\u7406\u56e2\u961f\u4e2d\u6bcf\u4e2a\u4eba\u7684\u89d2\u8272\u548c\u804c\u8d23\u3002\u5982\u6709\u5fc5\u8981\uff0c\u4f01\u4e1a\u9700\u8981\u8058\u8bf7\u72ec\u7acb\u7684\u5ba1\u8ba1\u90e8\u95e8\uff0c\u4ee5\u957f\u671f\u7ba1\u7406\u5176\u53cd\u6d17\u94b1\u6846\u67b6\u7684\u6709\u6548\u6027\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5b9a\u671f\u5458\u5de5\u57f9\u8bad<\/h3>\n\n\n\n<p>\u5176\u6b21\uff0c\u56e2\u961f\u6210\u5458\u5fc5\u987b\u6301\u7eed\u63a5\u53d7\u6d17\u94b1\u6216\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u98ce\u9669\u57f9\u8bad\u3002\u57f9\u8bad\u5185\u5bb9\u5fc5\u987b\u6db5\u76d6\u5982\u4f55\u8bc6\u522b\u548c\u62a5\u544a\u53ef\u7591\u7684\u4e1a\u52a1\u5173\u7cfb\u548c\u6d3b\u52a8\uff0c\u4ee5\u53ca\u5728\u53d1\u73b0\u5371\u9669\u4fe1\u53f7\u6216\u9ad8\u98ce\u9669\u60c5\u51b5\u65f6\u5e94\u8054\u7cfb\u8c01\u3002\u4e3a\u4e86\u505a\u597d\u51c6\u5907\uff0c\u9ad8\u7ea7\u7ba1\u7406\u5c42\u5fc5\u987b\u4fdd\u5b58\u57f9\u8bad\u8bb0\u5f55\uff0c\u5305\u62ec\u57f9\u8bad\u65e5\u671f\u548c\u5185\u5bb9\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6574\u5408\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5<\/h3>\n\n\n\n<p>\u9f13\u52b1\u82f1\u56fd\u4f01\u4e1a\u5168\u9762\u91c7\u7528 <a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%9f%ba%e4%ba%8e%e9%a3%8e%e9%99%a9%e7%9a%84%e6%96%b9%e6%b3%95\/\" title=\"\">\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5<\/a> \u4f5c\u4e3a\u6253\u51fb\u6d17\u94b1\u6216\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u5de5\u4f5c\u7684\u4e00\u90e8\u5206\u3002\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\u4f7f\u4f01\u4e1a\u80fd\u591f\u6839\u636e\u68c0\u6d4b\u5230\u7684\u98ce\u9669\u7ea7\u522b\u5f00\u5c55\u5fc5\u8981\u7684\u5c3d\u804c\u8c03\u67e5\u63aa\u65bd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u63aa\u65bd\uff08CDD\uff09<\/strong>\uff1a\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u662f\u5728\u5efa\u7acb\u4e1a\u52a1\u5173\u7cfb\u6216\u8fdb\u884c\u4e34\u65f6\u4ea4\u6613\u4e4b\u524d\u9a8c\u8bc1\u5ba2\u6237\u548c\u5b9e\u9645\u53d7\u76ca\u4eba\u8eab\u4efd\u7684\u6807\u51c6\u5c3d\u804c\u8c03\u67e5\u3002\u6bcf\u5f53\u6240\u6709\u6743\u548c\u63a7\u5236\u7ed3\u6784\u53d1\u751f\u53d8\u5316\u65f6\uff0c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u90fd\u5fc5\u987b\u66f4\u65b0\u3002 <a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%ae%a2%e6%88%b7%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5\/\" title=\"\">\u6301\u7eed\u53d1\u5c55<\/a> \u5fc5\u987b\u66f4\u65b0\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\u63aa\u65bd\uff08EDD\uff09\uff1a<\/strong> <a href=\"https:\/\/www.complycube.com\/zh\/%e5%8a%a0%e5%bc%ba%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5-edd-%e8%a7%81%e8%a7%a3%e5%92%8c%e6%8c%91%e6%88%98\/\" title=\"\">\u9884\u4ea7\u671f<\/a> EDD \u9002\u7528\u4e8e\u9ad8\u98ce\u9669\u60c5\u51b5\uff0c\u4f8b\u5982\u4e0e\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP) \u53ca\u5176\u5bb6\u4eba\u3001\u6765\u81ea\u9ad8\u98ce\u9669\u7b2c\u4e09\u56fd\u7684\u5ba2\u6237\uff0c\u6216\u590d\u6742\u4e14\u89c4\u6a21\u8f83\u5927\u7684\u4ea4\u6613\u6253\u4ea4\u9053\u3002\u516c\u53f8\u5fc5\u987b\u83b7\u53d6\u66f4\u591a\u4fe1\u606f\u5e76\u52a0\u5f3a\u76d1\u63a7\u529b\u5ea6\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7b80\u5316\u5c3d\u804c\u8c03\u67e5\u63aa\u65bd\uff08SDD\uff09\uff1a<\/strong> SDD \u662f\u9488\u5bf9\u6d17\u94b1\u6216\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u98ce\u9669\u8f83\u4f4e\u7684\u65b0\u8001\u5ba2\u6237\u5b9e\u65bd\u7684\u57fa\u672c\u5c3d\u804c\u8c03\u67e5\u3002SDD \u53ef\u80fd\u9002\u7528\u4e8e\u67d0\u4e9b\u53d7\u76d1\u7ba1\u884c\u4e1a\u3001\u91d1\u878d\u673a\u6784\u6216\u6765\u81ea\u4f4e\u98ce\u9669\u56fd\u5bb6\u7684\u5ba2\u6237\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6301\u7eed\u76d1\u63a7<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e6%8c%81%e7%bb%ad%e7%9b%91%e6%8e%a7%e8%bf%87%e7%a8%8b\/\" title=\"\">\u6301\u7eed\u76d1\u63a7<\/a> \u6301\u7eed\u76d1\u63a7\u662f\u82f1\u56fd\u91d1\u878d\u4f53\u7cfb\u5bf9\u53d7\u76d1\u7ba1\u4f01\u4e1a\u7684\u4e00\u9879\u8981\u6c42\u3002\u5b83\u6307\u7684\u662f\u5728\u6574\u4e2a\u4e1a\u52a1\u5173\u7cfb\u4e2d\u6301\u7eed\u68c0\u67e5\u5ba2\u6237\u4ea4\u6613\u53ca\u5176\u9884\u671f\u6027\u8d28\uff0c\u4ee5\u8bc6\u522b\u53ef\u80fd\u8868\u660e\u6d17\u94b1\u7684\u6f5c\u5728\u53ef\u7591\u6d3b\u52a8\u3002\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\uff0c\u516c\u53f8\u5fc5\u987b\u52a0\u5f3a\u76d1\u63a7\u529b\u5ea6\uff0c\u5305\u62ec\u6240\u6709\u6743\u548c\u63a7\u5236\u7ed3\u6784\u53d1\u751f\u53d8\u5316\uff0c\u6216\u51fa\u73b0\u66f4\u9ad8\u98ce\u9669\u65f6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8bb0\u5f55\u4fdd\u5b58<\/h3>\n\n\n\n<p>\u8bb0\u5f55\u4fdd\u5b58\u5305\u62ec\u6536\u96c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u3001\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u63aa\u65bd\u3001\u6301\u7eed\u76d1\u63a7\u548c\u98ce\u9669\u8bc4\u4f30\u7b49\u53ef\u9760\u4e14\u6709\u8bb0\u5f55\u7684\u8bb0\u5f55\u7ebf\u7d22\u3002\u91d1\u878d\u673a\u6784\u5fc5\u987b\u4e3a\u82f1\u56fd\u6267\u6cd5\u90e8\u95e8\u4fdd\u7559\u6e05\u6670\u7684\u5ba1\u8ba1\u5408\u89c4\u7ebf\u7d22\u3002\u8fd9\u5c06\u6709\u52a9\u4e8e\u82f1\u56fd\u76f8\u5173\u76d1\u7ba1\u673a\u6784\u5b8c\u6210\u8c03\u67e5\uff0c\u5e76\u5728\u975e\u6cd5\u878d\u8d44\u6216\u6d17\u94b1\u6848\u4ef6\u4e2d\u6ca1\u6536\u72af\u7f6a\u8d44\u4ea7\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u53d7\u76ca\u6240\u6709\u6743<\/h3>\n\n\n\n<p>A <a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e6%9c%80%e7%bb%88%e5%8f%97%e7%9b%8a%e6%89%80%e6%9c%89%e6%9d%83\/\" title=\"\">\u53d7\u76ca\u6240\u6709\u4eba<\/a> 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