{"id":23521,"date":"2025-03-12T14:48:02","date_gmt":"2025-03-12T14:48:02","guid":{"rendered":"https:\/\/www.complycube.com\/?p=23521"},"modified":"2025-12-19T11:53:12","modified_gmt":"2025-12-19T11:53:12","slug":"%e4%ba%86%e8%a7%a3%e5%8f%8d%e6%b4%97%e9%92%b1%e6%ac%a7%e6%b4%b2%e5%8a%a0%e5%af%86%e7%9b%91%e7%ae%a1","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/understanding-aml-european-crypto-regulation\/","title":{"rendered":"\u4e86\u89e3\u53cd\u6d17\u94b1\u6b27\u6d32\u52a0\u5bc6\u8d27\u5e01\u6cd5\u89c4"},"content":{"rendered":"<p>\u968f\u7740\u52a0\u5bc6\u8d27\u5e01\u9886\u57df\u7684\u4e0d\u65ad\u6269\u5927\uff0c\u653f\u5e9c\u548c\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u5bf9\u5176\u7684\u5ba1\u67e5\u4e5f\u5728\u4e0d\u65ad\u52a0\u5f3a\u3002\u6b27\u6d32\u5728\u76d1\u7ba1\u52a0\u5bc6\u8d27\u5e01\u9886\u57df\u65b9\u9762\u5904\u4e8e\u9886\u5148\u5730\u4f4d\uff0c\u5176\u4e2d\u6700\u91cd\u8981\u7684\u8fdb\u5c55\u4e4b\u4e00\u662f\u51fa\u53f0\u4e86\u4e13\u95e8\u9488\u5bf9\u52a0\u5bc6\u8d27\u5e01\u7684\u53cd\u6d17\u94b1 (AML) \u6cd5\u89c4\u3002\u8fd9\u4e9b\u6cd5\u89c4\u65e8\u5728\u904f\u5236\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7b49\u975e\u6cd5\u6d3b\u52a8\uff0c\u540c\u65f6\u4e3a\u5408\u6cd5\u7684\u52a0\u5bc6\u8d27\u5e01\u8fd0\u8425\u63d0\u4f9b\u5b89\u5168\u6846\u67b6\u3002\u672c\u535a\u5ba2\u63a2\u8ba8\u4e86\u6b27\u6d32\u53cd\u6d17\u94b1\u52a0\u5bc6\u8d27\u5e01\u6cd5\u89c4\u7684\u6f14\u53d8\u4ee5\u53ca\u5b83\u4eec\u5982\u4f55\u5851\u9020\u6570\u5b57\u8d27\u5e01\u683c\u5c40\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-7-1024x577.png\" alt=\"\u6b27\u6d32\u52a0\u5bc6\u76d1\u7ba1\" class=\"wp-image-23534\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-7-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-7-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-7-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-7-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-7-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-7-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u52a0\u5bc6\u8d27\u5e01\uff1a\u91d1\u878d\u8bc8\u9a97\u72af\u7684\u68a6\u60f3<\/h2>\n\n\n\n<p>\u867d\u7136\u52a0\u5bc6\u8d27\u5e01\u63d0\u4f9b\u4e86\u4e00\u79cd\u53bb\u4e2d\u5fc3\u5316\u3001\u65e0\u8fb9\u754c\u7684\u4f20\u7edf\u8d27\u5e01\u66ff\u4ee3\u54c1\uff0c\u4f46\u5b83\u4e5f\u7ed9\u76d1\u7ba1\u673a\u6784\u5e26\u6765\u4e86\u6311\u6218\uff0c\u76d1\u7ba1\u673a\u6784\u62c5\u5fc3\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7b49\u975e\u6cd5\u6d3b\u52a8\u3002\u52a0\u5bc6\u8d27\u5e01\u884c\u4e1a\u5185\u533f\u540d\u7684\u53ef\u80fd\u6027\u610f\u5473\u7740\u7528\u6237\u7684\u771f\u5b9e\u8eab\u4efd\u662f\u9690\u85cf\u7684\u3002\u5b83\u80fd\u591f\u5feb\u901f\u5730\u5728\u56fd\u9645\u4e0a\u8f6c\u79fb\u8d44\u91d1\uff0c\u4e0d\u9700\u8981\u4e2d\u4ecb\uff0c\u8fd9\u610f\u5473\u7740\u4ea4\u6613\u4e0d\u4f1a\u88ab\u5f53\u5730\u5f53\u5c40\u6807\u8bb0\u3002\u6b64\u5916\uff0c\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u65e0\u6cd5\u64a4\u9500\uff0c\u56e0\u4e3a\u4e00\u65e6\u5728\u533a\u5757\u94fe\u4e0a\u786e\u8ba4\uff0c\u5c31\u4e0d\u53ef\u9006\u8f6c\u4e86\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6b27\u6d32\u76d1\u7ba1\u673a\u6784&nbsp;<\/h2>\n\n\n\n<p>\u4f20\u7edf\u91d1\u878d\u673a\u6784\uff0c\u5982\u96f6\u552e\u94f6\u884c\u3001\u5546\u4e1a\u94f6\u884c\u3001\u7ecf\u7eaa\u516c\u53f8\u7b49\uff0c\u4e00\u76f4\u53d7\u5230\u4e25\u683c\u76d1\u7ba1\u3002\u5728\u6b27\u6d32\uff0c\u6b27\u6d32\u4e2d\u592e\u94f6\u884c (EC) \u8d1f\u8d23\u76d1\u7763\u6b27\u5143\u533a\u94f6\u884c\u4f53\u7cfb\u7684\u7a33\u5b9a\u6027\u3002\u6b27\u6d32\u592e\u884c\u662f\u5355\u4e00\u76d1\u7ba1\u673a\u5236 (SSM) \u7684\u4e00\u90e8\u5206\uff0c\u8d1f\u8d23\u76d1\u7ba1\u6574\u4e2a\u6b27\u5143\u533a\u7684\u5927\u578b\u94f6\u884c\u3002\u6b27\u6d32\u94f6\u884c\u7ba1\u7406\u5c40 (EBA) \u8d1f\u8d23\u4e3a\u6b27\u76df\u94f6\u884c\u4e1a\u5236\u5b9a\u5355\u4e00\u89c4\u5219\uff0c\u65e8\u5728\u6982\u8ff0\u6b27\u76df\u6210\u5458\u56fd\u4e4b\u95f4\u6e05\u6670\u4e00\u81f4\u7684\u76d1\u7ba1\u548c\u76d1\u7763\u3002\u6b27\u6d32\u8bc1\u5238\u548c\u5e02\u573a\u7ba1\u7406\u5c40 (ESMA) \u540c\u6837\u81f4\u529b\u4e8e\u52a0\u5f3a\u6b27\u6d32\u5bf9\u6295\u8d44\u8005\u7684\u4fdd\u62a4\uff0c\u7a33\u5b9a\u6b27\u76df\u91d1\u878d\u5e02\u573a\u7684\u4fe1\u8a89\u3002&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\u66fe\u51e0\u4f55\u65f6\uff0c\u52a0\u5bc6\u8d27\u5e01\u4e16\u754c\u5c31\u50cf\u662f\u6570\u5b57\u72c2\u91ce\u897f\u90e8\uff0c\u6bcf\u4e2a\u4eba\u90fd\u53ef\u4ee5\u81ea\u884c\u533a\u5206\u5584\u6076\u3002\u4f46\u8fd9\u6837\u7684\u65e5\u5b50\u5df2\u7ecf\u5c48\u6307\u53ef\u6570\u4e86\u3002\u6b27\u76df\u5df2\u7ecf\u5f15\u5165\u4e86&nbsp;<a href=\"https:\/\/think.ing.com\/articles\/regulation-and-the-coming-of-age-of-europes-crypto-markets\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u53cd\u6d17\u94b1\u6cd5\u89c4<\/a>&nbsp;\u201c\u51e0\u5e74\u524d\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>\u7136\u800c\uff0c\u50cf\u8fd9\u6837\u7684\u76d1\u7ba1\u673a\u6784\u76f4\u52302018\u5e74\u5de6\u53f3\u624d\u5f00\u59cb\u76d1\u7ba1\u52a0\u5bc6\u8d27\u5e01\u9886\u57df\u3002\u8fd9\u4e0e\u5176\u4ed6\u91d1\u878d\u670d\u52a1\u884c\u4e1a\u622a\u7136\u4e0d\u540c\uff0c\u540e\u8005\u5728\u6b27\u76df\u548c\u5168\u7403\u8303\u56f4\u5185\u5df2\u7ecf\u53d7\u5230\u4e25\u683c\u76d1\u7ba1\u6570\u5341\u5e74\u3002\u8981\u4e86\u89e3\u66f4\u591a\u5173\u4e8eFATF\u65e9\u671f\u76d1\u7ba1\u7684\u4fe1\u606f\uff0c\u8bf7\u9605\u8bfb <a href=\"https:\/\/www.complycube.com\/zh\/%e9%87%91%e8%9e%8d%e8%a1%8c%e5%8a%a8%e7%89%b9%e5%88%ab%e5%b7%a5%e4%bd%9c%e7%bb%84-fatf-%e5%8a%a0%e5%af%86%e6%8c%87%e5%8d%97%e7%a1%ae%e4%bf%9d%e8%a1%8c%e4%b8%9a%e5%ae%89%e5%85%a8\/#:~:text=FATF%20crypto%20guidance%20leads%20global,significant%20avenue%20for%20money%20laundering.\" target=\"_blank\" rel=\"noopener\" title=\"\">\u201cFATF \u52a0\u5bc6\u8d27\u5e01\u6307\u5357\uff1a\u786e\u4fdd\u8be5\u884c\u4e1a\u5b89\u5168\u3002\u201d<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-4-1024x577.png\" alt=\"\u6b27\u6d32\u52a0\u5bc6\u8d27\u5e01\u76d1\u7ba1\" class=\"wp-image-23531\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-4-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-4-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-4-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-4-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-4-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/03\/Crypto-Regs-Europe-4-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u65e9\u671f\uff1a\u7f3a\u4e4f\u76d1\u7ba1<\/h2>\n\n\n\n<p>\u5728\u52a0\u5bc6\u8d27\u5e01\u53d1\u5c55\u7684\u65e9\u671f\uff0c\u6b27\u6d32\u4e0e\u4e16\u754c\u5176\u4ed6\u5730\u533a\u4e00\u6837\uff0c\u5bf9\u8be5\u884c\u4e1a\u7684\u76d1\u7ba1\u76f8\u5bf9\u5bbd\u677e\u3002\u6bd4\u7279\u5e01\u7b49\u52a0\u5bc6\u8d27\u5e01\u88ab\u89c6\u4e3a\u4e00\u79cd\u5c0f\u4f17\u521b\u65b0\uff0c\u4e0e\u4f20\u7edf\u91d1\u878d\u4f53\u7cfb\u7684\u4e92\u52a8\u5f88\u5c11\u3002<\/p>\n\n\n\n<p>\u76f4\u5230 2018 \u5e74\uff0cFATF \u624d\u5f00\u59cb\u5c06\u52a0\u5bc6\u884c\u4e1a\u89c6\u4e3a\u91d1\u878d\u670d\u52a1\u884c\u4e1a\uff0c\u6b64\u65f6\u76d1\u7ba1\u6e05\u6670\u5ea6\u7ec8\u4e8e\u66f4\u6709\u53ef\u80fd\u5b9e\u73b0\u3002\u6b64\u65f6\uff0c\u968f\u7740\u56fd\u5bb6\u548c\u56fd\u9645\u76d1\u7ba1\u673a\u6784\u5f00\u59cb\u5173\u6ce8\u6570\u5b57\u8d44\u4ea7\u9886\u57df\uff0c\u52a0\u5bc6\u76d1\u7ba1\u683c\u5c40\u8fc5\u901f\u5f00\u59cb\u8f6c\u53d8\u3002&nbsp;<\/p>\n\n\n\n<p>\u6700\u521d\uff0c\u8bb8\u591a\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u5904\u4e8e\u76d1\u7ba1\u7070\u8272\u5730\u5e26\uff0c\u4e0d\u53d7\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u53cd\u6d17\u94b1\u8981\u6c42\u7ea6\u675f\u3002\u76d1\u7ba1\u7f3a\u5931\u4f7f\u5f97\u52a0\u5bc6\u8d27\u5e01\u9886\u57df\u5bf9\u72af\u7f6a\u5206\u5b50\u5177\u6709\u5438\u5f15\u529b\uff0c\u4ed6\u4eec\u5229\u7528\u52a0\u5bc6\u8d27\u5e01\u7684\u533f\u540d\u6027\u548c\u5168\u7403\u6027\u5c06\u975e\u6cd5\u8d44\u91d1\u8f6c\u79fb\u5230\u5883\u5916\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6b27\u76df\u7684\u521d\u6b65\u4e3e\u63aa\uff1a\u7b2c\u4e94\u9879\u53cd\u6d17\u94b1\u6307\u4ee4\uff085AMLD\uff09<\/h2>\n\n\n\n<p>\u5236\u5b9a\u7b2c\u4e94\u9879\u53cd\u6d17\u94b1\u6307\u4ee4 (5AMLD) \u662f\u6574\u4e2a\u6b27\u6d32\u671d\u7740\u52a0\u5bc6\u8d27\u5e01\u884c\u4e1a\u76d1\u7ba1\u8fc8\u51fa\u7684\u5173\u952e\u4e00\u6b65\u3002\u8fd9\u9879\u6307\u4ee4\u6700\u521d\u662f\u5728 2018 \u5e74\u8fbe\u6210\u4e00\u81f4\u5e76\u901a\u8fc7\u7684\uff0c\u5f53\u65f6\u5b83\u6210\u4e3a FATF \u5173\u6ce8\u7684\u95ee\u9898\u540e\u4e0d\u4e45\uff0c\u4f46\u76f4\u5230 2020 \u5e74 1 \u6708\u624d\u5b9e\u65bd\u3002\u65b0\u6307\u4ee4\u5c06\u52a0\u5bc6\u8d27\u5e01\u670d\u52a1\u63d0\u4f9b\u5546\u5f52\u5165\u6b27\u76df\u7684 AML \u548c CTF \u6cd5\u89c4\u4e4b\u4e0b\u3002&nbsp;<\/p>\n\n\n\n<p><strong>5AMLD\u7684\u4e3b\u8981\u6761\u6b3e\u5305\u62ec\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5b9a\u4e49\u865a\u62df\u8d44\u4ea7\u670d\u52a1\u63d0\u4f9b\u5546 (VASP)<\/strong>\uff1a\u76d1\u7ba1\u6846\u67b6\u9996\u6b21\u5f15\u5165\u4e86\u52a0\u5bc6\u8d27\u5e01\u670d\u52a1\u63d0\u4f9b\u5546\u7684\u5b9a\u4e49\u3002\u8fd9\u5305\u62ec\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u3001\u94b1\u5305\u63d0\u4f9b\u5546\u548c\u6258\u7ba1\u670d\u52a1\u3002\u4ece 2020 \u5e74 1 \u6708\u8d77\uff0c\u5b83\u4eec\u9700\u8981\u9075\u5b88\u53cd\u6d17\u94b1\u6cd5\u89c4\uff0c\u7c7b\u4f3c\u4e8e\u4f20\u7edf\u91d1\u878d\u673a\u6784\u3002<\/li>\n\n\n\n<li><strong>\u4e86\u89e3\u4f60\u7684\u5ba2\u6237 (KYC) \u8981\u6c42<\/strong>\uff1a5AMLD \u6700\u5173\u952e\u7684\u7ec4\u6210\u90e8\u5206\u4e4b\u4e00\u662f\u6267\u884c KYC \u63aa\u65bd\u3002\u52a0\u5bc6\u670d\u52a1\u63d0\u4f9b\u5546\u5fc5\u987b\u5728\u5141\u8bb8\u4ea4\u6613\u4e4b\u524d\u8bc6\u522b\u548c\u9a8c\u8bc1\u5176\u5ba2\u6237\u3002\u6b64\u4e3e\u4f7f\u72af\u7f6a\u5206\u5b50\u66f4\u96be\u533f\u540d\u4f7f\u7528\u52a0\u5bc6\u8d27\u5e01\u670d\u52a1\u3002<\/li>\n\n\n\n<li><strong>\u900f\u660e\u5ea6\u548c\u62a5\u544a<\/strong>\uff1a\u8be5\u6307\u4ee4\u8fd8\u8981\u6c42\u52a0\u5bc6\u8d27\u5e01\u4f01\u4e1a\u5206\u4eab\u6709\u5173\u4ea4\u6613\u7684\u8be6\u7ec6\u4fe1\u606f\uff0c\u5e76\u786e\u4fdd\u5176\u6d3b\u52a8\u900f\u660e\u4e14\u53ef\u8ffd\u6eaf\uff0c\u8fd9\u6709\u52a9\u4e8e\u5f53\u5c40\u8ffd\u8e2a\u6f5c\u5728\u7684\u975e\u6cd5\u6d3b\u52a8\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u8fd9\u6807\u5fd7\u7740\u6b27\u6d32\u52a0\u5bc6\u8d27\u5e01\u76d1\u7ba1\u7684\u4e00\u4e2a\u5173\u952e\u65f6\u523b\uff0c\u8868\u660e\u6b27\u76df\u8ba4\u8bc6\u5230\u4e0d\u53d7\u76d1\u7ba1\u7684\u6570\u5b57\u8d27\u5e01\u5e26\u6765\u7684\u98ce\u9669\u3002\u901a\u8fc7 5AMLD\uff0c\u6b27\u6d32\u5b9e\u9645\u4e0a\u5df2\u5c06\u52a0\u5bc6\u8d27\u5e01\u670d\u52a1\u7f6e\u4e8e\u4e0e\u4f20\u7edf\u94f6\u884c\u548c\u91d1\u878d\u670d\u52a1\u76f8\u540c\u7684\u76d1\u7ba1\u5730\u4f4d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6269\u5927\u8303\u56f4\uff1a\u7b2c\u516d\u9879\u53cd\u6d17\u94b1\u6307\u4ee4\uff086AMLD\uff09<\/h2>\n\n\n\n<p>\u867d\u7136 5AMLD \u662f\u76d1\u7ba1\u52a0\u5bc6\u8d27\u5e01\u7684\u91cd\u8981\u4e00\u6b65\uff0c\u4f46\u6b27\u6d32\u76d1\u7ba1\u673a\u6784\u610f\u8bc6\u5230\u9700\u8981\u91c7\u53d6\u66f4\u4e25\u683c\u7684\u63aa\u65bd\u3002\u8fd9\u5bfc\u81f4\u4e86&nbsp;<strong>\u7b2c\u516d\u9879\u53cd\u6d17\u94b1\u6307\u4ee4<\/strong>&nbsp;2021 \u5e74 7 \u6708\uff0c\u5370\u5ea6\u653f\u5e9c\u9881\u5e03\u4e86\u300a\u53cd\u6d17\u94b1\u548c\u6d17\u94b1\u6cd5\u300b\uff086AMLD\uff09\uff0c\u8fdb\u4e00\u6b65\u52a0\u5f3a\u4e86\u56f4\u7ed5\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u7684\u76d1\u7ba1\u6846\u67b6\u3002<\/p>\n\n\n\n<p><strong>6AMLD\u7684\u4e3b\u8981\u6761\u6b3e\u5305\u62ec\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6269\u5c55\u5b9a\u4e49<\/strong>: 6AMLD \u6269\u5927\u4e86\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7684\u5b9a\u4e49\uff0c\u5c06\u53ef\u80fd\u4e0e\u52a0\u5bc6\u8d27\u5e01\u76f8\u5173\u7684\u66f4\u5e7f\u6cdb\u6d3b\u52a8\u7eb3\u5165\u5176\u4e2d\u3002\u8fd9\u4f7f\u5f97\u76d1\u7ba1\u673a\u6784\u66f4\u5bb9\u6613\u8ffd\u8e2a\u548c\u60e9\u7f5a\u975e\u6cd5\u6d3b\u52a8\u3002<\/li>\n\n\n\n<li><strong>\u66f4\u4e25\u5389\u7684\u60e9\u7f5a<\/strong>\uff1a\u8be5\u6307\u4ee4\u52a0\u5927\u4e86\u4e0d\u5408\u89c4\u884c\u4e3a\u7684\u5904\u7f5a\u529b\u5ea6\uff0c\u65e8\u5728\u8ba9\u52a0\u5bc6\u8d27\u5e01\u63d0\u4f9b\u5546\u5bf9\u9632\u6b62\u6d17\u94b1\u6d3b\u52a8\u627f\u62c5\u66f4\u591a\u8d23\u4efb\u3002<\/li>\n\n\n\n<li><strong>\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5<\/strong>\uff1a\u5b83\u8fd8\u5bf9 VASP \u63d0\u51fa\u4e86\u66f4\u4e25\u683c\u7684\u5c3d\u804c\u8c03\u67e5\u8981\u6c42\uff0c\u5305\u62ec\u5728\u53d1\u73b0\u53ef\u7591\u6d3b\u52a8\u6216\u4ea4\u6613\u65f6\u52a0\u5f3a\u5ba2\u6237\u68c0\u67e5\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u8fd9\u4e9b\u63aa\u65bd\u4f7f\u5f97\u52a0\u5bc6\u8d27\u5e01\u516c\u53f8\u66f4\u96be\u5ffd\u89c6\u5176\u9884\u9632\u91d1\u878d\u72af\u7f6a\u7684\u8d23\u4efb\uff0c\u5e76\u786e\u4fdd\u76d1\u7ba1\u673a\u6784\u62e5\u6709\u6253\u51fb\u52a0\u5bc6\u8d27\u5e01\u9886\u57df\u975e\u6cd5\u6d3b\u52a8\u6240\u9700\u7684\u5de5\u5177\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u52a0\u5bc6\u8d44\u4ea7\u5e02\u573a (MiCA) \u76d1\u7ba1\u7684\u5230\u6765<\/h2>\n\n\n\n<p>\u968f\u7740\u52a0\u5bc6\u8d27\u5e01\u8d8a\u6765\u8d8a\u53d7\u6b22\u8fce\uff0c\u6b27\u6d32\u5f00\u59cb\u5236\u5b9a\u66f4\u5168\u9762\u3001\u66f4\u5168\u9762\u7684\u76d1\u7ba1\u6846\u67b6\u3002\u8fd9\u4f53\u73b0\u5728 <a href=\"https:\/\/www.complycube.com\/zh\/%e4%ba%91%e6%af%8d%e7%9b%91%e7%ae%a1%e5%92%8c-rwa-%e7%9a%84%e6%9c%aa%e6%9d%a5\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u52a0\u5bc6\u8d44\u4ea7\u76d1\u7ba1\u5e02\u573a (MiCA)<\/a>\u8fd9\u662f\u6b27\u76df\u4e8e 2020 \u5e74 9 \u6708\u63d0\u51fa\u7684\u4e00\u9879\u5177\u6709\u91cc\u7a0b\u7891\u610f\u4e49\u7684\u7acb\u6cd5\uff0c\u9884\u8ba1\u5c06\u5728\u672a\u6765\u51e0\u5e74\u5185\u5b8c\u6210\u5e76\u5b9e\u65bd\u3002<\/p>\n\n\n\n<p>MiCA \u65e8\u5728\u89c4\u8303\u66f4\u5e7f\u6cdb\u7684\u52a0\u5bc6\u8d44\u4ea7\u5e02\u573a\u5e76\u586b\u8865\u73b0\u6709\u6cd5\u89c4\u7684\u7a7a\u767d\uff0c\u4e3a\u6574\u4e2a\u6b27\u76df\u7684\u52a0\u5bc6\u8d27\u5e01\u76d1\u7ba1\u63d0\u4f9b\u7edf\u4e00\u7684\u65b9\u6cd5\u3002\u867d\u7136 MiCA \u4e3b\u8981\u5173\u6ce8\u5e02\u573a\u8bda\u4fe1\u3001\u6295\u8d44\u8005\u4fdd\u62a4\u548c\u91d1\u878d\u7a33\u5b9a\uff0c\u4f46\u5b83\u4e5f\u5c06\u5bf9\u53cd\u6d17\u94b1\u4ea7\u751f\u91cd\u5927\u5f71\u54cd\u3002<\/p>\n\n\n\n<p><strong>MiCA \u7684\u5173\u952e\u8981\u7d20\u5305\u62ec\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4ee3\u5e01\u5206\u7c7b<\/strong>\uff1aMiCA \u5f15\u5165\u4e86\u52a0\u5bc6\u8d44\u4ea7\u5206\u7c7b\u7cfb\u7edf\uff0c\u8be5\u7cfb\u7edf\u5c06\u786e\u5b9a\u9002\u7528\u4e8e\u6bcf\u79cd\u6570\u5b57\u8d44\u4ea7\u7684\u76d1\u7ba1\u6846\u67b6\u3002\u5176\u4e2d\u5305\u62ec&nbsp;<strong>\u5b9e\u7528\u4ee3\u5e01<\/strong>,&nbsp;<strong>\u7a33\u5b9a\u5e01<\/strong>\uff0c \u548c&nbsp;<strong>\u5b89\u5168\u4ee4\u724c<\/strong>.<\/li>\n\n\n\n<li><strong>\u6240\u6709\u53c2\u4e0e\u8005\u7684\u53cd\u6d17\u94b1\u5408\u89c4\u6027<\/strong>\uff1a\u4e0e\u4e4b\u524d\u7684\u6cd5\u89c4\u7c7b\u4f3c\uff0cMiCA \u52a0\u5f3a\u4e86\u53cd\u6d17\u94b1\u5408\u89c4\u6027\uff0c\u5c06\u4e49\u52a1\u6269\u5c55\u5230\u52a0\u5bc6\u751f\u6001\u7cfb\u7edf\u4e2d\u6d89\u53ca\u7684\u6240\u6709\u5404\u65b9\uff0c\u5305\u62ec\u53d1\u884c\u4eba\u3001\u4ea4\u6613\u6240\u3001\u94b1\u5305\u63d0\u4f9b\u5546\u548c\u6258\u7ba1\u4eba\u3002<\/li>\n\n\n\n<li><strong>\u7a33\u5b9a\u5e01\u7684\u76d1\u7ba1<\/strong>\uff1a\u7a33\u5b9a\u5e01\u7684\u5174\u8d77\u5f15\u53d1\u4e86\u4eba\u4eec\u5bf9\u5176\u53ef\u80fd\u7ed5\u8fc7\u4f20\u7edf\u91d1\u878d\u4f53\u7cfb\u7684\u62c5\u5fe7\u3002MiCA \u901a\u8fc7\u5bf9\u7a33\u5b9a\u5e01\u53d1\u884c\u4eba\u5b9e\u65bd\u66f4\u4e25\u683c\u7684\u89c4\u5219\u6765\u89e3\u51b3\u8fd9\u4e9b\u62c5\u5fe7\uff0c\u4ee5\u786e\u4fdd\u5176\u7a33\u5b9a\u6027\u5e76\u9075\u5b88\u53cd\u6d17\u94b1\u534f\u8bae\u3002<\/li>\n\n\n\n<li><strong>\u8de8\u5883\u76d1\u7ba1<\/strong>\uff1aMiCA \u5728\u6b27\u76df\u6210\u5458\u56fd\u4e4b\u95f4\u5f15\u5165\u4e86\u66f4\u52a0\u4e00\u81f4\u548c\u900f\u660e\u7684\u76d1\u7ba1\u65b9\u6cd5\uff0c\u4fc3\u8fdb\u4e86\u56fd\u5bb6\u5f53\u5c40\u4e4b\u95f4\u7684\u5408\u4f5c\uff0c\u5e76\u4e3a\u4f01\u4e1a\u521b\u9020\u4e86\u66f4\u52a0\u65e0\u7f1d\u7684\u73af\u5883\u3002<\/li>\n<\/ul>\n\n\n\n<p>MiCA \u53ef\u80fd\u4f1a\u4e3a\u6b27\u76df\u7684\u52a0\u5bc6\u8d27\u5e01\u5e02\u573a\u5e26\u6765\u66f4\u5927\u7684\u6e05\u6670\u5ea6\u548c\u4e00\u81f4\u6027\uff0c\u7279\u522b\u662f\u5728\u53cd\u6d17\u94b1\u4e49\u52a1\u65b9\u9762\u3002\u4e00\u65e6\u5b9e\u65bd\uff0c\u5b83\u5c06\u521b\u5efa\u4e00\u79cd\u66f4\u52a0\u6807\u51c6\u5316\u7684\u52a0\u5bc6\u8d27\u5e01\u76d1\u7ba1\u65b9\u6cd5\uff0c\u5e76\u4e3a\u5728\u6b27\u76df\u5883\u5185\u8de8\u5883\u8fd0\u8425\u7684\u52a0\u5bc6\u8d27\u5e01\u516c\u53f8\u63d0\u4f9b\u660e\u786e\u7684\u671f\u671b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e25\u5389\u6253\u51fb\u9690\u79c1\u5e01&nbsp;<\/h2>\n\n\n\n<p>\u9690\u79c1\u5e01\u7684\u5de5\u4f5c\u539f\u7406\u4e0e\u516c\u5171\u533a\u5757\u94fe\u7f51\u7edc\u4e2d\u4f7f\u7528\u7684\u4efb\u4f55\u52a0\u5bc6\u8d27\u5e01\u4e00\u6837\uff0c\u4f46\u5177\u6709\u589e\u5f3a\u9690\u79c1\u7684\u529f\u80fd\u3002\u8fd9\u4f7f\u5f97\u5b83\u4eec\u5bf9\u6b3a\u8bc8\u8005\u66f4\u5177\u5438\u5f15\u529b<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u66f4\u52a0\u5173\u6ce8\u9690\u79c1\u5e01<\/strong>\uff1aMonero \u548c Zcash \u7b49\u9690\u79c1\u5e01\u63d0\u4f9b\u4e86\u589e\u5f3a\u7684\u533f\u540d\u6027\uff0c\u8fd9\u5bf9\u76d1\u7ba1\u673a\u6784\u6765\u8bf4\u662f\u4e00\u4e2a\u6311\u6218\u3002\u968f\u7740\u8fd9\u4e9b\u8d27\u5e01\u7684\u4f7f\u7528\u8d8a\u6765\u8d8a\u5e7f\u6cdb\uff0c\u6b27\u76df\u53ef\u80fd\u4f1a\u5f15\u5165\u8fdb\u4e00\u6b65\u7684\u9650\u5236\uff0c\u4ee5\u786e\u4fdd\u5b83\u4eec\u4e0d\u4f1a\u52a9\u957f\u975e\u6cd5\u6d3b\u52a8\u3002<\/li>\n\n\n\n<li><strong>\u8de8\u5883\u5408\u4f5c<\/strong>\uff1a\u7531\u4e8e\u52a0\u5bc6\u8d27\u5e01\u672c\u8d28\u4e0a\u662f\u5168\u7403\u6027\u7684\uff0c\u6b27\u76df\u7684\u76d1\u7ba1\u65b9\u5f0f\u53ef\u80fd\u9700\u8981\u4e0e\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u548c G7 \u7b49\u5176\u4ed6\u56fd\u9645\u673a\u6784\u6301\u7eed\u5408\u4f5c\uff0c\u4ee5\u786e\u4fdd\u4e00\u81f4\u6027\u5e76\u9632\u6b62\u76d1\u7ba1\u5957\u5229\u3002<\/li>\n\n\n\n<li><strong>\u52a0\u5f3a\u6267\u6cd5<\/strong>\uff1a\u968f\u7740\u52a0\u5bc6\u8d27\u5e01\u7684\u91c7\u7528\u4e0d\u65ad\u589e\u957f\uff0c\u76d1\u7ba1\u673a\u6784\u9884\u8ba1\u5c06\u5728\u6267\u6cd5\u673a\u5236\u4e2d\u6295\u5165\u66f4\u591a\u8d44\u6e90\uff0c\u5229\u7528\u6280\u672f\u8ffd\u8e2a\u4ea4\u6613\u5e76\u5b9e\u65f6\u8bc6\u522b\u53ef\u7591\u6d3b\u52a8\u3002<\/li>\n\n\n\n<li><strong>\u4e0d\u65ad\u53d1\u5c55\u7684 KYC \u548c\u4ea4\u6613\u76d1\u63a7<\/strong>\uff1a\u53bb\u4e2d\u5fc3\u5316\u91d1\u878d (DeFi) \u548c\u975e\u6258\u7ba1\u670d\u52a1\u7684\u5174\u8d77\u5bf9\u4f20\u7edf\u7684 KYC \u548c AML \u534f\u8bae\u63d0\u51fa\u4e86\u6311\u6218\u3002\u672a\u6765\u7684\u6cd5\u89c4\u53ef\u80fd\u9700\u8981\u4e0d\u65ad\u53d1\u5c55\u4ee5\u9002\u5e94\u8fd9\u4e9b\u65b0\u6280\u672f\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7684\u6f14\u53d8 <a href=\"https:\/\/www.complycube.com\/zh\/%e5%8a%a0%e5%af%86%e5%8f%8d%e6%b4%97%e9%92%b1%e5%90%88%e8%a7%84%e7%a1%ae%e4%bf%9d%e8%a1%8c%e4%b8%9a%e5%ae%89%e5%85%a8\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u52a0\u5bc6\u8d27\u5e01\u7684\u53cd\u6d17\u94b1\u6cd5\u89c4<\/a> 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class=\"wp-block-heading\">\u5c55\u671b\u6b27\u6d32\u52a0\u5bc6\u8d27\u5e01\u76d1\u7ba1\u7684\u672a\u6765<\/h2>\n\n\n\n<p>\u968f\u7740 MiCA \u548c\u5176\u4ed6\u76d1\u7ba1\u66f4\u65b0\u7684\u51fa\u73b0\uff0c\u6b27\u6d32\u7684\u52a0\u5bc6\u8d27\u5e01\u6cd5\u89c4\u5c06\u7ee7\u7eed\u53d1\u5c55\u4ee5\u5e94\u5bf9\u65b0\u7684\u6311\u6218\u548c\u673a\u9047\u3002\u5bf9\u4e8e\u5728\u8fd9\u4e2a\u9886\u57df\u8fd0\u8425\u7684\u4f01\u4e1a\u6765\u8bf4\uff0c\u53ca\u65f6\u4e86\u89e3\u5e76\u9075\u5b88\u4e0d\u65ad\u53d1\u5c55\u7684\u53cd\u6d17\u94b1\u6cd5\u89c4\u5bf9\u4e8e\u786e\u4fdd\u5728\u8fd9\u4e2a\u5feb\u901f\u53d1\u5c55\u7684\u884c\u4e1a\u4e2d\u6301\u7eed\u53d6\u5f97\u6210\u529f\u548c\u5408\u6cd5\u6027\u81f3\u5173\u91cd\u8981\u3002\u5728 ComplyCube \u4e0a\u4e86\u89e3\u6709\u5173\u52a0\u5bc6\u8d27\u5e01\u53cd\u6d17\u94b1\u5408\u89c4\u6027\u7684\u66f4\u591a\u4fe1\u606f <a href=\"https:\/\/www.complycube.com\/zh\/%e7%94%a8%e4%be%8b\/%e8%a1%8c%e4%b8%9a\/%e5%8a%a0%e5%af%86%e8%b4%a7%e5%b8%81\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u52a0\u5bc6\u5408\u89c4\u4fe1\u4efb\u8282\u70b9\u3002 <\/a><\/p>\n\n\n\n<p>\u5982\u9700\u4e86\u89e3\u5982\u4f55\u5229\u7528\u5148\u8fdb\u7684\u53cd\u6d17\u94b1\u57fa\u7840\u8bbe\u65bd\u52a0\u5f3a\u60a8\u7684\u52a0\u5bc6\u8d27\u5e01\u4e1a\u52a1\uff0c\u8bf7\u8054\u7cfb\u6211\u4eec\u7684 <a href=\"https:\/\/www.complycube.com\/zh\/%e6%8e%a5%e8%a7%a6\/%e8%81%94%e7%b3%bb%e9%94%80%e5%94%ae\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u5408\u89c4\u4e13\u5bb6<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/12\/5-1-1024x577.jpg\" alt=\"\u751f\u7269\u7279\u5f81\u8eab\u4efd\u9a8c\u8bc1\u3001\u751f\u7269\u7279\u5f81\u68c0\u67e5\u3001\u9762\u90e8\u751f\u7269\u7279\u5f81\u8bc6\u522b\u3001\" class=\"wp-image-22835\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/12\/5-1-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/12\/5-1-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/12\/5-1-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/12\/5-1-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/12\/5-1-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/12\/5-1-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>\u6b27\u6d32\u5728\u5168\u7403\u8303\u56f4\u5185\u5f15\u9886\u52a0\u5bc6\u8d27\u5e01\u9886\u57df\u7684\u76d1\u7ba1\uff0c\u5176\u4e2d\u6700\u91cd\u8981\u7684\u8fdb\u5c55\u4e4b\u4e00\u5c31\u662f\u51fa\u53f0\u4e13\u95e8\u9488\u5bf9\u52a0\u5bc6\u8d27\u5e01\u7684\u53cd\u6d17\u94b1 (AML) \u6cd5\u89c4\u3002 <\/p>","protected":false},"author":24,"featured_media":23539,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[62],"class_list":["post-23521","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-crypto-regulations"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/23521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/comments?post=23521"}],"version-history":[{"count":11,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/23521\/revisions"}],"predecessor-version":[{"id":30547,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/23521\/revisions\/30547"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/media\/23539"}],"wp:attachment":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/media?parent=23521"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/categories?post=23521"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/tags?post=23521"}],"curies":[{"name":"\u53ef\u6e7f\u6027\u7c89\u5242","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}