{"id":22664,"date":"2024-11-12T10:30:00","date_gmt":"2024-11-12T10:30:00","guid":{"rendered":"https:\/\/www.complycube.com\/?p=22664"},"modified":"2025-09-11T10:30:43","modified_gmt":"2025-09-11T10:30:43","slug":"%e9%87%87%e7%94%a8%e5%9f%ba%e4%ba%8e%e9%a3%8e%e9%99%a9%e7%9a%84%e6%96%b9%e6%b3%95-%e4%bc%9a%e8%ae%a1%e4%ba%ba%e5%91%98%e5%8f%8d%e6%b4%97%e9%92%b1%e8%bd%af%e4%bb%b6","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/adopting-a-risk-based-approach-aml-software-for-accountants\/","title":{"rendered":"\u91c7\u7528\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\uff1a\u4f1a\u8ba1\u4eba\u5458\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6"},"content":{"rendered":"<p>\u5728\u5f53\u4eca\u65e5\u76ca\u76d1\u7ba1\u7684\u4e16\u754c\uff0c\u82f1\u56fd\u4f1a\u8ba1\u5e08\u9762\u4e34\u7684\u4e0d\u4ec5\u4ec5\u662f\u8d44\u4ea7\u8d1f\u503a\u8868\u548c\u7eb3\u7a0e\u7533\u62a5\u8868\u3002\u6bcf\u4e2a\u5ba2\u6237\u90fd\u5e26\u6765\u56fa\u6709\u98ce\u9669\uff0c\u5982\u679c\u4e0d\u52a0\u4ee5\u63a7\u5236\uff0c\u53ef\u80fd\u4f1a\u635f\u5bb3\u516c\u53f8\u7684\u58f0\u8a89\uff0c\u4f7f\u5176\u9762\u4e34\u7ecf\u6d4e\u5904\u7f5a\uff0c\u751a\u81f3\u5bfc\u81f4\u6cd5\u5f8b\u540e\u679c\u3002\u51c6\u786e\u4e86\u89e3\u60a8\u7684\u5ba2\u6237\u4e0d\u4ec5\u662f\u660e\u667a\u4e4b\u4e3e\uff0c\u800c\u4e14\u662f\u5fc5\u8981\u7684\u3002\u4f1a\u8ba1\u5e08\u7684\u6700\u4f73\u53cd\u6d17\u94b1\u8f6f\u4ef6\u5c06\u9a8c\u8bc1\u6240\u6709\u5fc5\u8981\u7684\u5ba2\u6237\u4fe1\u606f\uff0c\u5305\u62ec\u5ba2\u6237\u7ec4\u7ec7\u7684\u6cd5\u5f8b\u7ed3\u6784\u3001\u6240\u6709\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba (UBO) \u7684\u8eab\u4efd\u7b49\u7b49\u3002\u4f1a\u8ba1\u5e08\u7684 KYC \u53ef\u786e\u4fdd\u516c\u53f8\u4fdd\u6301\u5f3a\u5927\u7684\u5408\u89c4\u6d41\u7a0b\u5e76\u4e0e\u7279\u8bb8\u516c\u8ba4\u4f1a\u8ba1\u5e08\u516c\u4f1a (ACCA) \u7b49\u7ba1\u7406\u673a\u6784\u8bbe\u5b9a\u7684\u6388\u6743\u65e0\u7f1d\u8854\u63a5\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u7684\u53cd\u6d17\u94b1\u4e49\u52a1\u00a0<\/h2>\n\n\n\n<p>\u5728\u82f1\u56fd\uff0c\u591a\u9879\u91cd\u8981\u7acb\u6cd5\u89c4\u5b9a\u4e86\u6240\u6709\u91d1\u878d\u673a\u6784\u5fc5\u987b\u9075\u5b88\u7684\u53cd\u6d17\u94b1\u6807\u51c6\uff0c\u4f8b\u5982\u300a2017 \u5e74\u53cd\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u548c\u8d44\u91d1\u8f6c\u79fb\u6761\u4f8b\u300b\u3002\u7279\u8bb8\u516c\u8ba4\u4f1a\u8ba1\u5e08\u516c\u4f1a (ACCA) \u5f3a\u8c03\u4e86\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u7684\u8fd9\u4e9b\u8981\u6c42\uff0c\u5e76\u76d1\u7763\u5176\u6210\u5458\uff0c\u786e\u4fdd\u9075\u5b88\u53cd\u6d17\u94b1\u6cd5\u5f8b\u6cd5\u89c4\u3002\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/images.surferseo.art\/d4e5f1dc-fe3e-4075-9422-1a021c5216fb.jpeg\" alt=\"\u4f1a\u8ba1\u53cd\u6d17\u94b1\u8f6f\u4ef6\uff0c\u98ce\u9669\u7ba1\u7406\u53cd\u6d17\u94b1\u5408\u89c4\u8f6f\u4ef6\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\uff082017\uff09\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u548c\u8d44\u91d1\u8f6c\u79fb\u6761\u4f8b&nbsp;<\/h2>\n\n\n\n<p>2017 \u5e74\u7684\u300a\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u548c\u8d44\u91d1\u8f6c\u79fb\u6761\u4f8b\u300b\u6807\u5fd7\u7740\u82f1\u56fd\u4f1a\u8ba1\u5e08\u5408\u89c4\u65b9\u9762\u7684\u4e00\u4e2a\u8f6c\u6298\u70b9\u3002\u8be5\u7acb\u6cd5\u89c4\u5b9a\u4e86\u66f4\u4e25\u683c\u7684\u6846\u67b6 <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5%e9%81%b5%e5%ae%88\/%e5%ae%a2%e6%88%b7%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5\/\" title=\"\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD)<\/a> \u5b9e\u8df5\uff0c\u8981\u6c42\u66f4\u5f7b\u5e95\u5730\u4e86\u89e3\u6bcf\u4e2a\u5ba2\u6237\u7684\u4e1a\u52a1\u6d3b\u52a8\u3001\u8d22\u52a1\u5386\u53f2\u548c\u6240\u6709\u6743\u7ed3\u6784\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u4e86\u89e3\u5ba2\u6237\u4e1a\u52a1\u7684\u6027\u8d28\u4f7f\u4f1a\u8ba1\u5e08\u80fd\u591f\u8bc6\u522b\u770b\u4f3c\u4e0d\u5bfb\u5e38\u7684\u884c\u4e3a\uff0c\u8fd9\u4e9b\u884c\u4e3a\u53ef\u80fd\u6784\u6210\u00a0<a href=\"https:\/\/www.accaglobal.com\/content\/dam\/ACCA_Global\/Technical\/fact\/tf-ACCA-client-due-diligence-0124.pdf\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u53ef\u7591\u6d3b\u52a8<\/a>\u00a0\u7ed3\u5408\u5df2\u77e5\u7684\u5ba2\u6237\u80cc\u666f\u8fdb\u884c\u8003\u8651\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u4e3a\u4e86\u5145\u5206\u4e86\u89e3\u5ba2\u6237\u7684\u4e1a\u52a1\u8fd0\u8425\u548c\u5229\u76ca\u7684\u6027\u8d28\uff0c\u4f1a\u8ba1\u5e08\u5fc5\u987b\u4f7f\u7528\u6b63\u786e\u7684 KYC \u6d41\u7a0b\u6765\u8bc6\u522b\u4ee5\u4e0b\u5185\u5bb9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5ba2\u6237\u7ec4\u7ec7\u7684\u6cd5\u5f8b\u7ed3\u6784\u3002\u4f5c\u4e3a\u9a8c\u8bc1\u8fc7\u7a0b\u7684\u4e00\u90e8\u5206\uff0c\u5e94\u67e5\u9605\u516c\u53f8\u6ce8\u518c\u8bc1\u4e66\u3001\u80a1\u6743\u660e\u7ec6\u6216\u5408\u4f5c\u534f\u8bae\u3002<\/li>\n\n\n\n<li>\u4f01\u4e1a\u5f00\u59cb\u8425\u4e1a\u7684\u65e5\u671f\u3002&nbsp;<\/li>\n\n\n\n<li>\u6839\u636e\u7279\u8bb8\u516c\u8ba4\u4f1a\u8ba1\u5e08\u516c\u4f1a (ACCA) \u7684\u89c4\u5b9a\uff0c\u6240\u6709\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba (UBO)\u3001\u8463\u4e8b\u4ee5\u53ca\u5bf9\u7ec4\u7ec7\u6709\u91cd\u5927\u63a7\u5236\u6743\u7684\u4efb\u4f55\u5176\u4ed6\u8eab\u4efd\u90fd\u5fc5\u987b\u901a\u8fc7\u6587\u4ef6\u68c0\u67e5\u548c\u5730\u5740\u8bc1\u660e\u68c0\u67e5\u8fdb\u884c\u9a8c\u8bc1\u3002\u4f46\u662f\uff0c\u751f\u7269\u7279\u5f81\u6d3b\u4f53\u68c0\u67e5\u53ef\u4ee5\u8fdb\u4e00\u6b65\u5de9\u56fa\u4f1a\u8ba1\u7684\u8fd9\u4e00\u6d41\u7a0b\uff0c\u5e2e\u52a9\u53d1\u73b0\u53ef\u80fd\u7ed5\u8fc7\u6807\u51c6\u6587\u4ef6\u68c0\u67e5\u7684\u66f4\u590d\u6742\u7684\u8eab\u4efd\u6b3a\u8bc8\u6848\u4ef6\u3002&nbsp;<\/li>\n\n\n\n<li>ACCA \u8fd8\u8981\u6c42\u8fdb\u884c\u8d1f\u9762\u5a92\u4f53\u76d1\u63a7\uff0c\u4ee5\u786e\u4fdd\u964d\u4f4e\u58f0\u8a89\u548c\u5408\u89c4\u98ce\u9669\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e0d\u826f\u5a92\u4f53\u68c0\u67e5<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e5%85%a8%e7%90%83%e7%ad%9b%e9%80%89\/%e4%b8%8d%e5%88%a9%e5%aa%92%e4%bd%93%e7%9a%84%e6%a0%b8%e6%9f%a5\/\" title=\"\">\u4e0d\u826f\u5a92\u4f53\u68c0\u67e5<\/a> \u6d89\u53ca\u5728\u65b0\u95fb\u548c\u516c\u5171\u8d44\u6e90\u4e2d\u641c\u7d22\u4e0e\u4e2a\u4eba\u6216\u5b9e\u4f53\u76f8\u5173\u7684\u8d1f\u9762\u4fe1\u606f\uff0c\u4f8b\u5982\u6d89\u53ca\u6b3a\u8bc8\u3001\u91d1\u878d\u72af\u7f6a\u6216\u5176\u4ed6\u98ce\u9669\u6d3b\u52a8\u3002\u8fd9\u4e9b\u68c0\u67e5\u53ef\u5e2e\u52a9\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u8bc6\u522b\u4e0e\u5ba2\u6237\u6216\u5408\u4f5c\u4f19\u4f34\u76f8\u5173\u7684\u6f5c\u5728\u58f0\u8a89\u6216\u5408\u89c4\u98ce\u9669\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u5982\u679c\u6709\u00a0<a href=\"https:\/\/www.accaglobal.com\/content\/dam\/ACCA_Global\/Technical\/fact\/tf-ACCA-client-due-diligence-0124.pdf\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u76f8\u5173\u8d1f\u9762\u5a92\u4f53<\/a>\u00a0\u4e0e\u5ba2\u6237\u4e00\u8d77\uff0c\u6700\u4f73\u505a\u6cd5\u662f\u641c\u7d22\u5ba2\u6237\u7684\u6ce8\u518c\u540d\u79f0\u3001\u5546\u53f7\uff08\u5982\u679c\u4e0d\u540c\uff09\u4ee5\u53ca\u5ba2\u6237\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba\/\u8463\u4e8b\u7684\u59d3\u540d\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u7136\u800c\uff0c\u5982\u679c\u6ca1\u6709\u80fd\u591f\u81ea\u52a8\u3001\u7cbe\u786e\u5730\u6267\u884c\u6b64\u64cd\u4f5c\u7684\u590d\u6742\u89e3\u51b3\u65b9\u6848\uff0c\u5c1d\u8bd5\u641c\u7d22\u4e0d\u5229\u5a92\u4f53\u53ef\u80fd\u4f1a\u6709\u98ce\u9669\u3002\u6700\u597d\u4f7f\u7528\u53ef\u4ee5\u81ea\u52a8\u8fd0\u884c\u6b64\u8fc7\u7a0b\u7684 AML \u8f6f\u4ef6\uff0c\u63d0\u4f9b\u6301\u7eed\u7684\u5b9e\u65f6\u76d1\u63a7\u5e76\u901a\u77e5\u5ba2\u6237\u98ce\u9669\u72b6\u6001\u7684\u53d8\u5316\u3002<\/p>\n\n\n\n<p>ACCA \u5f3a\u8c03\uff0c\u53ef\u80fd\u9700\u8981\u8bb0\u5f55\u9ad8\u98ce\u9669\u5ba2\u6237\u7684\u5176\u4ed6\u4fe1\u606f\uff0c\u4f8b\u5982\uff08\u4f46\u4e0d\u9650\u4e8e\uff09\u5df2\u786e\u5b9a\u7684\u6536\u5165\u6765\u6e90\u3001\u524d\u51e0\u5e74\u7684\u8425\u4e1a\u989d\u3001\u672a\u6765\u6536\u5165\u9884\u6d4b\u4ee5\u53ca\u7ec4\u7ec7\u7684\u8fd0\u8425\u7ed3\u6784\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5bf9\u82f1\u56fd\u53cb\u597d\u578b\u65b9\u6cd5\u7684\u98ce\u9669\u8bc4\u4f30&nbsp;<\/h2>\n\n\n\n<p>\u5728\u8003\u8651\u6700\u4f73\u53cd\u6d17\u94b1\u5408\u89c4\u5b9e\u8df5\u65f6\uff0c\u82f1\u56fd\u652f\u6301\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5 (RBA)\u3002\u98ce\u9669\u8bc4\u4f30\u53ef\u4ee5\u786e\u5b9a\u5fc5\u987b\u6267\u884c\u54ea\u4e9b\u6d41\u7a0b\u624d\u80fd\u6ee1\u8db3\u53cd\u6d17\u94b1\u6cd5\u89c4\u3002\u57fa\u4e8e\u98ce\u9669\u7684\u53cd\u6d17\u94b1\u548c KYC \u5408\u89c4\u65b9\u6cd5\u6700\u65e9\u7531\u82f1\u56fd\u91d1\u878d\u670d\u52a1\u7ba1\u7406\u5c40 (FSA) \u4e8e 2000 \u5e74\u63a8\u51fa\uff0c\u8be5\u673a\u6784\u73b0\u79f0\u4e3a\u82f1\u56fd\u4e3b\u8981\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40 (FCA)\u3002<\/p>\n\n\n\n<p>\u540c\u6837\uff0c2012 \u5e74\uff0cFATF \u4e5f\u6b63\u5f0f\u91c7\u7528 RBA \u4f5c\u4e3a\u6838\u5fc3\u76d1\u7ba1\u539f\u5219\u3002\u9ad8\u98ce\u9669\u5ba2\u6237\u9700\u8981\u989d\u5916\u7684\u5c3d\u804c\u8c03\u67e5\uff0c\u4ee5\u786e\u4fdd\u53cd\u6d17\u94b1\u5408\u89c4\u6d41\u7a0b\u7b26\u5408\u76d1\u7ba1\u8981\u6c42\u3002\u6839\u636e\u82f1\u56fd\uff08FCA\uff09\u548c\u56fd\u9645\uff08FATF\uff09\u7684\u6307\u5bfc\uff0c\u5ba2\u6237\u5165\u804c\u5fc5\u987b\u533a\u5206\u4f4e\u98ce\u9669\u548c\u9ad8\u98ce\u9669\u5ba2\u6237\u3002\u6709\u5173 RBA \u7684\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u9605\u8bfb\u201c<a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%9f%ba%e4%ba%8e%e9%a3%8e%e9%99%a9%e7%9a%84%e6%96%b9%e6%b3%95\/\" title=\"\">\u4ec0\u4e48\u662f\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5 (RBA)\uff1f<\/a>\u201c<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u662f\u4ec0\u4e48\u6837\u7684\uff1f<\/h2>\n\n\n\n<p>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u662f\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u53ef\u80fd\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u5b9e\u65bd\u7684\u4e00\u9879\u5168\u9762\u5ba1\u67e5\u6d41\u7a0b\uff0c\u4ee5\u786e\u4fdd\u9075\u5b88\u53cd\u6d17\u94b1 (AML) \u6cd5\u89c4\u3002\u5b83\u6d89\u53ca\u6536\u96c6\u66f4\u591a\u4fe1\u606f\u4ee5\u8bc4\u4f30\u548c\u51cf\u8f7b\u4e0e\u4e1a\u52a1\u5173\u7cfb\u76f8\u5173\u7684\u6f5c\u5728\u98ce\u9669\u3002<\/p>\n\n\n\n<p>ACCA \u6307\u51fa\uff0c\u201c\u516c\u53f8\u5fc5\u987b\u786e\u4fdd<a href=\"https:\/\/www.accaglobal.com\/content\/dam\/ACCA_Global\/Technical\/fact\/tf-ACCA-client-due-diligence-0124.pdf\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\"> \u8fdb\u884c EDD<\/a> \u9488\u5bf9\u6240\u6709\u4f4d\u4e8e\u3001\u4e0e\u6216\u5411\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4 (FATF) \u5b9a\u4e49\u7684\u9ad8\u98ce\u9669\u7b2c\u4e09\u56fd\u8fdb\u884c\u4ea4\u6613\u4e14\u5728\u82f1\u56fd\u8d22\u653f\u90e8\u54a8\u8be2\u901a\u77e5\u4e2d\u88ab\u70b9\u540d\u7684\u9ad8\u98ce\u9669\u7b2c\u4e09\u56fd\u7684\u5ba2\u6237\uff1a\u9ad8\u98ce\u9669\u7b2c\u4e09\u56fd\u3002\u201d<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/images.surferseo.art\/b45a749e-5d6d-4713-88ad-e677530422cd.jpeg\" alt=\"\u53cd\u6d17\u94b1\u8f6f\u4ef6\u63d0\u4f9b\u5546\u548c\u53cd\u6d17\u94b1\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848 \"\/><\/figure>\n\n\n\n<p>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u6d41\u7a0b\u901a\u8fc7\u4ee5\u4e0b\u65b9\u6cd5\u786e\u4fdd\u4e1a\u52a1\u9a8c\u8bc1\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8bc6\u522b\u9ad8\u98ce\u9669\u5ba2\u6237\u548c\u4ea4\u6613\uff1a<\/strong> \u6839\u636e\u65e2\u5b9a\u7684\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\u548c\u9608\u503c\u8bc6\u522b\u9700\u8981 EDD \u7684\u4e2a\u4eba\u6216\u4ea4\u6613\u3002<\/li>\n\n\n\n<li><strong>\u6536\u96c6\u66f4\u591a\u4fe1\u606f<\/strong>\uff1a\u83b7\u53d6\u8865\u5145\u6587\u4ef6\u4ee5\u9a8c\u8bc1\u5ba2\u6237\u7684\u8eab\u4efd\u3001\u8d44\u91d1\u6765\u6e90\u548c\u6240\u6d89\u53ca\u7684\u8d22\u5bcc\uff0c\u4ece\u800c\u6df1\u5165\u4e86\u89e3\u4e0e\u4e1a\u52a1\u5173\u7cfb\u76f8\u5173\u7684\u98ce\u9669\u3002<\/li>\n\n\n\n<li><strong>\u5206\u6790\u8d22\u52a1\u6d3b\u52a8<\/strong>\uff1a\u5ba1\u67e5\u5ba2\u6237\u7684\u8d22\u52a1\u4ea4\u6613\u3001\u4e1a\u52a1\u76f8\u5173\u6587\u4ef6\u548c\u4ea4\u6613\u5386\u53f2\u4ee5\u8bc4\u4f30\u5408\u6cd5\u6027\u3002<\/li>\n\n\n\n<li><strong>\u8c03\u67e5\u5371\u9669\u4fe1\u53f7<\/strong>\uff1a\u68c0\u67e5\u4efb\u4f55\u5f02\u5e38\u6d3b\u52a8\uff0c\u4f8b\u5982\u6765\u81ea\u672a\u77e5\u7b2c\u4e09\u65b9\u7684\u4ed8\u6b3e\uff0c\u5e76\u5411\u9002\u5f53\u7684\u5185\u90e8\u6216\u5916\u90e8\u90e8\u95e8\u4e0a\u62a5\u95ee\u9898\u3002<\/li>\n\n\n\n<li><strong>\u8bb0\u5f55\u8c03\u67e5\u7ed3\u679c<\/strong>\uff1a\u5728\u6574\u4e2a\u98ce\u9669\u8bc4\u4f30\u548c\u4e0e\u5ba2\u6237\u7684\u6301\u7eed\u5173\u7cfb\u8fc7\u7a0b\u4e2d\u4fdd\u5b58\u8be6\u7ec6\u8bb0\u5f55\uff0c\u786e\u4fdd\u4e3a\u5408\u89c4\u76ee\u7684\u63d0\u4f9b\u5168\u9762\u7684\u5ba1\u8ba1\u8ddf\u8e2a\u3002<\/li>\n\n\n\n<li><strong>\u4f7f\u7528 AML \u8f6f\u4ef6\u8fdb\u884c\u6301\u7eed\u76d1\u63a7<\/strong>\uff1a\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u4fdd\u6301\u6301\u7eed\u7684\u76d1\u63a7\u7b56\u7565\uff0c\u4ee5\u786e\u4fdd\u4ed6\u4eec\u7684\u98ce\u9669\u72b6\u51b5\u51c6\u786e\u4e14\u6700\u65b0\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u6709\u5173\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u7684\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u9605\u8bfb\u201c<a href=\"https:\/\/www.complycube.com\/zh\/%e5%8a%a0%e5%bc%ba%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5-edd-%e8%a7%81%e8%a7%a3%e5%92%8c%e6%8c%91%e6%88%98\/\" title=\"\">\u63a2\u7d22\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\u7684\u4e16\u754c\u3002<\/a>\u201c<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5bfb\u627e\u6700\u9002\u5408\u60a8\u7684\u5408\u89c4\u9700\u6c42\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/images.surferseo.art\/68f7e92d-afb4-4364-a954-4d8aaf3247a2.jpeg\" alt=\"\u9762\u5411\u4f1a\u8ba1\u5e08\u548c\u6d17\u94b1\u62a5\u544a\u5458\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6 \"\/><\/figure>\n\n\n\n<p>\u6bcf\u5bb6\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u5728\u5b9e\u73b0\u5408\u89c4\u65b9\u9762\u90fd\u4f1a\u9762\u4e34\u72ec\u7279\u7684\u6311\u6218\uff0c\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u4e00\u5200\u5207\u7684\u65b9\u6cd5\u5e76\u4e0d\u603b\u662f\u6700\u597d\u7684\u3002\u6cd5\u52a1\u4f1a\u8ba1\u5e08\u517c MLRO \u652f\u6301\u603b\u76d1 David Winch \u8868\u793a\uff1a\u201c\u6bcf\u5bb6\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u90fd\u662f\u72ec\u4e00\u65e0\u4e8c\u7684\u2014\u2014\u5c24\u5176\u662f\u56e0\u4e3a\u5176\u5408\u4f19\u4eba\u62e5\u6709\u72ec\u7279\u7684\u7ecf\u9a8c\u3001\u77e5\u8bc6\u548c\u5174\u8da3\u3002\u5728\u6211\u770b\u6765\uff0c\u6bcf\u5bb6\u516c\u53f8\u7684\u53cd\u6d17\u94b1\u5408\u89c4\u6027\u4e5f\u5fc5\u987b\u662f\u72ec\u4e00\u65e0\u4e8c\u7684\u3002\u201d<\/p>\n\n\n\n<p>\u5bfb\u627e\u4e00\u4e2a\u53ef\u4ee5\u5b9a\u5236\u89e3\u51b3\u65b9\u6848\u7684\u5e73\u53f0\u662f\u5fc5\u8981\u7684\uff0c\u56e0\u4e3a\u4e0d\u540c\u7684\u4f1a\u8ba1\u5e08\u53ef\u80fd\u6709\u4e0d\u540c\u7684\u9700\u6c42\u3002\u4e00\u4e9b\u4f8b\u5b50\u53ef\u80fd\u5305\u62ec\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u5ba2\u6237\u7fa4\u591a\u6837\u6027<\/strong>\uff1a\u4e0e\u4e3b\u8981\u4e3a\u4f4e\u98ce\u9669\u5ba2\u6237\u6216\u4e2a\u4eba\u63d0\u4f9b\u670d\u52a1\u7684\u516c\u53f8\u76f8\u6bd4\uff0c\u4e3a\u623f\u5730\u4ea7\u6216\u5916\u56fd\u6295\u8d44\u7b49\u884c\u4e1a\u7684\u9ad8\u98ce\u9669\u5ba2\u6237\u63d0\u4f9b\u670d\u52a1\u7684\u516c\u53f8\u53ef\u80fd\u9700\u8981\u66f4\u5f3a\u5927\u7684\u8d1f\u9762\u5a92\u4f53\u7b5b\u9009\u548c\u6301\u7eed\u76d1\u63a7\u89e3\u51b3\u65b9\u6848\u3002<\/li>\n\n\n\n<li><strong>\u516c\u53f8\u89c4\u6a21\u548c\u8d44\u6e90<\/strong>\uff1a\u89c4\u6a21\u8f83\u5c0f\u7684\u516c\u53f8\u53ef\u80fd\u9700\u8981\u66f4\u5177\u6210\u672c\u6548\u76ca\u3001\u66f4\u7cbe\u7b80\u7684\u53cd\u6d17\u94b1\u5de5\u5177\uff0c\u4e14\u4e0d\u4f1a\u7ed9\u6709\u9650\u7684\u8d44\u6e90\u5e26\u6765\u8fc7\u91cd\u8d1f\u62c5\uff0c\u800c\u62e5\u6709\u66f4\u5e7f\u6cdb\u5ba2\u6237\u7fa4\u7684\u89c4\u6a21\u8f83\u5927\u7684\u516c\u53f8\u53ef\u80fd\u4f1a\u53d7\u76ca\u4e8e\u9ad8\u7ea7\u5206\u6790\u548c\u53ef\u5b9a\u5236\u529f\u80fd\uff0c\u4ece\u800c\u66f4\u6df1\u5165\u5730\u4e86\u89e3\u5ba2\u6237\u98ce\u9669\u3002<\/li>\n\n\n\n<li><strong>\u76d1\u7ba1\u7ba1\u8f96\u6743<\/strong>\uff1a\u5728\u56fd\u9645\u4e0a\u8fd0\u8425\u7684\u516c\u53f8\u9700\u8981\u7b26\u5408\u591a\u79cd\u76d1\u7ba1\u6846\u67b6\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6\uff0c\u800c\u4ec5\u4e13\u6ce8\u4e8e\u82f1\u56fd\u5ba2\u6237\u7684\u516c\u53f8\u53ef\u80fd\u4f1a\u4f18\u5148\u8003\u8651\u7b26\u5408 ACCA \u548c\u82f1\u56fd\u53cd\u6d17\u94b1\u6cd5\u89c4\u7684\u672c\u5730\u5408\u89c4\u529f\u80fd\u3002<\/li>\n\n\n\n<li><strong>\u6240\u9700\u7684\u81ea\u52a8\u5316\u6c34\u5e73<\/strong>\uff1a\u5ba2\u6237\u6570\u91cf\u8f83\u591a\u7684\u516c\u53f8\u53ef\u80fd\u9700\u8981\u81ea\u52a8\u5316\u7684 KYC \u6d41\u7a0b\u6765\u6709\u6548\u7ba1\u7406\u5165\u804c\uff0c\u800c\u5ba2\u6237\u6570\u91cf\u8f83\u5c0f\u7684\u516c\u53f8\u53ef\u80fd\u66f4\u559c\u6b22\u624b\u52a8\u9a8c\u8bc1\u6765\u7ef4\u6301\u4e2a\u6027\u5316\u7684\u5ba2\u6237\u670d\u52a1\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u53ef\u5b9a\u5236\u7684\u53cd\u6d17\u94b1\u89e3\u51b3\u65b9\u6848\u4f7f\u516c\u53f8\u80fd\u591f\u6ee1\u8db3\u8fd9\u4e9b\u4e0d\u540c\u7684\u9700\u6c42\uff0c\u786e\u4fdd\u7b26\u5408\u5176\u72ec\u7279\u5ba2\u6237\u8d44\u6599\u3001\u8d44\u6e90\u53ef\u7528\u6027\u548c\u76d1\u7ba1\u73af\u5883\u7684\u5408\u89c4\u6027\u3002\u627e\u5230\u4e00\u4e2a\u5177\u6709\u8fd9\u79cd\u9002\u5e94\u6027\u7684\u5e73\u53f0\u81f3\u5173\u91cd\u8981\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ComplyCube \u4e3a\u4f1a\u8ba1\u5e08\u63d0\u4f9b\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6&nbsp;<\/h2>\n\n\n\n<p>ComplyCube \u63d0\u4f9b\u6700\u5148\u8fdb\u7684\u53cd\u6d17\u94b1 (AML)\u3001\u4e86\u89e3\u4f60\u7684\u5ba2\u6237 (KYC) \u548c\u8eab\u4efd\u9a8c\u8bc1 (IDV) <a href=\"https:\/\/www.complycube.com\/zh\/%e7%94%a8%e4%be%8b\/%e8%a1%8c%e4%b8%9a\/%e4%bc%9a%e8%ae%a1%e5%90%88%e8%a7%84\/\" title=\"\">\u4f1a\u8ba1\u5e08\u89e3\u51b3\u65b9\u6848<\/a>\uff0c\u8f7b\u677e\u786e\u4fdd\u82f1\u56fd\u4f01\u4e1a\u5408\u89c4\u3002\u82f1\u56fd\u4f1a\u8ba1\u5e08\u53ef\u4ee5\u5b9e\u65bd\u5b9a\u5236\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848\uff0c\u4ee5\u9002\u5e94\u4e0d\u540c\u5ba2\u6237\u7c7b\u578b\u7684\u7279\u5b9a\u5c3d\u804c\u8c03\u67e5\u8981\u6c42\u3002<\/p>\n\n\n\n<p>\u8be5\u5e73\u53f0\u63d0\u4f9b\u7075\u6d3b\u3001\u53ef\u5b9a\u5236\u7684\u68c0\u67e5\uff0c\u4f8b\u5982\u6587\u6863\u9a8c\u8bc1\u3001\u751f\u7269\u7279\u5f81\u8ba4\u8bc1\u548c\u6d3b\u4f53\u68c0\u6d4b\uff0c\u4f7f\u516c\u53f8\u80fd\u591f\u6839\u636e\u5ba2\u6237\u98ce\u9669\u6c34\u5e73\u548c\u4ea4\u6613\u7c7b\u578b\u8c03\u6574\u5176\u65b9\u6cd5\u3002\u901a\u8fc7\u81ea\u52a8\u5316\u8fd9\u4e9b\u6d41\u7a0b\uff0cComplyCube 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