{"id":22550,"date":"2024-10-28T12:01:45","date_gmt":"2024-10-28T12:01:45","guid":{"rendered":"https:\/\/www.complycube.com\/?p=22550"},"modified":"2024-12-28T09:55:50","modified_gmt":"2024-12-28T09:55:50","slug":"%e9%81%93%e6%98%8e%e9%93%b6%e8%a1%8c%e6%9c%aa%e8%83%bd%e9%81%b5%e5%ae%88%e5%8f%8d%e6%b4%97%e9%92%b1%e8%a7%84%e5%ae%9a","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/","title":{"rendered":"\u9053\u660e\u94f6\u884c\u672a\u9075\u5b88\u53cd\u6d17\u94b1\u89c4\u5b9a"},"content":{"rendered":"<p>\u672c\u6708\uff0c\u591a\u4f26\u591a\u9053\u660e\u94f6\u884c (TD) \u56e0\u53cd\u6d17\u94b1\u5931\u8d25\u800c\u906d\u9047\u53f2\u4e0a\u6700\u9ad8\u53cd\u6d17\u94b1\u7f5a\u6b3e\u4e4b\u4e00\uff0c\u91d1\u989d\u8d85\u8fc7 1600 \u4ebf\u591a\u4f26\u591a\u9053\u660e\u94f6\u884c (TD Bank)\u3002\u5c06\u5176\u7b80\u5355\u5730\u6807\u8bb0\u4e3a\u201c\u5931\u8d25\u201d\u751a\u81f3\u53ef\u80fd\u88ab\u8ba4\u4e3a\u662f\u7c89\u9970\u4e8b\u5b9e\uff0c\u56e0\u4e3a 2019 \u5e74\u81f3 2023 \u5e74\u671f\u95f4\uff0c\u4e09\u4e2a\u6d17\u94b1\u7f51\u7edc\u901a\u8fc7\u9053\u660e\u94f6\u884c\u8d26\u6237\u5171\u8f6c\u79fb\u4e86\u8d85\u8fc7 1600 \u4ebf\u591a\u4f26\u591a\u9053\u660e\u94f6\u884c (TD Bank) \u8d26\u6237\u7684\u8d44\u91d1\u3002\u867d\u7136\u7ec4\u7ec7\u53ef\u80fd\u8ba4\u4e3a\u4ed6\u4eec\u65e0\u6cd5\u627f\u62c5\u6295\u8d44\u6700\u5148\u8fdb\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848\u7684\u8d39\u7528\uff0c\u4f46\u5f53\u7f5a\u6b3e\u9ad8\u8fbe 1600 \u4ebf\u591a\u4f26\u591a\u9053\u660e\u94f6\u884c (TD Bank) \u65f6\uff0c\u4ed6\u4eec\u771f\u7684\u80fd\u627f\u62c5\u5f97\u8d77\u5417\uff1f\u53cd\u6d17\u94b1\u5408\u89c4\u6846\u67b6\u548c\u53cd\u6d17\u94b1\u5de5\u5177\u4e0d\u5bb9\u5ffd\u89c6\uff0c\u56e0\u4e3a\u8fd9\u5f80\u5f80\u4f1a\u5bfc\u81f4\u8d22\u52a1\u5d29\u6e83\uff0c\u539f\u672c\u53d7\u4eba\u5c0a\u656c\u7684\u7ec4\u7ec7\u4f1a\u4e0d\u5fc5\u8981\u5730\u81ea\u8bc1\u5176\u7f6a\u3002<\/p>\n\n\n\n<p>\u4e0d\u5e78\u7684\u662f\uff0c\u9053\u660e\u94f6\u884c\u73b0\u5728\u4e3a\u53ef\u80fd\u7684\u5929\u771f\u4ed8\u51fa\u4e86\u6c89\u91cd\u7684\u4ee3\u4ef7\u3002\u8bb8\u591a\u4f01\u4e1a\u53ef\u80fd\u6ca1\u6709\u60f3\u5230\uff0c\u6ca1\u6709\u4e3a\u53cd\u6d17\u94b1\u8ba1\u5212\u63d0\u4f9b\u8db3\u591f\u7684\u8d44\u91d1\u5f88\u53ef\u80fd\u662f\u627f\u8ba4\u4e25\u91cd\u91d1\u878d\u72af\u7f6a\uff08\u4f8b\u5982\u6d17\u94b1\u9634\u8c0b\uff09\u7684\u7b2c\u4e00\u6b65\u3002\u9053\u660e\u94f6\u884c\u76ee\u524d\u5c06\u5411\u53f8\u6cd5\u90e8\u652f\u4ed8 1600 \u4e07\u7f8e\u5143\uff0c\u5411\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc\u652f\u4ed8 1600 \u4e07\u7f8e\u5143\uff0c\u5411\u8d27\u5e01\u76d1\u7406\u7f72\u652f\u4ed8 1600 \u4e07\u7f8e\u5143\u3002\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u53cd\u6d17\u94b1\u6cd5\u89c4\uff1f&nbsp;<\/h2>\n\n\n\n<p>\u53cd\u6d17\u94b1 (AML) \u662f\u6307\u4e00\u7cfb\u5217\u65e8\u5728\u9632\u6b62\u72af\u7f6a\u5206\u5b50\u5c06\u975e\u6cd5\u6240\u5f97\u4f2a\u88c5\u6210\u5408\u6cd5\u6536\u5165\u7684\u6cd5\u5f8b\u3001\u6cd5\u89c4\u548c\u7a0b\u5e8f\u3002\u8fd9\u4e9b\u6cd5\u89c4\u4e3b\u8981\u9002\u7528\u4e8e\u91d1\u878d\u673a\u6784\uff0c\u4f46\u6269\u5c55\u5230\u4e00\u7cfb\u5217\u884c\u4e1a\uff0c\u8981\u6c42\u5b83\u4eec\u68c0\u6d4b\u3001\u9884\u9632\u548c\u62a5\u544a\u53ef\u7591\u6d3b\u52a8\u3002 <\/p>\n\n\n\n<p>\u53cd\u6d17\u94b1\u8ba1\u5212\u4fa7\u91cd\u4e8e\u8bc6\u522b\u548c\u76d1\u63a7\u53ef\u7591\u4ea4\u6613\u3001\u5b9e\u65bd\u5c3d\u804c\u8c03\u67e5\u7a0b\u5e8f\uff08\u4f8b\u5982\u4e86\u89e3\u60a8\u7684\u5ba2\u6237 (KYC) \u8981\u6c42\uff09\u4ee5\u53ca\u5411\u5f53\u5c40\u63d0\u4ea4\u53ef\u7591\u6d3b\u52a8\u62a5\u544a (SAR)\u3002\u76ee\u6807\u662f\u6253\u51fb\u91d1\u878d\u72af\u7f6a\uff0c\u5305\u62ec\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u3001\u8150\u8d25\u548c\u6b3a\u8bc8\u3002\u53cd\u6d17\u94b1\u8f6f\u4ef6\u7684\u4e3b\u8981\u529f\u80fd\u53ef\u80fd\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD)\uff1a<\/strong>&nbsp;\u8fd9\u6d89\u53ca\u6536\u96c6\u5ba2\u6237\u6570\u636e\uff0c\u4ee5\u786e\u4fdd\u4ed6\u4eec\u4e0d\u53c2\u4e0e\u975e\u6cd5\u6d3b\u52a8\u3002\u6709\u5173\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7684\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u9605\u8bfb <a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%ae%a2%e6%88%b7%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u201c\u4ec0\u4e48\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff1f\u201d<\/a><\/li>\n\n\n\n<li><strong>\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff08KYC\uff09\uff1a&nbsp;<\/strong>KYC \u540c\u6837\u4f1a\u5173\u6ce8\u65b0\u5ba2\u6237\u5e26\u6765\u7684\u98ce\u9669\uff0c\u901a\u5e38\u4f1a\u9a8c\u8bc1\u4ed6\u4eec\u7684\u8eab\u4efd\u3001\u8fdb\u884c\u80cc\u666f\u8c03\u67e5\u7b49\u3002&nbsp;<\/li>\n\n\n\n<li><strong>\u5236\u88c1\u5408\u89c4\u6027\uff1a&nbsp;<\/strong>AML \u8fd8\u5305\u62ec&nbsp;<a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%88%b6%e8%a3%81%e7%ad%9b%e9%80%89\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u5236\u88c1<\/a>&nbsp;\u5236\u88c1\u98ce\u9669\u7b5b\u67e5\u662f\u56fd\u5bb6\u6216\u7ec4\u7ec7\u5bf9\u5730\u533a\u3001\u5b9e\u4f53\u6216\u4e2a\u4eba\u5b9e\u65bd\u9650\u5236\u7684\u5de5\u5177\u3002\u53d7\u76d1\u7ba1\u4f01\u4e1a\u5fc5\u987b\u8fdb\u884c\u5236\u88c1\u98ce\u9669\u7b5b\u67e5\uff0c\u8fd9\u662f\u5236\u88c1\u5408\u89c4\u7684\u5fc5\u8981\u505a\u6cd5\u3002&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>\u53cd\u6d17\u94b1\u6cd5\u89c4\u53d7\u5230\u5168\u7403\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4 (FATF) \u7b49\u7ec4\u7ec7\u7684\u5f71\u54cd\uff0c\u8be5\u7ec4\u7ec7\u63d0\u4f9b\u56fd\u9645\u6807\u51c6\uff0c\u4ee5\u786e\u4fdd\u5404\u56fd\u5efa\u7acb\u6709\u6548\u7684\u7cfb\u7edf\u3002\u91d1\u878d\u673a\u6784\u5fc5\u987b\u6301\u7eed\u76d1\u63a7\u4ea4\u6613\u3001\u4fdd\u5b58\u8bb0\u5f55\u5e76\u901a\u8fc7\u5185\u90e8\u63a7\u5236\u5f3a\u5236\u5408\u89c4\u3002\u4e0d\u9075\u5b88\u53cd\u6d17\u94b1\u6cd5\u89c4\u53ef\u80fd\u4f1a\u5bfc\u81f4\u76f8\u5173\u673a\u6784\u53d7\u5230\u4e25\u5389\u5904\u7f5a\u3001\u58f0\u8a89\u53d7\u635f\uff0c\u751a\u81f3\u9762\u4e34\u6cd5\u5f8b\u8bc9\u8bbc\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9053\u660e\u94f6\u884c\u627f\u8ba4\u8fdd\u53cd\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b <\/h2>\n\n\n\n<p>\u9053\u660e\u94f6\u884c\u662f\u5317\u7f8e\u7b2c\u516d\u5927\u94f6\u884c\uff0c\u81ea 1852 \u5e74\u5f00\u59cb\u8fd0\u8425\u3002\u4e8b\u5b9e\u4e0a\uff0c\u5b83\u662f\u6709\u53f2\u4ee5\u6765\u56e0\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\u8ba1\u5212\u5931\u8d25\u800c\u8ba4\u7f6a\u7684\u6700\u5927\u94f6\u884c\uff0c\u4e5f\u662f\u7f8e\u56fd\u5386\u53f2\u4e0a\u7b2c\u4e00\u5bb6\u56e0\u201c\u5171\u8c0b\u6d17\u94b1\u201d\u800c\u8ba4\u7f6a\u7684\u94f6\u884c\u3002&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/images.surferseo.art\/80a30894-72e9-4e0b-840b-1064206f745a.png\" alt=\"\u6301\u7eed\u76d1\u63a7\u3001\u8bc4\u4f30\u6d17\u94b1\u98ce\u9669\u3001\u8bc6\u522b\u4fe1\u606f\u3001\u5408\u89c4\u6210\u672c \"\/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u7f8e\u56fd\u5386\u53f2\u4e0a\u7b2c\u4e00\u5bb6\u627f\u8ba4\u201c\u4e32\u8c0b\u5b9e\u65bd <a href=\"https:\/\/www.justice.gov\/opa\/pr\/td-bank-pleads-guilty-bank-secrecy-act-and-money-laundering-conspiracy-violations-18b#:~:text=\u201cToday%2C%20TD%20Bank%20also%20became,conspiracy%20to%20commit%20money%20laundering.\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u6d17\u94b1<\/a>\u201d\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u53f8\u6cd5\u90e8\u957f Merrick B. Garland \u8868\u793a\uff0c\u201c\u4eca\u5929\uff0c\u9053\u660e\u94f6\u884c\u4e5f\u6210\u4e3a<a href=\"https:\/\/www.justice.gov\/opa\/pr\/td-bank-pleads-guilty-bank-secrecy-act-and-money-laundering-conspiracy-violations-18b\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\"> \u7f8e\u56fd\u5386\u53f2\u4e0a\u6700\u5927\u7684\u94f6\u884c\u627f\u8ba4\u6709\u7f6a<\/a> \u9053\u660e\u94f6\u884c\u627f\u8ba4\u8fdd\u53cd\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\u8ba1\u5212\uff0c\u5e76\u627f\u8ba4\u4e86\u5386\u53f2\u4e0a\u7b2c\u4e00\u5bb6\u627f\u8ba4\u4e32\u8c0b\u6d17\u94b1\u7684\u7f8e\u56fd\u94f6\u884c\u3002\u201d\u53f8\u6cd5\u90e8\u957f\u52a0\u5170\u5fb7\u7684\u58f0\u660e\u5f3a\u8c03\u4e86\u6b64\u6848\u7684\u4e25\u91cd\u6027\uff0c\u5f3a\u8c03\u8fd9\u662f\u5386\u53f2\u6027\u7684\u95ee\u8d23\u6c34\u5e73\u3002\u9053\u660e\u94f6\u884c\u7684\u8ba4\u7f6a\u4e0d\u4ec5\u56e0\u4e3a\u8be5\u673a\u6784\u7684\u89c4\u6a21\uff0c\u8fd8\u56e0\u4e3a\u8fd9\u662f\u7f8e\u56fd\u5982\u6b64\u89c4\u6a21\u7684\u94f6\u884c\u9996\u6b21\u627f\u8ba4\u5728\u9075\u5b88\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b (BSA) \u548c\u4e32\u8c0b\u6d17\u94b1\u65b9\u9762\u5b58\u5728\u6b64\u7c7b\u5931\u8bef\u3002&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p> \u8fd9<a href=\"https:\/\/www.justice.gov\/opa\/pr\/td-bank-pleads-guilty-bank-secrecy-act-and-money-laundering-conspiracy-violations-18b\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\"> \u7f8e\u56fd\u5386\u53f2\u4e0a\u6700\u5927\u7684\u94f6\u884c\u627f\u8ba4\u6709\u7f6a<\/a> \u94f6\u884c\u4fdd\u5bc6\u6cd5\u8ba1\u5212\u5931\u8d25\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u8be5\u94f6\u884c\u7684\u53cd\u6d17\u94b1\u7f5a\u6b3e\u6e90\u4e8e\u8be5\u7ec4\u7ec7\u5185\u90e8\u6839\u6df1\u8482\u56fa\u7684\u7cfb\u7edf\u6027\u95ee\u9898\u2014\u2014\u7f3a\u4e4f\u8db3\u591f\u7684\u4f18\u5148\u6b21\u5e8f\u3002\u6295\u8d44\u4e8e\u590d\u6742\u7684\u5185\u90e8\u673a\u5236\u6765\u68c0\u6d4b\u548c\u62a5\u544a\u53ef\u7591\u4ea4\u6613\u548c\u5ba2\u6237\uff0c\u7531\u4e8e\u6295\u5165\u7684\u6210\u672c\u548c\u65f6\u95f4\uff0c\u5bf9\u7ec4\u7ec7\u6765\u8bf4\u5f80\u5f80\u4f3c\u4e4e\u662f\u4e00\u79cd\u969c\u788d\u3002\u7136\u800c\uff0c\u4ece\u957f\u8fdc\u6765\u770b\uff0c\u5f88\u660e\u663e\uff0c\u53cd\u6d17\u94b1\u63a7\u5236\u548c\u5168\u9762\u7684\u5408\u89c4\u7b56\u7565\u5e94\u59cb\u7ec8\u662f\u516c\u53f8\u6587\u5316\u548c\u8fd0\u8425\u7684\u6838\u5fc3\u2014\u2014\u8fd9\u662f\u4e00\u79cd\u9884\u9632\u63aa\u65bd\uff0c\u53ef\u4ee5\u4e3a\u4f01\u4e1a\u8282\u7701\u5927\u91cf\u8d44\u91d1\u3002 <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4ec0\u4e48\u539f\u56e0\u5bfc\u81f4\u4e0d\u5408\u89c4\uff1f<\/h3>\n\n\n\n<p>\u7f8e\u56fd\u53f8\u6cd5\u90e8\u8fa9\u79f0\uff0c\u9053\u660e\u94f6\u884c\u9009\u62e9\u5229\u6da6\u800c\u4e0d\u662f\u9075\u5b88\u6cd5\u5f8b\u2014\u2014\u8fd9\u4e00\u51b3\u5b9a\u73b0\u5728\u4f7f\u8be5\u94f6\u884c\u906d\u53d7\u4e86\u6570\u5341\u4ebf\u7f8e\u5143\u7684\u7f5a\u6b3e\u3002\u300a\u798f\u5e03\u65af\u300b\u79f0\uff0c\u9053\u660e\u94f6\u884c\u7684\u7f8e\u56fd\u5206\u884c\u201c\u672a\u80fd\u9002\u5f53\u5730 <a href=\"https:\/\/www.justice.gov\/opa\/pr\/td-bank-pleads-guilty-bank-secrecy-act-and-money-laundering-conspiracy-violations-18b#:~:text=\u201cToday%2C%20TD%20Bank%20also%20became,conspiracy%20to%20commit%20money%20laundering.\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u57fa\u91d1\u548c\u4eba\u5458<\/a>&#039;\u5176\u53cd\u6d17\u94b1\u8ba1\u5212\u3002 <\/p>\n\n\n\n<p>\u5bf9\u4e8e\u50cf\u9053\u660e\u94f6\u884c\u8fd9\u6837\u7684\u91d1\u878d\u673a\u6784\u6765\u8bf4\uff0c\u4f9d\u8d56\u901a\u7528\u6216\u8fc7\u65f6\u7684\u53cd\u6d17\u94b1\u5de5\u5177\u8f6f\u4ef6\u662f\u4e00\u573a\u8c6a\u8d4c\uff0c\u56e0\u4e3a\u8fd9\u4e9b\u8f6f\u4ef6\u65e0\u6cd5\u5145\u5206\u68c0\u6d4b\u590d\u6742\u7684\u6d17\u94b1\u8ba1\u5212\u3002\u4e00\u4e9b\u516c\u53f8\u91c7\u7528\u201c\u590d\u9009\u6846\u5408\u89c4\u201d\u65b9\u6cd5\uff0c\u5176\u8f6f\u4ef6\u6216\u653f\u7b56\u65e0\u6cd5\u63d0\u4f9b\u4e00\u6d41\u7684\u53cd\u6d17\u94b1\u4fdd\u62a4\uff0c\u800c\u53ea\u662f\u4e3a\u4e86\u907f\u514d\u4e0d\u5408\u89c4\u800c\u5236\u5b9a\u7684\u3002\u8fd9\u4e9b\u534f\u8bae\u5728\u5ba1\u8ba1\u6216\u8c03\u67e5\u4e2d\u901a\u5e38\u4f1a\u5931\u6548\uff0c\u56e0\u6b64\u4f01\u4e1a\u5fc5\u987b\u786e\u4fdd\u4e0e\u80fd\u591f\u9886\u5148\u4e8e\u6570\u5b57\u6b3a\u8bc8\u53d1\u5c55\u7684\u4e3b\u52a8\u5e73\u53f0\u5408\u4f5c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/images.surferseo.art\/234b285c-804e-4d2b-964b-4a0b6094dc30.png\" alt=\"\u53cd\u6d17\u94b1\u5408\u89c4 aml \u5de5\u5177\u3001\u5ba2\u6237\u8bc6\u522b\u7a0b\u5e8f\u3001\u5176\u4ed6\u91d1\u878d\u673a\u6784\u3001\u53cd\u6d17\u94b1\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u91d1\u878d\u673a\u6784\u53cd\u6d17\u94b1\u5408\u89c4&nbsp;<\/h2>\n\n\n\n<p>\u53cd\u6d17\u94b1\u8f6f\u4ef6\u5bf9\u6240\u6709\u91d1\u878d\u673a\u6784\u90fd\u81f3\u5173\u91cd\u8981\uff0c\u56e0\u4e3a\u5b83\u53ef\u4ee5\u786e\u4fdd\u9075\u5b88\u56fd\u5bb6\u548c\u56fd\u9645\u76d1\u7ba1\u673a\u6784\u9881\u5e03\u7684\u6cd5\u89c4\u3002\u5168\u7403\u76d1\u7ba1\u8981\u6c42\u5404\u4e0d\u76f8\u540c\uff0c\u56e0\u6b64\u9009\u62e9\u80fd\u591f\u6ee1\u8db3\u4e0d\u540c\u53f8\u6cd5\u7ba1\u8f96\u533a\u5408\u89c4\u6027\u7684\u89e3\u51b3\u65b9\u6848\u81f3\u5173\u91cd\u8981\u3002\u00a0<\/p>\n\n\n\n<p>\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u5b66\u4e60\u662f\u8fdb\u5165\u53cd\u6d17\u94b1\u9886\u57df\u7684\u6700\u65b0\u6280\u672f\u4e4b\u4e00\uff0c\u5b83\u4eec\u63d0\u4f9b\u7684\u5173\u952e\u529f\u80fd\u53ef\u4ee5\u8bc6\u522b\u6f5c\u5728\u98ce\u9669\u548c\u53ef\u7591\u6d3b\u52a8\u3002\u5408\u89c4\u51b3\u7b56\u5fc5\u987b\u901a\u8fc7\u5bf9\u53cd\u6d17\u94b1\u8f6f\u4ef6\u7684\u6df1\u5165\u7814\u7a76\u6765\u52a0\u5f3a\uff0c\u8fd9\u4e9b\u8f6f\u4ef6\u53ef\u4ee5\u786e\u4fdd\u5408\u89c4\u6027\u5e76\u9632\u6b62\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7b49\u975e\u6cd5\u6d3b\u52a8\u3002&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u53ef\u5e2e\u52a9\u4f01\u4e1a\u52a0\u5f3a\u5176\u53cd\u6d17\u94b1\u57fa\u7840\u8bbe\u65bd\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6\u5305\u62ec\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff08KYC\uff09\u548c\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\uff1a&nbsp;<\/strong>\u4f7f\u7528\u5148\u8fdb\u7684 KYC \u89e3\u51b3\u65b9\u6848\uff08\u5305\u62ec\u5168\u9762\u7684\u8eab\u4efd\u9a8c\u8bc1\u548c\u6301\u7eed\u7684\u5ba2\u6237\u7b5b\u67e5\uff09\u5c06\u6709\u52a9\u4e8e\u5feb\u901f\u8bc6\u522b\u9ad8\u98ce\u9669\u5ba2\u6237\uff0c\u4ece\u800c\u52a0\u5f3a\u53cd\u6d17\u94b1\u5de5\u4f5c\u3002\u8fd9\u53ef\u4ee5\u89e6\u53d1\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u6d41\u7a0b\uff0c\u4ee5\u8fdb\u4e00\u6b65\u8bc4\u4f30\u5ba2\u6237\u98ce\u9669\u3002\u5ba2\u6237\u5165\u804c\u6d41\u7a0b\u5e94\u59cb\u7ec8\u901a\u8fc7 KYC \u6d41\u7a0b\u5f97\u5230\u52a0\u5f3a\uff0c\u8be5\u6d41\u7a0b\u53ef\u8bc6\u522b\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u5e76\u4ed4\u7ec6\u5206\u6790\u5ba2\u6237\u4fe1\u606f\u3002\u6709\u5173\u57fa\u4e8e\u98ce\u9669\u7684\u53cd\u6d17\u94b1\u65b9\u6cd5\u7684\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u9605\u8bfb&nbsp;<a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%9f%ba%e4%ba%8e%e9%a3%8e%e9%99%a9%e7%9a%84%e6%96%b9%e6%b3%95\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u201c\u4ec0\u4e48\u662f\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\uff08RBA\uff09\uff1f\u201d<\/a><\/li>\n\n\n\n<li><strong>\u81ea\u52a8\u53ef\u7591\u6d3b\u52a8\u62a5\u544a (SAR)\uff1a&nbsp;<\/strong>\u81ea\u52a8\u5316\u7684\u53cd\u6d17\u94b1\u5de5\u4f5c\u6d41\u7a0b\u4e0e\u5408\u89c4\u56e2\u961f\u8b66\u62a5\u76f8\u7ed3\u5408\uff0c\u5c06\u786e\u4fdd\u5173\u952e\u4fe1\u606f\u7684\u5feb\u901f\u5347\u7ea7\uff0c\u4ee5\u9632\u6b62\u6d17\u94b1\u6d3b\u52a8\u5728\u4e0d\u88ab\u53d1\u73b0\u7684\u60c5\u51b5\u4e0b\u7ee7\u7eed\u8fdb\u884c\u3002<\/li>\n\n\n\n<li><strong>\u5b9e\u65f6\u4ea4\u6613\u76d1\u63a7\uff1a&nbsp;<\/strong>\u53cd\u6d17\u94b1\u7684\u4e00\u4e2a\u5173\u952e\u5931\u8bef\u662f\u8be5\u94f6\u884c\u65e0\u6cd5\u76d1\u63a7\u5176\u7f51\u7edc\u4e0a\u8d85\u8fc7 90% \u7b14\u4ea4\u6613\uff0c\u5bfc\u81f4\u6570\u5341\u4ebf\u7f8e\u5143\u7684\u53ef\u7591\u6d3b\u52a8\u5f97\u4e0d\u5230\u63a7\u5236\u3002\u4f7f\u7528\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u5206\u6790\u5b9e\u65bd\u5f3a\u5927\u7684\u5b9e\u65f6\u4ea4\u6613\u76d1\u63a7\u53ef\u4ee5\u6807\u8bb0\u4e0d\u89c4\u5219\u6a21\u5f0f\uff0c\u4f8b\u5982\u6bcf\u5929\u672a\u62a5\u544a\u7684 $1 \u767e\u4e07\u73b0\u91d1\u5b58\u6b3e\u3002\u4f7f\u7528\u884c\u4e3a\u5206\u6790\u7684\u7cfb\u7edf\u53ef\u4ee5\u68c0\u6d4b\u5230\u5f02\u5e38\u5b58\u6b3e\u6a21\u5f0f\u548c\u9ad8\u98ce\u9669\u6d3b\u52a8\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u91c7\u7528 ComplyCube \u7684\u53cd\u6d17\u94b1\u89e3\u51b3\u65b9\u6848<\/h2>\n\n\n\n<p>ComplyCube \u63d0\u4f9b\u6700\u5148\u8fdb\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848\uff0c\u5305\u62ec\u590d\u6742\u7684\u53cd\u6d17\u94b1\u7b5b\u67e5\uff0c\u4ee5\u964d\u4f4e\u91d1\u878d\u72af\u7f6a\u98ce\u9669\u3002\u5229\u7528\u5e02\u573a\u4e0a\u6700\u597d\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848\u4e4b\u4e00\u6253\u51fb\u6d17\u94b1\uff0c\u5229\u7528\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u98ce\u9669\u8bc4\u4f30\u3001\u8d1f\u9762\u5a92\u4f53\u7b5b\u67e5\u5de5\u5177\u7b49\u6765\u786e\u4fdd\u5408\u89c4\u3002&nbsp;<\/p>\n\n\n\n<p>\u4e0e\u80fd\u591f\u5229\u7528\u4eba\u5de5\u667a\u80fd\u89e3\u51b3\u65b9\u6848\u5f3a\u5316\u5408\u89c4\u6846\u67b6\u7684\u5168\u7403\u4f9b\u5e94\u5546\u5408\u4f5c\u3002\u4f7f\u7528\u5408\u9002\u7684\u8f6f\u4ef6\u786e\u4fdd\u6bcf\u6b21\u5ba2\u6237\u65c5\u7a0b\u7684\u5b89\u5168\uff0c\u8ba9\u4f01\u4e1a\u80fd\u591f\u5feb\u901f\u5b89\u5168\u5730\u63a5\u7eb3\u65b0\u5ba2\u6237\u3002&nbsp;<\/p>\n\n\n\n<p>\u5982\u9700\u4e86\u89e3\u6709\u5173 ComplyCube \u53cd\u6d17\u94b1\u8f6f\u4ef6\u7684\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u8054\u7cfb\u4ed6\u4eec\u7684&nbsp;<a href=\"https:\/\/www.complycube.com\/zh\/%e6%8e%a5%e8%a7%a6\/%e8%81%94%e7%b3%bb%e9%94%80%e5%94%ae\/\">\u5408\u89c4\u4e13\u5bb6<\/a>.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/images.surferseo.art\/62d8d8ec-09a5-4778-87de-0aa9758dba9b.png\" alt=\"Aml \u8f6f\u4ef6\u63d0\u4f9b\u5546\uff0cAml \u4ea4\u6613\u76d1\u63a7 Aml \u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848 \"\/><\/figure>","protected":false},"excerpt":{"rendered":"<p>\u591a\u4f26\u591a\u9053\u660e\u94f6\u884c (TD) \u56e0\u53cd\u6d17\u94b1\u8fdd\u89c4\u800c\u906d\u9047\u53f2\u4e0a\u6700\u9ad8\u53cd\u6d17\u94b1\u7f5a\u6b3e\u4e4b\u4e00\uff0c\u91d1\u989d\u8d85\u8fc7 1600 \u4ebf\u591a\u4f26\u591a\u9053\u660e\u94f6\u884c (TD) \u56e0\u53cd\u6d17\u94b1\u8fdd\u89c4\u800c\u906d\u9047\u53f2\u4e0a\u6700\u9ad8\u53cd\u6d17\u94b1\u7f5a\u6b3e\u4e4b\u4e00\uff0c\u91d1\u989d\u8d85\u8fc7 1600 \u4ebf\u591a\u4f26\u591a\u9053\u660e\u94f6\u884c (TD) \u56e0\u53cd\u6d17\u94b1\u8fdd\u89c4\u800c\u906d\u9047\u53f2\u4e0a\u6700\u9ad8\u53cd\u6d17\u94b1\u7f5a\u6b3e\u4e4b\u4e00\u3002\u53cd\u6d17\u94b1\u5408\u89c4\u5fc5\u987b\u6210\u4e3a\u94f6\u884c\u7684\u9996\u8981\u4efb\u52a1\uff0c\u4ee5\u4fdd\u62a4\u94f6\u884c\u514d\u53d7\u8fdd\u89c4\u5904\u7f5a\u3002\u4e86\u89e3\u53cd\u6d17\u94b1\u89e3\u51b3\u65b9\u6848\u5982\u4f55\u63d0\u4f9b\u5e2e\u52a9\u3002<\/p>","protected":false},"author":24,"featured_media":22551,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[10],"class_list":["post-22550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-anti-money-laundering"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"TD Bank hit with $3 billion AML penalty. Anti money laundering compliance can be achieved with the right AML software solutions. Find AML tools for success.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Sofia Daley\"\/>\n\t<meta name=\"google-site-verification\" content=\"9nwsC3BxNQT0rN_dh5xNnCBQI6EVMaGEtvfky-IUUgQ\" \/>\n\t<meta name=\"msvalidate.01\" content=\"6787C3F0846FBE039FCD4064ECED4F6A\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 4.9.5\" \/>\n\t\t<meta property=\"og:locale\" content=\"zh_CN\" \/>\n\t\t<meta property=\"og:site_name\" content=\"ComplyCube | ComplyCube&#039;s API automates Identity Verification (IDV), Know Your Customer (KYC) &amp; Anti-Money Laundering (AML) checks. Get started with our AML\/KYC API today\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"TD Bank Fails Anti Money Laundering Compliance\" \/>\n\t\t<meta property=\"og:description\" content=\"Toronto-Dominion (TD) Bank was hit with one of the biggest AML fines in history, over $3 billion, due to AML failures. AML compliance must be a priority to protect banks from non-compliance penalties. Learn how AML solutions can help.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t\t<meta property=\"og:image:height\" content=\"1443\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2024-10-28T12:01:45+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2024-12-28T09:55:50+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ComplyCube\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@ComplyCube\" \/>\n\t\t<meta name=\"twitter:title\" content=\"TD Bank Fails Anti Money Laundering Compliance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Toronto-Dominion (TD) Bank was hit with one of the biggest AML fines in history, over $3 billion, due to AML failures. AML compliance must be a priority to protect banks from non-compliance penalties. Learn how AML solutions can help.\" \/>\n\t\t<meta name=\"twitter:creator\" content=\"@ComplyCube\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#blogposting\",\"name\":\"TD Bank Fails Anti Money Laundering Compliance | ComplyCube\",\"headline\":\"TD Bank Fails Anti Money Laundering Compliance\",\"author\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/author\\\/sofia-d\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.complycube.com\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/header-1.png\",\"width\":2560,\"height\":1443,\"caption\":\"anti money laundering compliance aml tools aml software solutions\"},\"datePublished\":\"2024-10-28T12:01:45+00:00\",\"dateModified\":\"2024-12-28T09:55:50+00:00\",\"inLanguage\":\"zh-CN\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#webpage\"},\"articleSection\":\"Guides, Anti-Money Laundering\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/category\\\/guides\\\/#listItem\",\"name\":\"Guides\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/category\\\/guides\\\/#listItem\",\"position\":2,\"name\":\"Guides\",\"item\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/category\\\/guides\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#listItem\",\"name\":\"TD Bank Fails Anti Money Laundering Compliance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#listItem\",\"position\":3,\"name\":\"TD Bank Fails Anti Money Laundering Compliance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/category\\\/guides\\\/#listItem\",\"name\":\"Guides\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/#organization\",\"name\":\"ComplyCube\",\"description\":\"ComplyCube's API automates Identity Verification (IDV), Know Your Customer (KYC) & Anti-Money Laundering (AML) checks. Get started with our AML\\\/KYC API today\",\"url\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/\",\"telephone\":\"+442032861575\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.complycube.com\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/ComplyCube-Square-125-x-125.png\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#organizationLogo\",\"width\":125,\"height\":125,\"caption\":\"ComplyCube Square Logo\"},\"image\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ComplyCube\",\"https:\\\/\\\/x.com\\\/ComplyCube\",\"https:\\\/\\\/www.instagram.com\\\/complycube\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@complycube\",\"https:\\\/\\\/linkedin.com\\\/company\\\/ComplyCube\"],\"address\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/#postaladdress\",\"@type\":\"PostalAddress\",\"streetAddress\":\"30 Churchill Place, Canary Wharf\",\"postalCode\":\"E14 5RE\",\"addressLocality\":\"London\",\"addressCountry\":\"GB\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/author\\\/sofia-d\\\/#author\",\"url\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/author\\\/sofia-d\\\/\",\"name\":\"Sofia Daley\",\"description\":\"Sofia Daley is a dynamic Content Marketing Executive at ComplyCube, renowned for her expertise in growth marketing, social media strategy, and compliance-driven content creation. With strong knowledge of AML and KYC compliance, Sofia designs impactful narratives that empower organisations to scale responsibly while fostering trust and ensuring strict regulatory adherence. Her proven track record includes building a TikTok following of over 140K and a Meta audience of 15K, generating $30,000+ in monthly sales through engaging, user-focused content. Sofia\\u2019s ability to integrate AML and KYC frameworks into customer-facing materials ensures businesses not only meet compliance standards but also enhance credibility and customer trust. In addition to her marketing expertise, Sofia is the award-winning author of The Bird Who Could Not Sing, a children\\u2019s book widely praised for its creativity and storytelling. She complements her professional accomplishments with a strong academic foundation, holding a degree in English Literature from UCL and a Professional Certificate in Digital Marketing from Imperial College Business School. At ComplyCube, Sofia combines her growth-oriented mindset, compliance knowledge, and creative storytelling abilities to deliver innovative content solutions that enhance customer experiences and drive sustainable growth.\",\"jobTitle\":\"Content Marketing Executive\",\"alumniOf\":[{\"@type\":\"EducationalOrganization\",\"name\":\"University College London\",\"sameAs\":\"https:\\\/\\\/www.ucl.ac.uk\"},{\"@type\":\"EducationalOrganization\",\"name\":\"Imperial Business School\",\"sameAs\":\"https:\\\/\\\/www.imperial.ac.uk\\\/business-school\\\/\"}],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Regulatory compliance\",\"url\":\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Regulatory_compliance\"},{\"@type\":\"Thing\",\"name\":\"Know your customer\",\"url\":\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Know_your_customer\"},{\"@type\":\"Thing\",\"name\":\"Growth hacking\",\"url\":\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Growth_hacking\"},{\"@type\":\"Thing\",\"name\":\"FinTech\",\"url\":\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Fintech\"}],\"knowsLanguage\":[\"English\",\"Spanish\"],\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.complycube.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/1715852152509.jpeg\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/\",\"name\":\"TD Bank Fails Anti Money Laundering Compliance | ComplyCube\",\"description\":\"TD Bank hit with $3 billion AML penalty. Anti money laundering compliance can be achieved with the right AML software solutions. Find AML tools for success.\",\"inLanguage\":\"zh-CN\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/author\\\/sofia-d\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/author\\\/sofia-d\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.complycube.com\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/header-1.png\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#mainImage\",\"width\":2560,\"height\":1443,\"caption\":\"anti money laundering compliance aml tools aml software solutions\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/td-bank-fails-anti-money-laundering-compliance\\\/#mainImage\"},\"datePublished\":\"2024-10-28T12:01:45+00:00\",\"dateModified\":\"2024-12-28T09:55:50+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/#website\",\"url\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/\",\"name\":\"ComplyCube\",\"description\":\"ComplyCube's API automates Identity Verification (IDV), Know Your Customer (KYC) & Anti-Money Laundering (AML) checks. Get started with our AML\\\/KYC API today\",\"inLanguage\":\"zh-CN\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.complycube.com\\\/zh\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>TD Bank Fails Anti Money Laundering Compliance | ComplyCube<\/title>\n\n","aioseo_head_json":{"title":"\u9053\u660e\u94f6\u884c\u672a\u80fd\u9075\u5b88\u53cd\u6d17\u94b1\u89c4\u5b9a | ComplyCube","description":"\u9053\u660e\u94f6\u884c\u56e0\u53cd\u6d17\u94b1\u88ab\u7f5a\u6b3e 1630 \u4ebf\u7f8e\u5143\u3002\u4f7f\u7528\u6b63\u786e\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848\u53ef\u4ee5\u5b9e\u73b0\u53cd\u6d17\u94b1\u5408\u89c4\u3002\u627e\u5230\u6210\u529f\u7684\u53cd\u6d17\u94b1\u5de5\u5177\u3002","canonical_url":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"google-site-verification":"9nwsC3BxNQT0rN_dh5xNnCBQI6EVMaGEtvfky-IUUgQ","msvalidate.01":"6787C3F0846FBE039FCD4064ECED4F6A","miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#blogposting","name":"TD Bank Fails Anti Money Laundering Compliance | ComplyCube","headline":"TD Bank Fails Anti Money Laundering Compliance","author":{"@id":"https:\/\/www.complycube.com\/zh\/author\/sofia-d\/#author"},"publisher":{"@id":"https:\/\/www.complycube.com\/zh\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png","width":2560,"height":1443,"caption":"anti money laundering compliance aml tools aml software solutions"},"datePublished":"2024-10-28T12:01:45+00:00","dateModified":"2024-12-28T09:55:50+00:00","inLanguage":"zh-CN","mainEntityOfPage":{"@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#webpage"},"articleSection":"Guides, Anti-Money Laundering"},{"@type":"BreadcrumbList","@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.complycube.com\/zh\/#listItem","position":1,"name":"Home","item":"https:\/\/www.complycube.com\/zh\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.complycube.com\/zh\/category\/guides\/#listItem","name":"Guides"}},{"@type":"ListItem","@id":"https:\/\/www.complycube.com\/zh\/category\/guides\/#listItem","position":2,"name":"Guides","item":"https:\/\/www.complycube.com\/zh\/category\/guides\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#listItem","name":"TD Bank Fails Anti Money Laundering Compliance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.complycube.com\/zh\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#listItem","position":3,"name":"TD Bank Fails Anti Money Laundering Compliance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.complycube.com\/zh\/category\/guides\/#listItem","name":"Guides"}}]},{"@type":"Organization","@id":"https:\/\/www.complycube.com\/zh\/#organization","name":"ComplyCube","description":"ComplyCube's API automates Identity Verification (IDV), Know Your Customer (KYC) & Anti-Money Laundering (AML) checks. Get started with our AML\/KYC API today","url":"https:\/\/www.complycube.com\/zh\/","telephone":"+442032861575","logo":{"@type":"ImageObject","url":"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/ComplyCube-Square-125-x-125.png","@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#organizationLogo","width":125,"height":125,"caption":"ComplyCube Square Logo"},"image":{"@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#organizationLogo"},"sameAs":["https:\/\/www.facebook.com\/ComplyCube","https:\/\/x.com\/ComplyCube","https:\/\/www.instagram.com\/complycube\/","https:\/\/www.youtube.com\/@complycube","https:\/\/linkedin.com\/company\/ComplyCube"],"address":{"@id":"https:\/\/www.complycube.com\/zh\/#postaladdress","@type":"PostalAddress","streetAddress":"30 Churchill Place, Canary Wharf","postalCode":"E14 5RE","addressLocality":"London","addressCountry":"GB"}},{"@type":"Person","@id":"https:\/\/www.complycube.com\/zh\/author\/sofia-d\/#author","url":"https:\/\/www.complycube.com\/zh\/author\/sofia-d\/","name":"Sofia Daley","description":"Sofia Daley is a dynamic Content Marketing Executive at ComplyCube, renowned for her expertise in growth marketing, social media strategy, and compliance-driven content creation. With strong knowledge of AML and KYC compliance, Sofia designs impactful narratives that empower organisations to scale responsibly while fostering trust and ensuring strict regulatory adherence. Her proven track record includes building a TikTok following of over 140K and a Meta audience of 15K, generating $30,000+ in monthly sales through engaging, user-focused content. Sofia\u2019s ability to integrate AML and KYC frameworks into customer-facing materials ensures businesses not only meet compliance standards but also enhance credibility and customer trust. In addition to her marketing expertise, Sofia is the award-winning author of The Bird Who Could Not Sing, a children\u2019s book widely praised for its creativity and storytelling. She complements her professional accomplishments with a strong academic foundation, holding a degree in English Literature from UCL and a Professional Certificate in Digital Marketing from Imperial College Business School. At ComplyCube, Sofia combines her growth-oriented mindset, compliance knowledge, and creative storytelling abilities to deliver innovative content solutions that enhance customer experiences and drive sustainable growth.","jobTitle":"Content Marketing Executive","alumniOf":[{"@type":"EducationalOrganization","name":"University College London","sameAs":"https:\/\/www.ucl.ac.uk"},{"@type":"EducationalOrganization","name":"Imperial Business School","sameAs":"https:\/\/www.imperial.ac.uk\/business-school\/"}],"knowsAbout":[{"@type":"Thing","name":"Regulatory compliance","url":"https:\/\/en.wikipedia.org\/wiki\/Regulatory_compliance"},{"@type":"Thing","name":"Know your customer","url":"https:\/\/en.wikipedia.org\/wiki\/Know_your_customer"},{"@type":"Thing","name":"Growth hacking","url":"https:\/\/en.wikipedia.org\/wiki\/Growth_hacking"},{"@type":"Thing","name":"FinTech","url":"https:\/\/en.wikipedia.org\/wiki\/Fintech"}],"knowsLanguage":["English","Spanish"],"image":{"@type":"ImageObject","url":"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/12\/1715852152509.jpeg"}},{"@type":"WebPage","@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#webpage","url":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/","name":"TD Bank Fails Anti Money Laundering Compliance | ComplyCube","description":"TD Bank hit with $3 billion AML penalty. Anti money laundering compliance can be achieved with the right AML software solutions. Find AML tools for success.","inLanguage":"zh-CN","isPartOf":{"@id":"https:\/\/www.complycube.com\/zh\/#website"},"breadcrumb":{"@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.complycube.com\/zh\/author\/sofia-d\/#author"},"creator":{"@id":"https:\/\/www.complycube.com\/zh\/author\/sofia-d\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png","@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#mainImage","width":2560,"height":1443,"caption":"anti money laundering compliance aml tools aml software solutions"},"primaryImageOfPage":{"@id":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/#mainImage"},"datePublished":"2024-10-28T12:01:45+00:00","dateModified":"2024-12-28T09:55:50+00:00"},{"@type":"WebSite","@id":"https:\/\/www.complycube.com\/zh\/#website","url":"https:\/\/www.complycube.com\/zh\/","name":"ComplyCube","description":"ComplyCube's API automates Identity Verification (IDV), Know Your Customer (KYC) & Anti-Money Laundering (AML) checks. Get started with our AML\/KYC API today","inLanguage":"zh-CN","publisher":{"@id":"https:\/\/www.complycube.com\/zh\/#organization"}}]},"og:locale":"zh_CN","og:site_name":"ComplyCube | ComplyCube's API automates Identity Verification (IDV), Know Your Customer (KYC) &amp; Anti-Money Laundering (AML) checks. Get started with our AML\/KYC API today","og:type":"article","og:title":"TD Bank Fails Anti Money Laundering Compliance","og:description":"Toronto-Dominion (TD) Bank was hit with one of the biggest AML fines in history, over $3 billion, due to AML failures. AML compliance must be a priority to protect banks from non-compliance penalties. Learn how AML solutions can help.","og:url":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/","og:image":"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png","og:image:secure_url":"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png","og:image:width":"2560","og:image:height":"1443","article:published_time":"2024-10-28T12:01:45+00:00","article:modified_time":"2024-12-28T09:55:50+00:00","article:publisher":"https:\/\/www.facebook.com\/ComplyCube","twitter:card":"summary","twitter:site":"@ComplyCube","twitter:title":"TD Bank Fails Anti Money Laundering Compliance","twitter:description":"Toronto-Dominion (TD) Bank was hit with one of the biggest AML fines in history, over $3 billion, due to AML failures. AML compliance must be a priority to protect banks from non-compliance penalties. Learn how AML solutions can help.","twitter:creator":"@ComplyCube","twitter:image":"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png"},"aioseo_meta_data":{"post_id":"22550","title":null,"description":"\u9053\u660e\u94f6\u884c\u56e0\u53cd\u6d17\u94b1\u88ab\u7f5a\u6b3e 1630 \u4ebf\u7f8e\u5143\u3002\u4f7f\u7528\u6b63\u786e\u7684\u53cd\u6d17\u94b1\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848\u53ef\u4ee5\u5b9e\u73b0\u53cd\u6d17\u94b1\u5408\u89c4\u3002\u627e\u5230\u6210\u529f\u7684\u53cd\u6d17\u94b1\u5de5\u5177\u3002","keywords":null,"keyphrases":{"focus":{"keyphrase":"anti money laundering compliance","score":78,"analysis":{"keyphraseInTitle":{"score":9,"maxScore":9,"error":0},"keyphraseInDescription":{"score":9,"maxScore":9,"error":0},"keyphraseLength":{"score":9,"maxScore":9,"error":0,"length":4},"keyphraseInURL":{"score":5,"maxScore":5,"error":0},"keyphraseInIntroduction":{"score":9,"maxScore":9,"error":0},"keyphraseInSubHeadings":{"score":3,"maxScore":9,"error":1},"keyphraseInImageAlt":{"score":9,"maxScore":9,"error":0},"keywordDensity":{"score":0,"type":"low","maxScore":9,"error":1}}},"additional":[{"keyphrase":"aml tools","score":80,"analysis":{"keyphraseInDescription":{"score":9,"maxScore":9,"error":0},"keyphraseLength":{"score":9,"maxScore":9,"error":0,"length":2},"keyphraseInIntroduction":{"score":9,"maxScore":9,"error":0},"keyphraseInImageAlt":{"score":9,"maxScore":9,"error":0},"keywordDensity":{"score":0,"type":"low","maxScore":9,"error":1}}},{"keyphrase":"aml software solutions","score":80,"analysis":{"keyphraseInDescription":{"score":9,"maxScore":9,"error":0},"keyphraseLength":{"score":9,"maxScore":9,"error":0,"length":3},"keyphraseInIntroduction":{"score":9,"maxScore":9,"error":0},"keyphraseInImageAlt":{"score":9,"maxScore":9,"error":0},"keywordDensity":{"score":0,"type":"low","maxScore":9,"error":1}}}]},"primary_term":null,"canonical_url":null,"og_title":"#post_title","og_description":"#post_excerpt","og_object_type":"default","og_image_type":"featured","og_image_url":"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png","og_image_width":"2560","og_image_height":"1443","og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"featured","twitter_image_url":"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/header-1.png","twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":"#post_title","twitter_description":"#post_excerpt","schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"seo_analyzer_scan_date":"2025-08-14 22:24:16","breadcrumb_settings":null,"limit_modified_date":false,"reviewed_by":null,"open_ai":"{\"title\":{\"suggestions\":[],\"usage\":0},\"description\":{\"suggestions\":[],\"usage\":0}}","ai":null,"created":"2024-10-25 10:38:50","updated":"2025-08-14 22:24:16"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/www.complycube.com\/zh\/\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/www.complycube.com\/zh\/category\/guides\/\" title=\"Guides\">Guides<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\tTD Bank Fails Anti Money Laundering Compliance\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.complycube.com\/zh\/"},{"label":"Guides","link":"https:\/\/www.complycube.com\/zh\/category\/guides\/"},{"label":"TD Bank Fails Anti Money Laundering Compliance","link":"https:\/\/www.complycube.com\/zh\/td-bank-fails-anti-money-laundering-compliance\/"}],"_links":{"self":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/22550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/comments?post=22550"}],"version-history":[{"count":19,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/22550\/revisions"}],"predecessor-version":[{"id":22572,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/22550\/revisions\/22572"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/media\/22551"}],"wp:attachment":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/media?parent=22550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/categories?post=22550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/tags?post=22550"}],"curies":[{"name":"\u53ef\u6e7f\u6027\u7c89\u5242","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}