{"id":22320,"date":"2024-10-09T11:26:20","date_gmt":"2024-10-09T11:26:20","guid":{"rendered":"https:\/\/www.complycube.com\/?p=22320"},"modified":"2024-12-20T14:22:29","modified_gmt":"2024-12-20T14:22:29","slug":"%e5%ae%9e%e7%8e%b0%e5%90%88%e8%a7%84%e6%80%a7-%e8%8b%b1%e5%9b%bd%e5%8f%8d%e6%b4%97%e9%92%b1%e6%b3%95%e8%a7%84","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/achieving-compliance-uk-aml-regulation\/","title":{"rendered":"\u5b9e\u73b0\u5408\u89c4\uff1a\u82f1\u56fd\u53cd\u6d17\u94b1\u6cd5\u89c4"},"content":{"rendered":"<p>\u968f\u7740\u4eba\u5de5\u667a\u80fd\u5de5\u5177\u7684\u53d1\u5c55\uff0c\u91d1\u878d\u72af\u7f6a\u4e0d\u65ad\u589e\u52a0\uff0c\u56fd\u9645\u76d1\u7ba1\u6846\u67b6\u4fdd\u62a4\u5168\u7403\u7ec4\u7ec7\u548c\u4e2a\u4eba\u514d\u53d7\u6b3a\u8bc8\u4fb5\u5bb3\u3002\u50cf FATF \u8fd9\u6837\u7684\u7ec4\u7ec7\u5145\u5f53\u56fd\u9645\u76d1\u7763\u673a\u6784\uff0c\u786e\u4fdd\u5404\u56fd\u7ee7\u7eed\u9075\u5b88\u670d\u52a1\u4e8e\u5168\u7403\u7ecf\u6d4e\u548c\u4e2a\u4eba\u7684\u91cd\u8981\u6807\u51c6\u548c\u4ef7\u503c\u89c2\u3002\u5728\u82f1\u56fd\uff0c\u591a\u4e2a\u76d1\u7ba1\u673a\u6784\u786e\u4fdd\u4e0d\u540c\u90e8\u95e8\u7684\u5408\u89c4\u6027\uff0c\u5171\u540c\u52aa\u529b\uff0c\u4ee5\u66f4\u5feb\u5730\u53d1\u73b0\u548c\u963b\u6b62\u975e\u6cd5\u91d1\u878d\u6d3b\u52a8\u3002\u82f1\u56fd\u53cd\u6d17\u94b1\u6cd5\u89c4\u9ad8\u5ea6\u91cd\u89c6\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\uff0c\u8981\u6c42\u4f01\u4e1a\u8bc4\u4f30\u5176\u9762\u4e34\u7684\u72ec\u7279\u98ce\u9669\u5e76\u5b9e\u65bd\u91cf\u8eab\u5b9a\u5236\u7684\u63aa\u65bd\u4ee5\u9632\u6b62\u6b3a\u8bc8\u3002<\/p>\n\n\n\n<p>\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40 (FCA) \u4e3b\u8981\u5173\u6ce8\u91d1\u878d\u884c\u4e1a\u5185\u7684\u4f01\u4e1a\uff0c\u800c\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72 (HMRC) \u5219\u8d1f\u8d23\u76d1\u7ba1\u623f\u5730\u4ea7\u516c\u53f8\u6216\u4f1a\u8ba1\u516c\u53f8\uff0c\u786e\u4fdd\u82f1\u56fd\u6240\u6709\u884c\u4e1a\u90fd\u7b26\u5408\u56fd\u5bb6\u548c\u56fd\u9645\u6807\u51c6\u3002\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\u3001HMRC \u548c\u82f1\u56fd\u56fd\u5bb6\u72af\u7f6a\u5c40 (NCA) \u5bc6\u5207\u5408\u4f5c\uff0c\u786e\u4fdd\u91c7\u53d6\u7edf\u4e00\u3001\u4e00\u81f4\u7684\u63aa\u65bd\u6253\u51fb\u6d17\u94b1\u3001\u8eab\u4efd\u6b3a\u8bc8\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7b49\u72af\u7f6a\u884c\u4e3a\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u82f1\u56fd\u53cd\u6d17\u94b1\u6838\u5fc3\u6cd5\u89c4&nbsp;<\/h2>\n\n\n\n<p>\u5728\u82f1\u56fd\uff0c&nbsp;<strong><a href=\"https:\/\/www.legislation.gov.uk\/id\/ukpga\/2002\/29\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">2002 \u5e74\u72af\u7f6a\u6536\u76ca\u6cd5\uff08POCA\uff09<\/a><\/strong>&nbsp;\u548c&nbsp;<strong><a href=\"https:\/\/www.legislation.gov.uk\/id\/uksi\/2017\/692\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">2017 \u5e74\u6d17\u94b1\u6761\u4f8b\uff08MLR 2017\uff09<\/a><\/strong>&nbsp;\u7531\u5404\u76d1\u7ba1\u673a\u6784\u6267\u884c\u548c\u76d1\u7763\u3002\u8fd9\u4e9b\u6cd5\u89c4\u6784\u6210\u4e86\u82f1\u56fd\u53cd\u6d17\u94b1 (AML) \u6846\u67b6\u7684\u6838\u5fc3\u3002<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>2002 \u5e74\u72af\u7f6a\u6536\u76ca\u6cd5\uff08POCA\uff09<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>\u82f1\u56fd\u8d22\u653f\u90e8<\/strong>&nbsp;\u548c&nbsp;<strong>\u56fd\u5bb6\u72af\u7f6a\u5c40\uff08NCA\uff09<\/strong>&nbsp;\u5728\u76d1\u7763\u300a\u72af\u7f6a\u6240\u5f97\u6cd5\u300b\u7684\u9075\u5b88\u60c5\u51b5\u65b9\u9762\u53d1\u6325\u7740\u5173\u952e\u4f5c\u7528\u3002NCA \u8fd8\u5b9e\u65bd\u53ef\u7591\u6d3b\u52a8\u62a5\u544a (SAR) \u5236\u5ea6\uff0c\u673a\u6784\u53ef\u636e\u6b64\u62a5\u544a\u53ef\u80fd\u4e0e\u6d17\u94b1\u6216\u5176\u4ed6\u72af\u7f6a\u6709\u5173\u7684\u53ef\u7591\u91d1\u878d\u6d3b\u52a8\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>2017 \u5e74\u6d17\u94b1\u6761\u4f8b\uff08MLR 2017\uff09<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>\u82f1\u56fd\u8d22\u653f\u90e8<\/strong>&nbsp;\u8d1f\u8d23\u5236\u5b9a\u6cd5\u89c4\uff0c\u4f46\u6267\u6cd5\u5de5\u4f5c\u7531\u591a\u4e2a\u76d1\u7ba1\u673a\u6784\u8d1f\u8d23\uff0c\u5176\u4e2d\u5305\u62ec <strong>FCA<\/strong>, <strong>\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72<\/strong> \u548c <strong>\u53cd\u6d17\u94b1\u76d1\u7ba1\u4e13\u4e1a\u673a\u6784\u529e\u516c\u5ba4\uff08OPBAS\uff09<\/strong>. <\/li>\n\n\n\n<li>\u6839\u636e 2017 \u5e74 MLR\uff0c\u4f01\u4e1a\u5fc5\u987b\u8fdb\u884c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD)\uff0c\u5176\u4e2d\u5305\u62ec\u5168\u9762\u7684\u8eab\u4efd\u9a8c\u8bc1\u5b9e\u8df5\u3002\u8fd8\u9700\u8981\u6301\u7eed\u76d1\u63a7\u4e1a\u52a1\u5173\u7cfb\u5e76\u4fdd\u5b58 CDD \u548c\u4ea4\u6613\u8bb0\u5f55\u3002\u5fc5\u987b\u62a5\u544a\u53ef\u7591\u6d3b\u52a8\uff0c\u5e76\u5b9e\u65bd\u57fa\u4e8e\u98ce\u9669\u7684\u53cd\u6d17\u94b1\u65b9\u6cd5\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/UK-Reg-image-1-1024x577.png\" alt=\"\u56fe\u8868\u603b\u7ed3\u4e86\u82f1\u56fd\u53cd\u6d17\u94b1\u6cd5\u89c4\uff08POCA 2002\uff09\u548c\u53cd\u6d17\u94b1\u6cd5\u89c4\uff08MLR 2017\uff09\uff0c\u4ee5\u53ca\u82f1\u56fd\u8d22\u653f\u90e8\u3001\u56fd\u5bb6\u72af\u7f6a\u7ba1\u7406\u5c40\u3001\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\u3001\u8fd0\u8425\u548c\u76d1\u7ba1\u5c40\uff08OPBA\uff09\u548c\u7279\u522b\u63d0\u6b3e\u6743\u62a5\u544a\u5236\u5ea6\u7684\u4f5c\u7528\u3002\" class=\"wp-image-22324\" style=\"width:694px;height:auto\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/UK-Reg-image-1-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/UK-Reg-image-1-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/UK-Reg-image-1-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/UK-Reg-image-1-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/UK-Reg-image-1-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/UK-Reg-image-1-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u8fd9 <a href=\"https:\/\/www.gov.uk\/government\/publications\/further-strengthening-hmrcs-ability-to-implement-financial-sanctions\/strengthening-legislation-to-implement-financial-sanctions\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\"><strong>\u5236\u88c1\u548c\u53cd\u6d17\u94b1\u6cd5<\/strong><\/a> 2018 \u5e74\uff0c\u82f1\u56fd\u653f\u5e9c\u88ab\u6388\u4e88\u5728\u8131\u6b27\u540e\u5236\u5b9a\u6cd5\u89c4\u548c\u5b9e\u65bd\u91d1\u878d\u5236\u88c1\u7684\u6743\u529b\u3002\u5728 SAMLA \u51fa\u53f0\u4e4b\u524d\uff0c\u8fd9\u4e9b\u5236\u88c1\u4e3b\u8981\u53d7\u6b27\u76df\u6cd5\u5f8b\u7ba1\u8f96\u3002SAMLA \u6982\u8ff0\u4e86\u4f01\u4e1a\u5fc5\u987b\u9075\u5b88\u7684\u51e0\u9879\u6cd5\u89c4\uff0c\u7279\u522b\u662f\u6709\u5173\u91d1\u878d\u5236\u88c1\u7684\u6cd5\u89c4\u3002\u8be5\u6846\u67b6\u6982\u8ff0\u4e86\u4f01\u4e1a\u5fc5\u987b\u786e\u4fdd\u4e0d\u4e0e\u5236\u88c1\u540d\u5355\u4e0a\u7684\u6307\u5b9a\u4eba\u5458 (DP) \u6216\u6307\u5b9a\u4eba\u5458\u62e5\u6709\u6216\u63a7\u5236\u7684\u5b9e\u4f53\u8fdb\u884c\u4ea4\u6613\u3002\u516c\u53f8\u8fd8\u6709\u4e49\u52a1\u62a5\u544a\u6d89\u5acc\u8fdd\u53cd\u5236\u88c1\u7684\u884c\u4e3a\u5e76\u5728\u5fc5\u8981\u65f6\u51bb\u7ed3\u8d44\u4ea7\u3002 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u82f1\u56fd\u76d1\u7ba1\u673a\u6784&nbsp;<\/h2>\n\n\n\n<p>\u82f1\u56fd\u7684 AML\u3001IDV \u548c KYC \u6cd5\u89c4\u7684\u6267\u884c\u5e76\u975e\u7531\u4e00\u4e2a\u7ec4\u7ec7\u5355\u72ec\u6267\u884c\uff0c\u800c\u662f\u7531\u591a\u4e2a\u4e3b\u8981\u673a\u6784\u63a8\u52a8\uff0c\u5176\u4e2d\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.fca.org.uk\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09<\/a><\/strong>\uff1a\u4f5c\u4e3a\u82f1\u56fd\u91d1\u878d\u670d\u52a1\u516c\u53f8\u7684\u4e3b\u8981\u76d1\u7ba1\u673a\u6784\uff0cFCA \u8d1f\u8d23\u786e\u4fdd\u91d1\u878d\u884c\u4e1a\u7684\u516c\u53f8\u9075\u5b88\u53cd\u6d17\u94b1\u89c4\u5219\u3002\u5b83\u89c4\u5b9a\u4e86\u53cd\u6d17\u94b1\u63a7\u5236\u7684\u8981\u6c42\uff0c\u8fdb\u884c\u76d1\u7ba1\u5ba1\u67e5\uff0c\u5e76\u53ef\u5bf9\u4e0d\u5408\u89c4\u884c\u4e3a\u5904\u4ee5\u7f5a\u6b3e\u3002\u94f6\u884c\u3001\u4fdd\u9669\u516c\u53f8\u548c\u6295\u8d44\u516c\u53f8\u7b49\u91d1\u878d\u5b9e\u4f53\u5c5e\u4e8e FCA \u7684\u6267\u6cd5\u7ba1\u8f96\u8303\u56f4\u3002<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.gov.uk\/government\/organisations\/hm-revenue-customs\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72 (HMRC)<\/a><\/strong>\uff1aHMRC \u8d1f\u8d23\u76d1\u7ba1\u4f20\u7edf\u91d1\u878d\u670d\u52a1\u4ee5\u5916\u7684\u884c\u4e1a\uff0c\u5305\u62ec\u4f1a\u8ba1\u3001\u623f\u5730\u4ea7\u548c\u9ad8\u4ef7\u503c\u4ea4\u6613\u5546\u3002\u8be5\u90e8\u95e8\u901a\u8fc7\u8fdb\u884c\u68c0\u67e5\u3001\u63d0\u4f9b\u6307\u5bfc\u548c\u5728\u5fc5\u8981\u65f6\u91c7\u53d6\u6267\u6cd5\u884c\u52a8\uff0c\u786e\u4fdd\u8fd9\u4e9b\u4f01\u4e1a\u9075\u5b88\u53cd\u6d17\u94b1\u548c\u53cd\u6b3a\u8bc8\u6cd5\u89c4\u3002\u6b64\u5916\uff0cHMRC \u8fd8\u4e0e\u5176\u4ed6\u6267\u6cd5\u673a\u6784\u5408\u4f5c\uff0c\u8c03\u67e5\u548c\u8d77\u8bc9\u6d17\u94b1\u6848\u4ef6\u3002<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.nationalcrimeagency.gov.uk\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u56fd\u5bb6\u72af\u7f6a\u5c40\uff08NCA\uff09<\/a><\/strong>\uff1aNCA \u9886\u5bfc\u82f1\u56fd\u6253\u51fb\u4e25\u91cd\u6709\u7ec4\u7ec7\u72af\u7f6a\uff08\u5305\u62ec\u6d17\u94b1\uff09\u7684\u5de5\u4f5c\u3002\u5b83\u5728\u8bc6\u522b\u3001\u8c03\u67e5\u548c\u74e6\u89e3\u975e\u6cd5\u91d1\u878d\u6d3b\u52a8\u65b9\u9762\u53d1\u6325\u7740\u5173\u952e\u4f5c\u7528\u3002NCA \u5206\u6790\u6765\u81ea\u4f01\u4e1a\u3001\u6267\u6cd5\u90e8\u95e8\u548c\u56fd\u9645\u5408\u4f5c\u4f19\u4f34\u7684\u53ef\u7591\u6d3b\u52a8\u62a5\u544a\uff0c\u6df1\u5165\u8c03\u67e5\u6d17\u94b1\u8ba1\u5212\uff0c\u5e76\u67e5\u5c01\u975e\u6cd5\u8d44\u4ea7\uff0c\u4e0e\u56fd\u5185\u548c\u5168\u7403\u5b9e\u4f53\u5bc6\u5207\u5408\u4f5c\uff0c\u6253\u51fb\u91d1\u878d\u72af\u7f6a\u3002<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.gov.uk\/government\/organisations\/office-of-financial-sanctions-implementation\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u91d1\u878d\u5236\u88c1\u5b9e\u65bd\u529e\u516c\u5ba4 (OFSI)<\/a><\/strong>\uff1aOFSI \u96b6\u5c5e\u4e8e\u82f1\u56fd\u8d22\u653f\u90e8\uff0c\u8d1f\u8d23\u5728\u82f1\u56fd\u6267\u884c\u91d1\u878d\u5236\u88c1\u3002\u91d1\u878d\u5236\u88c1\u662f\u6253\u51fb\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7684\u91cd\u8981\u5de5\u5177\u3002<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/ico.org.uk\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u4fe1\u606f\u4e13\u5458\u529e\u516c\u5ba4 (ICO)<\/a><\/strong>\uff1a\u867d\u7136 ICO \u4e0d\u76f4\u63a5\u53c2\u4e0e AML \u6216 KYC\uff0c\u4f46\u5b83\u5728\u89c4\u8303\u4e2a\u4eba\u6570\u636e\u5904\u7406\u65b9\u9762\u53d1\u6325\u7740\u81f3\u5173\u91cd\u8981\u7684\u4f5c\u7528\uff0c\u800c\u4e2a\u4eba\u6570\u636e\u5904\u7406\u662f\u8eab\u4efd\u9a8c\u8bc1 (IDV) \u7a0b\u5e8f\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u90e8\u5206\u3002\u5b83\u786e\u4fdd\u7ec4\u7ec7\u5728\u4e3a KYC \u76ee\u7684\u6536\u96c6\u548c\u5b58\u50a8\u4fe1\u606f\u65f6\u9075\u5b88 GDPR \u7b49\u6570\u636e\u4fdd\u62a4\u6cd5\u89c4\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u8c01\u53d7\u5230\u82f1\u56fd\u53cd\u6d17\u94b1\u6cd5\u89c4\u7684\u7ea6\u675f\uff1f<\/h2>\n\n\n\n<p>FCA \u62a5\u544a\u79f0\uff0c&nbsp;<a href=\"https:\/\/www.fca.org.uk\/about\/what-we-do\/the-fca\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\"><u>100,000<\/u><\/a>&nbsp;\u53d7\u53cd\u6d17\u94b1\u6cd5\u89c4\u7ea6\u675f\u7684\u82f1\u56fd\u4f01\u4e1a\u3002\u8fd9\u5305\u62ec\u4f46\u4e0d\u9650\u4e8e\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u91d1\u878d\u673a\u6784\uff0c\u4f8b\u5982\u94f6\u884c\u3001\u5efa\u7b51\u534f\u4f1a\u548c\u4fe1\u8d37\u673a\u6784<\/li>\n\n\n\n<li>\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u548c\u4f01\u4e1a<\/li>\n\n\n\n<li>\u9ad8\u4ef7\u503c\u7ecf\u9500\u5546\uff08\u73e0\u5b9d\u5546\u3001\u827a\u672f\u54c1\u7ecf\u9500\u5546\u3001\u62cd\u5356\u5546\u3001\u6c7d\u8f66\u7ecf\u9500\u5546\uff09<\/li>\n\n\n\n<li>\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u548c\u5f8b\u5e08\u4e8b\u52a1\u6240<\/li>\n\n\n\n<li>\u8d27\u5e01\u670d\u52a1\u4e1a\u52a1\uff0c\u4f8b\u5982\u8d27\u5e01\u5151\u6362\u6216\u6c47\u6b3e\u670d\u52a1<\/li>\n\n\n\n<li>\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba<\/li>\n\n\n\n<li>\u4f17\u7b79\u5e73\u53f0\u548c\u91d1\u878d\u79d1\u6280&nbsp;<\/li>\n\n\n\n<li>\u7a0e\u52a1\u987e\u95ee&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u53cd\u6d17\u94b1\u76d1\u7ba1\u5408\u89c4\u8d44\u6e90 <\/h2>\n\n\n\n<p><a href=\"https:\/\/www.handbook.fca.org.uk\/handbook\/FCG\/3\/?view=chapter#:~:text=Customer%20due%20diligence%20(CDD)%20checks&amp;text=Firms%20must%20identify%20their%20customers,and%20then%20verify%20their%20identities.\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\"><strong>FCA\u624b\u518c<\/strong><\/a><strong>:<\/strong>&nbsp;FCA \u63d0\u4f9b\u4e86\u4e00\u672c\u624b\u518c\uff0c\u6982\u8ff0\u4e86\u5bf9\u5ba2\u6237\u9a8c\u8bc1\u548c\u5fc5\u8981\u68c0\u67e5\u7684\u8981\u6c42\uff0c\u4ee5\u53ca\u6301\u7eed\u76d1\u63a7\u7b49\u8fdb\u4e00\u6b65\u7684\u8981\u6c42\u3002\u624b\u518c\u6307\u51fa\uff0c\u201c\u516c\u53f8\u5fc5\u987b\u8bc6\u522b\u5176\u5ba2\u6237\uff0c\u5e76\u5728\u9002\u7528\u7684\u60c5\u51b5\u4e0b\uff0c\u8bc6\u522b\u5176\u53d7\u76ca\u6240\u6709\u4eba\uff0c\u5e76\u6838\u5b9e\u4ed6\u4eec\u7684\u8eab\u4efd\u3002\u4ed6\u4eec\u8fd8\u5fc5\u987b\u4e86\u89e3\u5ba2\u6237\u4e0e\u516c\u53f8\u5173\u7cfb\u7684\u76ee\u7684\u548c\u9884\u671f\u6027\u8d28\uff0c\u5e76\u6536\u96c6\u6709\u5173\u5ba2\u6237\u548c\uff08\u5982\u76f8\u5173\uff09\u53d7\u76ca\u6240\u6709\u4eba\u7684\u4fe1\u606f\u3002\u8fd9\u5e94\u8be5\u8db3\u4ee5\u5168\u9762\u4e86\u89e3\u4e0e\u4e1a\u52a1\u5173\u7cfb\u76f8\u5173\u7684\u98ce\u9669\uff0c\u5e76\u4e3a\u540e\u7eed\u76d1\u63a7\u63d0\u4f9b\u6709\u610f\u4e49\u7684\u57fa\u7840\u3002\u201d<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u516c\u53f8 <a href=\"https:\/\/www.handbook.fca.org.uk\/handbook\/FCG\/3\/?view=chapter\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u5fc5\u987b\u8bc6\u522b\u4ed6\u4eec\u7684\u5ba2\u6237<\/a> \u5e76\u5728\u9002\u7528\u7684\u60c5\u51b5\u4e0b\uff0c\u67e5\u8be2\u5176\u5b9e\u9645\u6240\u6709\u4eba\u5e76\u6838\u5b9e\u5176\u8eab\u4efd\u3002<\/p>\n<\/blockquote>\n\n\n\n<p><strong><a href=\"https:\/\/jmlsg.org.uk\/guidance\/current-guidance\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">JMLSG \u6307\u5357<\/a>:<\/strong> \u672c\u6307\u5357\u5217\u51fa\u4e86\u4f01\u4e1a\u5e94\u5982\u4f55\u9884\u9632\u548c\u5904\u7406\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7684\u671f\u671b\u3002\u5b83\u6982\u8ff0\u4e86\u4f01\u4e1a\u9884\u9632\u91d1\u878d\u72af\u7f6a\u7684\u671f\u671b\uff0c\u540c\u65f6\u6839\u636e\u4f01\u4e1a\u7684\u5177\u4f53\u4ea7\u54c1\u3001\u670d\u52a1\u3001\u4ea4\u6613\u548c\u5ba2\u6237\u7fa4\u7075\u6d3b\u5730\u5e94\u7528\u8fd9\u4e9b\u89c4\u5219\u3002&nbsp;<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.gov.uk\/search\/all?order=updated-newest&amp;organisations%5B%5D=hm-treasury\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">HMRC \u7684\u901a\u77e5<\/a>&nbsp;<\/strong>\u4e5f\u6709\u52a9\u4e8e\u76d1\u63a7 AML\u3001KYC \u548c IDV \u66f4\u65b0\u548c\u9884\u671f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/3-1024x577.png\" alt=\"\u4e0e\u53cd\u6d17\u94b1 (AML)\u3001\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40 (FCA)\u3001ICO\u3001\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72 (HMRC)\u3001\u56fd\u5bb6\u72af\u7f6a\u7ba1\u7406\u5c40 (NCA) \u548c\u82f1\u56fd\u6d77\u5916\u6295\u8d44\u76d1\u7ba1\u5c40 (OFSI) \u76f8\u5173\u7684\u82f1\u56fd\u673a\u6784\u6982\u89c8\uff0c\u5176\u4e2d\u663e\u793a\u82f1\u56fd\u5730\u56fe\u548c\u62a4\u7167\u56fe\u6807\uff0c\u4ee5\u8868\u793a\u8eab\u4efd\u8bc6\u522b\u53d8\u91cf (IDV) \u548c\u6570\u636e\u76d1\u7ba1\" class=\"wp-image-22326\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/3-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/3-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/3-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/3-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/3-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/3-18x10.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u5728\u82f1\u56fd\u5b9e\u73b0\u5408\u89c4<\/h2>\n\n\n\n<p>\u786e\u4fdd\u60a8\u7684\u4e1a\u52a1\u80fd\u591f\u9075\u5b88\u56fd\u5bb6\u548c\u56fd\u9645\u76d1\u7ba1\u673a\u6784\u7684\u76d1\u7ba1\u8981\u6c42\u5bf9\u4e8e\u53ef\u6269\u5c55\u7684\u589e\u957f\u3001\u5168\u7403\u58f0\u8a89\u548c\u907f\u514d\u5de8\u989d\u7f5a\u6b3e\u81f3\u5173\u91cd\u8981\u3002\u968f\u7740\u6b3a\u8bc8\u884c\u4e3a\u53d8\u5f97\u8d8a\u6765\u8d8a\u590d\u6742\uff0c\u76d1\u7ba1\u5c06\u7ee7\u7eed\u6536\u7d27\uff0c\u4ee5\u786e\u4fdd\u4f01\u4e1a\u5bf9\u53d1\u751f\u5728\u4ed6\u4eec\u5bb6\u95e8\u53e3\u7684\u91d1\u878d\u72af\u7f6a\u627f\u62c5\u8d23\u4efb\u3002&nbsp;<\/p>\n\n\n\n<p>\u8be5\u9886\u57df\u7684\u6700\u65b0\u66f4\u65b0\u5305\u62ec\u4e16\u754c\u4e0a\u7b2c\u4e00\u6761\u8bc8\u9a97\u8d54\u507f\u89c4\u5219\uff0c\u8be5\u89c4\u5219\u4e8e 10 \u6708 7 \u65e5\u5728\u82f1\u56fd\u751f\u6548\u3002\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\u73b0\u5728\u8981\u6c42\u94f6\u884c\u3001\u5efa\u7b51\u534f\u4f1a\u3001\u652f\u4ed8\u673a\u6784\u548c\u7535\u5b50\u8d27\u5e01\u673a\u6784\u5411\u53d7\u5bb3\u8005\u8d54\u507f\u56e0\u6570\u5b57\u6b3a\u8bc8\u9020\u6210\u7684\u635f\u5931\uff0c\u6bcf\u8d77\u6848\u4ef6\u8d54\u507f\u91d1\u989d\u6700\u9ad8\u4e3a 85,000 \u82f1\u9551\u3002\u8fd9\u80af\u5b9a\u4f1a\u63d0\u9ad8\u8be5\u884c\u4e1a\u5185\u6bcf\u5bb6\u4f01\u4e1a\u7684\u4e2a\u4eba\u8d23\u4efb\u611f\uff0c\u4f7f\u6b3a\u8bc8\u9884\u9632\u66f4\u52a0\u6210\u4e3a\u4f18\u5148\u4e8b\u9879\u3002<\/p>\n\n\n\n<p>\u4e0e\u53ef\u9760\u7684 IDV\u3001AML \u548c KYC \u5e73\u53f0\u5408\u4f5c\u73b0\u5df2\u6210\u4e3a\u82f1\u56fd\u5927\u591a\u6570\u4f01\u4e1a\u786e\u4fdd\u76d1\u7ba1\u5408\u89c4\u548c\u9632\u6b62\u6570\u5b57\u6b3a\u8bc8\u7684\u5173\u952e\u3002\u5982\u9700\u4e86\u89e3\u6709\u5173\u4fdd\u62a4\u60a8\u7684\u4f01\u4e1a\u514d\u53d7\u6b3a\u8bc8\u7684\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u8054\u7cfb ComplyCube \u7684\u4e00\u4f4d <a href=\"https:\/\/www.complycube.com\/zh\/%e6%8e%a5%e8%a7%a6\/%e8%81%94%e7%b3%bb%e9%94%80%e5%94%ae\/\" title=\"\">\u5408\u89c4\u4e13\u5bb6<\/a>.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/5-1-1024x577.jpg\" alt=\"\u82f1\u56fd\u53cd\u6d17\u94b1\u6cd5\u89c4\u3001\u82f1\u56fdIDV\u6cd5\u89c4\u3001\u82f1\u56fdKYC\u3001 \" class=\"wp-image-22292\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/5-1-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/5-1-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/5-1-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/5-1-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/5-1-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/10\/5-1-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>","protected":false},"excerpt":{"rendered":"<p>\u82f1\u56fd\u53cd\u6d17\u94b1\u6cd5\u89c4\u9ad8\u5ea6\u91cd\u89c6\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\uff0c\u8981\u6c42\u4f01\u4e1a\u8bc4\u4f30\u5176\u9762\u4e34\u7684\u72ec\u7279\u98ce\u9669\u5e76\u5b9e\u65bd\u91cf\u8eab\u5b9a\u5236\u7684\u63aa\u65bd\u4ee5\u9632\u6b62\u6b3a\u8bc8\u3002\u4e86\u89e3\u5982\u4f55\u5728\u82f1\u56fd\u5b9e\u73b0\u5408\u89c4\u6027......<\/p>","protected":false},"author":24,"featured_media":22322,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[10],"class_list":["post-22320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-anti-money-laundering"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/22320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/comments?post=22320"}],"version-history":[{"count":11,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/22320\/revisions"}],"predecessor-version":[{"id":27421,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/posts\/22320\/revisions\/27421"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/media\/22322"}],"wp:attachment":[{"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/media?parent=22320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/categories?post=22320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.complycube.com\/zh\/wp-json\/wp\/v2\/tags?post=22320"}],"curies":[{"name":"\u53ef\u6e7f\u6027\u7c89\u5242","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}