{"id":14701,"date":"2022-09-22T08:00:56","date_gmt":"2022-09-22T08:00:56","guid":{"rendered":"https:\/\/www.complycube.com\/?p=14701"},"modified":"2026-03-09T17:19:53","modified_gmt":"2026-03-09T17:19:53","slug":"aml-for-fintechs-%e9%81%b5%e5%ae%88%e6%b3%95%e8%a7%84","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/zh\/aml-for-fintechs-comply-with-regulations\/","title":{"rendered":"AML \u91d1\u878d\u79d1\u6280\uff1a\u9075\u5b88\u6cd5\u89c4"},"content":{"rendered":"<div class=\"cc-block tldr\">\n<p><strong>TL;DR\uff1a<\/strong> \u91d1\u878d\u79d1\u6280\u5408\u89c4\u6027 <strong>\u53cd\u6d17\u94b1 (AML)<\/strong> \u76d1\u7ba1\u81f3\u5173\u91cd\u8981\u3002\u7136\u800c\uff0c\u8981\u8ddf\u4e0a\u91d1\u878d\u79d1\u6280\u53cd\u6d17\u94b1\u6cd5\u89c4\u7684\u6700\u65b0\u53d8\u5316\u53ef\u80fd\u5f88\u590d\u6742\uff0c\u5c24\u5176\u662f\u5728\u4f01\u4e1a\u89c4\u6a21\u6269\u5927\u4e4b\u540e\u3002\u672c\u6587\u5c06\u63a2\u8ba8\u5982\u4f55\u9075\u5b88\u8fd9\u4e9b\u6cd5\u89c4\u3002 <strong>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u53cd\u6d17\u94b1<\/strong> \u9632\u6b62\u91d1\u878d\u72af\u7f6a\uff0c\u4fdd\u969c\u5ba2\u6237\u5b89\u5168\u3002.<\/p>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u91d1\u878d\u79d1\u6280\u7684\u6f14\u53d8<\/h2>\n\n\n\n<p>21\u4e16\u7eaa\u89c1\u8bc1\u4e86\u8bb8\u591a\u98a0\u8986\u4f20\u7edf\u4ea7\u4e1a\u7684\u65b0\u6280\u672f\u7684\u5174\u8d77\u3002\u6700\u91cd\u5927\u7684\u98a0\u8986\u4e4b\u4e00\u53d1\u751f\u5728\u91d1\u878d\u9886\u57df\uff0c\u65b0\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u51fa\u73b0\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u521b\u65b0\u7684\u89e3\u51b3\u65b9\u6848\u3002<\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">FinTech\u5168\u79f0Financial Technology\uff0c\u662f\u6307\u5229\u7528\u6280\u672f\u63d0\u4f9b\u91d1\u878d\u670d\u52a1\u3002\u8fd9\u79cd\u91d1\u878d\u6280\u672f\u5305\u62ec\u4ece\u79fb\u52a8\u652f\u4ed8\u548c\u70b9\u5bf9\u70b9\u501f\u8d37\u5230\u6295\u8d44\u5e73\u53f0\u548c\u6570\u5b57\u8d27\u5e01\u7684\u4e00\u5207<\/span>.<\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5168\u7403\u91d1\u878d\u79d1\u6280\u6295\u8d44\u603b\u989d <a href=\"https:\/\/www.innovatefinance.com\/capital\/fintech-investment-landscape-2025\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">2025\u5e74\u662f1TP7530\u4ebf<\/a>, \u5176\u4e2d\uff0c\u7f8e\u56fd\u3001\u82f1\u56fd\u3001\u5370\u5ea6\u548c\u963f\u62c9\u4f2f\u8054\u5408\u914b\u957f\u56fd\u7684\u589e\u957f\u6700\u4e3a\u663e\u8457\u3002.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u91d1\u878d\u79d1\u6280\u6210\u529f\u7684\u4e3b\u8981\u539f\u56e0\u4e4b\u4e00\u662f\u5b83\u4f7f\u6d88\u8d39\u8005\u66f4\u5bb9\u6613\u83b7\u5f97\u91d1\u878d\u670d\u52a1\u3002\u8fc7\u53bb\uff0c\u91d1\u878d\u4f53\u7cfb\u5c06\u8bb8\u591a\u4eba\u6392\u9664\u5728\u5916\uff0c\u56e0\u4e3a\u4ed6\u4eec\u6ca1\u6709\u94f6\u884c\u8d26\u6237\u6216\u65e0\u6cd5\u4f7f\u7528\u4f20\u7edf\u94f6\u884c\u670d\u52a1\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u79fb\u52a8\u94f6\u884c\u548c\u5176\u4ed6\u91d1\u878d\u79d1\u6280\u89e3\u51b3\u65b9\u6848\u7684\u5174\u8d77\u4f7f\u6bcf\u4e2a\u4eba\u90fd\u80fd\u591f\u83b7\u5f97\u91d1\u878d\u670d\u52a1\u3002\u8fd9\u79cd\u51c6\u5165\u5728\u53d1\u5c55\u4e2d\u56fd\u5bb6\u5c24\u4e3a\u91cd\u8981\uff0c\u56e0\u4e3a\u91d1\u878d\u79d1\u6280\u53ef\u4ee5\u5e2e\u52a9\u51cf\u5c11\u8d2b\u56f0\u3001\u4fc3\u8fdb\u7ecf\u6d4e\u589e\u957f\u548c\u6539\u5584\u91d1\u878d\u5305\u5bb9\u6027\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u968f\u7740\u91d1\u878d\u670d\u52a1\u5728\u7ebf\u5316\uff0c\u4fe1\u4efb\u6bd4\u4ee5\u5f80\u4efb\u4f55\u65f6\u5019\u90fd\u66f4\u52a0\u91cd\u8981\u3002\u6b64\u4e3e\u662f\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u786e\u4fdd\u5176\u6570\u636e\u5b89\u5168\u4e14\u4e0d\u53d7\u6b3a\u8bc8\u8005\u63a7\u5236\u7684\u539f\u56e0\u3002\u56e0\u6b64\uff0c\u4ed6\u4eec\u5fc5\u987b\u9075\u5b88 AML \u6cd5\u89c4\uff0c\u4ee5\u786e\u4fdd\u4ed6\u4eec\u7684\u5ba2\u6237\u548c\u4f01\u4e1a\u514d\u53d7\u8fd9\u4e9b\u5a01\u80c1\u3002\u56e0\u6b64\uff0c\u8ba9\u6211\u4eec\u66f4\u6df1\u5165\u5730\u7814\u7a76\u4e00\u4e0b\u3002<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u91d1\u878d\u79d1\u6280\u548c AML \u98ce\u9669<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u662f\u4e00\u4e2a\u6253\u51fb\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7684\u653f\u5e9c\u95f4\u7ec4\u7ec7\u30022025\u5e74\uff0c\u4ed6\u4eec\u53d1\u5e03\u4e86\u4e00\u9879\u2026\u2026 <a href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Financialinclusionandnpoissues\/guidance-financial-inclusion-aml-tf-measures.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u62a5\u544a<\/a> \u5b83\u6db5\u76d6\u4e86\u4f01\u4e1a\u5bf9\u91d1\u878d\u4f53\u7cfb\u6784\u6210\u7684\u98ce\u9669\u3002.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u62a5\u544a\u53d1\u73b0\uff0c\u98ce\u9669\u4e3b\u8981\u5206\u4e3a\u4e09\u79cd\u7c7b\u578b\uff1a<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">\u6d17\u94b1 (ML)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u6050\u6016\u4e3b\u4e49\u878d\u8d44 (TF)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u91d1\u878d\u72af\u7f6a\u548c\u6b3a\u8bc8<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">\u6d17\u94b1\u662f\u6307\u6b3a\u8bc8\u8005\u8f6c\u79fb\u901a\u8fc7\u72af\u7f6a\u6d3b\u52a8\u83b7\u5f97\u7684\u8d44\u91d1\uff0c\u56e0\u6b64\u8d44\u91d1\u4f3c\u4e4e\u6765\u81ea\u5408\u6cd5\u6765\u6e90\u3002\u72af\u7f6a\u5206\u5b50\u901a\u8fc7\u4f7f\u7528\u591a\u4e2a\u94f6\u884c\u8d26\u6237\u6216\u7a7a\u58f3\u516c\u53f8\u6765\u8f6c\u79fb\u8d44\u91d1\u6765\u505a\u5230\u8fd9\u4e00\u70b9\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u6050\u6016\u878d\u8d44\u662f\u5411\u6050\u6016\u7ec4\u7ec7\u63d0\u4f9b\u8d44\u91d1\u652f\u6301\u7684\u884c\u4e3a\u3002\u5b83\u53ef\u4ee5\u5305\u62ec\u7b79\u6b3e\u3001\u6d17\u94b1\u3001\u8d2d\u4e70\u6b66\u5668\u3001\u878d\u8d44\u653b\u51fb\u7b49\u7b49\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u91d1\u878d\u72af\u7f6a\u548c\u6b3a\u8bc8\u662f\u6307\u91d1\u878d\u7cfb\u7edf\u4e2d\u7684\u4efb\u4f55\u975e\u6cd5\u6d3b\u52a8\u3002\u8fd9\u79cd\u975e\u6cd5\u6d3b\u52a8\u5305\u62ec <a href=\"https:\/\/www.cnbc.com\/select\/credit-card-fraud\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u4fe1\u7528\u5361\u8bc8\u9a97<\/a>\u3001\u5185\u5e55\u4ea4\u6613\u548c\u7f51\u7edc\u72af\u7f6a\u3002<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Bank-Account-1024x576.jpg\" alt=\"AML \u91d1\u878d\u79d1\u6280\uff1a\u94f6\u884c\u8d26\u6237\" class=\"wp-image-14703\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Bank-Account-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Bank-Account-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Bank-Account-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Bank-Account-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Bank-Account-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Bank-Account-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><span style=\"font-weight: 400;\">\u6240\u6709\u8fd9\u4e9b\u6d3b\u52a8\u90fd\u5bf9\u91d1\u878d\u4f53\u7cfb\u6784\u6210\u98ce\u9669\uff0c\u5e76\u53ef\u80fd\u4f24\u5bb3\u6d88\u8d39\u8005\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u4f8b\u5982\uff0c\u5982\u679c\u6b3a\u8bc8\u8005\u7a83\u53d6\u4e86\u67d0\u4eba\u7684\u4fe1\u7528\u5361\u8be6\u7ec6\u4fe1\u606f\uff0c\u4ed6\u4eec\u53ef\u80fd\u4f1a\u906d\u53d7\u7ecf\u6d4e\u635f\u5931\u3002\u5982\u679c\u6d17\u94b1\u4e3a\u6050\u6016\u88ad\u51fb\u63d0\u4f9b\u8d44\u91d1\uff0c\u5219\u53ef\u80fd\u5bfc\u81f4\u751f\u547d\u635f\u5931\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u90a3\u4e48\uff0c\u4e3a\u4ec0\u4e48\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e0d\u91c7\u53d6\u9002\u5f53\u7684\u63aa\u65bd\u6765\u9632\u6b62\u8fd9\u79cd\u60c5\u51b5\u53d1\u751f\u5462\uff1f\u597d\u5427\uff0c\u8ba9\u6211\u4eec\u6765\u770b\u770b\u6311\u6218\u3002<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">AML \u5bf9\u91d1\u878d\u79d1\u6280\u7684\u6311\u6218<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5bf9\u91d1\u878d\u79d1\u6280\u516c\u53f8\u800c\u8a00\uff0c\u9075\u5b88 AML \u6cd5\u89c4\u53ef\u80fd\u5177\u6709\u6311\u6218\u6027\uff1b\u4ed6\u4eec\u901a\u5e38\u5fc5\u987b\u5904\u7406\u5927\u91cf\u6570\u636e\uff0c\u5e76\u4e14\u53ef\u80fd\u6ca1\u6709\u6709\u6548\u8ddf\u8e2a\u6570\u636e\u7684\u5de5\u5177\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u6b64\u5916\uff0c\u8bb8\u591a\u91d1\u878d\u79d1\u6280\u4f01\u4e1a\u90fd\u662f\u521d\u521b\u4f01\u4e1a\uff0c\u53ef\u80fd\u6ca1\u6709\u8d44\u6e90\u6216\u4e13\u4e1a\u77e5\u8bc6\u6765\u9075\u5b88 AML \u6cd5\u89c4\u3002\u5bf9\u4e8e\u9884\u7b97\u7d27\u5f20\u7684\u5c0f\u516c\u53f8\u6765\u8bf4\uff0c\u8fd9\u4e2a\u96be\u9898\u5c24\u5176\u660e\u663e\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u53e6\u4e00\u4e2a\u6311\u6218\u662f\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u5ba2\u6237\u901a\u5e38\u6765\u81ea\u4e16\u754c\u5404\u5730\uff0c\u4ed6\u4eec\u53d7\u4e0d\u540c\u7684\u6cd5\u5f8b\u7ba1\u8f96\u3002\u56e0\u6b64\uff0c\u4ed6\u4eec\u53ef\u80fd\u9700\u8981\u9075\u5b88\u591a\u4e2a AML \u6cd5\u89c4\uff0c\u901a\u5e38\u5177\u6709\u76f8\u4e92\u7ade\u4e89\u7684\u8981\u6c42\uff0c\u8fd9\u53ef\u80fd\u96be\u4ee5\u5b9e\u65bd\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u6700\u540e\uff0c\u5fc5\u987b\u6307\u51fa\u7684\u662f\uff0c\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u53d1\u5c55\u8fc5\u901f\u4e14\u4e0d\u65ad\u53d1\u5c55\u3002\u56e0\u6b64\uff0cAML \u6cd5\u89c4\u548c\u98ce\u9669\u5728\u4e0d\u65ad\u53d8\u5316\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u786e\u4fdd\u4ed6\u4eec\u4e0e\u6700\u65b0\u8981\u6c42\u4fdd\u6301\u540c\u6b65\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5c3d\u7ba1\u5b58\u5728\u8fd9\u4e9b\u6311\u6218\uff0c\u4f46\u91d1\u878d\u79d1\u6280\u516c\u53f8\u53ef\u4ee5\u9075\u5faa\u4e00\u4e9b\u6280\u5de7\u6765\u786e\u4fdd\u5b83\u4eec\u9075\u5b88\u8fd9\u4e9b\u6cd5\u89c4\u3002<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u91d1\u878d\u79d1\u6280\u4f01\u4e1a\u5efa\u7acb\u6b63\u786e\u7684 AML \u5408\u89c4\u8ba1\u5212\u7684\u63d0\u793a<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/AML-1024x576.jpg\" alt=\"\u4e00\u5f20\u5e26\u6709\u5927\u5934\u9488\u7684\u5730\u56fe\u548c\u4e00\u5f20\u5199\u7740\u53cd\u6d17\u94b1\u7684\u7eb8\u3002\" class=\"wp-image-14702\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/AML-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/AML-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/AML-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/AML-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/AML-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/AML-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><span style=\"font-weight: 400;\">\u65e2\u7136\u60a8\u77e5\u9053 AML \u5b9e\u65bd\u7684\u6311\u6218\u662f\u4ec0\u4e48 <\/span><a href=\"https:\/\/www.complycube.com\/zh\/%e7%94%a8%e4%be%8b\/%e8%a1%8c%e4%b8%9a\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u91d1\u878d\u79d1\u6280<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u662f\u65f6\u5019\u770b\u770b\u7b80\u5316\u6d41\u7a0b\u7684\u6280\u5de7\u4e86\u3002<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>\u63d0\u793a 1<\/b><span style=\"font-weight: 400;\">\uff1a\u5b9e\u73b0\u4e00\u4e2a <a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%9f%ba%e4%ba%8e%e9%a3%8e%e9%99%a9%e7%9a%84%e6%96%b9%e6%b3%95\/\" title=\"\">\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5<\/a> \u91cd\u70b9\u5173\u6ce8\u4e0e\u60a8\u7684\u4e1a\u52a1\u76f8\u5173\u7684\u98ce\u9669\u3002\u8fd9\u79cd\u65b9\u6cd5\u5e94\u8be5\u57fa\u4e8e\u4e86\u89e3\u60a8\u6b63\u5728\u5904\u7406\u7684\u5ba2\u6237\u7c7b\u578b\u3001\u4e1a\u52a1\u73af\u5883\u4ee5\u53ca\u60a8\u516c\u53f8\u8fd0\u8425\u6240\u5728\u56fd\u5bb6\/\u5730\u533a\u7684\u666e\u904d\u98ce\u9669\u3002<\/span><\/li>\n\n\n\n<li><b>\u63d0\u793a 2<\/b><span style=\"font-weight: 400;\">\uff1a\u5236\u5b9a\u6709\u6548\u7684\u5408\u89c4\u8ba1\u5212\u3002\u8fd9\u5e94\u8be5\u5305\u62ec <\/span><a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%ae%a2%e6%88%b7%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5\/\" title=\"\"><span style=\"font-weight: 400;\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u6301\u7eed\u76d1\u63a7\u548c\u62a5\u544a\u53ef\u7591\u6d3b\u52a8\u3002<\/span><\/li>\n\n\n\n<li><b>\u63d0\u793a 3<\/b><span style=\"font-weight: 400;\">\uff1a\u5145\u5206\u4e86\u89e3\u9002\u7528\u4e8e\u91d1\u878d\u79d1\u6280\u4e1a\u52a1\u7684 AML \u6cd5\u5f8b\uff0c\u5305\u62ec\u53ca\u65f6\u4e86\u89e3\u6cd5\u89c4\u7684\u4efb\u4f55\u53d8\u5316\u3002<\/span><\/li>\n\n\n\n<li><b>\u63d0\u793a 4<\/b><span style=\"font-weight: 400;\">\uff1a\u4f7f\u7528\u6280\u672f\u5e2e\u52a9\u5408\u89c4\uff0c\u5305\u62ec\u6570\u636e\u5206\u6790\u6765\u8ddf\u8e2a\u5ba2\u6237\u884c\u4e3a\u548c <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/%e8%ba%ab%e4%bb%bd%e4%bf%9d%e8%af%81\/%e7%94%9f%e7%89%a9%e7%89%b9%e5%be%81%e9%aa%8c%e8%af%81\/\" title=\"\">\u751f\u7269\u7279\u5f81\u8ba4\u8bc1<\/a> \u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\u3002\u60a8\u53ef\u4ee5\u5728\u6b64\u5904\u627e\u5230\u6709\u5173\u8fd9\u79cd\u9a8c\u8bc1\u5f62\u5f0f\u7684\u66f4\u5168\u9762\u7684\u6307\u5357\uff1a <\/span><a href=\"https:\/\/www.complycube.com\/zh\/%e7%94%9f%e7%89%a9%e7%89%b9%e5%be%81%e8%ae%a4%e8%af%81%e7%9a%84%e4%bc%98%e5%8a%bf\/\" title=\"\"><span style=\"font-weight: 400;\">\u751f\u7269\u7279\u5f81\u8ba4\u8bc1\u7684\u4f18\u52bf<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n\n\n\n<li><b>\u63d0\u793a 5<\/b><span style=\"font-weight: 400;\">\uff1a\u62e5\u6709\u5065\u5168\u7684\u5185\u90e8\u63a7\u5236\u7cfb\u7edf\u3002\u8fd9\u5e94\u5305\u62ec\u804c\u8d23\u5206\u79bb\u548c\u5408\u89c4\u8ba1\u5212\u7684\u72ec\u7acb\u6d4b\u8bd5\u3002<\/span><\/li>\n\n\n\n<li><b>\u63d0\u793a 6<\/b><span style=\"font-weight: 400;\">\uff1a\u5bf9\u5458\u5de5\u8fdb\u884c\u5408\u89c4\u8ba1\u5212\u57f9\u8bad\uff0c\u5e76\u786e\u4fdd\u4ed6\u4eec\u4e86\u89e3\u9075\u5b88\u8be5\u8ba1\u5212\u7684\u91cd\u8981\u6027\u3002<\/span><\/li>\n\n\n\n<li><b>\u63d0\u793a 7<\/b><span style=\"font-weight: 400;\">\uff1a\u4e0e\u76d1\u7ba1\u673a\u6784\u5408\u4f5c\uff0c\u5e76\u51c6\u5907\u5728\u8981\u6c42\u65f6\u63d0\u4f9b\u4fe1\u606f\u3002<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">\u901a\u8fc7\u9075\u5faa\u8fd9\u4e9b\u63d0\u793a\uff0c\u91d1\u878d\u79d1\u6280\u53ef\u4ee5\u5927\u5927\u51cf\u5c11\u5b9e\u65bd\u548c\u7ef4\u62a4\u9002\u5f53\u7684 AML \u63a7\u5236\u7684\u538b\u529b\u3002<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FATF \u91d1\u878d\u79d1\u6280\u5408\u89c4\u5efa\u8bae<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Recommendations-1024x576.jpeg\" alt=\"\u4eba\u4eec\u8ba8\u8bba\u67d0\u4e8b\uff0c\u4f8b\u5982\u5bf9 AML \u6cd5\u89c4\u7684\u5efa\u8bae\" class=\"wp-image-14709\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Recommendations-1024x576.jpeg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Recommendations-300x169.jpeg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Recommendations-768x432.jpeg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Recommendations-1536x864.jpeg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Recommendations-2048x1152.jpeg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Recommendations-18x10.jpeg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><span style=\"font-weight: 400;\">FATF \u662f\u4e00\u4e2a\u5236\u5b9a\u6253\u51fb\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u653f\u7b56\u7684\u56fd\u9645\u7ec4\u7ec7\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u4ed6\u4eec\u516c\u5e03\u4e86\u4e00\u4efd\u540d\u5355 <a href=\"https:\/\/www.fatf-gafi.org\/publications\/fatfrecommendations\/documents\/the40recommendationspublishedoctober2004.html\" target=\"_blank\" rel=\"noopener nofollow\">40 \u6761\u5efa\u8bae<\/a> \u9002\u7528\u4e8e\u91d1\u878d\u673a\u6784\uff0c\u5305\u62ec\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u89c4\u5b9a\u4e86\u9075\u5b88 AML \u6cd5\u89c4\u7684\u8981\u6c42\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u8fd9\u4e9b\u5efa\u8bae\u5305\u62ec\u4ee5\u4e0b\u5185\u5bb9\uff1a<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5<\/b><span style=\"font-weight: 400;\">\uff1a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u6709\u673a\u5236\u6765\u8bc6\u522b\u548c\u9a8c\u8bc1\u4ed6\u4eec\u7684\u5ba2\u6237\u3002\u8fd9\u5305\u62ec\u8bc6\u522b\u548c\u9a8c\u8bc1\u5ba2\u6237\uff0c\u4ed6\u4eec\u53ef\u4ee5\u4f7f\u7528\u4e86\u89e3\u60a8\u7684\u5ba2\u6237 (KYC) \u68c0\u67e5\u6765\u505a\u5230\u8fd9\u4e00\u70b9\u3002\u6b64\u5916\uff0c\u76d1\u7ba1\u673a\u6784\u5e0c\u671b\u4ed6\u4eec\u83b7\u5f97\u6709\u5173\u516c\u53f8\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba\u7684\u4fe1\u606f\u3002<\/span><\/li>\n\n\n\n<li><b>\u6301\u7eed\u76d1\u6d4b<\/b><span style=\"font-weight: 400;\">\uff1a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u6709\u7cfb\u7edf\u5bf9\u5ba2\u6237\u8fdb\u884c\u6301\u7eed\u7684\u5c3d\u804c\u8c03\u67e5\u5e76\u8bc6\u522b\u53ef\u7591\u6d3b\u52a8\u3002\u8fd9\u5305\u62ec\u6807\u8bb0\u5ba2\u6237\u72b6\u6001\u548c\u5f02\u5e38\u4ea4\u6613\u7684\u53d8\u5316\uff0c\u5e76\u8c03\u67e5\u5176\u4e2d\u4efb\u4f55\u53ef\u80fd\u662f\u6d17\u94b1\u6216 <\/span><a href=\"https:\/\/www.complycube.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%8f%8d%e6%81%90%e8%9e%8d%e8%b5%84\/\" title=\"\"><span style=\"font-weight: 400;\">\u6050\u6016\u4e3b\u4e49\u878d\u8d44<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n\n\n\n<li><b>\u62a5\u544a<\/b><span style=\"font-weight: 400;\">\uff1a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u6709\u7a0b\u5e8f\u5411\u91d1\u878d\u60c5\u62a5\u673a\u6784 (FIU) \u7b49\u76f8\u5173\u673a\u6784\u62a5\u544a\u4efb\u4f55\u53ef\u7591\u6d3b\u52a8\u3002\u4ed6\u4eec\u5e94\u8be5\u8fd9\u6837\u505a\uff0c\u4ee5\u8fdb\u4e00\u6b65\u9632\u6b62\u72af\u7f6a\u6d3b\u52a8\u6216\u6d17\u94b1\u6d3b\u52a8\u3002<\/span><\/li>\n\n\n\n<li><b>\u4fdd\u6301\u8bb0\u5f55\u4e2d<\/b><span style=\"font-weight: 400;\">\uff1a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u4e3a\u56fd\u9645\u548c\u56fd\u5185\u5ba2\u6237\u4fdd\u7559\u6240\u6709\u5ba2\u6237\u548c\u4ea4\u6613\u7684\u8bb0\u5f55\u3002\u4ed6\u4eec\u9700\u8981\u5c06\u6b64\u4fe1\u606f\u4fdd\u7559\u81f3\u5c11\u4e94\u5e74\uff0c\u5e76\u5e94\u8981\u6c42\u5c06\u5176\u63d0\u4f9b\u7ed9\u6709\u5173\u5f53\u5c40\u3002<\/span><\/li>\n\n\n\n<li><b>\u4e0e\u6267\u6cd5\u90e8\u95e8\u7684\u5408\u4f5c<\/b><span style=\"font-weight: 400;\">\uff1a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u4e0e\u6267\u6cd5\u673a\u6784\u5408\u4f5c\uff0c\u5e76\u5411\u4ed6\u4eec\u63d0\u4f9b\u4ed6\u4eec\u8981\u6c42\u7684\u4efb\u4f55\u4fe1\u606f\u3002<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">\u8fd9\u4e9b\u53ea\u662f\u91d1\u878d\u79d1\u6280\u516c\u53f8\u9075\u5b88 AML \u6cd5\u89c4\u9700\u8981\u6ee1\u8db3\u7684\u4e00\u4e9b\u8981\u6c42\u3002<\/span><\/p>\n\n\n<div class=\"cc-block case-study\">\n<h3><strong>\u6848\u4f8b\u7814\u7a76\uff1a\u7f8e\u56fd\u9886\u5148\u91d1\u878d\u79d1\u6280\u516c\u53f8\u9762\u4e34 $40 \u4e07\u7f8e\u5143\u7f5a\u6b3e<\/strong><\/h3>\n<p data-pm-slice=\"1 1 [\">2025\u5e74\uff0c\u9886\u5148\u7684\u91d1\u878d\u670d\u52a1\u5e94\u7528Block Inc.\u56e0\u8fdd\u53cd\u76f8\u5173\u89c4\u5b9a\u88ab\u7ebd\u7ea6\u5dde\u91d1\u878d\u670d\u52a1\u90e8\uff08NYDFS\uff09\u7f5a\u6b3e1000\u4e07\u7f8e\u5143\u3002 <strong>\u8fdd\u53cd<\/strong> \u6839\u636e\u7f8e\u56fd\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\uff0c\u6709\u62a5\u9053\u79f0\uff0c\u8be5\u516c\u53f8\u7684\u5feb\u901f\u589e\u957f\u4f7f\u5176\u73b0\u6709\u7684\u53cd\u6d17\u94b1\u57fa\u7840\u8bbe\u65bd\u4e0d\u582a\u91cd\u8d1f\uff0c\u4ece\u800c\u5bfc\u81f4\u5176\u8fdd\u53cd\u4e86\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\u3002 <strong>\u98ce\u9669\u4ea4\u6613<\/strong> \u4f4e\u8c03\u884c\u4e8b\u3002.<\/p>\n<p>\u7ebd\u7ea6\u5dde\u5bb6\u5ead\u670d\u52a1\u90e8\u53d1\u73b0 <strong>\u865a\u5f31\u7684<\/strong> \u76d1\u63a7\u63a7\u5236\u63aa\u65bd\u4e0d\u8db3\u3001\u53ef\u7591\u6d3b\u52a8\u62a5\u544a\u5ef6\u8fdf\u4ee5\u53ca\u5ba2\u6237\u7b5b\u9009\u4e0d\u5145\u5206\u3002\u56e0\u6b64\uff0c\u8fd9\u610f\u5473\u7740\u6210\u5343\u4e0a\u4e07\u7684\u6f5c\u5728\u9ad8\u98ce\u9669\u5ba2\u6237\u80fd\u591f\u5f00\u8bbe\u8d26\u6237\u5e76\u83b7\u5f97\u670d\u52a1\u3002 <strong>\u6ca1\u6709<\/strong> \u6b63\u5728\u8fdb\u884c\u5b8c\u6574\u7684\u8eab\u4efd\u9a8c\u8bc1\u6d41\u7a0b\u3002.<\/p>\n<p>Block Inc. \u88ab\u8981\u6c42\u5b9e\u65bd\u66f4\u4e25\u683c\u7684\u53cd\u6d17\u94b1\u8ba1\u5212\uff0c\u5e76\u8058\u8bf7\u5916\u90e8\u72ec\u7acb\u5408\u89c4\u5b98\u6765\u76d1\u7763\u5176\u8fdb\u5c55\u3002\u8fd9\u4f20\u9012\u7684\u4fe1\u606f\u5f88\u660e\u786e\uff1a\u5982\u679c\u6ca1\u6709\u7075\u6d3b\u6027\uff0c, <strong>\u53ef\u6269\u5c55\u7684\u53cd\u6d17\u94b1<\/strong> \u76d1\u7ba1\u548c\u6295\u8d44\uff0c\u4ee5\u53ca\u4e0d\u65ad\u589e\u957f\u7684\u5ba2\u6237\u83b7\u53d6\u91cf\uff0c\u90fd\u53ef\u80fd\u5e26\u6765\u76d1\u7ba1\u98ce\u9669\u3002.<\/p>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u91d1\u878d\u79d1\u6280\u7684\u6ce8\u518c\u548c\u76d1\u7ba1\u673a\u6784<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u53e6\u4e00\u4e2a\u91cd\u8981\u5408\u89c4\u95ee\u9898\u662f\u6ce8\u518c\u548c\u76d1\u7ba1\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5728\u8bb8\u591a\u56fd\u5bb6\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u5728\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u6ce8\u518c\u5e76\u83b7\u5f97\u7ecf\u8425\u8bb8\u53ef\u3002\u5b83\u53ef\u80fd\u5197\u957f\u800c\u590d\u6742\uff0c\u901a\u5e38\u9700\u8981\u5f8b\u5e08\u4e8b\u52a1\u6240\u7684\u534f\u52a9\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u6ce8\u518c\u8981\u6c42\u56e0\u56fd\u5bb6\/\u5730\u533a\u800c\u5f02\uff0c\u4f46\u901a\u5e38\u63d0\u4f9b\u6709\u5173\u516c\u53f8\u6240\u6709\u8005\u3001\u8463\u4e8b\u548c\u5458\u5de5\u7684\u4fe1\u606f\u3002\u516c\u53f8\u8fd8\u5fc5\u987b\u63d0\u4f9b\u8bc1\u636e\u8bc1\u660e\u5176\u62e5\u6709\u8db3\u591f\u7684\u7cfb\u7edf\u548c\u63a7\u5236\u63aa\u65bd\u6765\u9075\u5b88 AML \u6cd5\u89c4\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u8fd9\u4e9b\u7cfb\u7edf\u5305\u62ec\uff1a<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">\u5bf9\u5458\u5de5\u8fdb\u884c\u57f9\u8bad\uff0c\u8ba9\u4ed6\u4eec\u4e86\u89e3AML\u7684\u91cd\u8981\u6027\u548c\u6d41\u7a0b\u3002<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">AML \u548c\u53cd\u8d44\u52a9\u6050\u6016\u4e3b\u4e49 (CFT) \u7684\u4e66\u9762\u7a0b\u5e8f<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u4efb\u547d\u6d17\u94b1\u62a5\u544a\u5b98 (MLRO)<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">\u6ce8\u518c\u7a0b\u5e8f\u5b8c\u6210\u540e\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5c06\u63a5\u53d7\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u7684\u6301\u7eed\u76d1\u7763\u3001\u5b9a\u671f\u62a5\u544a\u548c\u63d0\u4ea4\u7ecf\u5ba1\u8ba1\u7684\u8d22\u52a1\u62a5\u8868\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5728\u7f8e\u56fd\uff0c\u76d1\u7ba1\u6c34\u5e73\u56e0\u56fd\u5bb6\u800c\u5f02\uff0c\u56e0\u5dde\u800c\u5f02\u3002\u4f46\u662f\uff0c\u5bf9\u4e8e\u6d89\u53ca\u9ad8\u98ce\u9669\u6d3b\u52a8\u7684\u516c\u53f8\uff0c\u4f8b\u5982\u6c47\u6b3e\u6216\u5916\u6c47\u4ea4\u6613\uff0c\u5b83\u901a\u5e38\u66f4\u4e3a\u4e25\u683c\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5bf9\u4e8e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u800c\u8a00\uff0c\u9075\u5b88 AML \u6cd5\u89c4\u662f\u4e00\u4e2a\u590d\u6742\u800c\u91cd\u8981\u7684\u95ee\u9898\u3002\u4ed6\u4eec\u9700\u8981\u7ba1\u7406\u8bb8\u591a\u5408\u89c4\u98ce\u9669\uff0c\u800c\u4e14\u76d1\u7ba1\u8981\u6c42\u53ef\u80fd\u975e\u5e38\u82db\u523b\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u5408\u89c4\u5bf9\u4e8e\u786e\u4fdd\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u4fdd\u6301\u7a33\u5b9a\u548c\u503c\u5f97\u4fe1\u8d56\u81f3\u5173\u91cd\u8981\u3002\u901a\u8fc7\u9075\u5faa\u4e0a\u4e00\u8282\u4e2d\u6982\u8ff0\u7684\u63d0\u793a\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u53ef\u4ee5\u786e\u4fdd\u4ed6\u4eec\u5c65\u884c\u5408\u89c4\u4e49\u52a1\u3002<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u91d1\u878d\u79d1\u6280\u5168\u7403\u5408\u89c4<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Global-Regulators-1024x576.jpg\" alt=\"\u5c55\u793a\u5168\u7403AML\u6cd5\u89c4\u7684\u4e16\u754c\u5730\u56fe\" class=\"wp-image-14706\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Global-Regulators-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Global-Regulators-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Global-Regulators-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Global-Regulators-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Global-Regulators-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/09\/Global-Regulators-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5168\u7403\u91d1\u878d\u79d1\u6280\u5408\u89c4\u683c\u5c40\u5728\u4e0d\u65ad\u53d1\u5c55\u3002\u4f01\u4e1a\u5bb6\u4e0d\u65ad\u5f00\u53d1\u65b0\u6280\u672f\u548c\u5546\u4e1a\u6a21\u5f0f\uff0c\u8fd9\u4f1a\u5f71\u54cd\u5408\u89c4\u8981\u6c42\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u8fd1\u5e74\u6765\uff0c\u4eba\u4eec\u8d8a\u6765\u8d8a\u5173\u6ce8\u91d1\u878d\u79d1\u6280\u516c\u53f8\u9075\u5b88 AML \u6cd5\u89c4\u7684\u9700\u6c42\u3002\u8fd9\u662f\u7531\u4e8e\u72af\u7f6a\u5206\u5b50\u5728\u5168\u7403\u8303\u56f4\u5185\u8d8a\u6765\u8d8a\u591a\u5730\u4f7f\u7528\u91d1\u878d\u79d1\u6280\u670d\u52a1\u6765\u6d17\u94b1\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u4e00\u4e9b\u56fd\u5bb6\u5df2\u7ecf\u4e13\u95e8\u9488\u5bf9\u91d1\u878d\u79d1\u6280\u516c\u53f8\u63a8\u51fa\u4e86\u65b0\u7684\u6cd5\u5f8b\u6cd5\u89c4\u6765\u5e94\u5bf9\u8fd9\u4e00\u95ee\u9898\u3002\u5176\u4e2d\u5305\u62ec\u6ce8\u518c\u8981\u6c42\u3001KYC \u68c0\u67e5\u548c\u6301\u7eed\u76d1\u63a7\u3002<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7f8e\u56fd<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">\u7f8e\u56fd\u662f\u6700\u65e9\u5f15\u5165\u7279\u5b9a\u91d1\u878d\u79d1\u6280 AML \u6cd5\u89c4\u7684\u56fd\u5bb6\u4e4b\u4e00\u3002 2015\u5e74\uff0c\u7f8e\u56fd\u63a8\u51fa\u4e86BitLicense\u5236\u5ea6\uff0c\u8981\u6c42\u63d0\u4f9b\u6570\u5b57\u8d27\u5e01\u670d\u52a1\u7684\u516c\u53f8\u5fc5\u987b\u83b7\u5f97\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u7684\u8bb8\u53ef\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u4e2d\u592e\u76d1\u7ba1\u673a\u6784\u662f <a href=\"https:\/\/www.fincen.gov\/\" target=\"_blank\" rel=\"noopener nofollow\">\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc<\/a> (FinCEN) \u548c <a href=\"https:\/\/home.treasury.gov\/policy-issues\/office-of-foreign-assets-control-sanctions-programs-and-information\" target=\"_blank\" rel=\"noopener nofollow\">\u5916\u56fd\u8d44\u4ea7\u63a7\u5236\u529e\u516c\u5ba4<\/a> (OFAC)\u3002\u4ed6\u4eec\u5171\u540c\u6267\u884c\u653f\u5e9c\u5236\u5b9a\u7684 AML \u548c CFT \u6cd5\u89c4\u3002<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b27\u6d32<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">2020 \u5e74\uff0c\u6b27\u76df\u63a8\u51fa\u4e86 <a href=\"https:\/\/www.complycube.com\/zh\/%e7%ac%ac-6-%e6%9d%a1%e5%8f%8d%e6%b4%97%e9%92%b1%e6%8c%87%e4%bb%a4-6amld-%e7%9a%84%e5%bf%ab%e9%80%9f%e6%a6%82%e8%bf%b0\/\" title=\"\">\u7b2c\u516d\u9879\u53cd\u6d17\u94b1\u6307\u4ee4<\/a> \uff086AMLD\uff09\uff0c\u5b83\u53d6\u4ee3\u4e86 <a href=\"https:\/\/risk.lexisnexis.co.uk\/insights-resources\/infographic\/5th-money-laundering-directive\" target=\"_blank\" rel=\"noopener nofollow\">\u7b2c\u4e94\u9879\u53cd\u6d17\u94b1\u6307\u4ee4<\/a> (5AMLD)\u3002\u5b83\u5305\u62ec\u4e00\u4e9b\u4e13\u95e8\u9002\u7528\u4e8e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u89c4\u5b9a\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">6AMLD \u8fdb\u4e00\u6b65\u6269\u5927\u4e86\u4e0a\u6e38\u72af\u7f6a\u6e05\u5355\uff0c\u8fd8\u5c06\u7f51\u7edc\u72af\u7f6a\u5217\u4e3a\u72af\u7f6a\u3002\u8fd9\u4e00\u589e\u52a0\u8981\u6c42\u91d1\u878d\u79d1\u6280\u516c\u53f8\u52a0\u5f3a\u5176 KYC \u548c AML \u63aa\u65bd\uff0c\u800c 5AMLD \u8981\u6c42\u4ed6\u4eec\u5411\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u6ce8\u518c\u5e76\u5bf9\u5ba2\u6237\u8fdb\u884c KYC \u68c0\u67e5\u3002&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5b83\u8fd8\u5bf9\u4ea4\u6613\u76d1\u63a7\u63d0\u51fa\u4e86\u66f4\u4e25\u683c\u7684\u8981\u6c42\uff0c\u5e76\u89c4\u5b9a\u4e86\u65b0\u7684\u62a5\u544a\u4e49\u52a1\u3002\u6b64\u5916\uff0c6AMLD \u5efa\u7acb\u5728 5AMLD \u5b9e\u65bd\u7684\u52a0\u5bc6\u8d27\u5e01\u6cd5\u89c4\u7684\u57fa\u7840\u4e0a\uff0c\u4ee5\u9632\u6b62\u8fdb\u4e00\u6b65\u6d17\u94b1\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5c3d\u7ba1\u6b27\u76df\u6709\u6b64\u6307\u4ee4\uff0c\u4f46\u5927\u591a\u6570\u56fd\u5bb6\/\u5730\u533a\u90fd\u6709\u9488\u5bf9 AML \u7684\u76d1\u7ba1\u673a\u6784\u548c\u6cd5\u5f8b\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662f\u4ed6\u4eec\u7684\u4e00\u4e9b\u76d1\u7ba1\u673a\u6784\u7684\u7b80\u77ed\u5217\u8868\uff1a<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">\u82f1\u56fd\uff1a <\/span><a href=\"https:\/\/www.fca.org.uk\/\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40<\/span><\/a><span style=\"font-weight: 400;\"> (FCA)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u5fb7\u56fd\uff1a <\/span><a href=\"https:\/\/www.bafin.de\/EN\/Homepage\/homepage_node.html\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">\u8054\u90a6\u91d1\u878d\u76d1\u7ba1\u5c40<\/span><\/a><span style=\"font-weight: 400;\"> (\u5df4\u82ac)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u897f\u73ed\u7259\uff1a <\/span><a href=\"https:\/\/www.cnmv.es\/portal\/home.aspx?lang=en\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">\u5168\u56fd\u8d38\u6613\u59d4\u5458\u4f1a<\/span><\/a><span style=\"font-weight: 400;\"> (CNMV)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u6cd5\u56fd\uff1a <\/span><a href=\"https:\/\/acpr.banque-france.fr\/en\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">\u6cd5\u56fd\u5ba1\u614e\u76d1\u7ba1\u548c\u89e3\u51b3\u673a\u6784<\/span><\/a><span style=\"font-weight: 400;\"> (ACPR) \u548c <\/span><a href=\"https:\/\/www.amf-france.org\/en\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">Autorit\u00e9 des March\u00e9s \u91d1\u878d\u5bb6<\/span><\/a><span style=\"font-weight: 400;\"> (AMF)<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">\u60a8\u53ef\u4ee5\u5728\u6b64\u5904\u627e\u5230\u66f4\u591a\u4fe1\u606f\uff1a <\/span><a href=\"https:\/\/www.cliffordchance.com\/content\/dam\/cliffordchance\/briefings\/2017\/04\/european-fintech-regulation.pdf\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">https:\/\/www.cliffordchance.com\/content\/dam\/cliffordchance\/briefings\/2017\/04\/european-fintech-regulation.pdf<\/span><\/a><span style=\"font-weight: 400;\">.&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6fb3\u5927\u5229\u4e9a<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">2018 \u5e74\uff0c\u6fb3\u5927\u5229\u4e9a\u63a8\u51fa\u4e86\u65b0\u7248\u672c\u7684 <\/span><a href=\"https:\/\/www.legislation.gov.au\/Details\/C2021C00243\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">2006 \u5e74\u53cd\u6d17\u94b1\u548c\u53cd\u6050\u878d\u8d44\u6cd5<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u5176\u4e2d\u5305\u62ec\u8bb8\u591a\u9002\u7528\u4e8e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4f46\u672a\u76f4\u63a5\u63d0\u53ca\u7684\u89c4\u5b9a\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u8be5\u6cd5\u6848\u8981\u6c42\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7b49\u83b7\u5f97\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u7684\u8bb8\u53ef\u5e76\u9075\u5b88 KYC \u548c AML \u8981\u6c42\u3002\u4ed6\u4eec\u7684\u76d1\u7ba1\u8005\u662f <a href=\"https:\/\/www.austrac.gov.au\/\" target=\"_blank\" rel=\"noopener nofollow\">\u6fb3\u5927\u5229\u4e9a\u4ea4\u6613\u62a5\u544a\u548c\u5206\u6790\u4e2d\u5fc3<\/a> \uff08\u6fb3\u5927\u5229\u4e9a\uff09\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u5408\u89c4\u73af\u5883\u5728\u4e0d\u65ad\u53d8\u5316\u3002\u56e0\u6b64\uff0c\u516c\u53f8\u5fc5\u987b\u8ddf\u4e0a\u6700\u65b0\u7684\u53d1\u5c55\uff0c\u5e76\u786e\u4fdd\u4ed6\u4eec\u9075\u5b88\u6240\u6709\u9002\u7528\u7684\u6cd5\u5f8b\u548c\u6cd5\u89c4\u3002<\/span><\/p>\n\n\n<div class=\"cc-block key-takeaways\">\n<h3>\u5173\u952e\u8981\u70b9<\/h3>\n<ul>\n<li><strong>\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u7684<\/strong> \u7ecf\u6d4e\u589e\u957f\u8fc5\u731b\uff0c\u52a0\u4e0a\u6570\u5b57\u5316\u6e20\u9053\u7684\u666e\u53ca\uff0c\u5bfc\u81f4\u5168\u7403\u8303\u56f4\u5185\u7684\u53cd\u6d17\u94b1\u5ba1\u67e5\u548c\u76d1\u7ba1\u529b\u5ea6\u52a0\u5927\u3002.<\/li>\n<li><strong>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u9762\u4e34\u6311\u6218 <\/strong>\u7531\u4e8e\u884c\u4e1a\u7279\u6709\u7684\u7279\u70b9\uff0c\u5305\u62ec\u5feb\u901f\u6269\u5f20\u3001\u591a\u5143\u5316\u7684\u5ba2\u6237\u7fa4\u4f53\u548c\u5e9e\u5927\u7684\u6838\u67e5\u91cf\uff0c\u53cd\u6d17\u94b1\u9886\u57df\u9762\u4e34\u7740\u4e25\u5cfb\u7684\u6311\u6218\u3002.<\/li>\n<li><strong>\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\u768440<\/strong> \u53cd\u6d17\u94b1\u5408\u89c4\u5efa\u8bae\u5305\u62ec\u57fa\u4e8e\u98ce\u9669\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u3001\u6301\u7eed\u76d1\u63a7\u548c\u53ef\u7591\u6d3b\u52a8\u62a5\u544a\u3002.<\/li>\n<li><strong>\u6cd5\u89c4\u8981\u6c42<\/strong> \u91d1\u878d\u79d1\u6280\u516c\u53f8\u6ce8\u518c\u3001\u6240\u6709\u6743\u62ab\u9732\u3001\u5458\u5de5\u57f9\u8bad\u3001\u4e66\u9762\u53cd\u6050\u878d\u8d44\u7a0b\u5e8f\u548c\u53cd\u6d17\u94b1\u5408\u89c4\u5b98\u4efb\u547d\u3002.<\/li>\n<li><strong>ComplyCube \u63d0\u4f9b<\/strong> \u4e3a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u63d0\u4f9b\u53ef\u5b9a\u5236\u7684\u53cd\u6d17\u94b1\u89e3\u51b3\u65b9\u6848\uff0c\u5305\u62ec\u81ea\u52a8\u5316\u7b5b\u9009\u3001\u5f3a\u5927\u7684\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP) \u7b5b\u67e5\u3001\u5236\u88c1\u540d\u5355\u548c\u89c2\u5bdf\u540d\u5355\u68c0\u67e5\u3002.<\/li>\n<\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u7ed3\u8bba<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">\u91d1\u878d\u79d1\u6280\u662f\u4e00\u4e2a\u4ee4\u4eba\u5174\u594b\u7684\u4f8b\u5b50\uff0c\u8bf4\u660e\u521b\u65b0\u6280\u672f\u5982\u4f55\u98a0\u8986\u66fe\u7ecf\u88ab\u5b9e\u4f53\u673a\u6784\u5784\u65ad\u7684\u884c\u4e1a\uff0c\u4ece\u800c\u6539\u5584\u6d88\u8d39\u8005\u7684\u751f\u6d3b\u3002\u5c3d\u7ba1\u5982\u6b64\uff0c\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u7ade\u4e89\u6fc0\u70c8\u3001\u8282\u594f\u660e\u5feb\u3001\u4e0d\u65ad\u53d1\u5c55\u4e14\u65e5\u76ca\u5168\u7403\u5316\u3002\u56e0\u6b64\uff0c\u5408\u89c4\u98ce\u9669\u8d8a\u6765\u8d8a\u5927\uff0cAML\u5bf9\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u6311\u6218\u4e5f\u8d8a\u6765\u8d8a\u590d\u6742\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u4f46\u662f\uff0c\u901a\u8fc7\u6b63\u786e\u7684\u65b9\u6cd5\u548c\u4e00\u4e9b\u89c4\u5212\uff0c\u53ef\u4ee5\u4e3a\u60a8\u7684\u4f01\u4e1a\u6784\u5efa\u6709\u6548\u7684 AML \u5408\u89c4\u8ba1\u5212\u3002<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">\u5728 ComplyCube\uff0c\u6211\u4eec\u4e86\u89e3\u8fd9\u4e9b\u6311\u6218\u5e76\u5f00\u53d1\u4e86 <a href=\"https:\/\/www.complycube.com\/zh\/%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/\" title=\"\">\u89e3\u51b3\u65b9\u6848<\/a> \u5e2e\u52a9\u60a8\u5165\u95e8\u3002 <a href=\"https:\/\/www.complycube.com\/zh\/%e6%8e%a5%e8%a7%a6\/\" title=\"\">\u8054\u7cfb\u6211\u4eec<\/a><\/span><a href=\"https:\/\/www.complycube.com\/zh\/%e6%8e%a5%e8%a7%a6\/\" title=\"\"> <span style=\"font-weight: 400;\"><\/span><\/a><span style=\"font-weight: 400;\">\u4eca\u5929\u5c31\u6765\u8be6\u7ec6\u4e86\u89e3\u6211\u4eec\u5982\u4f55\u5e2e\u52a9\u60a8\u5efa\u7acb\u7b26\u5408\u5168\u7403\u6807\u51c6\u7684\u91d1\u878d\u79d1\u6280\u5408\u89c4\u8ba1\u5212\u3002<\/span><\/p>\n\n\n\n<div class=\"cc-accordion\">\n  <h2>\u5e38\u89c1\u95ee\u9898<\/h2>\n  <details>\n    <summary>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u9075\u5b88\u53cd\u6d17\u94b1\u89c4\u5b9a\u5417\uff1f<\/summary>\n    <p>\u662f\u7684\u3002\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5fc5\u987b\u9075\u5b88\u5176\u8fd0\u8425\u6240\u5728\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u53cd\u6d17\u94b1\u6cd5\u5f8b\u3002\u8fd9\u5305\u62ec\u6b27\u76df\u7b2c\u516d\u53f7\u53cd\u6d17\u94b1\u6307\u4ee4\uff08AMLD6\uff09\u3001\u7f8e\u56fd\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\u548c\u82f1\u56fd2017\u5e74\u300a\u53cd\u6d17\u94b1\u6761\u4f8b\u300b\uff08MLR 2017\uff09\u7b49\u6cd5\u89c4\u3002\u4e0d\u5408\u89c4\u5c06\u9762\u4e34\u6570\u767e\u4e07\u7f8e\u5143\u7684\u7f5a\u6b3e\u548c\u58f0\u8a89\u635f\u5bb3\u3002.<\/p>\n  <\/details>\n  <details>\n    <summary>\u4e3a\u4ec0\u4e48\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u4f1a\u53d7\u5230\u76d1\u7ba1\u673a\u6784\u7684\u4e25\u683c\u5ba1\u67e5\uff1f<\/summary>\n    <p>\u8fd1\u5e74\u6765\uff0c\u7531\u4e8e\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u53d1\u5c55\u8fc5\u901f\uff0c\u4e14\u5ba2\u6237\u80fd\u591f\u8fdb\u884c\u5927\u989d\u4ea4\u6613\uff0c\u56e0\u6b64\u53d7\u5230\u4e86\u76d1\u7ba1\u673a\u6784\u7684\u9ad8\u5ea6\u5173\u6ce8\u3002\u5176\u6570\u5b57\u5316\u6ce8\u518c\u548c\u8de8\u5883\u652f\u4ed8\u4e5f\u5e26\u6765\u4e86\u8f83\u9ad8\u7684\u6d17\u94b1\u98ce\u9669\u3002.<\/p>\n  <\/details>\n  <details>\n    <summary>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5728\u53cd\u6d17\u94b1\u5408\u89c4\u65b9\u9762\u9762\u4e34\u54ea\u4e9b\u6311\u6218\uff1f<\/summary>\n    <p>\u7531\u4e8e\u5176\u5168\u7403\u5316\u7279\u6027\u548c\u7075\u6d3b\u7684\u8fd0\u8425\u6a21\u5f0f\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5728\u5b9e\u65bd\u53ef\u5b9a\u5236\u4e14\u53ef\u6269\u5c55\u7684\u53cd\u6d17\u94b1\u6d41\u7a0b\u4ee5\u6ee1\u8db3\u81ea\u8eab\u4e1a\u52a1\u9700\u6c42\u65b9\u9762\u9762\u4e34\u6311\u6218\u3002\u6b64\u5916\uff0c\u4e0d\u65ad\u53d8\u5316\u7684\u76d1\u7ba1\u73af\u5883\u610f\u5473\u7740\uff0c\u672a\u80fd\u6574\u5408\u5b9e\u65f6\u7b5b\u67e5\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5c06\u9762\u4e34\u66f4\u9ad8\u7684\u8fdd\u89c4\u98ce\u9669\u3002.<\/p>\n  <\/details>\n  <details>\n    <summary>\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u5bf9\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6709\u54ea\u4e9b\u53cd\u6d17\u94b1\u5efa\u8bae\uff1f<\/summary>\n    <p>\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u5efa\u8bae\u91d1\u878d\u673a\u6784\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u91c7\u7528\u57fa\u4e8e\u98ce\u9669\u7684\u53cd\u6d17\u94b1\u6d41\u7a0b\u3001\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\u548c\u6301\u7eed\u76d1\u63a7\uff0c\u4ee5\u6709\u6548\u53d1\u73b0\u548c\u9884\u9632\u6b3a\u8bc8\u548c\u6d17\u94b1\u6d3b\u52a8\u3002\u6b64\u5916\uff0c\u53ca\u65f6\u62a5\u544a\u53ef\u7591\u6d3b\u52a8\u548c\u63d0\u4f9b\u900f\u660e\u7684\u5ba1\u8ba1\u8ffd\u8e2a\u4e5f\u662f\u5408\u89c4\u7684\u5fc5\u8981\u6761\u4ef6\u3002.<\/p>\n  <\/details>\n  <details>\n    <summary>ComplyCube \u5982\u4f55\u4e3a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u63d0\u4f9b\u53cd\u6d17\u94b1\u5408\u89c4\u670d\u52a1\uff1f<\/summary>\n    <p>ComplyCube \u4f7f\u91d1\u878d\u79d1\u6280\u516c\u53f8\u80fd\u591f\u83b7\u5f97\u81ea\u52a8\u5316\u3001\u5373\u65f6\u7684 KYC \u548c AML \u7ed3\u679c\u3002\u5176\u65e0\u9700\u7f16\u5199\u4ee3\u7801\u7684\u5de5\u4f5c\u6d41\u7a0b\u652f\u6301\u5feb\u901f\u53d1\u5c55\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5728\u90e8\u7f72\u5de5\u4f5c\u6d41\u7a0b\u65f6\u4fdd\u6301\u654f\u6377\u6027\uff0c\u5c06\u9a8c\u8bc1\u65f6\u95f4\u4ece\u51e0\u5206\u949f\u7f29\u77ed\u5230\u51e0\u79d2\u949f\u3002.<\/p>\n  <\/details>\n<\/div>\n<!-- \/wp:html \u2014>","protected":false},"excerpt":{"rendered":"<p>\u4efb\u4f55\u91d1\u878d\u79d1\u6280\u516c\u53f8\u90fd\u77e5\u9053\u9075\u5b88\u53cd\u6d17\u94b1 (AML) \u6cd5\u89c4\u81f3\u5173\u91cd\u8981\u3002\u4e3a\u4e86\u7b80\u5316\u6d41\u7a0b\uff0c\u8bf7\u9605\u8bfb\u6b64 AML for FinTechs \u6307\u5357\u3002\u6211\u4eec\u6709\u63d0\u793a\uff01...<\/p>","protected":false},"author":17,"featured_media":15698,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[10],"class_list":["post-14701","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-anti-money-laundering"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.6.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Any Financial Technology company knows that Fintech compliance with AML regulations is vital. To make the process easier, read this AML for FinTechs guide!\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Andreea Balasa\"\/>\n\t<meta name=\"google-site-verification\" content=\"9nwsC3BxNQT0rN_dh5xNnCBQI6EVMaGEtvfky-IUUgQ\" \/>\n\t<meta name=\"msvalidate.01\" content=\"6787C3F0846FBE039FCD4064ECED4F6A\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.complycube.com\/zh\/aml-for-fintechs-comply-with-regulations\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 4.9.6.2\" \/>\n\t\t<meta property=\"og:locale\" content=\"zh_CN\" \/>\n\t\t<meta property=\"og:site_name\" content=\"ComplyCube | ComplyCube&#039;s API automates Identity Verification (IDV), Know Your Customer (KYC) &amp; Anti-Money Laundering (AML) checks. 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