{"id":13765,"date":"2022-07-20T08:00:24","date_gmt":"2022-07-20T08:00:24","guid":{"rendered":"https:\/\/www.complycube.com\/?p=13765"},"modified":"2025-02-18T16:56:37","modified_gmt":"2025-02-18T16:56:37","slug":"la-lotta-contro-la-frode-aggravata-didentita","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/it\/the-battle-against-aggravated-identity-fraud\/","title":{"rendered":"La battaglia contro la frode di identit\u00e0 aggravata"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">E se ti svegliassi una mattina ed eravate in due? Sembra impossibile, giusto? Non quando la frode d&#039;identit\u00e0 aggravata \u00e8 una possibilit\u00e0 reale. La frode d&#039;identit\u00e0 \u00e8 una cosa spaventosa.\u00a0<\/span><span style=\"font-weight: 400;\">Pu\u00f2 succedere a chiunque, ed \u00e8 qualcosa con cui non vuoi avere a che fare. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ma cosa puoi fare per proteggerti dalle frodi di identit\u00e0? Questo post sul blog ti parler\u00e0 di frode di identit\u00e0, di come ti colpisce e di come proteggerti. Quindi, continua a leggere per sentirti pi\u00f9 sicuro della tua identit\u00e0.<\/span><\/p>\n<h2><b>Che cos&#039;\u00e8 la frode di identit\u00e0 e come funziona?<\/b><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-13770 size-full\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1.jpg\" alt=\"Furto di identit\u00e0 scritto su un foglio accanto al denaro\" width=\"2240\" height=\"1260\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1.jpg 2240w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-18x10.jpg 18w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">La frode di identit\u00e0 \u00e8 un tipo di furto in cui qualcuno utilizza le informazioni di un&#039;altra persona, come la data di nascita, il nome, il numero di previdenza sociale o informazioni finanziarie, senza il permesso di commettere frode o altri reati.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00c8 una delle imprese criminali in pi\u00f9 rapida crescita a colpire il settore finanziario negli ultimi anni. Nel 2021,<\/span><a href=\"https:\/\/javelinstrategy.com\/2022-Identity-fraud-scams-report\"><span style=\"font-weight: 400;\"> 42 milioni di americani<\/span><\/a><span style=\"font-weight: 400;\"> vittima di una frode d&#039;identit\u00e0, che ammontava a circa $52 miliardi di perdite.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ci sono molti modi in cui i ladri di identit\u00e0 ottengono le tue informazioni personali. Potrebbero trovarlo nella spazzatura, comprarlo da qualcuno che lo ha rubato o addirittura indurti con l&#039;inganno a darglielo. Una volta che hanno le tue informazioni personali, possono usarle per aprire nuovi account a tuo nome, apportare modifiche ai tuoi account esistenti o persino ottenere un lavoro o un prestito utilizzando la tua identit\u00e0.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La frode di identit\u00e0 pu\u00f2 devastare le vittime, lasciandole con danni al credito, problemi finanziari e persino problemi legali. Questo \u00e8 il motivo per cui devi capire di cosa si tratta, come ti colpisce e come evitarlo.<\/span><\/p>\n<h2><b>I diversi tipi di frode di identit\u00e0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Esistono molti diversi tipi di frode di identit\u00e0, ma alcuni dei pi\u00f9 comuni includono:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Frode con carta di credito:<\/b><span style=\"font-weight: 400;\"> Quando un individuo utilizza la tua carta di credito per effettuare addebiti non autorizzati.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Frode bancaria:<\/b><span style=\"font-weight: 400;\"> Quando qualcuno utilizza le informazioni del tuo conto bancario per prelevare denaro o effettuare transazioni non autorizzate.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Frode fiscale:<\/b><span style=\"font-weight: 400;\"> Quando qualcuno utilizza le tue informazioni personali per presentare una dichiarazione dei redditi a tuo nome e ricevere un rimborso.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Frode medica:<\/b><span style=\"font-weight: 400;\"> Quando qualcuno usa le tue informazioni assicurative per ricevere cure mediche o prescrizioni.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Frode sul lavoro:<\/b><span style=\"font-weight: 400;\"> Quando qualcuno utilizza le tue informazioni personali per ottenere un lavoro o richiedere vantaggi.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Non importa il tipo di frode d&#039;identit\u00e0 aggravata, tutti <\/span><a href=\"https:\/\/consumer.georgia.gov\/consumer-topics\/identity-theft-emotional-impact\"><span style=\"font-weight: 400;\">danneggiare le loro vittime<\/span><\/a><span style=\"font-weight: 400;\">. Quindi, diamo un&#039;occhiata a come questo potrebbe influire su di te.<\/span><\/p>\n<h2><b>In che modo la frode di identit\u00e0 ti colpisce?<\/b><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-13771 size-full\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away.jpg\" alt=\"Una persona che cerca di trattenere il denaro che viene tirato via da un gancio.\" width=\"2240\" height=\"1260\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away.jpg 2240w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-18x10.jpg 18w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">La frode di identit\u00e0 pu\u00f2 avere diverse conseguenze negative per le vittime. Questi possono includere:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credito danneggiato:<\/b><span style=\"font-weight: 400;\"> Questo \u00e8 uno degli effetti pi\u00f9 comuni della frode di identit\u00e0. Quando un truffatore di identit\u00e0 utilizza le tue informazioni personali per aprire nuovi conti o effettuare addebiti non autorizzati, potrebbe danneggiare il tuo punteggio di credito e rendere difficile l&#039;approvazione per prestiti o linee di credito in futuro.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Problemi finanziari:<\/b><span style=\"font-weight: 400;\"> La frode di identit\u00e0 pu\u00f2 anche portare a difficolt\u00e0 finanziarie se un ladro di identit\u00e0 lascia con addebiti fraudolenti sui tuoi account o li svuota del tutto.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Problemi legali:<\/b><span style=\"font-weight: 400;\"> Se sei vittima di una frode sul lavoro, potresti avere problemi legali se la persona che ha utilizzato le tue informazioni viene arrestata o licenziata dal suo lavoro. Potresti anche essere ritenuto responsabile per eventuali tasse non pagate dal ladro di identit\u00e0.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Questi sono solo alcuni dei problemi che possono sorgere dal furto della tua identit\u00e0. Quindi, ora che capisci l&#039;importanza di evitare a tutti i costi le frodi di identit\u00e0, \u00e8 il momento di guardare a come proteggerti da esse.<\/span><\/p>\n<h2><b>Come proteggersi dalla frode di identit\u00e0 aggravata<\/b><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-13849 size-full\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock.jpeg\" alt=\"Rischi di frode di identit\u00e0: Tessera di previdenza sociale con lucchetto e catena a protezione. \" width=\"2240\" height=\"1260\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock.jpeg 2240w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-300x169.jpeg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-1024x576.jpeg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-768x432.jpeg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-1536x864.jpeg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-2048x1152.jpeg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-18x10.jpeg 18w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Ci sono alcuni semplici passaggi che puoi adottare per proteggerti dalle frodi di identit\u00e0, come ad esempio:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Distruggi i documenti personali che contengono le tue informazioni sensibili prima di buttarli via.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proteggi il tuo numero di previdenza sociale e distribuiscilo solo quando \u00e8 assolutamente necessario.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Porta con te solo le carte di credito e l&#039;identificazione di cui hai bisogno.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Controlla regolarmente il tuo rapporto di credito per qualsiasi attivit\u00e0 sospetta.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Non condividere mai informazioni personali per telefono o online a meno che tu non sia sicuro di avere a che fare con un&#039;azienda rispettabile.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">L&#039;uso di queste precauzioni pu\u00f2 aiutarti a proteggerti dal diventare vittima di una frode di identit\u00e0 aggravata. Inoltre, un modo pi\u00f9 semplice per assicurarti di essere sempre al sicuro consiste nel fornire le tue informazioni sensibili solo alle aziende che utilizzano software di verifica dell&#039;identit\u00e0.<\/span><\/p>\n<h2><b>In che modo il software di verifica dell&#039;identit\u00e0 elettronica previene le frodi di identit\u00e0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Il software di verifica dell&#039;identit\u00e0 elettronica (eIDV) aiuta a prevenire le frodi di identit\u00e0 verificando l&#039;identit\u00e0 delle persone che tentano di accedere ad account o servizi online. Questo processo di verifica prevede in genere la corrispondenza delle informazioni personali dell&#039;individuo, come nome, data di nascita, numero di previdenza sociale o numero di patente, con i dati archiviati in un database governativo. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tuttavia, un approccio pi\u00f9 moderno all&#039;eIDV utilizza controlli biometrici, vivacit\u00e0 e autenticit\u00e0 dei documenti. Le aziende spesso eseguono questi controlli utilizzando software di terze parti. Se le informazioni non corrispondono, l&#039;individuo non sar\u00e0 in grado di accedere all&#039;account o al servizio.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Le aziende utilizzano questo software per impedire ai ladri di identit\u00e0 di utilizzare le informazioni personali rubate per accedere agli account dei clienti. Se qualcuno ha rubato la tua identit\u00e0, il software impedir\u00e0 loro di utilizzare i dati rubati. Le agenzie governative lo utilizzano anche per impedire ai truffatori di presentare false dichiarazioni dei redditi o di ricevere altri vantaggi.<br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La frode aggravata dell&#039;identit\u00e0 \u00e8 un problema grave che pu\u00f2 avere un impatto devastante sulle vittime. Tuttavia, prendendo precauzioni e interagendo solo con le aziende che utilizzano <\/span><a href=\"https:\/\/www.complycube.com\/it\/soluzioni\/garanzia-dellidentita\/verifica-dei-documenti\/\"><span style=\"font-weight: 400;\">software di verifica dell&#039;identit\u00e0 elettronica<\/span><\/a><span style=\"font-weight: 400;\">, puoi evitare di diventare una vittima di questo crimine.<\/span><\/p>\n<h2><b>Cosa fare se si diventa vittima di una frode di identit\u00e0 aggravata<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13768 size-full\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock.jpg\" alt=\"Carte bancarie con un lucchetto sopra per rappresentare la protezione da frodi di identit\u00e0 aggravate. \" width=\"2240\" height=\"1260\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock.jpg 2240w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-18x10.jpg 18w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Se pensi di essere stato vittima di una frode d&#039;identit\u00e0, ci sono alcuni passaggi che dovresti intraprendere subito, come ad esempio:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contatta le agenzie di segnalazione del credito e inserisci un avviso di frode sul tuo rapporto di credito.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chiudere tutti gli account che il ladro ha manomesso o aperto in modo fraudolento.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Presentare una denuncia alla polizia.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contatta l&#039;autorit\u00e0 competente per la protezione dei consumatori o l&#039;agenzia per la prevenzione della criminalit\u00e0 finanziaria nel tuo paese. Eccone alcuni comuni:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Stati Uniti: contattare la Federal Trade Commission a <\/span><a href=\"https:\/\/www.identitytheft.gov\/#\/\"><span style=\"font-weight: 400;\">presentare un reclamo<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Regno Unito: Mettiti in contatto con <\/span><a href=\"https:\/\/www.cifas.org.uk\/individuals\"><span style=\"font-weight: 400;\">Cifa<\/span><\/a><span style=\"font-weight: 400;\"> per segnalare il tuo caso. <\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Australia: contatta il <\/span><a href=\"https:\/\/www.cyber.gov.au\/acsc\/report\"><span style=\"font-weight: 400;\">Segnala Cyber<\/span><\/a><span style=\"font-weight: 400;\"> dipartimento del governo. <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Seguendo questi passaggi, puoi ridurre al minimo i danni causati dalla frode di identit\u00e0 e proteggerti da ulteriori danni.<\/span><\/p>\n<h2><b>Non perderti<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In un mondo in cui i dati sono il re, proteggere la tua identit\u00e0 \u00e8 pi\u00f9 importante che mai. Pertanto, assicurati che le aziende con cui comunichi siano sicure e affidabili.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Se la tua azienda ha bisogno di protezione dal furto di identit\u00e0, <\/span><a href=\"https:\/\/portal.complycube.com\/signup\"><span style=\"font-weight: 400;\">iscrizione<\/span><\/a><span style=\"font-weight: 400;\"> oggi per il software eIDV di ComplyCube. Ti permettiamo di stare tranquillo sapendo che le informazioni sulla tua attivit\u00e0 e sui clienti sono al sicuro. Con il nostro aiuto, puoi essere certo che l&#039;unica persona con accesso ai tuoi dati sei tu. Leggi di pi\u00f9 sulla verifica dell&#039;identit\u00e0, conosci il tuo cliente (KYC) e antiriciclaggio (AML) sul resto di <\/span><a href=\"https:\/\/www.complycube.com\/it\/risorse\/blog\/\"><span style=\"font-weight: 400;\">il nostro blog<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>E se ti svegliassi una mattina ed eravate in due? Sembra impossibile, giusto? Non quando la frode d&#039;identit\u00e0 aggravata \u00e8 una possibilit\u00e0 reale. Frode di identit\u00e0...<\/p>","protected":false},"author":17,"featured_media":13766,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[53],"class_list":["post-13765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-identity-verification"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.6.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"What if you woke up one morning and there were two of you? Aggravated identity fraud made this possible. 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