{"id":20054,"date":"2024-06-27T10:49:12","date_gmt":"2024-06-27T10:49:12","guid":{"rendered":"https:\/\/www.complycube.com\/?p=20054"},"modified":"2025-02-18T16:53:30","modified_gmt":"2025-02-18T16:53:30","slug":"que-es-la-verificacion-de-identificacion-nfc","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/es\/what-is-nfc-id-verification\/","title":{"rendered":"\u00bfQu\u00e9 es la verificaci\u00f3n de identificaci\u00f3n NFC en KYC y AML?"},"content":{"rendered":"<div class=\"cc-block tldr\">\r\n<p><strong>TL;DR:<\/strong> <strong data-start=\"0\" data-end=\"10\">NFC ID<\/strong> supports <strong data-start=\"20\" data-end=\"45\" data-is-only-node=\"\">identity verification<\/strong> by enabling <strong data-start=\"58\" data-end=\"83\">document verification<\/strong> through WiFi-free, short-range chip reading on ePassports\/ID cards. If you\u2019re asking what is nfc is, it\u2019s the near-field connection that uses <strong data-start=\"321\" data-end=\"333\">BAC\/PACE<\/strong> to access the chip, then runs cryptographic checks. <strong data-start=\"292\" data-end=\"315\">NFC ID verification<\/strong> can also add biometric matching using the chip\u2019s high-quality portrait.<\/p>\r\n<\/div>\r\n<p><!-- \/wp:post-content -->\r\n<!-- wp:heading --><\/p>\r\n<h2 class=\"wp-block-heading\">What is NFC Technology?<\/h2>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>Near-field communication (NFC) is a type of identity verification used to wirelessly connect devices over short distances. NFC is conducted over a range of no more than a couple of inches. It also enables seamless data transfer to the highest available precision. In ID verification, this lets an NFC-enabled phone read data directly from the chip in an ePassport or ID card in seconds.\u00a0<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>If readers are unfamiliar with the name, they will know the concept. NFC technology powers everyday transactions such as Apple Pay, Google Pay, contactless payment cards, and many other scanning events in multiple industries. The same \u201ctap-and-go\u201d interaction is what makes NFC useful for fast, secure identity checks.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:image {\"id\":20055,\"sizeSlug\":\"large\",\"linkDestination\":\"none\",\"className\":\"is-style-default\"} --><\/p>\r\n<figure class=\"wp-block-image size-large is-style-default\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"577\" class=\"wp-image-20055\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/What-is-NFC-ID-Technology-1024x577.jpg\" alt=\"What is NFC ID technology\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/What-is-NFC-ID-Technology-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/What-is-NFC-ID-Technology-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/What-is-NFC-ID-Technology-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/What-is-NFC-ID-Technology-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/What-is-NFC-ID-Technology-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/What-is-NFC-ID-Technology-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n<p><!-- \/wp:image -->\r\n<!-- wp:heading {\"level\":3} --><\/p>\r\n<h3 class=\"wp-block-heading\">RFID Chips<\/h3>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>Previously, Radio Frequency Identification (RFID) chips were the means through which wireless data was shared. This technology enabled information sharing and reading specifically via radio waves. These radio waves are transmitted via wave propagation and can travel without fading for extremely large distances.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>NFC chips, however, use a different frequency of waves to create an environment for short-range data sharing. <a title=\"\" href=\"https:\/\/www.techtarget.com\/searchmobilecomputing\/definition\/Near-Field-Communication\" target=\"_blank\" rel=\"noopener nofollow\">It transmits data via magnetic field induction, corresponding to a wavelength of 22 meters<\/a>, with a frequency of 13.56MHz. This short-range behaviour is what makes NFC well suited to secure \u201ctap-to-read\u201d document checks.<\/p>\r\n<!-- \/wp:paragraph -->\r\n<!-- wp:paragraph -->\r\n<p>Typically, NFC waves fade out far quicker than radio waves, making them far more secure. During an NFC data transfer, the proximity at which any device must be in of the event is a couple of inches, making attempts at data compromization futile.This close-range requirement also reduces the chance of interception in busy public spaces.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>NFC technology strengthens security by using <a title=\"\" href=\"https:\/\/squareup.com\/gb\/en\/townsquare\/nfc\" target=\"_blank\" rel=\"noopener nofollow\">cryptography<\/a>. It encrypts chip data, so only <strong data-start=\"83\" data-end=\"106\">NFC-enabled devices<\/strong> can view it after they <strong data-start=\"130\" data-end=\"158\">cryptographically verify<\/strong> the information. This encryption ensures that even if the data is intercepted, it remains unreadable without proper authentication.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:heading --><\/p>\r\n<h2 class=\"wp-block-heading\">How NFC ID Verification Works<\/h2>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<p><a href=\"https:\/\/www.complycube.com\/en\/solutions\/identity-assurance\/document-verification\/\">Document verification<\/a> is the verification of government-issued electronic identity documents, including biometric national identity cards such as passports and driver&#8217;s licenses. Modern verification methods use advanced verification systems to verify and validate client information through an uploaded image. This provides a baseline level of assurance before adding stronger verification methods.<\/p>\r\n<!-- \/wp:paragraph -->\r\n<!-- wp:paragraph -->\r\n<p>NFC identity document verification adds an additional layer of security. This ensures secure data transfer for identity verification. From a document to an enabled device in seconds, NFC provides a frictionless onboarding process while maximizing security. It also helps organisations increase confidence in the document\u2019s authenticity without adding extra steps for the user.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:image {\"id\":20051,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} --><\/p>\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" class=\"wp-image-20051\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-1-1024x577.jpg\" alt=\"NFC ID verification is a more secure method for automated document verification\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-1-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-1-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-1-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-1-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-1-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-1-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n<p><!-- \/wp:image -->\r\n<!-- wp:heading --><\/p>\r\n<h2 class=\"wp-block-heading\">Data Extraction in NFC ID Verification<\/h2>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>The NFC identity verification flow involves two processes. The processes are data extraction and cryptographic validation. Once a user places an NFC document near an enabled device, the 4-step NFC verification begins. This makes it easier to strengthen assurance while keeping the onboarding journey fast and intuitive.<\/p>\r\n<!-- \/wp:paragraph -->\r\n<!-- wp:heading {\"level\":3} -->\r\n<h3 class=\"wp-block-heading\">Secure Data Access<\/h3>\r\n<!-- \/wp:heading -->\r\n<!-- wp:paragraph -->\r\n<p>NFC verification typically starts in one of two ways: <strong data-start=\"54\" data-end=\"84\">Basic Access Control (BAC)<\/strong> or <strong data-start=\"88\" data-end=\"146\">Password Authenticated Connection Establishment (PACE)<\/strong>. Both methods help establish a secure session before the device reads data from the chip.<\/p>\r\n<!-- \/wp:paragraph -->\r\n<!-- wp:list -->\r\n<ul><!-- wp:list-item -->\r\n\t<li><strong data-start=\"0\" data-end=\"7\">BAC<\/strong> verifies passports using three MRZ details: the document number, date of birth, and expiry date. The system combines these values to create a session key. It then uses that key to decrypt the NFC chip data and start secure identity verification.<\/li>\r\n<!-- \/wp:list-item -->\r\n<!-- wp:list-item -->\r\n\t<li><strong data-start=\"0\" data-end=\"8\">PACE<\/strong> works slightly differently for national ID cards. The user scans a 6-digit code from the front of the document. The system uses that code to create a secure connection to the NFC chip and begin processing.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p>Once the device establishes the connection, it reads and extracts data from the <strong data-start=\"80\" data-end=\"92\">NFC chip, <\/strong>including the ID document details and a <strong data-start=\"133\" data-end=\"171\">high-resolution biometric portrait, <\/strong>of the individual. The system can then use this chip-sourced data to support downstream verification checks.<\/p>\r\n<p><!-- \/wp:list -->\r\n<!-- wp:paragraph --><\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:image {\"id\":20056,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} --><\/p>\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" class=\"wp-image-20056\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-2-1024x577.jpg\" alt=\"NFC ID verification is more secure than traditional methods.\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-2-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-2-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-2-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-2-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-2-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-2-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n<p><!-- \/wp:image -->\r\n<!-- wp:heading {\"level\":3} --><\/p>\r\n<h3 class=\"wp-block-heading\">Cryptographic Verification with NFC Technology<\/h3>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>The verification process begins with <strong data-start=\"37\" data-end=\"63\">passive authentication<\/strong>, ensuring the chip has not been tampered with since issuance. It <strong data-start=\"129\" data-end=\"159\">cryptographically verifies<\/strong> each data element using the <strong data-start=\"188\" data-end=\"203\">private key<\/strong>. This ensures the integrity of the data before proceeding with further checks.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>Following this, the NFC chip undergoes active authentication, which sends the NFC chip a challenge-response test. Assuming the chip is genuine and not a replica, it will generate a response with its private key to verify its authenticity. This step adds an additional layer of security to confirm the chip\u2019s legitimacy.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:heading {\"level\":3} --><\/p>\r\n<h3 class=\"wp-block-heading\">Biometric Matching<\/h3>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>When a high Level of Assurance (LoA) is required, IDV must involve a <a href=\"https:\/\/www.complycube.com\/en\/solutions\/identity-assurance\/biometric-verification\/\">biometric verification<\/a> step. Biometric verification involves a user taking a live selfie or video for even stronger results, which is analyzed for liveness, and tampering along with many other compliance specifications. The supplied image or video is compared with the stock photo from the ID document for similarities. For more information on biometric verification, read <a href=\"https:\/\/www.complycube.com\/en\/the-advantages-of-biometric-authentication\/\">the Advantages of Biometric Authentication<\/a>.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>NFC-based ID verification pulls a higher-quality stock image from the chip than a smartphone photo of the document. That gives the verification engine a clearer reference image. It can then compare faces more consistently and produce more reliable match results. This improves match confidence, especially when camera lighting or image sharpness varies.<\/p>\r\n<!-- \/wp:paragraph -->\r\n<!-- wp:image {\"id\":20057,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} -->\r\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" class=\"wp-image-20057\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-3-1024x577.jpg\" alt=\"Business achieve a higher level of assurance with NFC ID verification and biometric matching.\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-3-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-3-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-3-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-3-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-3-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-3-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n<!-- \/wp:image -->\r\n<div class=\"cc-block case-study\">\r\n<h3><strong>Case Study: UKVI&#8217;s e-Visa expansion and NFC-based identity confirmation<\/strong><\/h3>\r\n<p><strong>Scale digital immigration while reducing reliance on documents<\/strong><\/p>\r\n<p>In late 2025, UK Visas and Immigration (UKVI) was accelerating its move away from physical documents and visa vignettes toward a digital record of identity and immigration status (an eVisa). UKVI positioned this as a phased transition to manage scale, while keeping the experience practical for applicants to need to prove status at the border and to third parties.<\/p>\r\n<p><strong>Expand eVisa coverage and use UK Immigration ID Check app<\/strong><\/p>\r\n<p data-start=\"0\" data-end=\"223\">On <strong data-start=\"3\" data-end=\"23\">11 November 2025<\/strong>, UKVI confirmed the shift to <strong data-start=\"53\" data-end=\"63\">eVisas<\/strong>, with physical evidence reduced\u2014some routes moved from <strong data-start=\"119\" data-end=\"138\">30 October 2025<\/strong>, and some work\/study applicants stopped receiving vignettes from <strong data-start=\"204\" data-end=\"220\">15 July 2025<\/strong>.<\/p>\r\n<p data-start=\"225\" data-end=\"481\">To support these digital journeys, the <strong data-start=\"264\" data-end=\"292\">UK Immigration: ID Check<\/strong> app lets applicants prove identity online and set up eVisa access by scanning supported biometric documents via <strong data-start=\"405\" data-end=\"412\">NFC<\/strong>, checking the document is <strong data-start=\"439\" data-end=\"450\">genuine<\/strong> and <strong data-start=\"455\" data-end=\"480\">belongs to the holder<\/strong>.<\/p>\r\n<p><strong>Clearer, more resilient applicant support<\/strong><\/p>\r\n<ul>\r\n\t<li data-start=\"2\" data-end=\"122\"><strong data-start=\"2\" data-end=\"22\">From 30 Oct 2025<\/strong>, some approved applicants <strong data-start=\"49\" data-end=\"81\" data-is-only-node=\"\">no longer receive a vignette<\/strong> and must use a <strong data-start=\"97\" data-end=\"119\">UKVI account\/eVisa<\/strong>.<\/li>\r\n\t<li data-start=\"125\" data-end=\"233\"><strong data-start=\"125\" data-end=\"145\">From 11 Nov 2025<\/strong>, UKVI invited more applicants to <strong data-start=\"179\" data-end=\"204\" data-is-only-node=\"\">set up a UKVI account<\/strong> to access their <strong data-start=\"221\" data-end=\"230\">eVisa<\/strong>.<\/li>\r\n\t<li data-start=\"236\" data-end=\"369\">UKVI positioned eVisas as <strong data-start=\"262\" data-end=\"277\">more secure<\/strong> than physical documents and <strong data-start=\"306\" data-end=\"316\">faster<\/strong> for proving status (border, employers, landlords).<\/li>\r\n\t<li data-start=\"372\" data-end=\"502\"><strong data-start=\"372\" data-end=\"391\">From 1 Sep 2025<\/strong>, UKVI funded <strong data-start=\"405\" data-end=\"435\" data-is-only-node=\"\">25 community organisations<\/strong> (up to <strong data-start=\"443\" data-end=\"452\">\u00a3400k<\/strong>, to <strong data-start=\"457\" data-end=\"472\">31 Mar 2026<\/strong>) to support vulnerable users.<\/li>\r\n<\/ul>\r\n<\/div>\r\n<!-- wp:heading -->\r\n<h2 class=\"wp-block-heading\">Benefits of Using NFC ID Verification<\/h2>\r\n<!-- \/wp:heading -->\r\n<!-- wp:paragraph -->\r\n<p>An NFC verification process strengthens a company&#8217;s IDV tech stack without reducing the User Experience (UX). Enhancing the UX is a fundamental practice in modern-day client acquisition processes and is one of the leading factors behind customer churn. A faster, smoother onboarding flow can also reduce drop-offs during sign-up.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:heading {\"level\":3} --><\/p>\r\n<h3 class=\"wp-block-heading\">Frictionless UX<\/h3>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>Near-field communication technology can transmit data in seconds between NFC-enabled biometric passports or ID cards and NFC-enabled smartphones. NFC-based verification allows new customers to sign up with contactless technology, contributing to an institution or company&#8217;s commitment to customer excellence.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>A 2024 report found that the <a title=\"\" href=\"https:\/\/customergauge.com\/blog\/average-churn-rate-by-industry\" target=\"_blank\" rel=\"noopener nofollow\">median churn rate in the financial services industry was 19%<\/a>, a direct consequence of poor customer experience (UX). Traditional Financial Institutions (FIs) have been disrupted over the past few years primarily due to the gap in customer understanding. Neobanks have been leading this disruption.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:image {\"id\":18054,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} --><\/p>\r\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" class=\"wp-image-18054\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/03\/automated_kyc_verification_neobank_growth-1024x577.jpg\" alt=\"Neobank projected growth, thanks to advanced document verification and NFC verification\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/03\/automated_kyc_verification_neobank_growth-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/03\/automated_kyc_verification_neobank_growth-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/03\/automated_kyc_verification_neobank_growth-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/03\/automated_kyc_verification_neobank_growth-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/03\/automated_kyc_verification_neobank_growth-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/03\/automated_kyc_verification_neobank_growth-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n<p><!-- \/wp:image -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>However, it is not only neobank but all modern financial services. This includes payment solutions and crypto exchanges, that now leverage sophisticated compliance solutions, such as NFC ID verification. The adoption of NFC and automated technology has allowed neobank and crypto exchanges to grow their user base astronomically over the past 5 years.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:heading {\"level\":3} --><\/p>\r\n<h3 class=\"wp-block-heading\">Deter Fraudsters<\/h3>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>NFC verification makes it hard to forge documents that still pass an NFC reader. That directly reduces successful <strong data-start=\"114\" data-end=\"132\">identity fraud<\/strong> attempts. The NFC chip protects biometric data and only allows decryption in specific cases. Fraudsters can\u2019t easily copy or alter the chip and reuse it. This raises the effort and cost for bad actors. It also lowers the payoff for criminals who try to scale forgery.<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:image {\"id\":20058,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} --><\/p>\r\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" class=\"wp-image-20058\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-4-1024x577.jpg\" alt=\"NFC identity verification is an increasingly popular method in both payments and KYC processes.\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-4-1024x577.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-4-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-4-768x433.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-4-1536x866.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-4-2048x1154.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2024\/06\/NFC-4-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n<p><!-- \/wp:image -->\r\n<!-- wp:heading {\"level\":3} --><\/p>\r\n<h3 class=\"wp-block-heading\">NFC ID Security<\/h3>\r\n<p><!-- \/wp:heading -->\r\n<!-- wp:paragraph --><\/p>\r\n<div class=\"flex flex-col text-sm @w-xl\/main:pt-header-height pb-25\">\r\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:fe486db1-95a8-4c09-943c-8902f1b12e72-14\" data-testid=\"conversation-turn-28\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\r\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\r\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\r\n<div class=\"flex max-w-full flex-col grow\">\r\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"48e8239a-42a2-422d-a870-800091c79190\" data-message-model-slug=\"gpt-5-2-thinking\">\r\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\r\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\r\n<p data-start=\"0\" data-end=\"225\"><strong data-start=\"0\" data-end=\"20\">NFC verification<\/strong> protects identity documents by transferring data over a <strong data-start=\"77\" data-end=\"99\" data-is-only-node=\"\">short, close-range<\/strong> connection instead of longer-range methods, which <strong data-start=\"150\" data-end=\"179\">reduces interception risk<\/strong> and keeps the exchange <strong data-start=\"203\" data-end=\"213\">secure<\/strong> end to end. <span style=\"font-size: 16px;\">This is why <\/span><span style=\"font-size: 16px;\">businesses have widely adopted <\/span><strong style=\"font-size: 16px;\" data-start=\"43\" data-end=\"50\">NFC<\/strong><span style=\"font-size: 16px;\"> for <\/span><strong style=\"font-size: 16px;\" data-start=\"55\" data-end=\"79\">contactless payments<\/strong><span style=\"font-size: 16px;\">. <\/span><span style=\"font-size: 16px;\">In 2022, US mobile payments increased from 29% to 43.2%, displaying a growth of 49% in the sector.<\/span><\/p>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/article>\r\n<\/div>\r\n<!-- \/wp:paragraph -->\r\n<!-- wp:quote -->\r\n<blockquote class=\"wp-block-quote\"><!-- wp:paragraph -->\r\n<p>American contactless mobile payments <a title=\"\" href=\"https:\/\/www.merchantsavvy.co.uk\/mobile-payment-stats-trends\/#:~:text=Adoption%20Of%20Mobile%20Contactless%20Payments%20Increased%20Globally&amp;text=China%20is%20the%20leader%20when,to%2043.2%25%20and%20overtaking%20India.\" target=\"_blank\" rel=\"noopener nofollow\">grew by 49% in 2022<\/a>.<\/p>\r\n<!-- \/wp:paragraph --><\/blockquote>\r\n<!-- \/wp:quote -->\r\n<!-- wp:paragraph -->\r\n<p>Compliance solutions should <strong data-start=\"28\" data-end=\"51\">strengthen security<\/strong> without forcing businesses to <strong data-start=\"82\" data-end=\"115\">trade off customer experience<\/strong>. Adopting NFC technology enables institutions to maximize security while prioritizing UX.<\/p>\r\n<!-- \/wp:paragraph -->\r\n<div class=\"cc-block key-takeaways\">\r\n<h3>Key Takeaways about NFC ID<\/h3>\r\n<ul>\r\n\t<li data-start=\"2852\" data-end=\"2952\"><strong data-start=\"2852\" data-end=\"2872\">NFC chip-reading<\/strong> upgrades document checks from \u201clooks real\u201d to \u201c<strong data-start=\"2920\" data-end=\"2948\">cryptographically proven<\/strong>.\u201d<\/li>\r\n\t<li data-start=\"2955\" data-end=\"3056\"><strong data-start=\"2955\" data-end=\"2967\">BAC\/PACE<\/strong> is the gatekeeper step that enables <strong data-start=\"3004\" data-end=\"3026\">secure chip access<\/strong> (passport vs. national ID).<\/li>\r\n\t<li data-start=\"3059\" data-end=\"3145\"><strong data-start=\"3059\" data-end=\"3094\">Passive + active authentication<\/strong> helps detect <strong data-start=\"3108\" data-end=\"3121\">tampering<\/strong> and <strong data-start=\"3126\" data-end=\"3142\">cloned chips<\/strong>.<\/li>\r\n\t<li data-start=\"3148\" data-end=\"3272\"><strong data-start=\"3148\" data-end=\"3170\">Biometric matching<\/strong> is stronger when the portrait comes from the <strong data-start=\"3216\" data-end=\"3224\">chip<\/strong> (higher quality) vs. a photo of the document.<\/li>\r\n\t<li data-start=\"3275\" data-end=\"3339\">NFC can improve <strong data-start=\"3291\" data-end=\"3311\">fraud resistance<\/strong> without sacrificing <strong data-start=\"3332\" data-end=\"3338\">UX<\/strong>.<\/li>\r\n<\/ul>\r\n<\/div>\r\n<!-- wp:heading -->\r\n<h2 class=\"wp-block-heading\">About ComplyCube<\/h2>\r\n<!-- \/wp:heading -->\r\n<!-- wp:paragraph -->\r\n<p>ComplyCube is an award-winning SaaS compliance platform. It provides solutions to empower FIs, crypto platforms, telecom firms, and many others with regulatory adherence. With an intuitive, all-in-one dashboard, firms can take total control over the IDV process. The platform does this by setting personalized risk scenarios according to their unique Risk-Based Approach (RBA).<\/p>\r\n<p><!-- \/wp:paragraph -->\r\n<!-- wp:paragraph --><\/p>\r\n<p>ComplyCube provides a suite of Anti-Money Laundering (AML) and Know-Your-Customer (KYC) solutions. This is in addition to its IDV services, making it a one-stop shop for modern compliance. For further queries about NFC ID verification or AML solutions, start a conversation with a<a href=\"https:\/\/www.complycube.com\/en\/contact\/contact-sales\/\"> specialist today<\/a>.<\/p>\r\n<!-- \/wp:paragraph -->\r\n<!-- wp:html -->\r\n<div class=\"cc-accordion\">\r\n<h2>Frequently Asked Questions<\/h2>\r\n<details>\r\n<summary>What is NFC ID verification?<\/summary>\r\n<p>NFC ID verification is a method of identity verification that uses Near-Field Communication to read the encrypted chip inside ePassports and electronic ID cards. This enables secure data extraction plus cryptography validation of the document.<\/p>\r\n<\/details>\r\n<details>\r\n<summary>How is NFC different from RFID for identity verification?<\/summary>\r\n<p>RFID (Radio Frequency Identification) can work over much longer ranges via radio waves. NFC is designed for very short-range transfers \u00a0(a few inches), which reduces interception risk and supports encrypted, device-verified reads for ID checks.<\/p>\r\n<\/details>\r\n<details>\r\n<summary>How can crypto businesses stay compliant with AML regulations?<\/summary>\r\n<p>BAC (Basic Access Control) typically uses MRZ (Machine Readable Zone) data (document number, DOB, expiry) to create a session key to unlock the chip, while PACE uses a card access code (often a 6-digit number) to establish a secure channel &#8211; common for national ID cards.<\/p>\r\n<\/details>\r\n<details>\r\n<summary>What is passive and active authentication in NFC document verification?<\/summary>\r\n<p>Passive authentication verifies chip data integrity (detects tampering since issuance), and active authentication adds a challenge-response test to help confirm the chip is genuine rather than a replica.<\/p>\r\n<\/details>\r\n<details>\r\n<summary>How does ComplyCube use NFC in identity verification?<\/summary>\r\n<p>ComplyCube can add NFC ID verification as an extra layer in the identity verification flow &#8211; using chip data extraction plus cryptographic checks, and supporting biometric matching using the higher-quality portrait retrieved from the NFC chip to strengthen confidence in the verified identity.<\/p>\r\n<\/details>\r\n<\/div>\r\n<!-- \/wp:html -->","protected":false},"excerpt":{"rendered":"<p>La comunicaci\u00f3n de campo cercano (NFC) es una tecnolog\u00eda utilizada en la verificaci\u00f3n de documentos para aumentar la seguridad del proceso de verificaci\u00f3n de identidad y conocimiento de su cliente. Esta gu\u00eda responde a las preguntas sobre \u00bfqu\u00e9 es la verificaci\u00f3n de identificaci\u00f3n NFC? ...<\/p>","protected":false},"author":24,"featured_media":20060,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[53],"class_list":["post-20054","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-identity-verification"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"NFC is a technology used in document verification to increase the security of an Identity Verification process. 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