{"id":13765,"date":"2022-07-20T08:00:24","date_gmt":"2022-07-20T08:00:24","guid":{"rendered":"https:\/\/www.complycube.com\/?p=13765"},"modified":"2025-02-18T16:56:37","modified_gmt":"2025-02-18T16:56:37","slug":"the-battle-against-aggravated-identity-fraud","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/en\/the-battle-against-aggravated-identity-fraud\/","title":{"rendered":"The Battle Against Aggravated Identity Fraud"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">What if you woke up one morning and there were two of you? That sounds impossible, right? Not when aggravated identity fraud is a real possibility. Identity fraud is a scary thing.\u00a0<\/span><span style=\"font-weight: 400;\">It can happen to anyone, and it\u2019s something that you don\u2019t want to deal with. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">But what can you do to protect yourself from identity fraud? This blog post will tell you about identity fraud, how it affects you, and how to protect yourself. So, read on to feel more secure about your identity.<\/span><\/p>\n<h2><b>What Is Identity Fraud And How Does It Work?<\/b><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-13770 size-full\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1.jpg\" alt=\"Identity Theft written on a paper next to money\" width=\"2240\" height=\"1260\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1.jpg 2240w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/ID-Theft-With-Money-1-18x10.jpg 18w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Identity fraud is a type of theft in which someone uses another person\u2019s information, such as their date of birth, name, Social Security number, or financial information, without permission to commit fraud or other crimes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s one of the fastest-growing criminal enterprises to hit the finance industry in recent years. In 2021,<\/span><a href=\"https:\/\/javelinstrategy.com\/2022-Identity-fraud-scams-report\"><span style=\"font-weight: 400;\"> 42 million Americans<\/span><\/a><span style=\"font-weight: 400;\"> fell victim to identity fraud, which amounted to around $52 billion of loss.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are many ways that identity thieves obtain your personal information. They may find it in the trash, buy it from someone who has stolen it or even trick you into giving it to them. Once they have your personal information, they can use it to open new accounts in your name, make changes to your existing accounts, or even get a job or a loan using your identity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Identity fraud can devastate victims, leaving them with damaged credit, financial problems, and even legal troubles. This is why you must understand what it is, how it affects you, and how to avoid it.<\/span><\/p>\n<h2><b>The Different Types Of Identity Fraud<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There are many different identity fraud types, but some of the most common include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit card fraud:<\/b><span style=\"font-weight: 400;\"> When an individual uses your credit card to make unauthorized charges.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bank fraud:<\/b><span style=\"font-weight: 400;\"> When someone uses your bank account information to withdraw money or make unauthorized transactions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tax fraud:<\/b><span style=\"font-weight: 400;\"> When someone uses your personal information to file a tax return in your name and receive a refund.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Medical fraud:<\/b><span style=\"font-weight: 400;\"> When someone uses your insurance information to receive medical treatment or prescriptions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Employment fraud:<\/b><span style=\"font-weight: 400;\"> When someone uses your personal information to get a job or apply for benefits.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">No matter the type of aggravated identity fraud, they all <\/span><a href=\"https:\/\/consumer.georgia.gov\/consumer-topics\/identity-theft-emotional-impact\"><span style=\"font-weight: 400;\">harm their victims<\/span><\/a><span style=\"font-weight: 400;\">. So, let\u2019s take a look at how this may affect you.<\/span><\/p>\n<h2><b>How Does Identity Fraud Affect You?<\/b><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-13771 size-full\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away.jpg\" alt=\"A person trying to hold on to money that is being pulled away by a hook.\" width=\"2240\" height=\"1260\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away.jpg 2240w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Money-being-hooked-away-18x10.jpg 18w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Identity fraud can have several negative consequences for victims. These can include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Damaged credit:<\/b><span style=\"font-weight: 400;\"> This is one of the most common effects of identity fraud. When an identity fraudster uses your personal information to open new accounts or make unauthorized charges, it may damage your credit score and make it difficult to get approved for loans or lines of credit in the future.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Financial problems:<\/b><span style=\"font-weight: 400;\"> Identity fraud can also lead to financial difficulties if an identity thief leaves with fraudulent charges on your accounts or empties them altogether.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Legal troubles:<\/b><span style=\"font-weight: 400;\"> If you are a victim of employment fraud, you may be in legal trouble if the person who used your information is arrested or fired from their job. You may also be held responsible for any taxes the identity thief does not pay.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These are only a few issues that may arise from having your identity stolen. So, now that you understand the importance of avoiding identity fraud at all costs, it\u2019s time to look at how you can protect yourself against it.<\/span><\/p>\n<h2><b>How To Protect Yourself From Aggravated Identity Fraud<\/b><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-13849 size-full\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock.jpeg\" alt=\"Identity Fraud Risks: Social Security Card with padlock and chain protecting it. \" width=\"2240\" height=\"1260\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock.jpeg 2240w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-300x169.jpeg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-1024x576.jpeg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-768x432.jpeg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-1536x864.jpeg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-2048x1152.jpeg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Social-Securty-Card-With-Padlock-18x10.jpeg 18w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">There are a few simple steps you can take to help protect yourself from identity fraud, such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shred personal documents that contain your sensitive information before you throw them away.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Safeguard your Social Security number and only give it out when absolutely necessary.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Only have the credit cards and identification that you need with you.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check your credit report regularly for any suspicious activity.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Never share personal information over the phone or online unless you are sure you are dealing with a reputable company.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Using these precautions can help protect you from becoming a victim of aggravated identity fraud. In addition, a more straightforward way of ensuring you are always secure is by only providing your sensitive information to businesses that use identity verification software.<\/span><\/p>\n<h2><b>How Electronic Identity Verification Software Prevents Identity Fraud<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Electronic identity verification (eIDV) software helps prevent identity fraud by verifying the identity of individuals attempting to access online accounts or services. This verification process typically involves matching the individual\u2019s personal information, such as their name, date of birth, Social Security number, or driver\u2019s license number, with data stored in a government database. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, a more modern approach to eIDV uses biometric checks, liveness, and document authenticity. Businesses often do these checks using third-party software. If the information does not match, the individual will not be able to access the account or service.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Companies use this software to prevent identity thieves from using stolen personal information to access customer accounts. If someone stole your identity, then the software will prevent them from using the stolen data. Government agencies also use it to prevent fraudsters from filing false tax returns or receiving other benefits.<br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aggravated identity fraud is a severe problem that can have a devastating impact on victims. However, by taking precautions and only interacting with companies that use <\/span><a href=\"https:\/\/www.complycube.com\/en\/solutions\/identity-assurance\/document-verification\/\"><span style=\"font-weight: 400;\">electronic identity verification software<\/span><\/a><span style=\"font-weight: 400;\">, you can steer clear of becoming a victim of this crime.<\/span><\/p>\n<h2><b>What To Do If You Become A Victim Of Aggravated Identity Fraud<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13768 size-full\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock.jpg\" alt=\"Bank cards with a padlock over them to represent protecting yourself from aggravated identity fraud. \" width=\"2240\" height=\"1260\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock.jpg 2240w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-300x169.jpg 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-1024x576.jpg 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-768x432.jpg 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-1536x864.jpg 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-2048x1152.jpg 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2022\/07\/Bank-cards-with-padlock-18x10.jpg 18w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">If you think that you may have been a victim of identity fraud, there are a few steps that you should take right away, such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contact the credit reporting agencies and place a fraud alert on your credit report.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Close any accounts that the thief tampered with or opened fraudulently.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">File a police report.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contact the relevant consumer protection authority or financial crime prevention agency in your country. Here are a few common ones:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">United States: Contact the Federal Trade Commission to <\/span><a href=\"https:\/\/www.identitytheft.gov\/#\/\"><span style=\"font-weight: 400;\">file a complaint<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">United Kingdom: Get in touch with <\/span><a href=\"https:\/\/www.cifas.org.uk\/individuals\"><span style=\"font-weight: 400;\">Cifas<\/span><\/a><span style=\"font-weight: 400;\"> to report your case. <\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Australia: Reach out to the <\/span><a href=\"https:\/\/www.cyber.gov.au\/acsc\/report\"><span style=\"font-weight: 400;\">ReportCyber<\/span><\/a><span style=\"font-weight: 400;\"> department of the government. <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">By taking these steps, you can help minimize the damage caused by identity fraud and protect yourself from further harm.<\/span><\/p>\n<h2><b>Don\u2019t Lose Yourself<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In a world where data is king, protecting your identity is more important than ever. Therefore, ensure that the companies you communicate with are secure and can be trusted.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If your company needs protection from identity theft, <\/span><a href=\"https:\/\/portal.complycube.com\/signup\"><span style=\"font-weight: 400;\">sign up<\/span><\/a><span style=\"font-weight: 400;\"> today for ComplyCube\u2019s eIDV software. We allow you to rest easy knowing that your business and customer information is safe and sound. With our help, you can be sure that the only person with access to your data is you. Read more about identity verification, know your customer (KYC), and anti-money laundering (AML)\u00a0 on the rest of <\/span><a href=\"https:\/\/www.complycube.com\/en\/resources\/blog\/\"><span style=\"font-weight: 400;\">our blog<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What if you woke up one morning and there were two of you? That sounds impossible, right? Not when aggravated identity fraud is a real possibility. Identity fraud<\/p>\n","protected":false},"author":17,"featured_media":13766,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[53],"class_list":["post-13765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-identity-verification"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.6.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"What if you woke up one morning and there were two of you? Aggravated identity fraud made this possible. 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