{"id":24269,"date":"2025-05-16T11:39:05","date_gmt":"2025-05-16T11:39:05","guid":{"rendered":"https:\/\/www.complycube.com\/?p=24269"},"modified":"2026-02-13T16:31:33","modified_gmt":"2026-02-13T16:31:33","slug":"%d8%a7%d8%b3%d8%aa%d8%b1%d8%a7%d8%aa%d9%8a%d8%ac%d9%8a%d8%a7%d8%aa-%d8%a3%d8%b3%d8%a7%d8%b3%d9%8a%d8%a9-%d9%84%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d9%81%d9%8a-%d9%85%d8%ac%d8%a7%d9%84-%d8%a7","status":"publish","type":"post","link":"https:\/\/www.complycube.com\/ar\/fintech-compliance-aml-essential-strategies\/","title":{"rendered":"\u0646\u0647\u062c \u0639\u0645\u0644\u064a \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0639\u0627\u0645 2025"},"content":{"rendered":"<p>\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0627\u0644\u0645\u0639\u0631\u0648\u0641\u0629 \u0623\u064a\u0636\u064b\u0627 \u0628\u0627\u0633\u0645 &quot;\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629&quot;\u060c \u0642\u0637\u0627\u0639 \u0646\u0627\u0634\u0626 \u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0625\u062d\u062f\u0627\u062b \u062b\u0648\u0631\u0629 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u062a\u0641\u062e\u0631 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u062a\u0628\u0646\u064a \u0623\u062d\u062f\u062b \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0644\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629. \u0645\u0639 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639\u060c \u062a\u062d\u0648\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0645\u062c\u0631\u062f \u0639\u0645\u0644\u064a\u0629 \u0631\u0648\u062a\u064a\u0646\u064a\u0629 \u0625\u0644\u0649 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u064a\u063a\u0637\u064a \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0648\u0644\u0627\u062f\u0629 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h2>\n\n\n\n<p>\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0627\u062e\u062a\u0644\u0627\u0641 \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u062a\u0638\u0644 \u0645\u062a\u0631\u0627\u0628\u0637\u0629 \u0628\u0634\u0643\u0644 \u0648\u062b\u064a\u0642. \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0639\u0627\u062f\u0629\u064b \u0639\u0644\u0649 \u0648\u0638\u0627\u0626\u0641 \u0645\u0627\u062f\u064a\u0629\u060c <span class=\"wrapper\">\u0627\u0644\u062a\u0623\u0643\u064a\u062f <\/span>\u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u062a\u0642\u0648\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0625\u0644\u0649 \u0641\u0636\u0627\u0621 \u0631\u0642\u0645\u064a. \u0648\u062a\u062d\u062a\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinTech) \u0645\u0631\u0643\u0632 \u0627\u0644\u0635\u062f\u0627\u0631\u0629\u060c \u0645\u0633\u062a\u0641\u064a\u062f\u0629\u064b \u0645\u0646 \u0623\u062d\u062f\u062b \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a\u060c \u0645\u062b\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629\u060c \u0644\u062c\u0639\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0633\u0631\u0639 \u0648\u0623\u0631\u062e\u0635 \u0648\u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629\u064b \u0645\u0646 \u0623\u064a \u0648\u0642\u062a \u0645\u0636\u0649.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1443\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-3-scaled.png\" alt=\"\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0635\u0644 \u062d\u062c\u0645 \u0633\u0648\u0642 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0625\u0644\u0649 1.5 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0645\u0646 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030\u060c \u0648\u0647\u0648 \u0646\u0645\u0648 \u064a\u0628\u0644\u063a \u062d\u0648\u0627\u0644\u064a \u062e\u0645\u0633\u0629 \u0623\u0636\u0639\u0627\u0641 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0639\u0627\u0645 2024.\" class=\"wp-image-24359\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-3-scaled.png 2560w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-3-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-3-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-3-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-3-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-3-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/3-3-18x10.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0635\u0644 \u062d\u062c\u0645 \u0633\u0648\u0642 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0625\u0644\u0649 <a href=\"https:\/\/www.bcg.com\/publications\/2024\/global-fintech-prudence-profits-and-growth\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">$1.5 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030<\/a>\u060c \u0648\u0647\u0648 \u0646\u0645\u0648 \u064a\u0628\u0644\u063a \u062d\u0648\u0627\u0644\u064a \u062e\u0645\u0633\u0629 \u0623\u0636\u0639\u0627\u0641 \u0627\u0639\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646 \u0639\u0627\u0645 2024.<\/p>\n<\/blockquote>\n\n\n\n<p>\u0641\u064a \u062d\u064a\u0646 \u0627\u0643\u062a\u0633\u0628 \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0646\u0627\u0634\u0626 \u0632\u062e\u0645\u064b\u0627 \u0633\u0631\u064a\u0639\u064b\u0627 \u0646\u0633\u0628\u064a\u064b\u0627\u060c \u0648\u0627\u062c\u0647\u062a \u0641\u0631\u0635 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0647\u0627\u0626\u0644\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u062d\u062f\u064a\u0627\u062a\u064d \u0645\u0639\u0642\u062f\u0629. \u0648\u062a\u0645\u062b\u0644 \u0630\u0644\u0643 \u062a\u062d\u062f\u064a\u062f\u064b\u0627 \u0641\u064a \u0628\u0646\u0627\u0621 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u0631\u0646 \u0648\u0641\u0639\u0627\u0644 \u064a\u0644\u0628\u064a \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629 \u0645\u0639 \u062a\u0645\u0643\u064a\u0646 \u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0633\u0639.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u062a\u0632\u0627\u064a\u062f \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h2>\n\n\n\n<p>\u0627\u0644\u062a\u0645\u064a\u064a\u0632 \u0628\u064a\u0646 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 <a href=\"https:\/\/www.complycube.com\/ar\/%d8%a7%d8%b3%d8%aa%d8%ae%d8%af%d9%85-%d8%ad%d8%a7%d9%84%d8%a7%d8%aa\/%d8%b5%d9%86%d8%a7%d8%b9%d8%a9\/%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9\/\" title=\"\">\u0627\u0644\u0635\u0646\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 <\/a>\u0633\u0648\u0641 \u062a\u062a\u0644\u0627\u0634\u0649 \u0645\u0639 \u0642\u064a\u0627\u0645 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0628\u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0648\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621<span class=\"wrapper\">\u0633\u0627 \u0648\u064a<\/span>\u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0627\u0644\u064a. \u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0627\u0644\u0622\u0646 \u0623\u0646 \u0623\u064a \u0634\u0631\u0643\u0629 \u062a\u0639\u0645\u0644 \u0645\u0639 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0623\u062e\u0631\u0649 \u0623\u0648 \u062a\u064f\u062c\u0631\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u064a\u062c\u0628 \u0623\u0646 \u062a\u0644\u062a\u0632\u0645 \u0628\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0648\u062a\u0637\u0628\u0642 \u062a\u062f\u0627\u0628\u064a\u0631 \u0623\u0645\u0646\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0648\u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0639\u0627\u062f\u0644\u0629 \u0623\u0648 \u0627\u0644\u0645\u062e\u0627\u062f\u0639\u0629 \u0628\u0641\u0639\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"2560\" height=\"1443\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/4-4-scaled.png\" alt=\"\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\" class=\"wp-image-24358\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/4-4-scaled.png 2560w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/4-4-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/4-4-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/4-4-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/4-4-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/4-4-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/4-4-18x10.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<p>\u0642\u062f \u062a\u0648\u0627\u062c\u0647 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u062a\u0643\u064a\u0641 \u0645\u0639 \u0647\u0630\u0647 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u064f\u0648\u0633\u0651\u0639\u0629 \u0639\u0642\u0648\u0628\u0627\u062a\u064d \u062c\u0633\u064a\u0645\u0629\u060c \u0648\u062a\u0636\u0631\u0651 \u0628\u0633\u0645\u0639\u062a\u0647\u0627\u060c \u0648\u062a\u0641\u0642\u062f \u062b\u0642\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0641\u064a \u0633\u0648\u0642\u064d \u062a\u0646\u0627\u0641\u0633\u064a\u0629\u064d \u0645\u062a\u0632\u0627\u064a\u062f\u0629. \u0648\u0645\u0646 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u062a\u064f\u0624\u062f\u0651\u064a \u0625\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u0645\u064f\u0643\u062b\u0651\u0641 \u062a\u062c\u0627\u0647 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u0627\u0644\u0641\u062c\u0648\u0627\u062a \u0641\u064a <span class=\"wrapper\">\u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 <\/span><\/h3>\n\n\n\n<p>\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u062c\u0627\u0648\u0632 \u062a\u0633\u0627\u0631\u0639 \u0646\u0645\u0648 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u0637\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629. \u0648\u0642\u062f \u0623\u062f\u0649 \u0630\u0644\u0643 \u0625\u0644\u0649 \u0635\u0639\u0648\u0628\u0627\u062a \u0641\u064a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u060c \u0645\u0645\u0627 \u0634\u0643\u0651\u0644 \u0628\u064a\u0626\u0629 \u062e\u0635\u0628\u0629 \u0644\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u062b\u0644 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644. \u0648\u0646\u062a\u064a\u062c\u0629\u064b \u0644\u0630\u0644\u0643\u060c \u062a\u0641\u0631\u0636 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0645\u062a\u062b\u0627\u0644 \u0635\u0627\u0631\u0645\u0629 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647\u0627 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u0627\u0644 <span class=\"wrapper\">\u064a\u0639\u0644\u0648 <\/span>\u0644 <span class=\"wrapper\">\u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a<\/span> \u0648 <span class=\"wrapper\">\u0627\u0644\u0641\u0634\u0644 <\/span><\/h3>\n\n\n\n<p>\u0643\u0645\u0627 \u0646\u0639\u0644\u0645\u060c \u0641\u0625\u0646 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u062f\u064a\u0647\u0645 \u0639\u0627\u062f\u0629\u064b \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0645\u062a\u062b\u0627\u0644 \u063a\u064a\u0631 \u0643\u0627\u0641\u064a\u0629\u060c \u0645\u0639 \u0647\u064a\u0626\u0629 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0627\u0644\u064a (FCA) <a href=\"https:\/\/www.investmentweek.co.uk\/news\/4395753\/fca-fines-increase-230-2024-amid-heightened-crackdown-financial-misconduct\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u0641\u0631\u0636 \u0639\u0644\u0649 <span class=\"wrapper\">176 \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a<\/span><\/a> \u063a\u0631\u0627\u0645\u0627\u062a \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0636\u064a \u0641\u0642\u0637. \u0648\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u064a\u0633 \u0628\u0645\u0646\u0623\u0649 \u0639\u0646 \u0630\u0644\u0643.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u0641\u064a \u0639\u0627\u0645 2023\u060c <a href=\"https:\/\/thefinancialbrand.com\/news\/bank-culture\/trends-2024-how-fintechs-are-balancing-growth-with-compliance-risk-172589?ref=escape.tech\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">86% \u0645\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/a> \u0642\u0627\u0644\u0648\u0627 \u0625\u0646 \u0645\u0646\u0638\u0645\u062a\u0647\u0645 \u062f\u0641\u0639\u062a \u0623\u0643\u062b\u0631 \u0645\u0646 $50,000 \u0641\u064a \u063a\u0631\u0627\u0645\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0636\u064a\u060c \u0645\u0639 \u062f\u0641\u0639 \u0623\u0643\u062b\u0631 \u0645\u0646 37% \u0623\u0643\u062b\u0631 \u0645\u0646 <span class=\"wrapper\">$500,000<\/span>.<\/p>\n<\/blockquote>\n\n\n\n<p>\u0644\u0642\u062f \u0632\u0627\u062f\u062a \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0633\u0648\u0621 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0639\u0644\u0649 \u0645\u0631 \u0627\u0644\u0633\u0646\u064a\u0646\u060c \u0645\u0645\u0627 \u062f\u0641\u0639 \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0634\u0631\u0627\u0643\u0627\u062a\u0647\u0627 \u0645\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0645\u062e\u0627\u0648\u0641 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h3>\n\n\n\n<p>\u0628\u0633\u0628\u0628 \u062a\u0648\u0627\u0635\u0644\u0647\u0627 \u0627\u0644\u0645\u0643\u062b\u0641 \u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0633\u0629\u060c \u062a\u0648\u0627\u062c\u0647 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0622\u0646 \u0642\u0648\u0627\u0646\u064a\u0646 \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a. \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/gdpr-info.eu\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (GDPR)<\/a> \u0648 \u0627\u0644 <a href=\"https:\/\/oag.ca.gov\/privacy\/ccpa\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u0642\u0627\u0646\u0648\u0646 \u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0641\u064a \u0643\u0627\u0644\u064a\u0641\u0648\u0631\u0646\u064a\u0627 (CCPA)<\/a> \u064a\u0641\u0631\u0636 \u062d\u0642\u0648\u0642 \u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u062d\u0645\u0627\u064a\u0629 \u0623\u0643\u0628\u0631 \u0644\u0644\u0639\u0645\u0644\u0627\u0621. \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u0631\u0627\u0645\u062c \u0627\u0645\u062a\u062b\u0627\u0644 \u062a\u062a\u0636\u0645\u0646 \u062a\u0642\u0627\u0631\u064a\u0631 \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u0625\u0639\u0637\u0627\u0621 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0644\u0646\u0645\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/h3>\n\n\n\n<p>\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0641\u0634\u0644 \u0641\u064a \u0645\u0648\u0627\u0643\u0628\u0629 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u0639\u0642\u062f\u0629 \u0642\u062f \u062a\u0648\u0627\u062c\u0647 \u0639\u0648\u0627\u0642\u0628 \u0648\u062e\u064a\u0645\u0629 \u0645\u0646 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0641\u064a\u062f\u0631\u0627\u0644\u064a\u0629. \u0644\u064a\u0633 \u0645\u0646 \u0627\u0644\u0646\u0627\u062f\u0631 \u0623\u0646 \u062a\u062a\u0636\u0631\u0631 \u0633\u0645\u0639\u062a\u0647\u0627\u060c \u0648\u062a\u062a\u0643\u0628\u062f \u062e\u0633\u0627\u0626\u0631 \u0645\u0627\u0644\u064a\u0629\u060c \u0628\u0644 \u0648\u062d\u062a\u0649 \u062a\u062a\u0648\u0642\u0641 \u0623\u0646\u0634\u0637\u062a\u0647\u0627 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629. \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u064f\u0639\u0637\u064a \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0645\u062a\u0632\u0627\u0645\u0646\u0629\u064b \u0645\u0639 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0645\u062b\u0644 <a href=\"https:\/\/www.occ.treas.gov\/topics\/supervision-and-examination\/bsa\/index-bsa.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/a> \u0648 <a href=\"https:\/\/www.complycube.com\/ar\/%d8%ad%d9%84%d9%88%d9%84\/%d8%a7%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d9%84%d9%84%d8%b9%d9%86%d8%a7%d9%8a%d8%a9-%d8%a7%d9%84%d9%88%d8%a7%d8%ac%d8%a8%d8%a9\/%d9%85%d9%83%d8%a7%d9%81%d8%ad%d8%a9-%d8%ba%d8%b3%d9%84-%d8%a7%d9%84%d8%a7%d9%85%d9%88%d8%a7%d9%84\/\" title=\"\">\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 (AML)<\/a> \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631\u060c \u0647\u064a \u0623\u0643\u062b\u0631 \u0639\u0631\u0636\u0629 \u0644\u062c\u0630\u0628 \u0627\u0647\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629<\/h3>\n\n\n\n<p>\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648 <a href=\"https:\/\/www.complycube.com\/ar\/%d8%ad%d9%84%d9%88%d9%84\/%d8%a7%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d9%84%d9%84%d8%b9%d9%86%d8%a7%d9%8a%d8%a9-%d8%a7%d9%84%d9%88%d8%a7%d8%ac%d8%a8%d8%a9\/%d8%a7%d8%b9%d8%b1%d9%81-%d8%b9%d9%85%d9%8a%d9%84%d9%83\/\" title=\"\">\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (KYC)<\/a> \u062a\u064f\u0637\u0628\u0642 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0622\u0646 \u0639\u0644\u0649 \u0642\u0637\u0627\u0639\u0627\u062a \u0623\u0648\u0633\u0639 \u0639\u0627\u0644\u0645\u064a\u064b\u0627. \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0645\u062b\u0644 <a href=\"https:\/\/www.fatf-gafi.org\/en\/the-fatf\/what-we-do.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a (\u0641\u0627\u062a\u0641)<\/a> \u062a\u064f\u0645\u0646\u062d \u0627\u0644\u0622\u0646 \u0635\u0644\u0627\u062d\u064a\u0627\u062a \u0623\u0643\u0628\u0631 \u0644\u0642\u064a\u0627\u062f\u0629 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u0648\u062d\u062f\u0629 \u0644\u0636\u0645\u0627\u0646 \u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0633\u062a\u062a\u062e\u0644\u0641 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0641\u0634\u0644 \u0641\u064a \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u0627\u0644\u062c\u062f\u064a\u062f \u0639\u0646 \u0627\u0644\u0631\u0643\u0628 \u0645\u0639 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0645\u0646 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0633\u0631\u064a\u0639 \u0641\u064a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h2>\n\n\n\n<p>\u0631\u063a\u0645 \u062a\u0632\u0627\u064a\u062f \u0627\u0644\u062a\u062f\u0642\u064a\u0642\u060c \u0633\u0627\u0631\u0639\u062a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0625\u0644\u0649 \u062f\u0645\u062c \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0645\u062a\u062c\u0627\u0648\u0632\u0629\u064b \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0628\u0641\u0636\u0644 \u0639\u0645\u0644\u064a\u0627\u062a\u0647\u0627 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0623\u0635\u064a\u0644\u0629. \u0648\u062a\u0631\u0649 \u063a\u0627\u0644\u0628\u064a\u0629 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0646 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0644\u064a\u0633\u062a \u0645\u062c\u0631\u062f \u0645\u062a\u0637\u0644\u0628 \u062a\u0646\u0638\u064a\u0645\u064a\u060c \u0628\u0644 \u0645\u064a\u0632\u0629 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0625\u0646 \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0633\u0631\u064a\u0639 \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u062f\u0641\u0648\u0639 \u0628\u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:\u00a0<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a:<\/strong>&nbsp;\u062a\u062a\u0645\u062a\u0639 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u062e\u0628\u0631\u0629 \u0648\u0627\u0633\u0639\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u0645\u062a\u0642\u062f\u0645 \u0648\u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0622\u0644\u064a \u0648\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0644\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a \u0648\u0627\u0644\u0623\u062a\u0645\u062a\u0629 <a href=\"https:\/\/www.complycube.com\/ar\/%d8%ad%d9%84%d9%88%d9%84\/%d8%a7%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d9%84%d9%84%d8%b9%d9%86%d8%a7%d9%8a%d8%a9-%d8%a7%d9%84%d9%88%d8%a7%d8%ac%d8%a8%d8%a9\/%d8%aa%d8%b3%d8%ac%d9%8a%d9%84-%d8%a7%d9%84%d9%85%d8%ae%d8%a7%d8%b7%d8%b1\/\" title=\"\">\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/a>\u0648\u0628\u0631\u0627\u0645\u062c \u0627\u0645\u062a\u062b\u0627\u0644 \u0642\u0648\u064a\u0629. \u0648\u0647\u0630\u0627 \u064a\u064f\u0645\u0643\u0651\u0646\u0647\u0645 \u0645\u0646 \u0627\u0633\u062a\u064a\u0639\u0627\u0628 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0628\u0633\u0647\u0648\u0644\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629:&nbsp;<\/strong>\u0625\u0646 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u062a\u0637\u0644\u0628 \u0645\u0646 \u0645\u0639\u0638\u0645 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0633\u0628\u0627\u0642\u0629 \u0641\u064a \u0643\u0633\u0628 \u062b\u0642\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646. \u0648\u0642\u062f \u0623\u062f\u0649 \u0630\u0644\u0643 \u0625\u0644\u0649 \u0645\u0648\u0627\u0621\u0645\u0629 \u0633\u0631\u064a\u0639\u0629 \u0645\u0639 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u060c \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u064a \u062e\u0637\u0637 \u0645\u0646\u062a\u062c\u0627\u062a\u0647\u0627.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0645\u064a\u0632\u0629 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629:<\/strong>&nbsp;\u0625\u0646 \u062a\u0646\u0641\u064a\u0630 \u062a\u0639\u0632\u064a\u0632\u0627\u062a \u0623\u0645\u0646\u064a\u0629 \u0642\u0648\u064a\u0629 \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0645\u0646\u0630 \u0627\u0644\u0628\u062f\u0627\u064a\u0629 \u064a\u0645\u0643\u0651\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u062a\u0645\u064a\u064a\u0632 \u0646\u0641\u0633\u0647\u0627 \u0639\u0646 \u0627\u0644\u0644\u0627\u0639\u0628\u064a\u0646 \u0627\u0644\u0643\u0628\u0627\u0631 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062e\u0637\u0631 \u0643\u0628\u064a\u0631 \u0644\u0639\u062f\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644:<\/strong>&nbsp;\u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0633\u0648\u0642 \u0645\u0634\u0628\u0639\u060c <a href=\"https:\/\/legal.thomsonreuters.com\/en\/insights\/articles\/understanding-the-risks-of-fintech\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u062a\u062d\u062a\u0627\u062c \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0625\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0631\u0646\u0629 \u0648\u0633\u0631\u064a\u0639\u0629<\/a> \u0644\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0644\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u0627\u0644\u0645\u0639\u0642\u062f. \u0623\u064a \u062e\u0637\u0623\u060c \u0643\u0636\u0639\u0641 \u0627\u0644\u062e\u0628\u0631\u0629 \u0641\u064a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0639\u0627\u062f\u0644\u0629\u060c \u0642\u062f \u064a\u0624\u062b\u0631 \u0633\u0644\u0628\u064b\u0627 \u0639\u0644\u0649 \u0627\u0628\u062a\u0643\u0627\u0631\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u064f\u0639\u064a\u0642\u0647\u0645 \u0639\u0646 \u0627\u0644\u062a\u0642\u062f\u0645.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0645\u0628\u062f\u0623 \u0627\u0644\u0639\u0645\u064a\u0644 \u0623\u0648\u0644\u0627\u064b:<\/strong>&nbsp;\u0648\u0623\u062e\u064a\u0631\u064b\u0627\u060c \u062a\u0639\u062a\u0628\u0631 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u064e \u0627\u0644\u0642\u0644\u0628\u064e \u0627\u0644\u0646\u0627\u0628\u0636\u064e \u0644\u0639\u0645\u0644\u064a\u0627\u062a\u0647\u0627. \u0648\u0644\u0630\u0644\u0643\u060c \u064a\u064f\u0639\u062f\u0651 \u0636\u0645\u0627\u0646\u064f \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062c\u0647\u0648\u062f \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648\u0644\u0648\u064a\u0629\u064b \u0642\u0635\u0648\u0649.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.complycube.com\/ar\/%d8%a7%d9%84%d8%aa%d9%86%d9%82%d9%84-%d8%a8%d9%8a%d9%86-%d8%a7%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d9%84%d9%80-kyc-%d9%88aml-%d9%81%d9%8a-%d9%85%d8%ac%d8%a7%d9%84-%d8%a7%d9%84%d8%aa%d9%85%d9%88\/\"><img decoding=\"async\" width=\"2560\" height=\"544\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Related-Articles-CTA-5-scaled.png\" alt=\"\u0627\u0644\u062a\u0646\u0642\u0644 \u0628\u064a\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0640 KYC \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0640 AML \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\" class=\"wp-image-24360\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Related-Articles-CTA-5-scaled.png 2560w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Related-Articles-CTA-5-300x64.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Related-Articles-CTA-5-1024x218.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Related-Articles-CTA-5-768x163.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Related-Articles-CTA-5-1536x326.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Related-Articles-CTA-5-2048x435.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/Related-Articles-CTA-5-18x4.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0623\u0641\u0636\u0644 5 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0639\u0627\u0645 2025<\/h2>\n\n\n\n<p>\u0645\u0639 \u062a\u0637\u0648\u0631 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629\u060c \u064a\u064f\u0639\u062f\u0651 \u0645\u0648\u0627\u0643\u0628\u0629 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0623\u0637\u0631 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0623\u0645\u0631\u064b\u0627 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629. \u0648\u0644\u0643\u0646 \u0643\u064a\u0641 \u064a\u064f\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0633\u0628\u0642 \u0641\u064a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0645\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0641\u064a \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0648\u062a\u0639\u062f\u064a\u0644\u0647\u0627\u061f \u0633\u064a\u062a\u0646\u0627\u0648\u0644 \u0647\u0630\u0627 \u0627\u0644\u0642\u0633\u0645 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u064f\u0645\u0643\u0646 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0639\u062a\u0645\u0627\u062f\u0647\u0627 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0648\u0627\u0644\u0633\u0631\u0639\u0629 \u0641\u064a \u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1443\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/5-2-scaled.png\" alt=\"\u0623\u0641\u0636\u0644 5 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0644\u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2025\" class=\"wp-image-24356\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/5-2-scaled.png 2560w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/5-2-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/5-2-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/5-2-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/5-2-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/5-2-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/05\/5-2-18x10.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><br>\u0627\u0644\u062e\u0637\u0648\u0629 1: \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0623\u0648\u0644\u0648\u064a\u0629 \u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0623\u0645\u0646<\/h3>\n\n\n\n<p>\u064a\u062c\u0628 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0635\u0627\u0631\u0645 \u0628\u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629\u060c \u0645\u062b\u0644 \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (GDPR). \u0641\u064a \u0627\u0644\u0628\u062f\u0627\u064a\u0629\u060c \u0633\u064a\u0624\u062f\u064a \u062a\u0637\u0628\u064a\u0642 \u062a\u062f\u0627\u0628\u064a\u0631 \u0623\u0645\u0646\u064a\u0629 \u0635\u0627\u0631\u0645\u0629\u060c \u0645\u062b\u0644 \u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0648\u0635\u0648\u0644\u060c \u0625\u0644\u0649 \u062a\u0642\u0644\u064a\u0644 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u062d\u0635\u0648\u0644 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062e\u0628\u064a\u062b\u0629 \u0648\u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u063a\u064a\u0631 \u0627\u0644\u0634\u0631\u0639\u064a\u064a\u0646 \u0639\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0633\u0627\u0633\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u062e\u0637\u0648\u0629 2: \u062a\u0646\u0641\u064a\u0630 \u0646\u0647\u062c \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 (RBA)<\/h3>\n\n\n\n<p>\u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c <a href=\"https:\/\/www.complycube.com\/ar\/%d9%85%d8%a7-%d9%87%d9%88-%d8%a7%d9%84%d9%86%d9%87%d8%ac-%d8%a7%d9%84%d9%82%d8%a7%d8%a6%d9%85-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d9%85%d8%ae%d8%a7%d8%b7%d8%b1\/\" title=\"\">\u0628\u0646\u0643 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u0623\u0633\u062a\u0631\u0627\u0644\u064a<\/a> \u064a\u0634\u064a\u0631 \u0625\u0644\u0649 \u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0644\u0644\u0645\u0648\u0627\u0642\u0641 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0623\u0643\u062b\u0631 \u062e\u0637\u0648\u0631\u0629. \u0645\u0639 \u0646\u0647\u062c RBA\u060c \u064a\u0645\u0643\u0646 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0628\u0633\u064a\u0637 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 <a href=\"https:\/\/www.complycube.com\/ar\/%d8%aa%d8%b9%d8%b2%d9%8a%d8%b2-%d8%a7%d9%84%d8%b9%d9%86%d8%a7%d9%8a%d8%a9-%d8%a7%d9%84%d9%88%d8%a7%d8%ac%d8%a8%d8%a9-%d8%b1%d8%a4%d9%89-%d9%88%d8%aa%d8%ad%d8%af%d9%8a%d8%a7%d8%aa-edd\/\" title=\"\">\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629<\/a> \u0648\u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 \u0644\u0645\u0646\u0639 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644. \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u062a\u0633\u062a\u0641\u064a\u062f \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u0648 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629 \u0645\u0646 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u0628\u0633\u0637\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u062e\u0637\u0648\u0629 3: \u0623\u0647\u0645\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a \u0627\u0644\u0623\u062a\u0645\u062a\u0629<\/h3>\n\n\n\n<p>\u062a\u064f\u0633\u0627\u0639\u062f \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0627\u062a \u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0622\u0644\u064a \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u0645\u064f\u0633\u062c\u0651\u0644\u060c \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u062a\u0644\u0628\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0628\u0633\u0631\u0639\u0629. \u062a\u064f\u063a\u0646\u064a \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0639\u0646 \u0645\u0647\u0627\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u064a\u062f\u0648\u064a\u0629\u060c \u0645\u062b\u0644 \u0645\u0644\u0621 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631\u060c \u0645\u0645\u0627 \u064a\u064f\u0648\u0641\u0631 \u0627\u0644\u0648\u0642\u062a \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641. \u0643\u0645\u0627 \u064a\u064f\u0645\u0643\u0646\u0647\u0627 \u0627\u0644\u062a\u0639\u0644\u0645 \u0645\u0646 \u0627\u0644\u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a\u0629 \u0644\u062a\u0639\u0632\u064a\u0632 \u062f\u0642\u0629 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0645\u0646\u0639 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u062e\u0637\u0648\u0629 4: \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0639\u0644\u0649 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0643\u0623\u0635\u0644<\/h3>\n\n\n\n<p>\u0633\u0648\u0627\u0621\u064b \u0623\u0646\u0634\u0623\u062a\u064e \u0641\u0631\u064a\u0642 \u0627\u0645\u062a\u062b\u0627\u0644 \u062f\u0627\u062e\u0644\u064a\u064b\u0627 \u0623\u0648 \u0627\u062e\u062a\u0631\u062a\u064e \u062f\u0645\u062c\u064e \u062c\u0647\u0629\u064d \u0645\u062a\u062e\u0635\u0635\u0629\u064d \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644\u060c \u0644\u0627 \u064a\u064f\u0645\u0643\u0646 \u062a\u062c\u0627\u0647\u0644\u064f \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0639\u0644\u0649 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644. \u064a\u064f\u0639\u062f\u064f\u0651 \u0645\u0648\u0627\u0643\u0628\u0629\u064f \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0641\u064a \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0623\u0645\u0631\u064b\u0627 \u0628\u0627\u0644\u063a\u064e \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u062e\u0637\u0648\u0629 5: \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0648\u0627\u0644\u062a\u0648\u062b\u064a\u0642 \u0648\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0628\u062f\u0642\u0629<\/h3>\n\n\n\n<p>\u0648\u0623\u062e\u064a\u0631\u064b\u0627\u060c \u0628\u0641\u0636\u0644 \u0633\u062c\u0644\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0648\u0627\u0644\u062a\u0648\u062b\u064a\u0642 \u0627\u0644\u0642\u0648\u064a\u0629\u060c \u062a\u0633\u062a\u0637\u064a\u0639 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0636\u0645\u0627\u0646 \u0648\u0641\u0627\u0626\u0647\u0627 \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u060c \u0628\u0645\u0627 \u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a. \u0639\u0644\u0627\u0648\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0648\u062c\u0648\u062f \u0639\u0645\u0644\u064a\u0629 \u062f\u0627\u062e\u0644\u064a\u0629 \u0644\u062a\u0642\u062f\u064a\u0645 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u062f\u0642\u064a\u0642 \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0645\u062e\u0627\u0637\u0631 \u0645\u0646\u062a\u0638\u0645\u0629 \u064a\u064f\u0633\u0647\u0645 \u0641\u064a \u0633\u062f \u0627\u0644\u062b\u063a\u0631\u0627\u062a \u0641\u064a \u0623\u0637\u0631\u0647\u0627 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u062a\u0639\u0632\u064a\u0632 \u062d\u0644\u0648\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h2>\n\n\n\n<p>\u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644\u060c \u062a\u0639\u0644\u0645\u0646\u0627 \u0623\u0646 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0645\u0631 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628. \u0648\u0627\u0644\u0623\u0647\u0645 \u0645\u0646 \u0630\u0644\u0643\u060c \u0623\u0646 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u064a\u064f\u0633\u0647\u0645 \u0641\u064a \u0628\u0646\u0627\u0621 \u0627\u0644\u062b\u0642\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0648\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0641\u064a \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u064a\u062c\u0628 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u062a\u0628\u0627\u0639 \u0646\u0647\u062c \u0627\u0633\u062a\u0628\u0627\u0642\u064a \u0648\u0645\u0631\u0646 \u0644\u062a\u0644\u0628\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0625\u0631\u0636\u0627\u0621 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.complycube.com\/ar\/%d8%a7%d8%aa%d8%b5%d9%84\/%d9%85%d8%a8%d9%8a%d8%b9%d8%a7%d8%aa-%d8%a7%d9%84%d8%a7%d8%aa%d8%b5%d8%a7%d9%84\/\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1443\" src=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/4-3.png\" alt=\"\u0627\u0628\u062f\u0623 \u0645\u062d\u0627\u062f\u062b\u0629 \u0627\u0644\u064a\u0648\u0645 \u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0639\u0646 \u062d\u0644\u0648\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u062f\u064a\u0646\u0627.\" class=\"wp-image-24010\" srcset=\"https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/4-3.png 2560w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/4-3-300x169.png 300w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/4-3-1024x577.png 1024w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/4-3-768x433.png 768w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/4-3-1536x866.png 1536w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/4-3-2048x1154.png 2048w, https:\/\/www.complycube.com\/wp-content\/uploads\/2025\/04\/4-3-18x10.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/a><\/figure>\n\n\n\n<p>\u0627\u0628\u062f\u0623 \u0645\u0639 <a href=\"https:\/\/www.complycube.com\/ar\/\" title=\"\">\u062d\u0644\u0648\u0644 \u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0639\u0645\u064a\u0644<\/a> \u0627\u0644\u064a\u0648\u0645. <a href=\"https:\/\/www.complycube.com\/ar\/%d8%a7%d8%aa%d8%b5%d9%84\/%d9%85%d8%a8%d9%8a%d8%b9%d8%a7%d8%aa-%d8%a7%d9%84%d8%a7%d8%aa%d8%b5%d8%a7%d9%84\/\" title=\"\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<\/a> \u0645\u0646 \u0623\u062d\u062f \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0641\u0631\u064a\u0642.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u062a\u062a\u0628\u0646\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u062f\u0648\u0627\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0645\u062a\u0637\u0648\u0631\u0629 \u0644\u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629. \u0648\u0645\u0639 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0639\u0629\u060c \u0627\u0646\u062a\u0642\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0645\u062c\u0631\u062f &quot;\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u062e\u062a\u064a\u0627\u0631\u064a\u0629&quot; \u0625\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>","protected":false},"author":27,"featured_media":24355,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[10],"class_list":["post-24269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-anti-money-laundering"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/posts\/24269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/comments?post=24269"}],"version-history":[{"count":30,"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/posts\/24269\/revisions"}],"predecessor-version":[{"id":31577,"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/posts\/24269\/revisions\/31577"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/media\/24355"}],"wp:attachment":[{"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/media?parent=24269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/categories?post=24269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.complycube.com\/ar\/wp-json\/wp\/v2\/tags?post=24269"}],"curies":[{"name":"\u0648\u0648\u0631\u062f\u0628\u0631\u064a\u0633","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}